The gap between men and women is still evident - partly due to the fact that a large proportion of women work shorter hours or stop working altogether once they become mothers.
Here are some lessons women can learn that will help them become even more independent and financially stable.
Hats off to the successful women business owners in the US and around the world. Women entrepreneurs are creating successful companies faster than men and young women - millenipreneurs - are doing best of all. Where women business owners fall behind is planning for retirement.
While most financial tips apply to everyone, there are some that are more relevant to women. 90% of women will have to manage their finances on their own at some point in their life and unfortunately too many women lack confidence and hesitate to take control of their finances.
International Women's Week s a good time to take another look at the financial gender gap; Women pay more in interest rates, earn less and pay more for many products than men do.
How can I tell if someone is being financially abused? Because financial abuse does not involve any physical abuse, you have to look for changes in the older person’s lifestyle and finances
many Americans over 55 are not prepared for retirement - nearly 29 percent have neither retirement savings nor a traditional pension plan. For those over 55 who are saving, the median account value is $103,000.
The college application process is not one the fun things about the fall – in fact it can be downright stressful for parents and children. It's easy for your child to feel overwhelmed while trying to manage numerous applications, each with varying deadlines and requirements. You and your child have spent many hours poring over college brochures and websites to decide which schools are the best choice for your needs and interests. The applications are the final step in that process.
No matter how carefully one plans for retirement, unexpected events can occur that change the situation. One such challenge is divorce. If you were counting on your spouse's Social Security benefits to provide some of the retirement income required, you need to know how this will affect your planning.
The gap between men and women is still evident - partly due to the fact that a large proportion of women work shorter hours or stop working altogether once they become mothers.
Here are some lessons women can learn that will help them become even more independent and financially stable.
Hats off to the successful women business owners in the US and around the world. Women entrepreneurs are creating successful companies faster than men and young women - millenipreneurs - are doing best of all. Where women business owners fall behind is planning for retirement.
While most financial tips apply to everyone, there are some that are more relevant to women. 90% of women will have to manage their finances on their own at some point in their life and unfortunately too many women lack confidence and hesitate to take control of their finances.
International Women's Week s a good time to take another look at the financial gender gap; Women pay more in interest rates, earn less and pay more for many products than men do.
How can I tell if someone is being financially abused? Because financial abuse does not involve any physical abuse, you have to look for changes in the older person’s lifestyle and finances
many Americans over 55 are not prepared for retirement - nearly 29 percent have neither retirement savings nor a traditional pension plan. For those over 55 who are saving, the median account value is $103,000.
The college application process is not one the fun things about the fall – in fact it can be downright stressful for parents and children. It's easy for your child to feel overwhelmed while trying to manage numerous applications, each with varying deadlines and requirements. You and your child have spent many hours poring over college brochures and websites to decide which schools are the best choice for your needs and interests. The applications are the final step in that process.
No matter how carefully one plans for retirement, unexpected events can occur that change the situation. One such challenge is divorce. If you were counting on your spouse's Social Security benefits to provide some of the retirement income required, you need to know how this will affect your planning.
Employee retention is a primary goal for many small businesses. Not only is it expensive to replace employees, but high employee turnover can be damaging to workplace morale and customer service
At any age, health care is a priority. When you retire, however, you will probably focus more on health care than ever before. Staying healthy is your goal, and this can mean more visits to the doctor for preventive tests and routine checkups. There's also a chance that your health will decline as you grow older, increasing your need for costly prescription drugs or medical treatments. That's why having health insurance can be extremely important for older Americans..
It's been nearly six years since the official end of the Great Recession. Now, finally, Americans have reasons to feel upbeat about their financial prospects. Key economic indicators are signalling progress for the US economy
There are many sources of financing available to a business owner. David Lerner Associates offers this list of loan sources - it should provide some ideas.
What exactly is the charitable deduction? The charitable deduction allows you to take off the value of property you offer to charity from your property and might minimize any federal gift and estate tax that might be owed. Charitable gifting allows you to satisfy your personal philanthropic desires and satisfy your estate planning objectives.
Does it cost more money to be a woman in the U.S. today than it does to be a man? A study conducted by the FINRA Education Institute suggests that in a couple of areas, at least, the answer may be yes.
aking care of your aging parents is something you hope you'll never need to do. It means helping them prepare for the future, which could be frustrating, physically, emotionally and financially. Should the need arise, there are two things you can be certain of: Your parents need you, and you need help.
Women have never been in a better position to achieve financial security for themselves and their families. Women need to take advantage of this position and educate themselves about finances, seek professional help when needed, and implement plans to ensure that they and their families will have financially secure lives.
Learn to understand the different types of life insurance. Life insurance is different from most other types of insurance (like health, car and homeowner’s insurance) in at least one key respect: It covers against an event that is certain to occur at some point in time — the policyholder’s death. For this reason, life insurance should be viewed through a different lens than other insurance — more specifically, as an asset, instead of an expense. http://news.davidlerner.com/news.php?include=145418
Life insurance should be viewed through a different lens than other insurance — more specifically, as an asset, instead of an expense. Life insurance can be used to power and protect your family in many ways.
The average outstanding student loan debt is $27,000, but about 10 percent of families that have debt owe more than $61,000—and four percent owe more than $100,000, Pew reports. The total college debt load in the U.S. is now about $1 trillion.
401(k)s have become one of the most popular retirement savings vehicles in America. But many people, including those who have been participating in a 401(k) plan for many years, aren’t clear about all the details when it comes to how their 401(k) plan works.
David Lerner Associates has prepared this brief primer that answers six of the most common questions many people have about their 401(k) plans.
If you plan on working during your retirement, you're not alone. According to the Employee Benefit Research Institute's 2013 Retirement Confidence Survey, 69 % of workers plan to work in retirement.
Since its rocky roll out in October 2013, the Patient Protection and Affordable Care Act has been the subject of controversy and debate. But much of this has obscured the simple fact that, despite a number of changes that have been made to the law in recent months, the ACA’s major provisions still remain in force.
Be alert for two recent scams revolving around the payment of utility bills. This alert from David Lerner Associates has the details of what to watch for.
As they graduate from college and begin their careers, many young people often discover that the “real world” is very different from what they thought it would be based on the glamorous images of the make-believe lives of 20-somethings on some TV shows and in some movies - See more at: http://news.davidlerner.com/#sthash.iZt3FDLr.dpuf
David Lerner Associates, a privately-held securities broker-dealer headquartered in Syosset, NY, recently welcomed the announcement by Apple REIT Six, Inc. (“Apple Six”), a real estate investment trust (REIT), of the closing of the merger of Apple Six into BRE Select Hotels Corp (“BRE Select Hotels”), an affiliate of Blackstone Real Estate Partners VII.
When they choose to leave the workplace in order to stay at home and raise their young children, women make certain trade-offs. For example, they usually give up the chance to earn more money in exchange for the opportunity to spend more time with their children during their formative years.
“Sacrificing this income can make it more difficult for stay-at-home moms to save for retirement — but it doesn’t make it impossible,” says David Lerner Associates Senior Vice President Christina Nash. “It’s just as important for stay-at-home moms to plan for their retirement as it is for working moms.”
The more information you share with your investment advisor about your personal financial situation, the more equipped your advisor will be to help you meet your financial and investment goals.
Personal Brand Statement:
As an Army veteran dedicated to lifelong learning, I bring a disciplined, strategic mindset to my pursuits. I am constantly expanding my knowledge to innovate and lead effectively. My journey is driven by a commitment to excellence, and to make a meaningful impact in the world.
Employee retention is a primary goal for many small businesses. Not only is it expensive to replace employees, but high employee turnover can be damaging to workplace morale and customer service
At any age, health care is a priority. When you retire, however, you will probably focus more on health care than ever before. Staying healthy is your goal, and this can mean more visits to the doctor for preventive tests and routine checkups. There's also a chance that your health will decline as you grow older, increasing your need for costly prescription drugs or medical treatments. That's why having health insurance can be extremely important for older Americans..
It's been nearly six years since the official end of the Great Recession. Now, finally, Americans have reasons to feel upbeat about their financial prospects. Key economic indicators are signalling progress for the US economy
There are many sources of financing available to a business owner. David Lerner Associates offers this list of loan sources - it should provide some ideas.
What exactly is the charitable deduction? The charitable deduction allows you to take off the value of property you offer to charity from your property and might minimize any federal gift and estate tax that might be owed. Charitable gifting allows you to satisfy your personal philanthropic desires and satisfy your estate planning objectives.
Does it cost more money to be a woman in the U.S. today than it does to be a man? A study conducted by the FINRA Education Institute suggests that in a couple of areas, at least, the answer may be yes.
aking care of your aging parents is something you hope you'll never need to do. It means helping them prepare for the future, which could be frustrating, physically, emotionally and financially. Should the need arise, there are two things you can be certain of: Your parents need you, and you need help.
Women have never been in a better position to achieve financial security for themselves and their families. Women need to take advantage of this position and educate themselves about finances, seek professional help when needed, and implement plans to ensure that they and their families will have financially secure lives.
Learn to understand the different types of life insurance. Life insurance is different from most other types of insurance (like health, car and homeowner’s insurance) in at least one key respect: It covers against an event that is certain to occur at some point in time — the policyholder’s death. For this reason, life insurance should be viewed through a different lens than other insurance — more specifically, as an asset, instead of an expense. http://news.davidlerner.com/news.php?include=145418
Life insurance should be viewed through a different lens than other insurance — more specifically, as an asset, instead of an expense. Life insurance can be used to power and protect your family in many ways.
The average outstanding student loan debt is $27,000, but about 10 percent of families that have debt owe more than $61,000—and four percent owe more than $100,000, Pew reports. The total college debt load in the U.S. is now about $1 trillion.
401(k)s have become one of the most popular retirement savings vehicles in America. But many people, including those who have been participating in a 401(k) plan for many years, aren’t clear about all the details when it comes to how their 401(k) plan works.
David Lerner Associates has prepared this brief primer that answers six of the most common questions many people have about their 401(k) plans.
If you plan on working during your retirement, you're not alone. According to the Employee Benefit Research Institute's 2013 Retirement Confidence Survey, 69 % of workers plan to work in retirement.
Since its rocky roll out in October 2013, the Patient Protection and Affordable Care Act has been the subject of controversy and debate. But much of this has obscured the simple fact that, despite a number of changes that have been made to the law in recent months, the ACA’s major provisions still remain in force.
Be alert for two recent scams revolving around the payment of utility bills. This alert from David Lerner Associates has the details of what to watch for.
As they graduate from college and begin their careers, many young people often discover that the “real world” is very different from what they thought it would be based on the glamorous images of the make-believe lives of 20-somethings on some TV shows and in some movies - See more at: http://news.davidlerner.com/#sthash.iZt3FDLr.dpuf
David Lerner Associates, a privately-held securities broker-dealer headquartered in Syosset, NY, recently welcomed the announcement by Apple REIT Six, Inc. (“Apple Six”), a real estate investment trust (REIT), of the closing of the merger of Apple Six into BRE Select Hotels Corp (“BRE Select Hotels”), an affiliate of Blackstone Real Estate Partners VII.
When they choose to leave the workplace in order to stay at home and raise their young children, women make certain trade-offs. For example, they usually give up the chance to earn more money in exchange for the opportunity to spend more time with their children during their formative years.
“Sacrificing this income can make it more difficult for stay-at-home moms to save for retirement — but it doesn’t make it impossible,” says David Lerner Associates Senior Vice President Christina Nash. “It’s just as important for stay-at-home moms to plan for their retirement as it is for working moms.”
The more information you share with your investment advisor about your personal financial situation, the more equipped your advisor will be to help you meet your financial and investment goals.
Personal Brand Statement:
As an Army veteran dedicated to lifelong learning, I bring a disciplined, strategic mindset to my pursuits. I am constantly expanding my knowledge to innovate and lead effectively. My journey is driven by a commitment to excellence, and to make a meaningful impact in the world.
The world of search engine optimization (SEO) is buzzing with discussions after Google confirmed that around 2,500 leaked internal documents related to its Search feature are indeed authentic. The revelation has sparked significant concerns within the SEO community. The leaked documents were initially reported by SEO experts Rand Fishkin and Mike King, igniting widespread analysis and discourse. For More Info:- https://news.arihantwebtech.com/search-disrupted-googles-leaked-documents-rock-the-seo-world/
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
Implicitly or explicitly all competing businesses employ a strategy to select a mix
of marketing resources. Formulating such competitive strategies fundamentally
involves recognizing relationships between elements of the marketing mix (e.g.,
price and product quality), as well as assessing competitive and market conditions
(i.e., industry structure in the language of economics).
Enterprise Excellence is Inclusive Excellence.pdfKaiNexus
Enterprise excellence and inclusive excellence are closely linked, and real-world challenges have shown that both are essential to the success of any organization. To achieve enterprise excellence, organizations must focus on improving their operations and processes while creating an inclusive environment that engages everyone. In this interactive session, the facilitator will highlight commonly established business practices and how they limit our ability to engage everyone every day. More importantly, though, participants will likely gain increased awareness of what we can do differently to maximize enterprise excellence through deliberate inclusion.
What is Enterprise Excellence?
Enterprise Excellence is a holistic approach that's aimed at achieving world-class performance across all aspects of the organization.
What might I learn?
A way to engage all in creating Inclusive Excellence. Lessons from the US military and their parallels to the story of Harry Potter. How belt systems and CI teams can destroy inclusive practices. How leadership language invites people to the party. There are three things leaders can do to engage everyone every day: maximizing psychological safety to create environments where folks learn, contribute, and challenge the status quo.
Who might benefit? Anyone and everyone leading folks from the shop floor to top floor.
Dr. William Harvey is a seasoned Operations Leader with extensive experience in chemical processing, manufacturing, and operations management. At Michelman, he currently oversees multiple sites, leading teams in strategic planning and coaching/practicing continuous improvement. William is set to start his eighth year of teaching at the University of Cincinnati where he teaches marketing, finance, and management. William holds various certifications in change management, quality, leadership, operational excellence, team building, and DiSC, among others.
Business Valuation Principles for EntrepreneursBen Wann
This insightful presentation is designed to equip entrepreneurs with the essential knowledge and tools needed to accurately value their businesses. Understanding business valuation is crucial for making informed decisions, whether you're seeking investment, planning to sell, or simply want to gauge your company's worth.
Affordable Stationery Printing Services in Jaipur | Navpack n PrintNavpack & Print
Looking for professional printing services in Jaipur? Navpack n Print offers high-quality and affordable stationery printing for all your business needs. Stand out with custom stationery designs and fast turnaround times. Contact us today for a quote!
VAT Registration Outlined In UAE: Benefits and Requirementsuae taxgpt
Vat Registration is a legal obligation for businesses meeting the threshold requirement, helping companies avoid fines and ramifications. Contact now!
https://viralsocialtrends.com/vat-registration-outlined-in-uae/
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...BBPMedia1
Marvin neemt je in deze presentatie mee in de voordelen van non-endemic advertising op retail media netwerken. Hij brengt ook de uitdagingen in beeld die de markt op dit moment heeft op het gebied van retail media voor niet-leveranciers.
Retail media wordt gezien als het nieuwe advertising-medium en ook mediabureaus richten massaal retail media-afdelingen op. Merken die niet in de betreffende winkel liggen staan ook nog niet in de rij om op de retail media netwerken te adverteren. Marvin belicht de uitdagingen die er zijn om echt aansluiting te vinden op die markt van non-endemic advertising.
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...
David Lerner Associates Apple REIT Merger
1. David Lerner Associates
Welcomes Merger of
Apple REIT Six into BRE Select Hotels
David Lerner Associates Was Exclusive
Broker-Dealer for $1.2 Billion Offering
2. SpringHill Suites
Clearwater, Florida
79 rooms
This hotel was part of Apple REIT Six prior to the merger, completed in May 2013, into BRE Select Hotels Corp
(“BRE Select Hotels”), an affiliate of Blackstone Real Estate Partners VII.
3. Residence Inn
Mt. Olive, New Jersey
123 rooms
This hotel was part of Apple REIT Six prior to the merger, completed in May 2013, into BRE Select Hotels Corp
(“BRE Select Hotels”), an affiliate of Blackstone Real Estate Partners VII.
4. Hilton Garden Inn
Saratoga Springs, New York
112 rooms
This hotel was part of Apple REIT Six prior to the merger, completed in May 2013, into BRE Select Hotels Corp
(“BRE Select Hotels”), an affiliate of Blackstone Real Estate Partners VII.
5. Courtyard by Marriott
Myrtle Beach, South Carolina
135 rooms
This hotel was part of Apple REIT Six prior to the merger, completed in May 2013, into BRE Select Hotels Corp
(“BRE Select Hotels”), an affiliate of Blackstone Real Estate Partners VII.
6. Hilton Garden Inn
San Francisco, California
169 rooms
This hotel was part of Apple REIT Six prior to the merger, completed in May 2013, into BRE Select Hotels Corp
(“BRE Select Hotels”), an affiliate of Blackstone Real Estate Partners VII.
7. Homewood Suites
Wallingford, Connecticut
104 rooms
This hotel was part of Apple REIT Six prior to the merger, completed in May 2013, into BRE Select Hotels Corp
(“BRE Select Hotels”), an affiliate of Blackstone Real Estate Partners VII.
8. Homewood Suites
Nashville, Tennessee
121 rooms
This hotel was part of Apple REIT Six prior to the merger, completed in May 2013, into BRE Select Hotels Corp
(“BRE Select Hotels”), an affiliate of Blackstone Real Estate Partners VII.
9. TownePlace Suites
Arlington, Texas
95 rooms
This hotel was part of Apple REIT Six prior to the merger, completed in May 2013, into BRE Select Hotels Corp
(“BRE Select Hotels”), an affiliate of Blackstone Real Estate Partners VII.
10. TownePlace Suites
Arlington, Texas
95 rooms
This hotel was part of Apple REIT Six prior to the merger, completed in May 2013, into BRE Select Hotels Corp
(“BRE Select Hotels”), an affiliate of Blackstone Real Estate Partners VII.