Join Rich Russakoff and Bob Hernandez, co-founders of The Capital Masters, for an exclusive webinar and personal conversation.
Do you have the right financial plan for 2021? covers the specifics of the current lending climate and how to prepare to secure the capital you need for next year.
Choosing a financial advisor is probably one of the most important financial decisions that you will make that will greatly impact your financial life. Here are 25 questions that could help you know your financial advisor and pick the right one
• I am ready for the bank! Or am I?
• Can I articulate what I need and why?
• Have I met the five C’s of credit?
• Have I explained and do I understand my business trends in revenues, COGS and operating expenses?
• Do I have reasonable projections with detailed assumptions?
• Am I able to demonstrate sufficient direct or indirect management expertise?
• Can I articulate and do I understand my competition?
• Do I understand the policies and the way the bank evaluates my type of loan?
Are you starting a business or looking to expand? Getting an SME Loan in Kenya can be a tasky affair if you are not well prepared. We have gathered a few tips that can help you get your SME Loans in Kenya approved by any lender. You can improve your chances of getting finances from lenders in these 5 simple tips. This information was compiled from http://milhanaccesscapital.com
Synergy Consulting - Arranging Finance GloballySoujanya B
Business Advisory services to our corporate, SME, and start-up clients in the following area:
• Arranging finance through financial institutions, banks, private equity, investors, sovereign funds.
• Business Strategic Reports including business valuation reports, feasibility reports, due diligence, market research.
• UAE Entry Strategy including business setup, key corporate connections.
Choosing a financial advisor is probably one of the most important financial decisions that you will make that will greatly impact your financial life. Here are 25 questions that could help you know your financial advisor and pick the right one
• I am ready for the bank! Or am I?
• Can I articulate what I need and why?
• Have I met the five C’s of credit?
• Have I explained and do I understand my business trends in revenues, COGS and operating expenses?
• Do I have reasonable projections with detailed assumptions?
• Am I able to demonstrate sufficient direct or indirect management expertise?
• Can I articulate and do I understand my competition?
• Do I understand the policies and the way the bank evaluates my type of loan?
Are you starting a business or looking to expand? Getting an SME Loan in Kenya can be a tasky affair if you are not well prepared. We have gathered a few tips that can help you get your SME Loans in Kenya approved by any lender. You can improve your chances of getting finances from lenders in these 5 simple tips. This information was compiled from http://milhanaccesscapital.com
Synergy Consulting - Arranging Finance GloballySoujanya B
Business Advisory services to our corporate, SME, and start-up clients in the following area:
• Arranging finance through financial institutions, banks, private equity, investors, sovereign funds.
• Business Strategic Reports including business valuation reports, feasibility reports, due diligence, market research.
• UAE Entry Strategy including business setup, key corporate connections.
Building trusted advisor relationships - John WilhelmCoolBrands People
I’m catching up with John Wilhelm, who has been working with the leadership team at Dinte to transform their business. His background in business strategy consulting, combined with Dinte’s extensive track-record in executive search, makes for a unique and valuable proposition to clients who think longterm.
John believes that the added value resides in delivering strategic human capital advice to their clients. By focusing on the big picture, Dinte goes far beyond filling an open job position.
Can you explain how you build and maintain relationships with clients?
Financial advisors provide advice relating to investment strategies, mutual funds, bonds, and stocks, and their knowledge is more necessary than ever as Baby Boomers near retirement. Here's how to start your career as a financial advisor. In other words financial planning is the process of assisting the house owners in meeting their goals like child’s education, car purchase, vacation, retirement and so on, by way of appropriate management of the finances.
For more information visit now http://www.financialadvisertips.com
Seven Keys to Unlocking the Door to Your Dreams - Exit Strategies for Busines...CBIZ, Inc.
This ebook sets out a process business owners can follow to develop a clear vision of their business and personal goals and then to establish specific objectives that will ensure the attainment of these goals. It is the author's goal to help the reader understand how they can grow and protect the value of their business, transition that value into personal wealth, and then to grow and protect that wealth for this and future generations.
Clean worksheet to hand to your referral source. Also you should fill one of these out in detail about YOUR business and give it to them as an example of how to fill out the worksheet. Be sure to look at the example I have posted for your review.
Chase Bank Enters New Markets on the Eastern SeaboardDarin Pastor
Darin Pastor, CEO of the independent East Amherst, New York based firm Capstone Affluent Strategies, has an extensive background in wealth management and financial services. Darin Pastor has previously held the executive roles of Senior Vice President and Senior Investment Manager of Chase Investment Services Corp, a subsidiary of JP Morgan Chase.
A guide from Lexden in Customer Experience for Wealth Managers:
1) Explaining why customer experience is now critical to the success of Wealth Managers
2) Highlighting how to exploit the full commercial potential of Customer Experience
Please contact us if you would like to know more.
Grant Writing – Advice and Tips | Red Tape BustersRed Tape Busters
Grant writing can be challenging even for the experienced grant writer.
Every year thousands of grant opportunities open and close, resulting in millions and probably billions of dollars becoming available to non profit organisations and businesses across Australia.
Building trusted advisor relationships - John WilhelmCoolBrands People
I’m catching up with John Wilhelm, who has been working with the leadership team at Dinte to transform their business. His background in business strategy consulting, combined with Dinte’s extensive track-record in executive search, makes for a unique and valuable proposition to clients who think longterm.
John believes that the added value resides in delivering strategic human capital advice to their clients. By focusing on the big picture, Dinte goes far beyond filling an open job position.
Can you explain how you build and maintain relationships with clients?
Financial advisors provide advice relating to investment strategies, mutual funds, bonds, and stocks, and their knowledge is more necessary than ever as Baby Boomers near retirement. Here's how to start your career as a financial advisor. In other words financial planning is the process of assisting the house owners in meeting their goals like child’s education, car purchase, vacation, retirement and so on, by way of appropriate management of the finances.
For more information visit now http://www.financialadvisertips.com
Seven Keys to Unlocking the Door to Your Dreams - Exit Strategies for Busines...CBIZ, Inc.
This ebook sets out a process business owners can follow to develop a clear vision of their business and personal goals and then to establish specific objectives that will ensure the attainment of these goals. It is the author's goal to help the reader understand how they can grow and protect the value of their business, transition that value into personal wealth, and then to grow and protect that wealth for this and future generations.
Clean worksheet to hand to your referral source. Also you should fill one of these out in detail about YOUR business and give it to them as an example of how to fill out the worksheet. Be sure to look at the example I have posted for your review.
Chase Bank Enters New Markets on the Eastern SeaboardDarin Pastor
Darin Pastor, CEO of the independent East Amherst, New York based firm Capstone Affluent Strategies, has an extensive background in wealth management and financial services. Darin Pastor has previously held the executive roles of Senior Vice President and Senior Investment Manager of Chase Investment Services Corp, a subsidiary of JP Morgan Chase.
A guide from Lexden in Customer Experience for Wealth Managers:
1) Explaining why customer experience is now critical to the success of Wealth Managers
2) Highlighting how to exploit the full commercial potential of Customer Experience
Please contact us if you would like to know more.
Grant Writing – Advice and Tips | Red Tape BustersRed Tape Busters
Grant writing can be challenging even for the experienced grant writer.
Every year thousands of grant opportunities open and close, resulting in millions and probably billions of dollars becoming available to non profit organisations and businesses across Australia.
The old adage is true: it’s not what you know, it’s who you know…but not in the way you might think. Karen Stern, partner in charge of BSW Small Business Services, discusses how a solid relationship with your bank can help your small business flourish, in this month’s “Financial Fitness,” as featured in Small Business Monthly.
Use These Five Step to Ensure the Future Success of Your BusinessMatthew Wirgau
Business is unpredictable, and the one thing we know for sure is that we will face changes and challenges.
To ensure success, you must rigorously measure the performance of your business.
We have identified five key strategic areas to help you determine if your business will be successful in the future.
They will help you get started on deriving your own solutions to the key challenges, hurdles, and problems you may face.
Over the next few pages we review five (5) key strategic elements on which all business owners–CEOs– Presidents should focus to be successful.
Three Ways to Grow Your Business OnlineFUNNELCROSS
Our guide tackles current challenges faced by company's looking to grow their business online.
Reading the document will give you powerful insights into common reasons for business failure in today's economic environment.
You will have the chance to read a case study on how a company's infrastructure affected its business growth potential.
We will take things one step further and showcase three ways to grow your business online
How to Plan Your Yearly Small Business BudgetKabbage
Before you begin mapping your financial targets and goals for 2020, you must plan your budget. The right budget can help you prepare for taxes, identify seasonal peaks and lulls, explore growth opportunities, gauge your small business’s performance, and achieve your 2020 goals.
Today's corporate bank clients are largely dissatisfied with the services their financial institutions provide.
In a recent survey, only one in five corporate financial professionals indicated a high level of satisfaction with their bank. In fact, more than half of financial managers surveyed describe the quality of communications from their banks as both “inadequate” and “too infrequent.
Before you begin mapping your financial targets and goals for 2019, you must plan your budget. The right budget can help you prepare for taxes, identify seasonal peaks and lulls, explore growth opportunities, gauge your small business’s performance, and achieve your 2018 goals.
Approaching Your BankerTips1. Keep in mind tha.docxrossskuddershamus
Approaching Your Banker
Tips
1. Keep in mind that to stay in business banks need to make loans.
Do not be afraid to ask for one. That is what the Commercial Account Manager wants you to do. To increase your chances of getting a loan, look for a bank that is familiar with your industry and who has done business with companies like yours. Seek out banks that are active in small business financing. Some banks lend on a conventional basis (lending money without government support), while some banks participate in government programs (in the form of government participations involving direct government funds or loan guarantees). However, be aware that banks often demand stiff collateral requirements for start-ups.
2. As an entrepreneur, make sure that you are thoroughly prepared when you go to your banker's office to request a loan.
You need to show your bankers that a loan to you is a low-risk proposition. Have on hand a completed Business PlanManagementMarketsMaterialsMoney Copies of cash flow (12Mth) Financial statement projections (3-4yrs)
3. Learn to anticipate every question that he or she has. Remember, the combination of information and preparation is the most powerful negotiating tool in the world. A confident and thoroughly prepared borrower is four times more likely to have his or her loan approved than a borrower who does not know the answer to some of the basic questions a banker asks. To show the extent of your preparedness, your business plan should also include answers to your banker's questions.
These questions normally are:
How much money do you need? Be as exact as possible; although adding a little extra for contingencies will not hurt. How long do you need it for? Be prepared to go into detail about what the money will do for you and why your business is a good risk. What are you going to use it for? Businesses use loans for three things: to buy new assets, pay off old debts, or pay for operating expenses. When and how you will repay for it? Your cash flow projections should provide a repayment time frame. Convince the banker of the long-term profitability of your business and your ability to repay the loan by using your financial projections and business plan. What will you do if you do not get the loan? Is your request Safe and Sound.
4. Do not take an apologetic and negative attitude. Keep your negativity in check. Present yourself as an entrepreneur who can and will repay the loan. Boost your image by providing your Commercial Account Manager with any promotional materials about your business, such as brochures, ads, articles, press releases, etc.
5. Dress in a professional manner for the interview. This is a business transaction, so treat it as such.
6. Do not stretch the truth in your loan application. Broad, unsubstantiated statements should be avoided. The lender can easily check many of the facts on your application. If you cannot support statements with solid data, then don't make them.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
https://seribangash.com/article-of-association-is-legal-doc-of-company/
Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
www.seribangash.com
Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
https://seribangash.com/promotors-is-person-conceived-formation-company/
Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
Cracking the Workplace Discipline Code Main.pptxWorkforce Group
Cultivating and maintaining discipline within teams is a critical differentiator for successful organisations.
Forward-thinking leaders and business managers understand the impact that discipline has on organisational success. A disciplined workforce operates with clarity, focus, and a shared understanding of expectations, ultimately driving better results, optimising productivity, and facilitating seamless collaboration.
Although discipline is not a one-size-fits-all approach, it can help create a work environment that encourages personal growth and accountability rather than solely relying on punitive measures.
In this deck, you will learn the significance of workplace discipline for organisational success. You’ll also learn
• Four (4) workplace discipline methods you should consider
• The best and most practical approach to implementing workplace discipline.
• Three (3) key tips to maintain a disciplined workplace.
What are the main advantages of using HR recruiter services.pdfHumanResourceDimensi1
HR recruiter services offer top talents to companies according to their specific needs. They handle all recruitment tasks from job posting to onboarding and help companies concentrate on their business growth. With their expertise and years of experience, they streamline the hiring process and save time and resources for the company.
Affordable Stationery Printing Services in Jaipur | Navpack n PrintNavpack & Print
Looking for professional printing services in Jaipur? Navpack n Print offers high-quality and affordable stationery printing for all your business needs. Stand out with custom stationery designs and fast turnaround times. Contact us today for a quote!
The world of search engine optimization (SEO) is buzzing with discussions after Google confirmed that around 2,500 leaked internal documents related to its Search feature are indeed authentic. The revelation has sparked significant concerns within the SEO community. The leaked documents were initially reported by SEO experts Rand Fishkin and Mike King, igniting widespread analysis and discourse. For More Info:- https://news.arihantwebtech.com/search-disrupted-googles-leaked-documents-rock-the-seo-world/
VAT Registration Outlined In UAE: Benefits and Requirementsuae taxgpt
Vat Registration is a legal obligation for businesses meeting the threshold requirement, helping companies avoid fines and ramifications. Contact now!
https://viralsocialtrends.com/vat-registration-outlined-in-uae/
Unveiling the Secrets How Does Generative AI Work.pdfSam H
At its core, generative artificial intelligence relies on the concept of generative models, which serve as engines that churn out entirely new data resembling their training data. It is like a sculptor who has studied so many forms found in nature and then uses this knowledge to create sculptures from his imagination that have never been seen before anywhere else. If taken to cyberspace, gans work almost the same way.
1. THE RIGHT
FINANCIAL PLAN
DO YOU HAVE
FOR 2021?
PRESENTED BY
RICH RUSSAKOFF AND BOB HERNANDEZ
Making a Strong Business Case for the Bank
2. Banks will re-focus on
knowing their customer.
Be ready to be open,
transparent, and non-
confrontational.
3. Banks also need to know their
customers intimately to assess
lending risks and devise the right
sales and service strategy.
If they make a loan they will likely
expect a relationship outside of
purely non-interest income.
4. Be Ready to Explain
Why do you need the
financing?
What will it do for
your business?
How will the loan
be repaid?
01 02 03
How has the pandemic
affected your customers,
business model, revenues
and expenses?
5. Be Ready to Explain
Do you know your
competition?
What is your unique
competitive advantage?
Can you explain and
document your financial
and operational
performance?
Do you know your
relevant and important
metrics?
Where do you stand?
04 05 06
6. You may be treated like a start-up.
Banks WILL NOT be running and
gunning for your business.
Be ready to justify, substantiate
and make a strong business case.
7. Think like you are pitching
to the credit officer NOT
the loan officer.
8. IF YOU NEED FURTHER ASSISTANCE WITH FUNDING
contact us: social@thecapitalmasters.com
9. DO YOU HAVE THE RIGHT
FINANCIAL PLAN FOR 2021?
Entrepreneur's Intensive Program by
25 January 2021 kick off date
visit www.thecapitalmasters.com
10. A creative marketing and
writing team working with
your existing marketing team
to tweak your package, make
it pop and develop the book
that will be presented to the
banks.
THE PROGRAM INCLUDES:
Bob Hernandez working
alongside your accounting team.
His lifetime experience as a
credit officer means he has your
opponents' playbook, knows the
current lending climate and
what you need to provide the
bank with to secure funding.
Rich Russakoff's 30 year
experience writing
winning packages for
clients, working alongside
your CEO on perfecting
your strategy and
business questions.
Fractional CFO Strategic Counselor Bank Marketing Team
11. IF YOU NEED FURTHER ASSISTANCE WITH FUNDING
contact us: social@thecapitalmasters.com
