The document describes the VHDA Fannie Mae Preferred No MI Program offered by Movement Mortgage, which provides a fixed-rate mortgage with no requirement for private mortgage insurance and allows borrowers to purchase a home with a minimum down payment of 3% that can include gift funds. The program benefits include no upfront mortgage insurance, no requirement to be a first-time homebuyer, and borrowers must qualify at closing to be eligible. Contact information is provided for Movement Mortgage.