The document is a retirement plan diagnostic report for the INC. 401(K) RETIREMENT PLAN. It provides an analysis of the plan's investments, costs, participation rates, and compares the plan's performance to its peers and industry averages. The report uses data from the plan's Form 5500 filings with the Department of Labor to evaluate the plan and provide benchmarks. It is intended to help retirement plan fiduciaries and advisors assess the plan's effectiveness.