Epidemiological and microbiological profile of infectious corneal ulcers in t...Dr Laltanpuia Chhangte
This study analyzed 76 cases of infectious corneal ulcers seen at a tertiary care center in Kumaon, Uttarakhand, India over a 2 year period. Ocular trauma, particularly from vegetative materials, was the most common predisposing factor, present in 72.4% of cases. Cultures were positive in 68.4% of cases, with fungi (40.7%) being more common isolates than bacteria (25%). The most common fungal pathogen was Aspergillus spp (54.5% of fungal cases) and the most common bacterial pathogen was Staphylococcus aureus (42.8% of bacterial cases). The findings provide insight into the epidemiology and microbi
LIC Housing Finance delivered strong loan growth and asset quality. However, spreads have disappointed recently and been at their lowest levels in past 25 quarters. The report argues that spreads have now bottomed out and will improve in the second half of fiscal year 2013, led by higher spreads on new loans, declining cost of funds, and repricing of teaser rate loans. Loan growth is expected to remain healthy at over 20% due to structural drivers in housing finance and LICHF's strong presence in tier 2 and 3 cities. With improving spreads and continued strong growth and asset quality, the stock is considered attractively valued at 1.7 times fiscal year 2014 book value. The report maintains a "Buy" rating with a target
Loan and deposit growth in Indian banks moderated in the recent fortnight. Loan growth declined to 17.6% YoY from 18.7% in the previous fortnight. Deposit growth also moderated to 13.3% YoY from 14.3%. As a result, the credit-deposit ratio declined to 76.5% from 77%. Investments improved marginally while the statutory liquidity ratio increased to 27.6% from 27.2%.
The document provides summaries of various classes taken by the author, including chemistry, visualizing algebra, and Italian. For chemistry, they attended class 5 days a week, did labs and homework, and learned chemistry, math, and lab skills. For visualizing algebra, they completed video lessons and exercises for 1 hour per day 6 days a week, totaling over 168 hours. For Italian, they listened to audio for 1 hour per week and did computer exercises for vocabulary, phrases, and speaking practice. They also briefly discussed a chemistry experiment and solving a quadratic equation in algebra.
- Loan and deposit growth for Indian banks improved in the recent fortnight, with loans up 18.3% and deposits up 14.4% year-over-year.
- The credit-deposit ratio remained stable at 76.8% while the statutory liquidity ratio also remained stable at 27.5%.
- Absolute loan amounts increased by INR641 billion while absolute deposit amounts grew by INR795 billion in the reported fortnight.
Video optimization is not only linked to monetization, but also ranking high in the search results. Learn more about video SEO and ways to optimize the videos for better here - http://bit.ly/1meIiIg
Epidemiological and microbiological profile of infectious corneal ulcers in t...Dr Laltanpuia Chhangte
This study analyzed 76 cases of infectious corneal ulcers seen at a tertiary care center in Kumaon, Uttarakhand, India over a 2 year period. Ocular trauma, particularly from vegetative materials, was the most common predisposing factor, present in 72.4% of cases. Cultures were positive in 68.4% of cases, with fungi (40.7%) being more common isolates than bacteria (25%). The most common fungal pathogen was Aspergillus spp (54.5% of fungal cases) and the most common bacterial pathogen was Staphylococcus aureus (42.8% of bacterial cases). The findings provide insight into the epidemiology and microbi
LIC Housing Finance delivered strong loan growth and asset quality. However, spreads have disappointed recently and been at their lowest levels in past 25 quarters. The report argues that spreads have now bottomed out and will improve in the second half of fiscal year 2013, led by higher spreads on new loans, declining cost of funds, and repricing of teaser rate loans. Loan growth is expected to remain healthy at over 20% due to structural drivers in housing finance and LICHF's strong presence in tier 2 and 3 cities. With improving spreads and continued strong growth and asset quality, the stock is considered attractively valued at 1.7 times fiscal year 2014 book value. The report maintains a "Buy" rating with a target
Loan and deposit growth in Indian banks moderated in the recent fortnight. Loan growth declined to 17.6% YoY from 18.7% in the previous fortnight. Deposit growth also moderated to 13.3% YoY from 14.3%. As a result, the credit-deposit ratio declined to 76.5% from 77%. Investments improved marginally while the statutory liquidity ratio increased to 27.6% from 27.2%.
The document provides summaries of various classes taken by the author, including chemistry, visualizing algebra, and Italian. For chemistry, they attended class 5 days a week, did labs and homework, and learned chemistry, math, and lab skills. For visualizing algebra, they completed video lessons and exercises for 1 hour per day 6 days a week, totaling over 168 hours. For Italian, they listened to audio for 1 hour per week and did computer exercises for vocabulary, phrases, and speaking practice. They also briefly discussed a chemistry experiment and solving a quadratic equation in algebra.
- Loan and deposit growth for Indian banks improved in the recent fortnight, with loans up 18.3% and deposits up 14.4% year-over-year.
- The credit-deposit ratio remained stable at 76.8% while the statutory liquidity ratio also remained stable at 27.5%.
- Absolute loan amounts increased by INR641 billion while absolute deposit amounts grew by INR795 billion in the reported fortnight.
Video optimization is not only linked to monetization, but also ranking high in the search results. Learn more about video SEO and ways to optimize the videos for better here - http://bit.ly/1meIiIg
The document discusses Sony's QX10 and QX100 cameras, which can be attached to smartphones to enhance their photo and video capabilities, providing portability, image quality, and connectivity. It examines their key features and performance compared to other cameras, and explores potential directions for Sony to improve the value propositions and maintain their first-mover advantage in this new product segment.
Multiscale logarithm difference edgemaps for face recognition against varying liShakas Technologies
ABSTRACT
Lambertian model is a classical illumination modelconsisting of a surface albedo component and a light intensity component. Some previous researches assume that the lightintensity component mainly lies in the large-scale features.
Industrial loans continue to be the key driver of overall loan growth in India, with industries such as mining, metals and infrastructure remaining major contributors. Agricultural loan growth improved marginally on a year-over-year basis but still lags overall growth. Retail loan growth moderated further due to slowing housing loans, though other segments like vehicle and education loans grew strongly. The services sector saw loan growth in line with overall levels, led by the strong performance of non-banking financial companies.
The document summarizes key points from a meeting with India's Ministry of Finance on developments in the banking sector and upcoming reforms. It notes that the government remains committed to adequately capitalizing public sector banks and that bank performance evaluations will increasingly emphasize qualitative productivity parameters over growth. Recommendations to improve employee productivity at public sector banks are also being considered. The document expresses that these steps are moving in the right direction if properly executed.
Karur Vysya Bank (KVB) is a 96-year old private sector bank headquartered in Tamil Nadu, India. The report initiates coverage on KVB with a buy recommendation and 12-month price target of Rs. 725. KVB has shown robust loan and deposit growth of 28% and 35% CAGR over the past 5 years. The report expects KVB to deliver 22% NII and 19% PAT CAGR over FY12-14 driven by a planned increase in branches. KVB trades at a discount to other private sector banks at 1.9x FY13 P/ABV but offers the highest dividend yield of 3%. The report believes the valuation
- State-owned banks in India restructured 3.1% of overall loans in FY12, with around 20% pertaining to corporate debt restructuring (CDR) cases. Excluding SBI, other state banks restructured around 4% of loans.
- Gross non-performing assets (NPAs) and net NPAs increased 54% and 58% year-over-year respectively. Provision coverage ratios declined for most banks despite higher loan stress.
- Gross slippages increased 48% year-over-year while the pace of recoveries and upgrades moderated, leading to higher balance sheet stress overall. The aggregate gross and net slippage ratios increased.
- While the net present value
The document provides a quarterly review of the performance of Indian banks in 1QFY13. Some key points:
- Asset quality pressures continued with rising net slippages, particularly for public sector banks. Margins declined for most public banks due to higher costs of deposits and provisions.
- Private banks saw stable or improving margins and largely stable asset quality. Loan growth remained healthy led by retail loans.
- Valuations of banks are below the 10-year average due to ongoing stress on asset quality and a challenging macroeconomic environment. Performance was mixed with some private banks beating estimates while most public banks disappointed.
Most slaves taken from Africa during the 18th century came from the midsection of West Africa, particularly the Gold Coast, where the Portuguese first made contact in 1502. By 1650, over 25,000 enslaved Africans had been taken to North Atlantic islands and nearly 100,000 to Sao Tome. The optimal time for the slave trade was around August when the southeast trade winds shifted to blow northwest, aiding ships in their transport of enslaved peoples from Africa to America. Several cited sources provide further information on the history and details of the Atlantic slave trade.
La UFC es la mayor empresa de artes marciales mixtas en el mundo, que alberga a los mejores peleadores y produce eventos globales. Se llevó a cabo el primer evento de UFC en 1993 para identificar el arte marcial más efectivo, y los combatientes comenzaron a adoptar técnicas de varias disciplinas para crear las artes marciales mixtas. Ronda Rousey fue la primera campeona femenina de UFC. Los combates pueden terminar por sumisión, KO, decisión de los jueces u otros medios.
The document discusses returns from private equity investments in India. It finds that while PE deals and values in India have increased substantially since 2004, meaningful exits have lagged behind expectations. Exits peaked in 2010 but have declined since due to market volatility and economic challenges.
The analysis of a sample of realized and unrealized PE investments in India finds that realized investments have achieved higher returns than unrealized ones. Realized investments had a median IRR of 27.6% compared to 14.3% for the Sensex stock index over the same period. However, total returns including unrealized investments were lower at 17.9% IRR due to unrealized investments often being held at cost. Strong returns from
The document discusses Sony's QX10 and QX100 cameras, which can be attached to smartphones to enhance their photo and video capabilities, providing portability, image quality, and connectivity. It examines their key features and performance compared to other cameras, and explores potential directions for Sony to improve the value propositions and maintain their first-mover advantage in this new product segment.
Multiscale logarithm difference edgemaps for face recognition against varying liShakas Technologies
ABSTRACT
Lambertian model is a classical illumination modelconsisting of a surface albedo component and a light intensity component. Some previous researches assume that the lightintensity component mainly lies in the large-scale features.
Industrial loans continue to be the key driver of overall loan growth in India, with industries such as mining, metals and infrastructure remaining major contributors. Agricultural loan growth improved marginally on a year-over-year basis but still lags overall growth. Retail loan growth moderated further due to slowing housing loans, though other segments like vehicle and education loans grew strongly. The services sector saw loan growth in line with overall levels, led by the strong performance of non-banking financial companies.
The document summarizes key points from a meeting with India's Ministry of Finance on developments in the banking sector and upcoming reforms. It notes that the government remains committed to adequately capitalizing public sector banks and that bank performance evaluations will increasingly emphasize qualitative productivity parameters over growth. Recommendations to improve employee productivity at public sector banks are also being considered. The document expresses that these steps are moving in the right direction if properly executed.
Karur Vysya Bank (KVB) is a 96-year old private sector bank headquartered in Tamil Nadu, India. The report initiates coverage on KVB with a buy recommendation and 12-month price target of Rs. 725. KVB has shown robust loan and deposit growth of 28% and 35% CAGR over the past 5 years. The report expects KVB to deliver 22% NII and 19% PAT CAGR over FY12-14 driven by a planned increase in branches. KVB trades at a discount to other private sector banks at 1.9x FY13 P/ABV but offers the highest dividend yield of 3%. The report believes the valuation
- State-owned banks in India restructured 3.1% of overall loans in FY12, with around 20% pertaining to corporate debt restructuring (CDR) cases. Excluding SBI, other state banks restructured around 4% of loans.
- Gross non-performing assets (NPAs) and net NPAs increased 54% and 58% year-over-year respectively. Provision coverage ratios declined for most banks despite higher loan stress.
- Gross slippages increased 48% year-over-year while the pace of recoveries and upgrades moderated, leading to higher balance sheet stress overall. The aggregate gross and net slippage ratios increased.
- While the net present value
The document provides a quarterly review of the performance of Indian banks in 1QFY13. Some key points:
- Asset quality pressures continued with rising net slippages, particularly for public sector banks. Margins declined for most public banks due to higher costs of deposits and provisions.
- Private banks saw stable or improving margins and largely stable asset quality. Loan growth remained healthy led by retail loans.
- Valuations of banks are below the 10-year average due to ongoing stress on asset quality and a challenging macroeconomic environment. Performance was mixed with some private banks beating estimates while most public banks disappointed.
Most slaves taken from Africa during the 18th century came from the midsection of West Africa, particularly the Gold Coast, where the Portuguese first made contact in 1502. By 1650, over 25,000 enslaved Africans had been taken to North Atlantic islands and nearly 100,000 to Sao Tome. The optimal time for the slave trade was around August when the southeast trade winds shifted to blow northwest, aiding ships in their transport of enslaved peoples from Africa to America. Several cited sources provide further information on the history and details of the Atlantic slave trade.
La UFC es la mayor empresa de artes marciales mixtas en el mundo, que alberga a los mejores peleadores y produce eventos globales. Se llevó a cabo el primer evento de UFC en 1993 para identificar el arte marcial más efectivo, y los combatientes comenzaron a adoptar técnicas de varias disciplinas para crear las artes marciales mixtas. Ronda Rousey fue la primera campeona femenina de UFC. Los combates pueden terminar por sumisión, KO, decisión de los jueces u otros medios.
The document discusses returns from private equity investments in India. It finds that while PE deals and values in India have increased substantially since 2004, meaningful exits have lagged behind expectations. Exits peaked in 2010 but have declined since due to market volatility and economic challenges.
The analysis of a sample of realized and unrealized PE investments in India finds that realized investments have achieved higher returns than unrealized ones. Realized investments had a median IRR of 27.6% compared to 14.3% for the Sensex stock index over the same period. However, total returns including unrealized investments were lower at 17.9% IRR due to unrealized investments often being held at cost. Strong returns from
Structural Design Process: Step-by-Step Guide for BuildingsChandresh Chudasama
The structural design process is explained: Follow our step-by-step guide to understand building design intricacies and ensure structural integrity. Learn how to build wonderful buildings with the help of our detailed information. Learn how to create structures with durability and reliability and also gain insights on ways of managing structures.
B2B payments are rapidly changing. Find out the 5 key questions you need to be asking yourself to be sure you are mastering B2B payments today. Learn more at www.BlueSnap.com.
[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This presentation is a curated compilation of PowerPoint diagrams and templates designed to illustrate 20 different digital transformation frameworks and models. These frameworks are based on recent industry trends and best practices, ensuring that the content remains relevant and up-to-date.
Key highlights include Microsoft's Digital Transformation Framework, which focuses on driving innovation and efficiency, and McKinsey's Ten Guiding Principles, which provide strategic insights for successful digital transformation. Additionally, Forrester's framework emphasizes enhancing customer experiences and modernizing IT infrastructure, while IDC's MaturityScape helps assess and develop organizational digital maturity. MIT's framework explores cutting-edge strategies for achieving digital success.
These materials are perfect for enhancing your business or classroom presentations, offering visual aids to supplement your insights. Please note that while comprehensive, these slides are intended as supplementary resources and may not be complete for standalone instructional purposes.
Frameworks/Models included:
Microsoft’s Digital Transformation Framework
McKinsey’s Ten Guiding Principles of Digital Transformation
Forrester’s Digital Transformation Framework
IDC’s Digital Transformation MaturityScape
MIT’s Digital Transformation Framework
Gartner’s Digital Transformation Framework
Accenture’s Digital Strategy & Enterprise Frameworks
Deloitte’s Digital Industrial Transformation Framework
Capgemini’s Digital Transformation Framework
PwC’s Digital Transformation Framework
Cisco’s Digital Transformation Framework
Cognizant’s Digital Transformation Framework
DXC Technology’s Digital Transformation Framework
The BCG Strategy Palette
McKinsey’s Digital Transformation Framework
Digital Transformation Compass
Four Levels of Digital Maturity
Design Thinking Framework
Business Model Canvas
Customer Journey Map
Navigating the world of forex trading can be challenging, especially for beginners. To help you make an informed decision, we have comprehensively compared the best forex brokers in India for 2024. This article, reviewed by Top Forex Brokers Review, will cover featured award winners, the best forex brokers, featured offers, the best copy trading platforms, the best forex brokers for beginners, the best MetaTrader brokers, and recently updated reviews. We will focus on FP Markets, Black Bull, EightCap, IC Markets, and Octa.
Brian Fitzsimmons on the Business Strategy and Content Flywheel of Barstool S...Neil Horowitz
On episode 272 of the Digital and Social Media Sports Podcast, Neil chatted with Brian Fitzsimmons, Director of Licensing and Business Development for Barstool Sports.
What follows is a collection of snippets from the podcast. To hear the full interview and more, check out the podcast on all podcast platforms and at www.dsmsports.net
How MJ Global Leads the Packaging Industry.pdfMJ Global
MJ Global's success in staying ahead of the curve in the packaging industry is a testament to its dedication to innovation, sustainability, and customer-centricity. By embracing technological advancements, leading in eco-friendly solutions, collaborating with industry leaders, and adapting to evolving consumer preferences, MJ Global continues to set new standards in the packaging sector.
How are Lilac French Bulldogs Beauty Charming the World and Capturing Hearts....Lacey Max
“After being the most listed dog breed in the United States for 31
years in a row, the Labrador Retriever has dropped to second place
in the American Kennel Club's annual survey of the country's most
popular canines. The French Bulldog is the new top dog in the
United States as of 2022. The stylish puppy has ascended the
rankings in rapid time despite having health concerns and limited
color choices.”
Industrial Tech SW: Category Renewal and CreationChristian Dahlen
Every industrial revolution has created a new set of categories and a new set of players.
Multiple new technologies have emerged, but Samsara and C3.ai are only two companies which have gone public so far.
Manufacturing startups constitute the largest pipeline share of unicorns and IPO candidates in the SF Bay Area, and software startups dominate in Germany.
Best practices for project execution and deliveryCLIVE MINCHIN
A select set of project management best practices to keep your project on-track, on-cost and aligned to scope. Many firms have don't have the necessary skills, diligence, methods and oversight of their projects; this leads to slippage, higher costs and longer timeframes. Often firms have a history of projects that simply failed to move the needle. These best practices will help your firm avoid these pitfalls but they require fortitude to apply.
Event Report - SAP Sapphire 2024 Orlando - lots of innovation and old challengesHolger Mueller
Holger Mueller of Constellation Research shares his key takeaways from SAP's Sapphire confernece, held in Orlando, June 3rd till 5th 2024, in the Orange Convention Center.
Understanding User Needs and Satisfying ThemAggregage
https://www.productmanagementtoday.com/frs/26903918/understanding-user-needs-and-satisfying-them
We know we want to create products which our customers find to be valuable. Whether we label it as customer-centric or product-led depends on how long we've been doing product management. There are three challenges we face when doing this. The obvious challenge is figuring out what our users need; the non-obvious challenges are in creating a shared understanding of those needs and in sensing if what we're doing is meeting those needs.
In this webinar, we won't focus on the research methods for discovering user-needs. We will focus on synthesis of the needs we discover, communication and alignment tools, and how we operationalize addressing those needs.
Industry expert Scott Sehlhorst will:
• Introduce a taxonomy for user goals with real world examples
• Present the Onion Diagram, a tool for contextualizing task-level goals
• Illustrate how customer journey maps capture activity-level and task-level goals
• Demonstrate the best approach to selection and prioritization of user-goals to address
• Highlight the crucial benchmarks, observable changes, in ensuring fulfillment of customer needs
Digital Marketing with a Focus on Sustainabilitysssourabhsharma
Digital Marketing best practices including influencer marketing, content creators, and omnichannel marketing for Sustainable Brands at the Sustainable Cosmetics Summit 2024 in New York
SATTA MATKA SATTA FAST RESULT KALYAN TOP MATKA RESULT KALYAN SATTA MATKA FAST RESULT MILAN RATAN RAJDHANI MAIN BAZAR MATKA FAST TIPS RESULT MATKA CHART JODI CHART PANEL CHART FREE FIX GAME SATTAMATKA ! MATKA MOBI SATTA 143 spboss.in TOP NO1 RESULT FULL RATE MATKA ONLINE GAME PLAY BY APP SPBOSS
IMPACT Silver is a pure silver zinc producer with over $260 million in revenue since 2008 and a large 100% owned 210km Mexico land package - 2024 catalysts includes new 14% grade zinc Plomosas mine and 20,000m of fully funded exploration drilling.