1) Discuss what seems to be the current posture of the Trump Administration and Republican Party leadership relative to expected health care policy changes.
2) Identify key distinctions between the Affordable Care Act (ACA aka ObamaCare) and the American Health Care Act (AHCA aka TrumpCare).
3) Recognize key strategies for future success regardless of changes to US healthcare policy and law.
The Affordable Care Act touches the lives of most Americans. In fact, nearly 21 million will be at risk if Obamacare is struck down, and may even lose health insurance completely if the law is ruled unconstitutional. This webinar will discuss what the outcome may be if ACA is repealed.
Health Insurance in Fort Worth May Be Expendable As Senate Bill Fails to Passjthorn4
The report states total cost of these expansions is roughly $600 billion, which has prompted several who are against the bill to suggest pausing the legislation until possibly 2022. This would directly impact those with health insurance in Fort Worth.http://insurance4dallas.com/fort-worth-health-insurancehttp://insurance4dallas.com/health-insurance-fort-worthhttp://insurance4dallas.com/fort-worth-health-insurance-agenthttp://insurance4dallas.com/group-health-insurance-fort-worthhttps://insurance4dallas.com/affordable-health-insurance-fort-worth-tx/
1) Discuss what seems to be the current posture of the Trump Administration and Republican Party leadership relative to expected health care policy changes.
2) Identify key distinctions between the Affordable Care Act (ACA aka ObamaCare) and the American Health Care Act (AHCA aka TrumpCare).
3) Recognize key strategies for future success regardless of changes to US healthcare policy and law.
The Affordable Care Act touches the lives of most Americans. In fact, nearly 21 million will be at risk if Obamacare is struck down, and may even lose health insurance completely if the law is ruled unconstitutional. This webinar will discuss what the outcome may be if ACA is repealed.
Health Insurance in Fort Worth May Be Expendable As Senate Bill Fails to Passjthorn4
The report states total cost of these expansions is roughly $600 billion, which has prompted several who are against the bill to suggest pausing the legislation until possibly 2022. This would directly impact those with health insurance in Fort Worth.http://insurance4dallas.com/fort-worth-health-insurancehttp://insurance4dallas.com/health-insurance-fort-worthhttp://insurance4dallas.com/fort-worth-health-insurance-agenthttp://insurance4dallas.com/group-health-insurance-fort-worthhttps://insurance4dallas.com/affordable-health-insurance-fort-worth-tx/
Grace-Marie Turner, President of the Galen Institute, discusses her organization's efforts to built a competitive marketplace for patient-centric care. Watch the full presentation here: http://video.hint.com/grace-marie-turner-promoting-patient-centered
US Healthcare Reform Landscape - Addendum to June 2018 Presentation to the Ch...Dan Wellisch
This is an addendum to the June 2018 presentation (to the Chicago Technology For Value-Based Healthcare Meetup https://www.meetup.com/Chicago-Technology-For-Value-Based-Healthcare-Meetup/) containing interesting info. about what may replace the Affordable Care Act
Grace-Marie Turner, President of the Galen Institute, discusses her organization's efforts to built a competitive marketplace for patient-centric care. Watch the full presentation here: http://video.hint.com/grace-marie-turner-promoting-patient-centered
US Healthcare Reform Landscape - Addendum to June 2018 Presentation to the Ch...Dan Wellisch
This is an addendum to the June 2018 presentation (to the Chicago Technology For Value-Based Healthcare Meetup https://www.meetup.com/Chicago-Technology-For-Value-Based-Healthcare-Meetup/) containing interesting info. about what may replace the Affordable Care Act
Obamacare markets debut as early hurdles may slow signups - hCentive newsAlisha North
The three-year effort to open the Obamacare health-insurance exchanges culminates today, beset by logistical delays and a U.S. government shutdown borne of Republican opposition to the Affordable Care Act.
1.In the article below, Michigan is offering financial incentive.docxfredellsberry
1.
In the article below, Michigan is offering financial incentives to improve health. Using economic model(s) demonstrate the impact of such policy on efficiency of the medical care system.
Public Health & Policy
Michigan Ties Behavior Change to Medicaid
Published: Jun 12, 2014
By Phil Galewitz , Kaiser Health News
Delayed by state lawmakers, Michigan did not expand Medicaid until the day after the federal online insurance exchange closed March 31 -- a move advocates feared would undermine signups.
Turns out, enrollment is exceeding expectations, which has pleased officials who seek to make the state among the first in the nation to add a heavy dose of "personal responsibility" to the federal-state entitlement program.
This spring, the Wolverine state became the second after Iowa to offer lower premiums and cost-sharing to recipients who agree to
do a health risk assessment with their doctor every year
and to commit to improve their health by taking steps such as quitting smoking or losing weight.
"There is a heavy consumer engagement piece in this, both in terms of finances and skin in the game, but also in terms of healthy behaviors and really trying to find ways in which we can make the population of Michigan healthier," Michigan Medicaid Director Stephen Fitton said in a briefing in Washington earlier this month. "We have a high obesity rate in Michigan. We don't do very well on some broad [health] measures, and we are really looking for ways to move the needle there."
The hope is that giving people a financial incentive to change their behaviors will improve their health and control Medicaid spending.
Other states, such as Pennsylvania, are also seeking to tie Medicaid coverage to personal responsibility by seeking federal approval for a plan that would prod unemployed people to search for jobs and get annual wellness exams in exchange for lower premiums.
In an effort to give Medicaid recipients more "skin in the game," as proponents call it, most newly eligible Michigan recipients will face
copays -- typically from $1 to $3 for most outpatient health services
. Those with incomes between 100 percent ($11,670) and 138 percent ($16,105) of the federal poverty level will also pay a premium of 2% of their income.
While many states impose similar cost-sharing, Michigan will be the first to ask enrollees to make those payments -- either copays or premiums or both -- through a health savings account.
Indiana Gov. Mike Pence, a Republican, has also recently proposed health savings accounts
as part of his Medicaid expansion plan.
Both the state of Michigan and individuals and potentially, their employers, will be asked to deposit money into those accounts based on enrollees' copays in the prior six months. If funds are left at the end of the year, they will be rolled over. If a beneficiary becomes ineligible for Medicaid, the balance will be put into a voucher they can use to buy private insurance.
Joan Alker, executive director of the Geo.
Student
Professor
English 102
March 6, 2016
Toulmin Argument Essay
There has always been a rise in cost of the health care thus various individuals are trying to understand the coverage options for their health coverage which has led them to search for various health care packages to save money. Amongst the controversial alternative that will enable citizens to safe money is the single payer health care. In this health package, citizens pays taxes for various health care services which are being issued by the government to every gentleman, lady as well as the child. For some times now, this system has been used in United States. Medicare, Medicaid, local state government benefits, and federal employees’ benefits all use single funds, which use private delivery.
Single-payer health care system services is a framework in which the state, instead of private organizations, are responsible for all insurance bills. This system of health contract for medicinal services administrating from private associations and to public responsibility enhanced by state governments. Single payer enables the patients to choose their physicians and continue to seem them even if their financial status or jobs changes. There is no other health care services that can assure this. There is continuity of nurses and doctors, who have got to know the care about their patients, and also is critical to quality. These health care services are accessible and affordable to all. The single payer uses the savings from the administrative wastes which is approximately over $350 billion in a year for funding the coverage for all uninsured as well as improving the benefits to the insured Americans. Heath care which is delayed or denied due to cost or increasingly issues of the insurers refusing to coverage.
There has always been a rise in cost of the health care thus various individuals are trying to understand the coverage options for their health coverage which has led them to search for various health care packages so as to save money. Amongst the controversial alternative that will enable citizens to save money is the single payer health care. In this health package, citizens pays taxes for various health care services which are being issued by the government.
The Affordable Care Act gives Americans better health conditions by giving incentives and security set up of medical coverage changes that will, Expand scope, Hold insurance agencies responsible, Guarantee decision making, Lower services costs and Enhance the nature manning all Americans. The Affordable Care Act really alludes to two separate bills of enactment both by president Obamas administration. Both the bills grow Medicaid scope to a great many low-salary Americans and makes various upgrades to both Medicaid and the Children's Health Insurance Program.
Many nations in the world have single-payer health insurance programs. In Switzerland it is believed that the idea that health-care services should be paid for a.
Dallas health insurance brokers may be enrolling unaware Americans in bold movejthorn4
Dallas health insurance has experienced plenty of highs over the last year thanks to the current administration’s push to make affordable healthcare available to all Americans.
Dallas health insurance agent say premium increases are because the cost of c...jthorn4
Rick Thornton, a Dallas health insurance agent, said premium increases are because the cost of care is increasing, adding that there has been a 9.1% increase from when the ACA was first introduced in 2010.
Austin health insurance brokers may be enrolling unaware Americans in bold movejthorn4
Rick Thornton, an Austin health insurance agent, echoed what was reported in that same article that a consumer’s first hint that something is wrong is a letter from the IRS or a delay in their tax refund.
The Guide to Health Insurance Exchanges provides an overview of what the exchanges are and how they work, as well as reports on what happened right after they opened. The guide will help both employers and consumers to better understand exchanges by explaining the different types including public exchange for individuals, the SHOP exchange for small businesses, or a private marketplace for larger companies.
Health Reform Bulletin 130 | Senate Releases Health Care Reform ProposalCBIZ, Inc.
he Senate has now made public its health care reform bill, named the “Better Care Reconciliation Act of 2017”. In many ways, it tracks the House bill passed on May 4, 2017 (see the CBIZ Health Reform Bulletin 128 – House Passes the American Health Care Act, 5/5/2017).
Similar to Despite court's ruling on Affordable Care Act, expect new debate in Nevada (19)
Despite court's ruling on Affordable Care Act, expect new debate in Nevada
1. Despite court's ruling on Affordable Care Act, expect new
debate in Nevada
L.E. Baskow
Nurse practitioner Francine Clegg puts in an airway in a patient in the University Medical Center ER
on Friday, March 13, 2015, under the direction of attending physicians.
By Kyle Roerink (contact)
Published Friday, June 26, 2015 | 2 a.m.
Updated Friday, June 26, 2015 | 10:28 a.m.
With the U.S. Supreme Court ending the latest GOP attack on the Affordable Care Act on Thursday,
Nevada will now see a new wave of debate about President Barack Obama's landmark law.
Two policy areas in the state -- the growing number of Medicaid recipients and increasing the
number of insured consumers -- have been dwarfed by the national debate on the case but will likely
emerge as hot-button issues in the coming months.
The two policies currently lack the partisan vitriol seen in the latest court case. But they will dig into
the crux of what's driven the battle over the policy since 2010: Will consumers pay more because of
the law?
MEDICAID
2. The state's participants in Medicaid, free health insurance for individuals making less than 138
percent of the poverty level -- or $17,500 per year -- has grown by more than 40 percent in the last
two years with currently more than 550,000 Medicaid participants. The federal government
currently covers between 65 and 100 percent of the costs for all Medicaid participants in the state.
In 2017, the state will start paying 5 percent for the 180,000 people whose Medicaid is now 100
percent federally funded. By 2020, the state will pay 10 percent.
More people have been able to access Medicaid since Gov. Brian Sandoval called upon state
lawmakers to expand the program to more people in the 2013 session, which allowed anyone making
less than 138 percent of the federal poverty level to qualify for coverage.
That expanded access has been a positive for residents without insurance but raised concerns
among lawmakers about increasing costs down the road on Nevada's general fund.
Assemblyman James Oscarson, R-Pahrump, and chairman of the Health and Human Services
Committee, said lawmakers declined to cut fees and took other measures to prepare for the
increased costs during the 2015 legislative session that ended June 2.
"We have to care for those folks and they deserve to be cared for," Oscarson said. "We just have to
do it in a cost-effective manner."
Despite lawmakers' pre-emptive measures to hold down costs, it remains to be seen how much the
state will pay and how many more Nevadans will enroll in Medicaid. Those questions make it
difficult to predict how much the state will have to pay once the federal guidelines kick in.
Medicaid funding for the state does not include dollars for social service programs and makes up
about 7 percent of the state's general fund. Pregnant women who are earning 165 percent of the
federal poverty level also are eligible.
OTHER COSTS
More than 60,000 residents have enrolled in health care plans offered on the state's health
insurance marketplace, the Silver State Exchange. Those consumers have been a mix of people who
qualify for tax credits -- an incentive to sign up -- and those who don't qualify for those subsidies.
Unlike Medicaid, those consumers will pay premiums and would be subjected to out-of-pocket costs
3. for trips to the hospital.
The maximum a person can pay for out of pocket costs -- deductibles and copays -- has increased in
the past two years and will do so again next year.
In 2014, the max an individual could pay was $6,350. Next year it will be $6,850.
Insurance rates for the majority of plans also increased 4 to 10 percent this year. Those increasing
costs have prompted questions about the cost for consumers.
"The only people benefiting from the health care law are the people on paper who can show they're
making very little money," said Pat Casale, a Las Vegas health insurance broker.
REACTION
For Nevada, the high court's case did not leave in limbo any of the state's consumers. It addressed
two tax credits available to eligible consumers who enroll for insurance plans purchased in
exchanges created by the Affordable Care Act.
Nevada is defined as one of 14 state-based exchanges because of the way it enrolls and advertises
insurance policies created by the health care law. The remaining states are considered federal
exchanges.
4. The case, spearheaded by Republicans, suggested that the bill's language excludes subsidies for the
6 million consumers who enrolled for health insurance plans subsidized with tax credits on the
federal exchange, healthcare.gov. The court ultimately said that the language was intended to cover
consumers on both state and federal exchanges.
The court's ruling, which came on a 6-3 margin, gives the health care industry a clear interpretation
of the law, said Larry Harrison, a spokesman for the National Association of Health Underwriters.
However, Harrison expressed concern about people bending the rules or taking advantage of
loopholes to qualify for subsidies or Medicaid for which they shouldn't be eligible.
"There is always going to be contention with this bill," he said. "It's complex and it was very sloppily
written. It was written by lawyers for lawyers."
Sandoval released a statement on Thursday to address the ruling. He said the state's uninsured
population has been cut in half and now comprises 11 percent of Nevadans, thanks to the state's
implementation of the Affordable Care Act.
"Today's decision affirmed that this was the best choice for Nevada," he said.
CORRECTION: This story has been updated to correctly describe state contributions to Medicaid
and its scope of services. The federal government covers between 65 and 100 percent of the costs
for all Medicaid participants in the state. Medicaid funding for the state does not include dollars for
social service programs and makes up about 7 percent of the state's general fund. Pregnant women
who are earning 165 percent of the federal poverty level also are eligible.
| (June 26, 2015)
http://lasvegassun.com/news/2015/jun/26/despite-courts-ruling-affordable-care-act-expect-n/