Eraclio Ruiz wrote to Equifax to request that they remove a judgment from his credit report that belongs to someone else. The judgment is hurting his credit and preventing him from refinancing his mortgage. He provided identifying details about the incorrect judgment, including the file number, last four of his social security number, date of birth, address, and date of the judgment. He offered to provide his full social security number if needed and included his phone number for contact.

1. Tuesday, February 28, 2012
To: Equifax
My name is Eraclio Ruiz and the purpose of my writing to you is
because someone has file a judgment against me that belongs to
somebody else and that report is in my Equifax credit report, please take it
off because it is really hurting my credit and it will not let me refinance my
mortgage.
The file # is 11SC183; last four of S.S. # 1777; DOB 6-11-65; address is
100
Irish ct. Oswego IL. Jan. 10th 2011.
If you need my social security number please call me at
(815)9010243.