Divizend is a software company that automates the process of reclaiming withholding taxes for cross-border dividend investments. Their software simplifies the complex, lengthy, and costly process of reclaiming withholding taxes into a simple 4-step process. They generate revenue through transaction fees of around 17.5% of the reclaimed tax amount. Their goal is to scale internationally and raise a Series A funding round of 5-10 million Euros in 2022 as they see a large untapped market potential in automating the 100 billion USD in unreclaimed withholding taxes each year.

1. Divizend — Find. Act. Maximize.
We help investors maximize
their dividend returns.
Divizend — 为您提供最佳方案

2. 2
Problem
Every time an investor receives dividends on a cross-border basis they are taxed twice:
withholding tax + income tax
Lack of knowledge about
complex reclaim procedures
Costly reclaim procedures
Time-consuming and
lengthy refund process
Refund opportunities are widely missed out because of fiscal complexities and technical challenges.

3. 3
Status quo: non-standardized,paper-based reclaim forms still frustrate many
private and professional investors

4. 4
Solution: Our software automates the withholding tax refund process for
private and institutional investors.

5. 5
The withholding tax market as a largely untackled hundred-billion dollar
business opportunity
in paid withholding tax
on cross border securities
100 bn USD
in unreclaimed withholding
tax on cross border securities
20 bn USD
in paid dividends
1500 bn USD
2021

6. 6
As Peter Thiel says,competition is for losers...
... There is no other SaaS on the market which revolutionizes the
withholding tax refund process to be end user-friendly.
• Targeting HNWIs or large
financial institutions
• Not fully self-service
• High fee structure
(fixed or percentage-based)
• High entry and setup fees
• Targeting large financial
institutions
• Legacy software, no self-service
possible
• difficult and inflexible to use
• High local implementation,
setup and operating fees

7. 7
Product: Reclaim in 4 Steps
Connect
portfolios
1
Dashboard
overview
2
Submit
application
4 Claim
setup
3

8. 8
Strategy
Increased customer
retention
Increased revenue through
additional services
More cross-border
investments
National and
international
bank groups
Our value proposition is based on 5 distribution channels.
High traffic
finance portals
Business and
finance
magazines
Bank software
providers
Tax software
providers

9. 9
1
Assuming 4% rate of dividend yield
2
Assuming 15% rate of reclaimable dividend taxes
³ Assuming 50% foreign equity in the portfolio
Divizend simplifies your tax reclaim for an attractive transaction-based fee
Reclaimable withholding tax2
$3,000
Foreign equity³
$500K
Annual dividend1
$20K
Reclaimable withholding tax2
$12,000
Customer profit
$9,900
Divizend fee
$2,100 (17.5%)
Claimable up to last 4 years
Customer profit
$2,475
Divizend fee
$525 (17.5%)
Example portfolio
of HNWI with $1M AuM
17.5%
fee on claimable amount

10. 10
Market adoption and traction
API-first company + strong partnerships = low or zero customer acquisition costs
Banks,Brokers & Stock
Exchanges
Marketplaces,API and
Data Providers
Magazines &
Web Portals
Established
In
negotiations
National Tax
Agencies

11. 11
Blitzscaling – Our international rollout strategy
Step 1
Europe
As an API-first company with
strong partnerships, we are
the perfect blitzscale for high
and fast leverage in the most
important international
financial hubs. Market entry criteria
- progressive Open Banking regulatory (FinTech friendly)
- high penetration of securities/stock ownership (from retail
investors, institutional investors, or both)
Step 3
US/Canada
Step 2
Asia / SEA
Open API,
API-Registry,
SGFinDex

12. 12
Financials: We grow as you grow
Our revenue is based on a combination of transaction based fees and subscription services.
Our key financial metric
Free Cash Flow
Expected revenue in 2022
€750,000
Expected revenue in 2023
€2 million

13. 13
Our traction and plan
Fully self-financed and bootstrapped
Continuous talks with international strategic investors
5-10 Mio. EUR
Series A round
planned for 2022

14. 14
Yves Elomo
Technical Managing
Director Divizend
Luxembourg S.à r.l.
Building on more than 30 years
combined startup experience up to unicorn status
Thomas Rappold
Co-Founder & CEO
We bring
together
outstanding
knowledge and
commitment
Investment/
Stock Markets
APIs
Bootstrapped/
Self-financed
Tech
Taxing
Julian Nalenz
Co-Founder & CTO
Lena Pietsch
Head of UX/UI Design
Simon Thobe
Head of Business
Development
Justin Meszaros
Head of Sales & Intl.
Taxation

15. Thomas Rappold
Co-Founder and CEO
thomas.rappold@divizend.com
Yves Elomo
Managing director of Divizend
Luxembourg S.à r.l.
yves.elomo@divizend.com