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“Cycling and Civil Law”
4th July 2018
Criminal Law
‘Innocent until proven guilty’
Balance of Probability
Negligence
Prove fault
Fault based system
“To require an injured
person to prove fault
results in the gravest
injustice to many innocent
persons who have not the
wherewithal to prove it.”
Common Cycling Incidents
Dooring
Junctions
Passing
Roundabouts
Dougie Hay
Fault based system - Dooring
Ronnie Docherty
Fault based system - Junctions
Fault based system - Roundabouts
Motor Insurers’ Bureau
Kieran Power
Road Hazards
Robinson v SBC
Donald’s Experience
Cycle Paths
Cycle Paths
Joe’s experience
Jim’s experience
Challenges – Police
#OPCLOSEPASS
Checks and balances
“Insurers’ Excuses”
• “The cyclist came out of nowhere.”
• “The cyclists pulled of the pavement in front of
me.”
• “The cyclist was riding too fast.”
• “There was a low sun.”
• “The cyclist fell off due to the wind or a pothole.”
• “The cyclist went through a red light.”
• “The cyclist was not wearing a helmet.”
Protocol
• Liability – 12wks
• Quantum
Restitutio in integrum
“Restoration of an injured party to the
situation which would have prevailed had no
Injury been sustained; restoration to the
original or pre-contractual position.”
Damages
• Bicycle
• Helmet
• Kit
• Help and Assistance
• Expenses
• Injury
• Loss of income
Damaged Bike Assessment
Network of 150+ bike shops across Scotland
Interim payments
Injury
Quantum
Rehabilitation
• Initial needs assessment
• Physiotherapy/Counselling
• Case management
Code of best practice.
Quantification of Damages
Wage loss
Pension loss
Adaptation
Needs and
equipment
Care costs
Housing
End Result - Settlement
End Result – Court action
Everyone is an individual
What if it happens to you?
What if it happens to you?
What if it happens to you?
• Police Incident
Information form.
• Photos from the scene.
• 3rd Party Reg No.
Collision Card
Legal Expense Protection
Campaigning for safer cycling in
Scotland
Campaign for
Presumed Liability
Making a positive difference
Q and A?

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