The document provides information about the upcoming Common Written Examination (CWE) to be conducted by the Institute of Banking Personnel Selection (IBPS) in September 2014 for recruitment of officers and office assistants in regional rural banks across India. It lists the 56 participating regional rural banks and their head office locations. The eligibility criteria include nationality, age, educational qualifications, physical disability definitions. Candidates qualifying the CWE will be considered for subsequent rounds of selection including interviews to be conducted by individual regional rural banks.
The document provides information about the Common Written Examination (CWE) that will be conducted by the Institute of Banking Personnel Selection (IBPS) for recruitment of officers and office assistants in various Regional Rural Banks (RRBs) across India. It lists the 62 participating RRBs along with their headquarters. It outlines the eligibility criteria including age limits, educational qualifications, and reservations. It states that IBPS will conduct the online examination tentatively in September/October 2013 and provide scores, while the final recruitment will be done individually by each RRB.
1. Blindness and low vision
2. Deaf and hard of hearing
3. Locomotor disability including cerebral palsy, leprosy cured, dwarfism, acid attack victims and muscular dystrophy
4. Autism, intellectual disability, specific learning disability and mental illness
5. Multiple disabilities from amongst persons under clauses (a) to (d) including deaf-blindness
The decision of the Board shall be final and binding. Candidates will be considered to be persons with disabilities if they
are certified as such by the competent authority.
IV Educational Qualifications (As on 01.09.2016)
A. For Officer Scale-I:
A Degree (Graduation
The Reserve Bank of India is accepting online applications for the position of Assistant from eligible Indian citizens between May 30, 2013 to June 20, 2013. The document provides information on the application process, important dates, vacancy details across various RBI offices and categories, eligibility criteria for different reserved categories like Ex-Servicemen, Persons with Disabilities, and guidelines for using a scribe during the online examination. Over 500 vacancies for Assistants are available across various RBI offices in India.
The document summarizes recent regulatory announcements from the Reserve Bank of India (RBI) and Ministry of Corporate Affairs (MCA) in India. It mentions that:
1) RBI has made it mandatory for money transfer agents and authorized banks to submit quarterly remittance statements in XBRL format.
2) RBI has changed the fraud monitoring mechanism for urban cooperative banks so that regional offices monitor frauds below Rs. 1 crore and the central fraud monitoring cell monitors higher value frauds.
3) MCA clarified that corporate social responsibility activities must comply with all laws and extended filing deadlines and fee waivers for various e-forms for companies.
4) India and Slovenia signed
Sel list 10 july 13 neet pg seat selection 2013 Jitendra Ingole
This document is a selection list for admissions to postgraduate medical courses in Maharashtra for the 2013-2014 academic year, round 1.0. It provides instructions for selected candidates regarding document submission and fee payment deadlines. The list includes 69 candidates selected for courses like MD Radiology, MD Medicine, and MS Orthopedics at various colleges in Maharashtra. It notes that candidates who obtained their MBBS from a Maharashtra government institution must submit a bond release certificate.
The document announces an advertisement for engaging 55 diploma holders in engineering fields as apprentices in Bharat Sanchar Nigam Limited (BSNL), Maharashtra Telecom Circle for a period of one year. Eligible candidates who have passed a diploma in electronics, E&TC, computer science or IT recognized by AICTE on or after April 2020 can apply through the government portal by December 29, 2021. Selected candidates will undergo training with a monthly stipend of Rs. 8000 and will be engaged in one of the 14 business areas of BSNL Maharashtra Circle based on preference, qualifications and interview performance. The last date for online application is December 29, 2021.
Need for better customer services in Valsad district co-operative BankAnjaliSingh748
The document provides a report on a multi-disciplinary action project conducted to study the need for better customer services at Valsad District Central Cooperative Bank. The report includes an introduction to the bank, an analysis of its strengths, weaknesses, opportunities and threats. It also details the phases of the project which included diagnosing problems, designing solutions, and implementing changes. The findings suggest ways to improve customer services at the bank.
The document summarizes the PMC Bank fraud scandal in India. It provides background on PMC Bank, describing it as a multi-state co-operative bank that grew to 137 branches over 35 years, serving small businesses and housing societies. It then explains that loans to the financially distressed real estate company HDIL were not reported as non-performing assets, despite signs of trouble, and that HDIL loans accounted for over 73% of PMC's total advances. The scandal came to light in 2019 and led to restrictions on deposits, criminal investigations, arrests and hardship for depositors.
The document provides information about the Common Written Examination (CWE) that will be conducted by the Institute of Banking Personnel Selection (IBPS) for recruitment of officers and office assistants in various Regional Rural Banks (RRBs) across India. It lists the 62 participating RRBs along with their headquarters. It outlines the eligibility criteria including age limits, educational qualifications, and reservations. It states that IBPS will conduct the online examination tentatively in September/October 2013 and provide scores, while the final recruitment will be done individually by each RRB.
1. Blindness and low vision
2. Deaf and hard of hearing
3. Locomotor disability including cerebral palsy, leprosy cured, dwarfism, acid attack victims and muscular dystrophy
4. Autism, intellectual disability, specific learning disability and mental illness
5. Multiple disabilities from amongst persons under clauses (a) to (d) including deaf-blindness
The decision of the Board shall be final and binding. Candidates will be considered to be persons with disabilities if they
are certified as such by the competent authority.
IV Educational Qualifications (As on 01.09.2016)
A. For Officer Scale-I:
A Degree (Graduation
The Reserve Bank of India is accepting online applications for the position of Assistant from eligible Indian citizens between May 30, 2013 to June 20, 2013. The document provides information on the application process, important dates, vacancy details across various RBI offices and categories, eligibility criteria for different reserved categories like Ex-Servicemen, Persons with Disabilities, and guidelines for using a scribe during the online examination. Over 500 vacancies for Assistants are available across various RBI offices in India.
The document summarizes recent regulatory announcements from the Reserve Bank of India (RBI) and Ministry of Corporate Affairs (MCA) in India. It mentions that:
1) RBI has made it mandatory for money transfer agents and authorized banks to submit quarterly remittance statements in XBRL format.
2) RBI has changed the fraud monitoring mechanism for urban cooperative banks so that regional offices monitor frauds below Rs. 1 crore and the central fraud monitoring cell monitors higher value frauds.
3) MCA clarified that corporate social responsibility activities must comply with all laws and extended filing deadlines and fee waivers for various e-forms for companies.
4) India and Slovenia signed
Sel list 10 july 13 neet pg seat selection 2013 Jitendra Ingole
This document is a selection list for admissions to postgraduate medical courses in Maharashtra for the 2013-2014 academic year, round 1.0. It provides instructions for selected candidates regarding document submission and fee payment deadlines. The list includes 69 candidates selected for courses like MD Radiology, MD Medicine, and MS Orthopedics at various colleges in Maharashtra. It notes that candidates who obtained their MBBS from a Maharashtra government institution must submit a bond release certificate.
The document announces an advertisement for engaging 55 diploma holders in engineering fields as apprentices in Bharat Sanchar Nigam Limited (BSNL), Maharashtra Telecom Circle for a period of one year. Eligible candidates who have passed a diploma in electronics, E&TC, computer science or IT recognized by AICTE on or after April 2020 can apply through the government portal by December 29, 2021. Selected candidates will undergo training with a monthly stipend of Rs. 8000 and will be engaged in one of the 14 business areas of BSNL Maharashtra Circle based on preference, qualifications and interview performance. The last date for online application is December 29, 2021.
Need for better customer services in Valsad district co-operative BankAnjaliSingh748
The document provides a report on a multi-disciplinary action project conducted to study the need for better customer services at Valsad District Central Cooperative Bank. The report includes an introduction to the bank, an analysis of its strengths, weaknesses, opportunities and threats. It also details the phases of the project which included diagnosing problems, designing solutions, and implementing changes. The findings suggest ways to improve customer services at the bank.
The document summarizes the PMC Bank fraud scandal in India. It provides background on PMC Bank, describing it as a multi-state co-operative bank that grew to 137 branches over 35 years, serving small businesses and housing societies. It then explains that loans to the financially distressed real estate company HDIL were not reported as non-performing assets, despite signs of trouble, and that HDIL loans accounted for over 73% of PMC's total advances. The scandal came to light in 2019 and led to restrictions on deposits, criminal investigations, arrests and hardship for depositors.
PNB SCAM (Nirav Modi)
The Punjab National Bank Fraud Case relates to fraudulent letter of undertaking worth ₹11,356.84 crore (US$ 1.4 billion) issued by the Punjab National Bank at its Brady House branch in Fort, Mumbai; making Punjab National Bank liable for the amount.[1] The fraud was allegedly organized by jeweller and designer Nirav Modi. Nirav, his wife Ami Modi, brother Nishal Modi and uncle Mehul Choksi, all partners of the firms, M/s Diamond R US, M/s Solar Exports and M/s Stellar Diamonds; along with PNB officials and employees, and directors of Nirav Modi and Mehul Choksi's firms have all been named in a chargesheet by the CBI.[2] Nirav Modi and his family absconded in early 2018, days before the news of the scam broke in India.
The Central Warehousing Corporation is inviting applications for 25 vacancies for the position of Warehouse Assistant Grade II. Candidates must have a matriculation degree with a typing speed of 30 words per minute. The pay scale is Rs. 8,900 - 24,320 per month plus allowances. Eligible candidates will have to appear for a written exam and typing test, and if qualified will be appointed as Warehouse Assistant Grade II based on merit. The last date to apply is January 19, 2015.
How to Link your Aadhaar Card with PAN Card OnlineUpasanaTaxmann
How to link your Aadhaar card with PAN card online using various modes. It is compulsory to link aadhaar with pan while filing your income tax returns. Here're some queries answered in this presentation related to aadhaar card & pan card. For filing your GST Returns, ITR, TDS, use our software Taxmann One Solution.
1. The document is an electronic reservation slip for a train ticket from Mumbai to Varanasi. It provides details of the passenger, booking, and fare.
2. Only confirmed, waiting list confirmed, or partially confirmed e-tickets are valid for travel. Fully waitlisted tickets without confirmation after chart preparation are invalid.
3. Acceptable IDs for travel include voter ID, passport, PAN card, driver's license, student ID, bank passbook, credit cards, Aadhaar, and documents shown on DigiLocker. Original ID is required.
General Instructions for IBPS Bank RRB |Jobzstoreavani d
The document discusses the exam pattern for IBPS RRB recruitment. It states that there will be a single exam for officers and assistants across the country, replacing the previous preliminary and mains exam structure. For officers, the exam consists of questions testing reasoning, quantitative aptitude, general awareness, English/Hindi language, computer knowledge. Shortlisted candidates will attend an interview assessing language proficiency. The document provides details on exam duration and format, eligibility criteria such as nationality and education level, participating banks and required documents for interview.
General Instructions for IBPS Bank RRB |Jobzstoreavani d
The document discusses the exam pattern for IBPS RRB recruitment for various officer scale positions and office assistants. It states that there will be a single exam for both officer and assistant positions, replacing the previous preliminary and mains exam structure. For officers, the exam consists of multiple choice questions on reasoning, quantitative aptitude, general awareness, English/Hindi language, computer knowledge and professional knowledge (for scale II). Shortlisted candidates will have an interview assessing language proficiency. The minimum qualifying marks for the interview are 40% (35% for SC/ST). The combined score of the exam and interview following a 70:30 ratio will determine selection.
A Report on the Punjab National Bank Scam (Nirav Modi)Yohan DSouza
Nirav Modi, a wealthy Indian businessman, is alleged to have defrauded Punjab National Bank of $1.77 billion through the illegal issuance of fraudulent Letters of Understanding. An investigation revealed that multiple PNB employees issued fake LoUs over several years, allowing Modi's companies to take large loans from other banks that they did not pay back. The fraud went undetected by PNB due to a lack of integration between their core banking system and the SWIFT network, which allowed the fake LoU transactions to be made without being recorded. PNB has now reported the fraud to authorities and may have to repay the liabilities owed to other banks that were deceived into providing the loans. The case has dealt a
Punjab National Bank scam summary:
1. Nirav Modi allegedly defrauded Punjab National Bank of $2 billion through fraudulent letters of undertaking issued by rogue bank employees without collateral.
2. The scam was detected in January 2018 when another bank employee refused to issue more letters of undertaking without collateral for previous loans.
3. Nirav Modi, his relatives and associates, and bank employees are being investigated for their involvement in the largest banking fraud in Indian history.
The document provides an overview of the Indian Post Office and its operations. It discusses the history and establishment of the Indian Post Office in 1837. It then summarizes the key postal and mail operations, premium services offered, various financial savings schemes, new banking services through India Post Payments Bank, and concludes with a SWOT analysis. The document covers the broad functions and services performed by the Indian Post Office in delivering mail services and providing banking options to both urban and rural populations across the country.
HERE IS THE PPT ON PNB SCAM
NIRAV MODI
WE MADE IT BASED ON EARLIER FACED FRAUD BY PNB
FRAUDSTER NAME IS NIRAV MODI
I THINK IT WILL CLEAR ALL YOUR DOUBTS ABOUT SCAM
To enroll for Aadhaar, one must go to their nearest enrollment center with valid identity, address, and date of birth proofs. At the center, basic information will be collected and biometric details like fingerprints and iris scans will be captured. An acknowledgement slip with temporary ID will be provided. Once verification is complete, the 12-digit Aadhaar number will be mailed to the individual. The process is free and only needs to be done once regardless of age or gender for any Indian resident.
Nirav Modi, a billionaire diamond jeweler, looted over 11,400 crore rupees from Punjab National Bank through fraudulent Letters of Undertaking. Using his connections with a PNB official, Modi was able to obtain over 150 LoUs without proper verification or collateral. By the time the scam was discovered, Modi and his accomplice Mehul Choksi had fled the country. So far authorities have seized assets worth over 5,100 crore rupees, but 6,300 crore rupees is still outstanding from the largest banking fraud in Indian history. The scam highlighted weaknesses in bank security controls that allowed such large-scale fraud.
This document is a tax invoice issued by Dolphin Tours and Travels to KKG Consultants for various travel services provided including airline tickets, cruise packages, hotel stays, and visa fees. It details the passenger and booking details for each service, amounts payable, taxes applied, payment terms, and bank details of Dolphin Tours and Travels. The total amount payable as per all items listed is INR 21,242 for airline tickets, INR 1,70,000 for cruise packages, INR 11,180 for hotel stay, INR 1,01,000 for Bali tour package, and INR 7,724 for visa fees.
ppt on Nirav Modi or PNB scam with all details till 2020
the data is collected from Wikipedia, articles, and videos available on youtube and other platforms.
0601085 perceptible analysis of depository servicesSupa Buoy
This document is a project report submitted by Gajendra R. Hyderabadwale for his Master's in Business Administration. The report provides an acknowledgments section thanking those who contributed to the project. It then includes an index of topics to be covered, abbreviations, objectives, scope, limitations and research methodology. An executive summary overviews that the report does a competitive analysis of depository and broking services provided by India Infoline and major competitors in Solapur, India based on a 7P framework. The report finds that while India Infoline has the largest market share, there is still room for improvement on various factors.
Jst Business Solutions Pvt Ltd is primarily engaged in providing IT services which includes AMC Service of IT Equipment’s “ formally known as Computer AMC Services”, AMC Services of Automations Devices formally known as CCTV Camera, Security Surveillances System, Fire Alarm, Motions Sensor, and Biometric Devices, AMC Services of Electric and Electronic Devices formally Online UPS 1KVA to 50KVA and Air Conditioner AC – Spilt, Windows, Central AC for Corporate Segment, Society Management Services, Cyber Security Consultant, IT Support Outsource, Supply of IT Equipment’s “Software and Hardware” and Security Surveillance “CCTV Camera” and we majorly deal with Government PSU and Défense along with Private Sectors
This document discusses the PNB bank scam involving billionaire jeweler Nirav Modi. In February 2018, PNB disclosed that Nirav Modi allegedly defrauded the bank of Rs. 11,400 crore using fraudulent guarantees. Other Indian banks like Allahabad Bank and Union Bank of India were also involved through the SWIFT system. The document then provides background on Nirav Modi and analyzes the impact of the scam on customer perceptions of banking services and financial awareness. It outlines the scope and methodology of a study conducted among PNB account holders in Palwal to understand problems faced by customers after the scam.
Role of Auditors in Punjab National Bank ScamGurbaniLuthra
1. Several auditing firms failed to detect the massive Rs 14,000 crore fraud at Punjab National Bank, with the internal chief auditor especially culpable.
2. Management failures like not linking SWIFT transactions to the core banking system and not rotating employees contributed to the scam going undetected.
3. The scam occurred over 7 years as fraudulent LoUs were issued to Nirav Modi's firms without collateral, bypassing checks. This allowed them to raise loans from other banks.
4. Auditors like Suri & Co, SPMG & Company, and MKPS & Associates had roles auditing the bank but failed to find the fraud. Assets worth billions have since been seized from
This document summarizes the key details of the $2 billion fraud committed against Punjab National Bank (PNB) by billionaire jeweler Nirav Modi and his uncle Mehul Choksi. It outlines how Modi used fraudulent Letters of Undertaking (LoUs) issued by rogue PNB employees to secure loans from other banks. The fraud went undetected for years due to failures of internal and external auditors to follow proper procedures. The scam has severely damaged PNB and led to large-scale seizures of Modi and Choksi's assets as investigations continue.
The document is a report by Hamoud Al-Breiki on renewable and non-renewable energy. It defines energy and discusses various types of renewable energy like solar, hydropower and wind. It also discusses non-renewable energy sources like oil, gas and coal. The report covers advantages and disadvantages of both renewable and non-renewable energy. It concludes by mentioning Masdar company and providing references.
PNB SCAM (Nirav Modi)
The Punjab National Bank Fraud Case relates to fraudulent letter of undertaking worth ₹11,356.84 crore (US$ 1.4 billion) issued by the Punjab National Bank at its Brady House branch in Fort, Mumbai; making Punjab National Bank liable for the amount.[1] The fraud was allegedly organized by jeweller and designer Nirav Modi. Nirav, his wife Ami Modi, brother Nishal Modi and uncle Mehul Choksi, all partners of the firms, M/s Diamond R US, M/s Solar Exports and M/s Stellar Diamonds; along with PNB officials and employees, and directors of Nirav Modi and Mehul Choksi's firms have all been named in a chargesheet by the CBI.[2] Nirav Modi and his family absconded in early 2018, days before the news of the scam broke in India.
The Central Warehousing Corporation is inviting applications for 25 vacancies for the position of Warehouse Assistant Grade II. Candidates must have a matriculation degree with a typing speed of 30 words per minute. The pay scale is Rs. 8,900 - 24,320 per month plus allowances. Eligible candidates will have to appear for a written exam and typing test, and if qualified will be appointed as Warehouse Assistant Grade II based on merit. The last date to apply is January 19, 2015.
How to Link your Aadhaar Card with PAN Card OnlineUpasanaTaxmann
How to link your Aadhaar card with PAN card online using various modes. It is compulsory to link aadhaar with pan while filing your income tax returns. Here're some queries answered in this presentation related to aadhaar card & pan card. For filing your GST Returns, ITR, TDS, use our software Taxmann One Solution.
1. The document is an electronic reservation slip for a train ticket from Mumbai to Varanasi. It provides details of the passenger, booking, and fare.
2. Only confirmed, waiting list confirmed, or partially confirmed e-tickets are valid for travel. Fully waitlisted tickets without confirmation after chart preparation are invalid.
3. Acceptable IDs for travel include voter ID, passport, PAN card, driver's license, student ID, bank passbook, credit cards, Aadhaar, and documents shown on DigiLocker. Original ID is required.
General Instructions for IBPS Bank RRB |Jobzstoreavani d
The document discusses the exam pattern for IBPS RRB recruitment. It states that there will be a single exam for officers and assistants across the country, replacing the previous preliminary and mains exam structure. For officers, the exam consists of questions testing reasoning, quantitative aptitude, general awareness, English/Hindi language, computer knowledge. Shortlisted candidates will attend an interview assessing language proficiency. The document provides details on exam duration and format, eligibility criteria such as nationality and education level, participating banks and required documents for interview.
General Instructions for IBPS Bank RRB |Jobzstoreavani d
The document discusses the exam pattern for IBPS RRB recruitment for various officer scale positions and office assistants. It states that there will be a single exam for both officer and assistant positions, replacing the previous preliminary and mains exam structure. For officers, the exam consists of multiple choice questions on reasoning, quantitative aptitude, general awareness, English/Hindi language, computer knowledge and professional knowledge (for scale II). Shortlisted candidates will have an interview assessing language proficiency. The minimum qualifying marks for the interview are 40% (35% for SC/ST). The combined score of the exam and interview following a 70:30 ratio will determine selection.
A Report on the Punjab National Bank Scam (Nirav Modi)Yohan DSouza
Nirav Modi, a wealthy Indian businessman, is alleged to have defrauded Punjab National Bank of $1.77 billion through the illegal issuance of fraudulent Letters of Understanding. An investigation revealed that multiple PNB employees issued fake LoUs over several years, allowing Modi's companies to take large loans from other banks that they did not pay back. The fraud went undetected by PNB due to a lack of integration between their core banking system and the SWIFT network, which allowed the fake LoU transactions to be made without being recorded. PNB has now reported the fraud to authorities and may have to repay the liabilities owed to other banks that were deceived into providing the loans. The case has dealt a
Punjab National Bank scam summary:
1. Nirav Modi allegedly defrauded Punjab National Bank of $2 billion through fraudulent letters of undertaking issued by rogue bank employees without collateral.
2. The scam was detected in January 2018 when another bank employee refused to issue more letters of undertaking without collateral for previous loans.
3. Nirav Modi, his relatives and associates, and bank employees are being investigated for their involvement in the largest banking fraud in Indian history.
The document provides an overview of the Indian Post Office and its operations. It discusses the history and establishment of the Indian Post Office in 1837. It then summarizes the key postal and mail operations, premium services offered, various financial savings schemes, new banking services through India Post Payments Bank, and concludes with a SWOT analysis. The document covers the broad functions and services performed by the Indian Post Office in delivering mail services and providing banking options to both urban and rural populations across the country.
HERE IS THE PPT ON PNB SCAM
NIRAV MODI
WE MADE IT BASED ON EARLIER FACED FRAUD BY PNB
FRAUDSTER NAME IS NIRAV MODI
I THINK IT WILL CLEAR ALL YOUR DOUBTS ABOUT SCAM
To enroll for Aadhaar, one must go to their nearest enrollment center with valid identity, address, and date of birth proofs. At the center, basic information will be collected and biometric details like fingerprints and iris scans will be captured. An acknowledgement slip with temporary ID will be provided. Once verification is complete, the 12-digit Aadhaar number will be mailed to the individual. The process is free and only needs to be done once regardless of age or gender for any Indian resident.
Nirav Modi, a billionaire diamond jeweler, looted over 11,400 crore rupees from Punjab National Bank through fraudulent Letters of Undertaking. Using his connections with a PNB official, Modi was able to obtain over 150 LoUs without proper verification or collateral. By the time the scam was discovered, Modi and his accomplice Mehul Choksi had fled the country. So far authorities have seized assets worth over 5,100 crore rupees, but 6,300 crore rupees is still outstanding from the largest banking fraud in Indian history. The scam highlighted weaknesses in bank security controls that allowed such large-scale fraud.
This document is a tax invoice issued by Dolphin Tours and Travels to KKG Consultants for various travel services provided including airline tickets, cruise packages, hotel stays, and visa fees. It details the passenger and booking details for each service, amounts payable, taxes applied, payment terms, and bank details of Dolphin Tours and Travels. The total amount payable as per all items listed is INR 21,242 for airline tickets, INR 1,70,000 for cruise packages, INR 11,180 for hotel stay, INR 1,01,000 for Bali tour package, and INR 7,724 for visa fees.
ppt on Nirav Modi or PNB scam with all details till 2020
the data is collected from Wikipedia, articles, and videos available on youtube and other platforms.
0601085 perceptible analysis of depository servicesSupa Buoy
This document is a project report submitted by Gajendra R. Hyderabadwale for his Master's in Business Administration. The report provides an acknowledgments section thanking those who contributed to the project. It then includes an index of topics to be covered, abbreviations, objectives, scope, limitations and research methodology. An executive summary overviews that the report does a competitive analysis of depository and broking services provided by India Infoline and major competitors in Solapur, India based on a 7P framework. The report finds that while India Infoline has the largest market share, there is still room for improvement on various factors.
Jst Business Solutions Pvt Ltd is primarily engaged in providing IT services which includes AMC Service of IT Equipment’s “ formally known as Computer AMC Services”, AMC Services of Automations Devices formally known as CCTV Camera, Security Surveillances System, Fire Alarm, Motions Sensor, and Biometric Devices, AMC Services of Electric and Electronic Devices formally Online UPS 1KVA to 50KVA and Air Conditioner AC – Spilt, Windows, Central AC for Corporate Segment, Society Management Services, Cyber Security Consultant, IT Support Outsource, Supply of IT Equipment’s “Software and Hardware” and Security Surveillance “CCTV Camera” and we majorly deal with Government PSU and Défense along with Private Sectors
This document discusses the PNB bank scam involving billionaire jeweler Nirav Modi. In February 2018, PNB disclosed that Nirav Modi allegedly defrauded the bank of Rs. 11,400 crore using fraudulent guarantees. Other Indian banks like Allahabad Bank and Union Bank of India were also involved through the SWIFT system. The document then provides background on Nirav Modi and analyzes the impact of the scam on customer perceptions of banking services and financial awareness. It outlines the scope and methodology of a study conducted among PNB account holders in Palwal to understand problems faced by customers after the scam.
Role of Auditors in Punjab National Bank ScamGurbaniLuthra
1. Several auditing firms failed to detect the massive Rs 14,000 crore fraud at Punjab National Bank, with the internal chief auditor especially culpable.
2. Management failures like not linking SWIFT transactions to the core banking system and not rotating employees contributed to the scam going undetected.
3. The scam occurred over 7 years as fraudulent LoUs were issued to Nirav Modi's firms without collateral, bypassing checks. This allowed them to raise loans from other banks.
4. Auditors like Suri & Co, SPMG & Company, and MKPS & Associates had roles auditing the bank but failed to find the fraud. Assets worth billions have since been seized from
This document summarizes the key details of the $2 billion fraud committed against Punjab National Bank (PNB) by billionaire jeweler Nirav Modi and his uncle Mehul Choksi. It outlines how Modi used fraudulent Letters of Undertaking (LoUs) issued by rogue PNB employees to secure loans from other banks. The fraud went undetected for years due to failures of internal and external auditors to follow proper procedures. The scam has severely damaged PNB and led to large-scale seizures of Modi and Choksi's assets as investigations continue.
The document is a report by Hamoud Al-Breiki on renewable and non-renewable energy. It defines energy and discusses various types of renewable energy like solar, hydropower and wind. It also discusses non-renewable energy sources like oil, gas and coal. The report covers advantages and disadvantages of both renewable and non-renewable energy. It concludes by mentioning Masdar company and providing references.
Erro e fracasso_novo. lidia e ana liviaAndreza Lira
Este documento discute o erro e o fracasso no contexto da aprendizagem. Ele afirma que o erro não é necessariamente indício de fracasso, mas parte integrante do processo de aprendizagem. O documento também explora diferentes tipos de erros e suas possíveis interpretações, além de discutir que o fracasso escolar envolve múltiplas variáveis e não é apenas responsabilidade do aluno.
Este documento analisa como a avaliação pode contribuir para a aprendizagem em softwares educativos de línguas estrangeiras. Ele discute diferentes concepções de avaliação e como elas estão presentes nos softwares, além de analisar funções da avaliação como diagnóstico e feedback. Também examina tipos de softwares e características relacionadas à organização dos conteúdos e interação.
This document provides an overview of services. It likely describes the various types of services offered by a company or organization and may include details about their purpose, availability, costs, and how to access them. The overview aims to inform readers about the scope and nature of the services in a clear and concise manner within a short document.
Ultimate Kung Fu in Fargo offers martial arts classes and has a website with rates and schedules. The website www.ultimatekungfu.com provides information on classes while www.youtube.com/ultimatekungfu features instructional martial arts videos.
Choosingtherightpoliticalmodelforpakistan 130118125219-phpapp02Naqash Aman
Pakistan was created as an Islamic state through the sacrifices of millions who wanted to establish a nation governed by Islamic principles, with authority derived from Allah alone. A dialogue between Muhammad Ali Jinnah and Allama Shabbir Ahmad Usmani discussed that Pakistan's constitution and sovereignty would be limited to the principles prescribed by Islam. The objective of Pakistan's birth was to have a country where Islamic laws and values formed the basis of governance.
Voltametric determination of acephate pesticide by liquid state lipase enzyma...ijsidonlineinfo
This document summarizes a study that developed an electroanalytical method for determining the organophosphorus pesticide Acephate using liquid state lipase enzyme inhibition. The method is based on measuring the inhibition of lipase enzyme's ability to hydrolyze p-Nitro phenyl acetate to p-Nitro phenol, which is then detected by cyclic voltammetry. The study optimized various parameters such as enzyme concentration, substrate concentration, pH, incubation time and obtained a linear calibration for detecting Acephate concentrations between 100-900 μM. The detection limit was found to be 159.77 μM and the quantification limit was 532.57 μM for Acephate using this lipase enzyme inhibition method.
Prática Escolar: Do Erro Como Fonte de Castigo ao Erro Como Fonte de VirtudeAndreza Lira
O documento discute como o erro era tratado historicamente na educação, sendo fonte de castigo, e como hoje é visto como fonte de virtude e aprendizagem. A avaliação da aprendizagem deveria servir de suporte ao aluno, não acrescentando culpa ou castigo quando há insucesso ou erro. O erro é parte do processo de crescimento, não devendo ser visto como algo negativo.
Photo catalytic degradation of m dinitrobenzene using semiconductor zn o and ...ijsidonlineinfo
The document summarizes a study on the photocatalytic degradation of m-dinitrobenzene using zinc oxide (ZnO) and hydrogen peroxide (H2O2). Various parameters that affect the degradation rate were investigated, including pH, irradiation time, light intensity, substrate concentration, catalyst concentration, and H2O2 concentration. The maximum degradation rate occurred at pH 8.5, with 0.14 grams of ZnO catalyst and 0.30 mL/h of H2O2. The degradation rate increased with light intensity, substrate concentration (up to an optimum level), catalyst amount (up to a saturation point), and H2O2 concentration (until it became excessive). The mechanism of
Anthropometric, dietary intakes and exercise habits of niddm in guntur cityijsidonlineinfo
The study examined the dietary habits and exercise patterns of 50 type 2 diabetics in Guntur City, India. It found that over 50% of subjects were obese, with a BMI over 25. The typical meal pattern was 3 meals and 1 snack per day. Common foods restricted were those high in sugar and carbohydrates. However, over 70% included foods like millets, bitter gourd and green leafy vegetables. Nearly half the subjects used indigenous foods like fenugreek seeds to manage their diabetes. Walking was the main form of exercise.
O documento discute as práticas avaliativas nas escolas brasileiras e propõe uma redefinição destas práticas. Atualmente, a avaliação se baseia quase que exclusivamente nos resultados de provas, que usam uma linguagem diferente do dia a dia da sala de aula. Além disso, a avaliação é usada para punir os alunos em vez de ser um processo formativo. O documento defende que a avaliação deve mudar para melhorar as relações e ações na escola.
O documento discute as causas do fracasso escolar, incluindo falta de pré-requisitos, rótulos negativos e problemas sociais. Anteriormente, culpava-se os alunos e suas famílias, mas hoje reconhece-se que fatores externos como a performance do professor também influenciam. Não devemos apontar culpados, mas sim buscar novas abordagens, como liderança, clima escolar positivo e capacitação docente.
Alternate teaching learning methods a welcome idea among students!ijsidonlineinfo
1) The study compared the effectiveness of two teaching methods - a PowerPoint presentation versus a blackboard/chalk presentation aided by 3D models.
2) An assessment given after each session found no significant difference in student performance between the two methods. However, feedback indicated that students preferred the use of 3D models as it helped visualize concepts.
3) When the lesson was recapped using a combination of methods, 58% of students rated this approach best over using a single method alone. The study concluded that using multiple teaching methods can make lectures more interesting for students.
Este documento discute a avaliação escolar e a democratização da educação no Brasil. A avaliação nas escolas geralmente se concentra em notas e julgamentos ao invés de diagnóstico e melhoria, e precisa mudar para apoiar todos os estudantes. Os professores devem envolver estudantes e pais no processo de avaliação para torná-la mais justa e útil para a aprendizagem.
This document provides an overview of Tokyo, Japan including its geography and climate, culture, famous traditional foods, transportation options, and top tourist attractions. Tokyo has hot, humid summers and mild winters with an average annual temperature of 16°C. The culture has been influenced by Jomon, Chinese, Korean, Greek, Indian, European and American traditions. Popular tourist destinations include Mount Fuji, Tokyo DisneySea, and the electric district of Akihabara.
Single rp hplc method for the quantification of aceclofenac, paracetamol and ...ijsidonlineinfo
This document describes a single RP-HPLC method for the quantification of aceclofenac, paracetamol, and chlorozoxazone in formulations. The method utilizes an Inertsil ODS 3V column with a mobile phase of phosphate buffer and acetonitrile in a 67:33 ratio at a flow rate of 1.0 mL/min and detection at 275 nm. The method was validated for specificity, linearity, accuracy, precision, and ruggedness. High resolution was achieved with retention times of 2.1 minutes for paracetamol, 8.8 minutes for chlorozoxazone, and 20.7 minutes for aceclofenac. The method provides a simple, validated approach
A simple rp hplc method for simultaneous analysis of pseudoephedrine, bambute...ijsidonlineinfo
This document describes the development and validation of a reverse phase HPLC method for the simultaneous analysis of Pseudoephedrine, Bambuterol, Levocetirizine, and Montelukast in pharmaceutical dosage forms. The method uses a C18 column with a gradient mobile phase of buffer and acetonitrile at a flow rate of 1 mL/min. The compounds were well separated with retention times between 4.1-21.1 minutes. The method was validated for linearity, precision, accuracy and robustness according to ICH guidelines and is suitable for quality control of these drugs in tablets and other dosage forms.
Avaliação da aprendizagem escolar: um ato amorosoAndreza Lira
O documento discute a avaliação da aprendizagem escolar como um ato amoroso, enfatizando que ela deve identificar os atos e situações dos alunos e acolhê-los, ao invés de excluí-los ou classificá-los. A avaliação deve fazer um diagnóstico e incluir o aluno no processo, ao contrário de testes que selecionam e julgam.
1) The document announces a Common Recruitment Process for Specialist Officers posts in participating organizations tentatively scheduled for January 2016.
2) Eligible candidates who register and appear for the online examination will be shortlisted and called for a common interview conducted by participating organizations.
3) Depending on vacancies, shortlisted candidates will be provisionally allotted to one of the participating organizations according to government guidelines on reservation policy.
Institute of Banking Personnel Selection (IBPS) announced the Clerk 2014 Notification and invites online applications through IBPS official website www.ibps.in from 12.08.2014 to 01.09.2014. For more detail refer the link : http://www.sarkarinaukrilogin.com/2014/08/ibps-notification-2014-clerks-iv-exam.html
The document provides information about the Common Recruitment Process for recruitment of clerks in participating organizations conducted by the Institute of Banking Personnel Selection. Some key details include:
- The online examination for recruitment of clerks in participating banks is tentatively scheduled for December 2014. Candidates who appear will be shortlisted for a common interview conducted by participating organizations.
- Depending on vacancies, shortlisted candidates will be provisionally allotted to one of the participating organizations based on reservation policies and administrative convenience.
- The participating organizations, eligibility criteria including educational qualifications and age limits, reservation policies and categories, and tentative schedule of events are provided. Reasonable accommodations are available for persons with disabilities.
Institute of Banking Personnel Selection (IBPS) has published an advertisement for 8822 post of IBPS PO and inviting applications from eligible and interested candidates. A marvelous opportunity for the candidates who are dreaming for making their career in banking sector. Online applications are invited and interested candidates can apply from 26 July 2016 to 13 August 2016.
More at : http://www.indianbharti.com/ibps-po-recruitment-2016/
India Post Payment Bank will revolutionize banking in India according to RBI Governor Raghuram Rajan. The application process for payment bank licenses involves submitting applications to RBI by January 16, 2015 which will then be evaluated by an external advisory committee who will make recommendations to RBI. Payment banks will work by opening accounts based on mobile numbers and allowing transactions and remittances via mobile apps, IVR, USSD or at authorized payment bank agents. Current challenges for payment banks include India's preference for cash, providing low-cost domestic remittances, and partnerships for credit issuance.
The document announces a common recruitment process for various participating organizations to fill probationary officer and management trainee positions. Candidates must register for the common recruitment process with IBPS which includes an online exam tentatively scheduled for October 2014, interviews in January 2015, and provisional allotments to organizations in April 2015. The document provides eligibility criteria such as nationality, age, and educational qualifications required for the positions.
The document announces the Common Recruitment Process for selection of Probationary Officers/Management Trainees in participating banks and financial institutions for vacancies in the financial year 2015-16. Candidates meeting the eligibility criteria of educational qualifications and age can register online from July 22 to August 11, 2014. The online examination will consist of reasoning, English language, quantitative aptitude, general awareness and computer knowledge and will be held in October and November 2014. Shortlisted candidates will be interviewed in January 2015 and provisional allotment to banks will be made in April 2015 based on vacancies reported by participating organizations. The process is conducted by IBPS to select candidates for PO/MT posts in multiple banks in a standardized manner.
A Degree (Graduation) in any discipline from a University recognised by the Govt. Of India or any equivalent
qualification recognized as such by the Central Government.
-----------------------
Online Registration 22.07.2014 – 11.08.2014
Payment of Application Fees- Online 22.07.2014 – 11.08.2014
Payment of Application Fees- Offline 24.07.2014 – 14.08.2014
The online examination (Preliminary and Main) for the next Common Recruitment Process for Clerical cadre Posts in the Participating Organisations listed below is tentatively scheduled in January 2016.
The document announces an online examination in January 2016 for clerical positions in participating organizations. Candidates who pass the preliminary exam will advance to the main exam, and those who pass both exams will be interviewed. Candidates who pass all stages will be provisionally allotted to a participating organization depending on vacancies and following reservation policies. The Institute of Banking Personnel Selection (IBPS) has been mandated to conduct the annual recruitment process, including administering exams and coordinating interviews. Eligible candidates must register through IBPS and fulfill the eligibility criteria.
The document announces a Common Recruitment Process (CWE Clerks-V) conducted by the Institute of Banking Personnel Selection (IBPS) to fill clerical positions in participating banks. It provides details about the online preliminary and main examinations in December 2015 and January 2016. Candidates who pass the preliminary exam will be eligible for the main exam and shortlisted candidates will be called for a common interview. Eligible candidates must register with IBPS and meet the eligibility criteria including nationality, age, educational qualifications and language requirements. The schedule of exam dates and the process for registration, payment of fees and downloading call letters is also outlined.
The document provides information about the Common Written Examination (CWE) conducted by the Institute of Banking Personnel Selection (IBPS) for recruitment of clerical staff in 19 public sector banks in India. Some key details include:
- IBPS conducts a common written exam twice a year on behalf of the participating banks as a prerequisite for selection for clerical roles.
- Candidates who meet the eligibility criteria, including age limits and educational qualifications, can apply through IBPS to appear for the common exam.
- Successful candidates who meet the banks' individual criteria will receive scorecards and can then apply to one or more of the participating banks. Each bank will conduct its own selection process, such as interviews
A number of entrance exams are conducted for bank recruitment. Are you aware of them? If you are looking for a job in the banking sector, then, you ought to be aware about these top entrance exams.
The document announces a recruitment process for Probationary Officers/Management Trainees in participating organizations. It provides details such as:
- An online preliminary and main examination will be held in October 2015 for eligible candidates who want to join as Probationary Officers or Management Trainees.
- Candidates who pass the preliminary exam will have to take the main exam and those who pass will be interviewed.
- Selected candidates will be provisionally allotted to one of the participating organizations based on vacancies and reservation policies.
The document announces a recruitment process for Probationary Officers/Management Trainees in participating organizations. It provides details such as:
- An online preliminary and main examination will be held in October 2015 for eligible candidates who want to join as Probationary Officers or Management Trainees.
- Candidates who pass the preliminary exam will have to take the main exam and those who pass will be interviewed.
- Selected candidates will be provisionally allotted to one of the participating organizations based on vacancies and reservation policies.
The document provides information about the Common Written Examination (CWE) conducted by the Institute of Banking Personnel Selection (IBPS) for recruitment of Probationary Officers/Management Trainees in 19 Public Sector Banks in India. It details the eligibility criteria, exam structure and pattern, participating banks, exam centers and pre-exam training opportunities. The 2nd CWE (CWE-PO/MT-II) will assess candidates through objective tests in reasoning, English, quantitative aptitude, general awareness and computer knowledge, as well as a descriptive English paper. Candidates must meet the eligibility thresholds and will be provisionally selected by individual banks based on their CWE scores and banks' own selection processes.
The document summarizes key aspects of the IBPS Common Written Examination (CWE) process for recruiting candidates into public sector banks in India. It states that the CWE is used to hire candidates for positions like Probationary Officer (PO), Management Trainee (MT), clerk, and specialist officer. It lists the 21 public sector banks that participate in the CWE process. It also notes that some private banks now use IBPS CWE scores to fill vacancies. Cutoffs are applied at both the individual test and total score levels. Candidates who pass the written exam then participate in a common interview process coordinated by IBPS. Offers are made to candidates based on their combined written exam and interview scores as well
The document summarizes the history and operations of the State Bank of India (SBI). It notes that SBI was founded in 1806 and nationalized in 1955. As of 2014, SBI had over 18,000 branches and 1.1 million ATMs, with over 222,000 employees. In 2017, SBI merged with 5 associate banks. It has numerous non-banking subsidiaries and offers a wide range of products and services to retail and corporate customers. SBI is India's largest bank.
Madhya Bihar Gramin Bank invites applications from Indian citizens, for the post of Officer in Middle Management Grade (Scale III), Officer in Middle Management Grade (Scale II), Officer in Junior Management (Scale I) Cadre and Office Assistant (Multipurpose) from Indian citizens who have been declared qualified at the Online CWE for RRBs conducted by IBPS during September/ October 2013.
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
Monthly Market Risk Update: June 2024 [SlideShare]Commonwealth
Markets rallied in May, with all three major U.S. equity indices up for the month, said Sam Millette, director of fixed income, in his latest Market Risk Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
What Lessons Can New Investors Learn from Newman Leech’s Success?Newman Leech
Newman Leech's success in the real estate industry is based on key lessons and principles, offering practical advice for new investors and serving as a blueprint for building a successful career.
Explore the world of investments with an in-depth comparison of the stock market and real estate. Understand their fundamentals, risks, returns, and diversification strategies to make informed financial decisions that align with your goals.
How to Invest in Cryptocurrency for Beginners: A Complete GuideDaniel
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
Madhya Pradesh, the "Heart of India," boasts a rich tapestry of culture and heritage, from ancient dynasties to modern developments. Explore its land records, historical landmarks, and vibrant traditions. From agricultural expanses to urban growth, Madhya Pradesh offers a unique blend of the ancient and modern.
KYC Compliance: A Cornerstone of Global Crypto Regulatory FrameworksAny kyc Account
This presentation explores the pivotal role of KYC compliance in shaping and enforcing global regulations within the dynamic landscape of cryptocurrencies. Dive into the intricate connection between KYC practices and the evolving legal frameworks governing the crypto industry.
KYC Compliance: A Cornerstone of Global Crypto Regulatory Frameworks
Cwe advertisement rr_bs_phase_iii
1. CWE for recruitment of Officers (Scale
(Multipurpose) in
The next Online CWE for RRBs (RRBs
(Scale-I, II & III) and Group
by the Institute of Banking Personnel Selection (IBPS) tentatively in September 201
This system of Common Examination f
(Multipurpose) has been approved by the Government of India, notified by NABARD and has the
mandate of each of the RRBs.
IBPS, an autonomous body registered under Societies Registration Act 1860 and a Public Trust
under Bombay Public Trust Act 1950, has been authorised to conduct the
participating RRBs are as under:
A. PARTICIPATING RRBs
Sr.
No.
Name of the RRB
1 Allahabad UP Gramin Bank
2 Andhra Pradesh Grameena Vikas Bank
3 Andhra Pragathi Grameena Bank
4 Arunachal Pradesh Rural Bank
5 Assam Gramin Vikash Bank
6 Bangiya Gramin Vikash Bank
7 Baroda Gujarat Gramin Bank
8 Baroda Rajasthan Kshetriya Gramin Bank
9 Baroda UP Gramin Bank
10 Bihar Gramin Bank
11 Central Madhya Pradesh Gramin Bank
12 Chaitanya Godavari Grameena Bank
13 Chhattisgarh Rajya Gramin Bank
14 Deccan Grameena Bank
15 Dena Gujarat Gramin Bank
16 Ellaquai Dehati Bank
17 Gramin Bank of Aryavart
18 Himachal Pradesh Gramin Bank
19 J & K Grameen Bank
20 Jharkhand Gramin Bank
21 Karnataka Vikas Grameen Bank
22 Kashi Gomti Samyut Gramin Bank
23 Kaveri Grameena Bank
24 Kerala Gramin Bank
25 Langpi Dehangi Rural Bank
Institute of Banking Personnel Selection
Email: ibpsr@ibps.in Website: www.ibps.in
for recruitment of Officers (Scale-I, II & III) and Office Assistants
(Multipurpose) in Regional Rural Banks (RRBs)
for RRBs (RRBs- CWE-III) for recruitment of Group
I, II & III) and Group “B”-Office Assistants (Multipurpose) will be conducted online
by the Institute of Banking Personnel Selection (IBPS) tentatively in September 201
This system of Common Examination for recruitment of Officers and Office Assistants
(Multipurpose) has been approved by the Government of India, notified by NABARD and has the
IBPS, an autonomous body registered under Societies Registration Act 1860 and a Public Trust
under Bombay Public Trust Act 1950, has been authorised to conduct the
articipating RRBs are as under:
PARTICIPATING RRBs
Present Head Office
Allahabad UP Gramin Bank Banda
Andhra Pradesh Grameena Vikas Bank Warangal
Andhra Pragathi Grameena Bank Kadapa
Arunachal Pradesh Rural Bank Naharlagun (Papumpare)
Assam Gramin Vikash Bank Guwahati
Bangiya Gramin Vikash Bank Murshidabad
Baroda Gujarat Gramin Bank Bharuch
Baroda Rajasthan Kshetriya Gramin Bank Ajmer
Baroda UP Gramin Bank Raibareilly
Begusarai
Central Madhya Pradesh Gramin Bank Chhindwara
Chaitanya Godavari Grameena Bank Guntur
Gramin Bank Raipur
Deccan Grameena Bank Hyderabad
Dena Gujarat Gramin Bank Gandhinagar
Ellaquai Dehati Bank Srinagar
Gramin Bank of Aryavart Lucknow
Himachal Pradesh Gramin Bank Mandi
J & K Grameen Bank Jammu
Jharkhand Gramin Bank Ranchi
Karnataka Vikas Grameen Bank Dharwad
Kashi Gomti Samyut Gramin Bank Varanasi
Kaveri Grameena Bank Mysore
Mallapuram
Langpi Dehangi Rural Bank Diphu
1
Website: www.ibps.in
I, II & III) and Office Assistants
for recruitment of Group “A”-Officers
Office Assistants (Multipurpose) will be conducted online
by the Institute of Banking Personnel Selection (IBPS) tentatively in September 2014.
or recruitment of Officers and Office Assistants
(Multipurpose) has been approved by the Government of India, notified by NABARD and has the
IBPS, an autonomous body registered under Societies Registration Act 1860 and a Public Trust
under Bombay Public Trust Act 1950, has been authorised to conduct the CWE, and the
State
Uttar Pradesh
Telangana*
Andhra Pradesh
Arunachal Pradesh
Assam
West Bengal
Gujarat
Rajasthan
Uttar Pradesh
Bihar
Madhya Pradesh
Andhra Pradesh
Chhattisgarh
Telangana*
Gujarat
Jammu & Kashmir
Uttar Pradesh
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Uttar Pradesh
Karnataka
Kerala
Assam
2. 2
26 Madhya Bihar Gramin Bank Patna Bihar
27 Madhyanchal Gramin Bank Sagar Madhya Pradesh
28 Maharashtra Gramin Bank Nanded Maharashtra
29 Malwa Gramin Bank Sangrur Punjab
30 Manipur Rural Bank Imphal Manipur
31 Meghalaya Rural Bank Shillong Meghalaya
32 Mizoram Rural Bank Aizawl Mizoram
33 Nagaland Rural Bank Kohima Nagaland
34 Narmada Jhabua Gramin Bank Indore Madhya Pradesh
35 Odisha Gramya Bank Bhubaneshwar Odisha
36 Pallavan Grama Bank Salem Tamil Nadu
37 Pandyan Grama Bank Virudhunagar Tamil Nadu
38 Paschim Banga Gramin Bank Howrah West Bengal
39 Pragathi Krishna Gramin Bank Bellary Karnataka
40 Prathma Bank Moradabad Uttar Pradesh
41 Puduvai Bharthiar Grama Bank Puducherry Puducherry
42 Punjab Gramin Bank Kapurthala Punjab
43 Purvanchal Bank Gorakhpur Uttar Pradesh
44 Rajasthan Marudhara Gramin Bank Jodhpur Rajasthan
45 Saptagiri Grameena Bank Chittor Andhra Pradesh
44 Sarva Haryana Gramin Bank Rohtak Haryana
47 Sarva UP Gramin Bank Meerut Uttar Pradesh
48 Saurashtra Gramin Bank Rajkot Gujarat
49 Sutlej Gramin Bank Bhatinda Punjab
50 Tripura Gramin Bank Agartala Tripura
51 Utkal Grameen Bank Bolangir Odisha
52 Uttar Banga Kshetriya Gramin Bank Coochbehar West Bengal
53 Uttar Bihar Gramin Bank Muzaffarpur Bihar
54 Uttarakhand Gramin Bank Dehradun Uttarakhand
55 Vananchal Gramin Bank Dumka Jharkhand
56 Vidarbha Konkan Gramin Bank Nagpur Maharashtra
* Subject to bifurcation of RRBs to be decided by GoI.
As per the procedure for recruitment, individuals who aspire to join any of the above Regional Rural
Banks either as an Officer (Scale-I, II & III) or as an Office Assistant (Multipurpose) will
necessarily be required to qualify through the CWE. Prospective candidates who wish to appear
for the CWE will have to apply to IBPS after carefully reading the advertisement as regards
eligibility criteria, online registration process, payment of prescribed application fee/
intimation charges, pattern of examination, issuance of call letters and CWE scores.
Scores of RRBs-CWE-III may also be used by co-op banks and other organizations for their
recruitment.
3. 3
Candidates who appear for the CWE will be able to check their status on IBPS website www.ibps.in
after the examination. Scores of candidates, who secure minimum qualifying marks and above in
each test and also on total weighted scores, if any, will be displayed on IBPS website.
Successful candidates in the CWE who meet with the stipulated eligibility criteria will then be
required to apply to any of the participating RRB as and when that individual RRB issues
advertisement for interviews.
It should be noted that IBPS is a test conducting agency. The ultimate recruitment will be done
by each participating RRB who will independently issue a separate recruitment notification,
specifying vacancies and stipulating the eligibility criteria, as desired by respective RRBs. IBPS
does not give any guarantee on recruitment. Recruitment is subject to vacancies in individual
RRBs, where IBPS has no role to play.
In response to the intimation of interview, as advertised by the participating RRBs, candidates can
register quoting their IBPS registration no., roll no., password etc. Each Regional Rural Bank will
then individually shortlist candidates and carry out their own selection processes i.e. Interviews etc.
for final selection.
A candidate can apply for the Post of Office Assistant (Multipurpose) and can also apply for
the Post of Officer. However a candidate can apply for only one post in officer’s cadre i.e. for
Officer Scale-I or Scale-II or Scale-III.
Candidates have to apply separately and pay fees separately for each post applied for.
B. ELIGIBILITY CRITERIA
Prospective Candidates should ensure that they fulfill the specified eligibility criteria before applying
for the CWE:
Candidates may please note that the eligibility criteria specified is the basic criteria for
appointment to the aforesaid posts in the participating Regional Rural Banks. However merely
applying for and qualifying in CWE does not imply that a candidate will necessarily be eligible
for employment in all or any of the participating Regional Rural Bank. Each of these banks
may stipulate its own eligibility/ qualifying criteria, followed by Interviews etc.
GOOD KNOWLEDGE OF THE LOCAL LANGUAGE IS A NECESSARY REQUIREMENT
IN CANDIDATES APPLYING FOR THE POSTS OF OFFICER SCALE-I AND OFFICE
ASSISTANTS IN THE PARTICIPATING RRBs. CONSEQUENTLY THE CANDIDATES
WILL BE REQUIRED TO SUBMIT INFORMATION REGARDING LOCAL
LANGUAGE(S) STUDIED IN MATRICULATION/ 10+2/ GRADUATION IN THE ONLINE
APPLICATION FORM. CANDIDATES SHORTLISTED ON THE BASIS OF THE CWE
SCORES WILL THEREFORE BE ABLE TO APPLY TO ONLY THOSE RRBs SITUATED
IN THE STATES WHOSE LOCAL LANGUAGE THEY HAVE STUDIED IN
MATRICULATION/ 10+2/ GRADUATION.
4. 4
I Nationality / Citizenship:
A candidate must be either -
(i) a Citizen of India or
(ii) a subject of Nepal or
(iii) a subject of Bhutan or
(iv) a Tibetan Refugee who came over to India before 1st
January 1962 with the
intention of permanently settling in India or
(v) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East
African countries of Kenya, Uganda, the United Republic of Tanzania (formerly
Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the
intention of permanently settling in India,
provided that a candidate belonging to categories (ii), (iii), (iv) & (v) above shall be a
person in whose favour a certificate of eligibility has been issued by the Government of
India.
II Age (As on 01.06.2014)
For Officer Scale- III- Above 21 years - Below 40 years i.e. candidates should not have
been born earlier than 03.06.1974 and later than 31.05.1993 (both dates inclusive)
For Officer Scale- II- Above 21 years - Below 32 years i.e. candidates should not have
been born earlier than 03.06.1982 and later than 31.05.1993 (both dates inclusive)
For Officer Scale- I- Above 18 years - Below 28 years i.e. candidates should not have been
born earlier than 03.06.1986 and later than 31.05.1996 (both dates inclusive)
For Office Assistant (Multipurpose) - Between 18 years and 28 years i.e. candidates
should have not been born earlier than 02.06.1986 and later than 01.06.1996 (both dates
inclusive)
The maximum age limit specified above is applicable to General Category candidates only. For
other categories the following relaxations would apply:
Sr.
No.
Category Age relaxation
1 Scheduled Caste/Scheduled Tribe 5 years
2 Other Backward Classes 3 years
3 Persons With Disability 10 years
4 a. Ex-Servicemen/ Disabled Ex-Servicemen (for the post of Office Assistants)
actual period of service rendered in the
defence forces + 3 years (8 years for
Disabled Ex-Servicemen belonging to
SC/ST) subject to a maximum age limit of
50 years
4 b. In the case of Ex- servicemen commissioned
officers, including ECOs/ SSCOs, who have
rendered at least 5 years military service and
have been released on completion of assignment
(including those whose assignment is due to be
completed within the next one year from the last
date for receipt of application) other than by way
of dismissal or discharge on account of
misconduct or inefficiency or on account of
physical disability attributable to military service
or on invalidment, subject to ceiling as per
(for the post of Officers)
5 years
5. 5
Government guidelines
5 Widows, Divorced women and women legally
separated from their husbands who have not
remarried
(only for the post of Office Assistants)
9 years
6 Persons ordinarily domiciled in the Kashmir
Division of the State of Jammu & Kashmir
during the period 1-1-80 to 31-12-89
5 years
7 Persons affected by 1984 riots 5 years
NOTE:
(i) The relaxation in upper age limit to SC/ST/OBC candidates is allowed on cumulative
basis together with only one of the remaining categories for which age relaxation is
permitted as mentioned above at Sr. Nos. 3 to 7 in the above Table.
(ii) The maximum age limit specified is applicable to General Category candidates.
(iii) Candidates seeking age relaxation will be required to submit copies of necessary
certificate(s) at the time of Interview conducted by a particular RRB, if called by the
RRB.
Caste / Category Certificate issued by competent authority in the prescribed format as
stipulated by Government of India in case of SC / ST / OBC/ PWD category candidates.
In case of candidates belonging to OBC category, certificate should specifically contain a
clause that the candidate does not belong to creamy layer section excluded from the benefits
of reservation for Other Backward Classes in Civil post & services under Government of
India. Candidates belonging to OBC category but coming under creamy layer are not
entitled to OBC reservation. They should indicate their category as General in the online
application form.
Caste Name mentioned in certificate should tally letter by letter with Central Government
list / notification.
(iv) Ex-Servicemen candidates who have already secured employment under the Central
Government in Group ‘C’ & ‘D’ will be permitted the benefit of age relaxation as prescribed
for Ex-Servicemen for securing another employment in a higher grade or cadre in Group
‘C’/ ‘D’ under the Central Government. However, such candidates will not be eligible for
the benefit of reservation for Ex-Servicemen in Central Government jobs.
(v) An ex-Servicemen who has once joined a Government job on civil side after availing of the
benefits given to him/her as an Ex-Servicemen for his/her re-employment, his/her Ex-
Servicemen status for the purpose for further employment on the civil side ceases.
(vi) The persons serving in the Armed Forces of the Union, who on retirement from service,
would come under the category of ‘ex-servicemen’ may apply for re-employment one year
before the completion of the specified term of engagement (from the last date of application)
and avail themselves of all concessions available to ex-servicemen but shall not be permitted
to leave the uniform until they complete the specified term of engagement in the Armed
Forces of the Union.
6. 6
III Definition of Persons With Disabilities
Under Section 33 of the Persons with Disabilities (Equal Opportunities, Protection of
Rights and Full Participation) Act 1995 only such persons would be eligible for
reservation who suffer from not less than 40% of relevant disability and are certified by a
Medical Board constituted by the Central/State Govt.
Accordingly, candidates with the following disabilities are eligible to apply. Candidates
claiming such benefits should produce certificate in original in support of their claim at the
time of Interview. Persons With Disabilities will have to work in Branches/ Offices as
identified by the respective RRB.
Visually Impaired (VI)
Blindness refers to condition where a person suffers from any of the following conditions
namely (1) Total absence of sight, (ii) Visual acuity not exceeding 6/60 or 20/200
(Snellen) in the better eye with correcting lenses. (iii) Limitation of the field of vision
subtending in angle of 20 degrees or worse.
Low vision means a person with impairment of visual functioning even after treatment or
standard refractive correction but who uses or is potentially capable of using vision for the
planning of execution of a task with appropriate assistive device.
Deaf & Hearing Impaired (HI)
The deaf are those persons in whom the sense of hearing is non- functional for ordinary
purposes of life i.e. total loss of hearing in both ears. They do not hear; understand sounds
at all even with amplified speech. Hearing impairment means loss of sixty decibels or
more in the better ear in the conversational range of frequencies.
Orthopaedically Challenged (OC)
Only those Orthopaedically Challenged candidates who have locomotor disability or
cerebral palsy with locomotor impairment of minimum of 40% and only those who fall in
the following categories are eligible to apply:
BL - Both legs affected but not arms
OA - One arm affected (R or L) –
(a) Impaired reach;
(b) weakness of grip;
(c) ataxia
OL - One leg affected (R and or L)
MW - Muscular weakness and limited physical endurance
Guidelines for Persons With Disabilities using a Scribe
(i) The visually impaired candidates and candidates whose writing speed is affected by
cerebral palsy can use their own scribe at their cost during the online
examination,subject to limits as in (ii) and (iii) below. In all such cases where a scribe
is used, the following rules will apply:
• The candidate will have to arrange his/her own scribe at his/her own cost.
• The scribe arranged by the candidate should not be a candidate for the
examination (CWE- RRBs). If violation of the above is detected at any stage of
the process, candidature for CWE of both the candidate and the scribe will be
cancelled.
7. 7
• Same scribe cannot be used by more than one candidate.
• The scribe may be from any academic stream. However for Specialist Officers’
posts the scribe should be from an academic stream different from that prescribed
for the post.
• Both the candidate as well as scribe will have to give a suitable undertaking
confirming that the scribe fulfils all the stipulated eligibility criteria for a scribe
mentioned above. Further in case it later transpires that he/she did not fulfill any
laid down eligibility criteria or suppressed material facts the candidature of the
applicant will stand cancelled, irrespective of the result of the online examination.
• Those candidates who use a scribe shall be eligible for compensatory time of 20
minutes for every hour of the examination.
(ii) Candidates with locomotor disability and cerebral palsy
A compensatory time of twenty minutes per hour shall be permitted for the candidates
with locomotor disability and cerebral palsy where dominant (writing) extremity is
affected to the extent of slowing the performance of function (minimum of 40%
impairment), although no scribe shall be permitted to such candidates.
(iii) Visually Impaired candidates
Visually Impaired candidates (who suffer from not less than 40% of disability) may opt
to view the contents of the test in magnified font and all such candidates will be eligible
for compensatory time of 20 minutes for every hour of examination.
The facility of viewing the contents of the test in magnifying font will not be available
to Visually Impaired candidates who use the services of a Scribe for the examination.
IV DEFINITION OF EX-SERVICEMEN (EXSM)
(Applicable for the post of Office Assistant (Multipurpose)
i. Ex-Servicemen (EXSM): Only those candidates shall be treated as Ex-servicemen
who fulfill the revised definition as laid down in Government of India, Ministry of
Home Affairs, Department of Personnel & Administrative Reforms Notification
No.36034/5/85 Estt. (SCT) dated 27.01.1986 as amended from time to time.
ii. Disabled Ex-Servicemen(DISXS): Ex-servicemen who while serving in Armed
Forces of the union were disabled in operation against the enemy or in disturbed
areas shall be treated as Disabled Ex-Servicemen (DISXS).
iii. Dependents of Servicemen Killed In Action (DXS): Servicemen killed in the
following operations would be deemed to have been killed in action attributable to
military service (a) war (b) war like operations or Border skirmishes either with
Pakistan on cease fire line or any other country (c) fighting against armed hostiles in
a counter insurgency environment viz: Nagaland, Mizoram, etc. (d) serving with
peace keeping mission abroad (e) laying or clearance of mines including enemy
mines as also mine sweeping operation between one month before and three months
after conclusion of an operation (f) frost bite during actual operations or during the
period specified by the Government (g) dealing with agitating para-military forces
personnel (h) IPKF Personnel killed during the operations in Sri Lanka.
8. 8
The relaxation in upper age limit and in educational qualifications is not available to
Dependents of Servicemen killed in action.
Note: The Territorial Army Personnel will be treated as ex-servicemen w.e.f.
15.11.1986.
Important: - Govt. Guidelines regarding Definitions, relaxation etc. are subject
to change from time to time.
V. EDUCATIONAL QUALIFICATIONS & EXPERIENCE (as on the last date of
Online Registration i.e. 09.07.2014)
Post Educational Qualification Experience
Office Assistant
(Multipurpose)
Degree in any discipline from a recognized University or its
equivalent
(a) Essential: Proficiency in local language *
(b) Desirable: Knowledge of Computer skills.
----
Officer Scale-I i. Degree in any discipline from a recognized University or
its equivalent
Preference will be given to the candidates having degree in
Agriculture, Horticulture, Forestry, Animal Husbandry,
Veterinary Science, Agricultural Engineering, Pisciculture,
Agricultural Marketing and Cooperation, Information
Technology, Management, Law, Economics and Accountancy;
ii. Proficiency in local language *
iii Computer knowledge or awareness will be an added
qualification.
----
Officer Scale-II
General Banking
Officer
Degree in any discipline from a recognized University or its
equivalent with a minimum of 50% marks in aggregate.
Preference will be given to the candidates having degree in
Banking, Finance, Marketing, Agriculture, Horticulture, Forestry,
Animal Husbandry, Veterinary Science, Agricultural
Engineering, Pisciculture, Agricultural Marketing and
Cooperation, Information Technology, Management, Law,
Economics and Accountancy.
Two years as an
officer in a Bank or
Financial Institution.
Officer Scale-II
Specialist Officers
Information Technology Officer
Degree from a recognised University in Electronics /
Communication / Computer Science / Information Technology or
its equivalent with a minimum of 50% marks in aggregate.
Desirable:
Certificate in ASP, PHP, C++, Java, VB, VC, OCP etc.
One year
Chartered Accountant
Certified Associate (CA) from Institute of Chartered Accountants
of India
One Year
Law Officer
Degree from a recognised University in Law or its equivalent
with a minimum of 50% marks in aggregate.
Two years as an
advocate or should
have worked
as Law Officer in
Banks or Financial
Institutions for a
period not less than
two years
9. 9
Treasury Manager
Certified Associate (CA) from Institute of Chartered Accountants
of India or MBA in Finance from a recognized university/
institution
One Year
Marketing Officer
MBA in Marketing from a recognized university
One Year
Agricultural Officer
Degree in Agriculture/ Horticulture/ Dairy/ Animal Husbandry/
Forestry/ Veterinary Science/ Agricultural Engineering/
Pisciculture from a recognized university or its equivalent with a
minimum of 50% marks in aggregate
Two Years
Officer Scale-III Degree in any discipline from a recognized University or its
equivalent with a minimum of 50% marks in aggregate.
Preference will be given to the candidates having Degree/
Diploma in Banking, Finance, Marketing, Agriculture,
Horticulture, Forestry, Animal Husbandry, Veterinary Science,
Agricultural Engineering, Pisciculture, Agricultural Marketing
and Co-operation, Information Technology, Management, Law,
Economics and Accountancy.
Minimum 5 years
experience as an
Officer in a Bank or
Financial Institutions
Note: All educational qualifications should be from a recognised university/ Board
* Language Proficiency - The candidates applying for the posts of Officer Scale I and
Office Assistants –(Multipurpose) in any particular RRB or RRBs are required to
possess proficiency in the local language of the State / UT in which the RRB is situated
to be eligible for interview, as per the notification of the concerned RRB (The condition
does not apply for the posts of Officer Scale II and III). For ensuring proficiency in local
language, the candidate should have –
a. Local language at 10thStd level
OR
b. Native language at 10thStd level
OR
c. Local language at any level upto graduation level
C. APPLICATION FEE/ INTIMATION CHARGES-
Application Fees/ Intimation Charges (Payable from 18.06.2014 to 09.07.2014 (Online
payment) and 20.06.2014 to 14.07.2014 (Offline payment) (both dates inclusive)
Officer (Scale I, II & III)
- Rs. 100/- for SC/ST/PWD candidates.
- Rs. 600/- for all others
Office Assistant (Multipurpose)
- Rs. 100/- for SC/ST/PWD/EXSM candidates.
- Rs. 600/- for all others
Bank Transaction charges for Offline/ Online Payment of fees/ intimation charges will have to be
borne by the candidate
10. 10
D. ONLINE EXAMINATION STRUCTURE-
I: Group: I For ‘A & B ’ category States (under Official Languages Act)
Office Assistant (Multipurpose)
Sr.
No.
Name of Tests Medium of
Exam
No. of
Questions
Max.
Marks
Total Time
1 Reasoning Hindi/English 40 50
Composite
Time of 2
hours and 30
minutes
2 Numerical Ability Hindi/English 40 50
3 General Awareness Hindi/English 40 40
4 a• English Language English 40 40
4 b• Hindi Language Hindi 40 40
5 Computer Knowledge Hindi/English 40 20
Total :::::: 200 200
Officer Scale-I
Sr.
No.
Name of Tests Medium of
Exam
No. of
Questions
Max.
Marks
Total Time
1 Reasoning Hindi/English 40 50
Composite
Time of 2
hours and 30
minutes
2 Quantitative Aptitude Hindi/English 40 50
3 General Awareness Hindi/English 40 40
4 a• English Language English 40 40
4 b• Hindi Language Hindi 40 40
5 Computer Knowledge Hindi/English 40 20
Total :::::: 200 200
Officer Scale-II (General Banking Officer)
Officer Scale-II (Specialist Cadre)
Sr.
No.
Name of the Tests Medium of Exam No. of
Qs.
Max.
Marks
Time
1 Reasoning Hindi/English 40 50
Composite Time
of 2 hours and 30
minutes
2 Quantitative Aptitude & Data
Interpretation
Hindi/English 40 50
3 Financial Awareness Hindi/English 40 40
4a• English Language English 40 40
4b• Hindi Language Hindi 40 40
5 Computer Knowledge Hindi/English 40 20
TOTAL:::: 200 200
Sr.
No.
Name of the Tests Medium of Exam No. of
Qs.
Max.
Marks
Time
1 Reasoning Hindi/English 40 40
Composite Time
of 3 hours
2 Quantitative Aptitude & Data
Interpretation
Hindi/English 40 40
3 Financial Awareness Hindi/English 40 40
4a• English Language English 40 20
11. 11
Officer Scale- III
• Candidates can opt either 4 a or 4 b.
II: Group: II For ‘C’ category States (under Official Languages Act)
Office Assistant (Multipurpose)
Sr.
No.
Name of Tests Medium of
Exam
No. of
Qs.
Max.
Marks
Total Time
1 Reasoning English 40 50 Composite
Time of 2
hours and 30
minutes
2 Numerical Ability English 40 50
3 General Awareness English 40 40
4 English Language English 40 40
5 Computer Knowledge English 40 20
Total :::::: 200 200
Officer Scale-I
Sr.
No.
Name of Tests Medium of
Exam
No. of
Qs.
Max.
Marks
Total Time
1 Reasoning English 40 50 Composite
Time of 2
hours and 30
minutes
2 Quantitative Aptitude English 40 50
3 General Awareness English 40 40
4 English Language English 40 40
5 Computer Knowledge English 40 20
Total :::::: 200 200
Officer Scale-II (General Banking Officer)
4b• Hindi Language Hindi 40 20
5 Computer Knowledge Hindi/English 40 20
6 Professional Knowledge Hindi/English 40 40
TOTAL:::: 240 200
Sr.
No.
Name of the Tests Medium of Exam No. of
Qs.
Max.
Marks
Time
1 Reasoning Hindi/English 40 50
Composite Time
of 2 hours and 30
minutes
2 Quantitative Aptitude & Data
Interpretation
Hindi/English 40 50
3 Financial Awareness Hindi/English 40 40
4a• English Language English 40 40
4b• Hindi Language Hindi 40 40
5 Computer Knowledge Hindi/English 40 20
TOTAL:::: 200 200
Sr.
No.
Name of the Tests Medium of
Exam
No. of
Qs.
Max.
Marks
Time
1 Reasoning English 40 50 Composite
Time of 2
hours and 30
2 Quantitative Aptitude & Data
Interpretation
English 40 50
12. 12
Officer Scale-II (Specialist Cadre)
Officer Scale- III
1. There will be a common paper for both Generalist and Specialist cadres for the Post of
Officer Scale-I.
2. (a) Group I: For States categorised as “A” and “B” under Official Languages Act
, candidate may answer questions either from English language test or Hindi language test.
(b) Group II: For States categorised as “C’’ under Official Languages Act,
candidate to appear for English language test.
Region States/ Union Territories falling in the Region
A Bihar, Chhattisgarh, Haryana, Himachal Pradesh, Jharkhand, Madhya Pradesh,
Rajasthan, Uttar Pradesh, Uttarakhand States and Andaman & Nicobar Islands,
National Capital Territory of Delhi Union Territories
B Gujarat, Maharashtra and Punjab States and Chandigarh Union Territory
C All other States and Union Territories not included in the A and B Regions
Other detailed information regarding the online examination will be given in an Information
Handout, on IBPS website which will be made available for the candidates to download along
with the call letter.
3 Financial Awareness English 40 40 minutes
4 English Language English 40 40
5 Computer Knowledge English 40 20
TOTAL:::: 200 200
Sr.
No.
Name of the Tests Medium of
Exam
No. of
Qs.
Max.
Marks
Time
1 Reasoning English 40 40
Composite
Time of 3
hours
2 Quantitative Aptitude & Data
Interpretation
English 40 40
3 Financial Awareness English 40 40
4 English Language English 40 20
5 Computer Knowledge English 40 20
6 Professional Knowledge English 40 40
TOTAL:::: 240 200
Sr.
No.
Name of the Tests Medium of
Exam
No. of
Qs.
Max.
Marks
Time
1 Reasoning English 40 50
Composite
Time of 2
hours and 30
minutes
2 Quantitative Aptitude & Data
Interpretation
English 40 50
3 Financial Awareness English 40 40
4 English Language English 40 40
5 Computer Knowledge English 40 20
TOTAL:::: 200 200
13. 13
E. PENALTY FOR WRONG ANSWERS
There will be penalty for wrong answers marked in the Objective Tests. For each question
for which a wrong answer has been given by the candidate one fourth or 0.25 of the marks
assigned to that question will be deducted as penalty to arrive at corrected score. If a
question is left blank, i.e. no answer is marked by the candidate; there will be no penalty for
that question.
F. CUTOFF SCORE
Each candidate will have to secure a minimum score in each test and also on total. Mere
passing in individual tests may not be sufficient as candidates should also score sufficiently
high on Total in order of merit to be called for interviews to be conducted by RRBs.
The cut-off points to qualify in each of the tests will be decided based on the average
(Average – ¼ Standard Deviation for General category candidates and Average – ¾
Standard Deviation for Reserved Category candidates).
G. CWE SCORE
The corrected scores obtained by each of the candidates in different sessions (if held) will
be normalized using equipercentile method.
The candidates’ scores will be made available on IBPS website and candidates may view
the same using their credentials like registration no., roll no., password etc.
H. VALIDITY OF CWE SCORES
Score issued by IBPS will be valid for one year from the date of display of the Score on
IBPS’s website and will be considered for recruitment exercises by the RRBs during that
period.
I. EXAMINATION CENTERS
• The examination will be conducted online in venues across many centres in India. The
tentative list of Examination centres is available in Annexure I.
• IBPS, however, reserves the right to cancel any of the Examination Centres and/ or add
some other Centres, depending upon the response, administrative feasibility, etc.
• Candidate will appear for the examination at an Examination Centre at his/her own risks
and expenses and IBPS will not be responsible for any injury or losses etc. of any
nature.
• No request for change of centre for Examination shall be entertained.
14. 14
J. PRE-EXAMINATION TRAINING (PET)- (To be arranged by the RRBs)
It is proposed to impart Pre-Examination Training to a limited number of candidates
belonging to Scheduled Caste/ Scheduled Tribes/ Minority Communities/ Ex-Servicemen/
Persons With Disabilities for the Post of Office Assistant (Multipurpose) and Scheduled
Caste/ Scheduled Tribes/ Minority Communities for the Post of Officer Scale-I at some
centers viz. Banda, Warangal, Kadapa, Naharlagun (Papumpare), Guwahati, Ajmer,
Raibareilly, Begusarai, Chhindwara, Guntur, Raipur, Hyderabad, Gandhinagar, Srinagar,
Lucknow, Mandi, Jammu, Ranchi, Dharwad, Varanasi, Mysore, Mallapuram, Patna,
Sangrur, Imphal, Jodhpur, Shillong, Udaipur, Aizawl, Kohima, Indore, Bhubaneshwar,
Salem. Virudhunagar, Howrah, Moradabad, Puducherry, Ludhiana, Gorakhpur, Rohtak,
Meerut, Rajkot, Bhatinda, Agartala, Bolangir, Coochbehar, Muzaffarpur, Dehradun and
Nagpur.
All eligible candidates who wish to avail of Pre-Examination Training should fill in the
relevant column in the ON-LINE APPLICATION. All expenses regarding traveling,
boarding, lodging etc. will have to be borne by the Candidate for attending the pre-
examination training programme at the designated Centers. IBPS, however, reserves the
right to cancel any of the Pre- Examination Training Centers and/ or add some other Centers
and/ or make alternate arrangements, depending upon the response, administrative
feasibility, etc.
By merely attending the Pre-Examination Training no candidate acquires any right to
be selected in any of the Regional Rural Banks mentioned.
K. HOW TO APPLY
A candidate can apply for the Post of Office Assistant (Multipurpose) and can also
apply for the Post of Officer. However a candidate can apply for only one post in
officer’s cadre i.e. for Officer Scale-I or Scale-II or Scale-III.
Candidates have to apply separately and pay fees separately for each post.
Candidates can apply online only from 18.06.2014 to 09.07.2014 and no other mode of
application will be accepted.
Pre-Requisites for Applying Online
Before applying online, candidates should—
(i) scan their photograph and signature ensuring that both the photograph and signature
adhere to the required specifications as given in Annexure II to this Advertisement.
(ii) Keep the necessary details/documents ready if it is desired to make Online Payment
of the requisite application fee/ intimation charges (In case of Offline Payment i.e.
CBS candidates have to apply online, obtain a fee payment challan and then remit the
necessary application fees/ intimation charges).
(iii) have a valid personal email ID, which should be kept active till the declaration of
results of this round of CWE. IBPS may send call letters for the Examination etc.
through the registered e-mail ID. Under no circumstances, a candidate should share
with/mention e-mail ID to / of any other person. In case a candidate does not have a
valid personal e-mail ID, he/she should create his/her new e-mail ID before applying
on-line and must maintain that email account.
Application Fees/ Intimation Charges (Payable from 18.06.2014 to 09.07.2014 (Online
payment) and 20.06.2014 to 14.07.2014 (Offline payment) (both dates inclusive)
15. 15
Officer (Scale I, II & III)
- Rs. 100/- for SC/ST/PWD candidates.
- Rs. 600/- for all others
Office Assistant (Multipurpose)
- Rs. 100/- for SC/ST/PWD/EXSM candidates.
- Rs. 600/- for all others
Bank Transaction charges for Offline/ Online Payment of fees/ intimation charges will have to be
borne by the candidate
Procedure for applying online
(1) Candidates are first required to go to the IBPS’s website www.ibps.in and click on the Home
Page to open the link “CWE for RRBs” and then click on the appropriate option “CLICK
HERE TO APPLY ONLINE FOR CWE- RRBs-OFFICERS (Scale-I, II and III) September/
October 2014” or “CLICK HERE TO APPLY ONLINE FOR CWE- RRBs- OFFICE
ASSISTANTS (Multipurpose) September/October 2014” to open up the On-Line Application
Form.
(2) Candidates will have to enter their basic details and upload the photograph and signature in the
online application form. Candidates are required to upload their photograph and signature as
per the specifications given in the Guidelines for Scanning and Upload of Photograph and
Signature (Annexure II).
Mode of Payment
Candidates have the option of making the payment of requisite fees/ intimation charges either
through the ONLINE mode or the OFFLINE mode:
(1) Payment of fees/ intimation charges via the ONLINE MODE
(i) Candidates should carefully fill in the details in the On-Line Application at the appropriate
places very carefully and click on the “SUBMIT” button at the end of the On-Line
Application format. Before pressing the “SUBMIT” button, candidates are advised to
verify every field filled in the application. The name of the candidate or his /her
father/husband etc. should be spelt correctly in the application as it appears in the
certificates/mark sheets. Any change/alteration found may disqualify the candidature.
In case the candidate is unable to fill in the application form in one go, he/ she can save
the data already entered. When the data is saved, a provisional registration number and
password will be generated by the system and displayed on the screen. Candidate should
note down the Provisional registration number and password. An Email & SMS indicating
the Provisional Registration number and Password will also be sent. They can reopen the
saved data using Provisional registration number and password and edit the particulars, if
needed. This facility will be available for three times only. Once the application is filled in
completely, candidate should submit the data.
(ii) The application form is integrated with the payment gateway and the payment process can
be completed by following the instructions.
(iii) The payment can be made by using only Master/ Visa Debit or Credit cards or through Net
Banking by providing information as asked on the screen.
(iv) In case candidates wish to pay fees/ intimation charges through the online payment
gateway after the upload of photograph and signature an additional page of the application
form is displayed wherein candidates may follow the instructions and fill in the requisite
details.
(v) If the online transaction has been successfully completed a Registration Number and
Password will be generated. Candidates should note their Registration Number and
Password for future reference.
16. 16
(vi) If the online transaction has not been successfully completed then the following message
is displayed ‘Your online transaction was unsuccessful. Please register again’ Candidates
may then revisit the ‘Apply Online’ link and fill in their application details again.
(vii) On successful completion of the transaction, an e-receipt will be generated.
(viii) Candidates are required to take a printout of the e-receipt.
Note:
o After submitting your payment information in the online application form, please
wait for the intimation from the server, DO NOT press Back or Refresh button in
order to avoid double charge
o For Credit Card users: All prices are listed in Indian Rupee. If you use a non-
Indian credit card, your bank will convert to your local currency based on
prevailing exchange rates.
o To ensure the security of your data, please close the browser window once your
transaction is completed.
(2) Payment of fees/ intimation charges via OFFLINE MODE (at counters of
specified Bank branches):
Payment of fee/ intimation charges through the offline mode can be made through the
CBS branches of any one of the following 7 Public Sector Banks-
Bank of Baroda, Bank of India, Bank of Maharashtra, Central Bank of India,
Indian Overseas Bank, Punjab National Bank, United Bank of India
Candidates should fill in the details in the On-Line Application at the appropriate places
very carefully and click on the “SUBMIT” button at the end of the On-Line Application
format. Before pressing the “SUBMIT” button, candidates are advised to verify every field
filled in the application. A Provisional Registration Number and Password will be
generated by the system and displayed on the screen. Candidate should note down the
Registration Number and Password. An Email & SMS indicating the Provisional
Registration number and Password will also be sent. The name of the candidate or his /her
father/husband etc. should be spelt correctly in the application as it appears in the
certificates/mark sheets. Any change/alteration found may disqualify the candidature.
In case the candidate is unable to fill in the application form in one go, he/ she can save
the data already entered. When the data is saved, a provisional registration number and
password will be generated by the system and displayed on the screen. Candidate should
note down the Provisional registration number and password. An Email & SMS indicating
the Provisional Registration number and Password will also be sent. They can reopen the
saved data using Provisional registration number and password and edit the particulars, if
needed. This facility will be available for three times only. Once the application is filled in
completely, candidate should submit the data. Candidates should take a printout of the
system generated fee payment challan immediately. No change/edit will be allowed after
submission.
The registration at this stage is provisional.
Fee Payment: Fee payment will be accepted at the CBS branches of the banks listed above from
the 2nd working day after registration and can be made within three working days. System
generated fee payment challan will be used for depositing fee. (For example: If one has registered
on 21.06.2014 then he/she will be able to deposit the fee from 24.06.2014 to 26.06.2014
considering 22.06.2014 is a non- working day). Once fee has been paid, the registration process is
completed.
Candidate will receive registration confirmation by SMS/e-mail after two working days from the
date of payment of fees/ intimation charges. Please ensure to furnish correct Mobile number / e-
mail address to receive the registration confirmation.
17. 17
Note- - There is also a provision to reprint the submitted application containing fee details,
three days after fee payment.
After completing the procedure of applying on-line including payment of fees, the candidate
should take a printout of the system generated on-line application form three days after fee
payment, ensure the particulars filled in are accurate and retain it along with Registration Number
and Password for future reference. They should not send this printout to the IBPS/ Banks.
Please note that all the particulars mentioned in the online application including Name of
the Candidate, Post Applied, Category, Date of Birth, Address, Mobile Number, Email ID,
Centre of Examination etc. will be considered as final and no change/ modifications will be
allowed after submission of the online application form. Candidates are hence requested to
fill in the online application form with the utmost care as no correspondence regarding
change of details will be entertained. IBPS will not be responsible for any consequences
arising out of furnishing of incorrect and incomplete details in the application or omission to
provide the required details in the application form.
An email/ SMS intimation with the Registration Number and Password generated on successful
registration of the application will be sent to the candidate’s email ID/ Mobile Number specified in
the online application form as a system generated acknowledgement. If candidates do not
receive the email and SMS intimations at the email ID/ Mobile number specified by them,
they may consider that their online application has not been successfully registered.
An online application which is incomplete in any respect such as without photograph and
signature uploaded in the online application form will not be considered as valid.
Candidates are advised in their own interest to apply on-line much before the closing date
and not to wait till the last date for depositing the fee to avoid the possibility of
disconnection/ inability/ failure to log on to the IBPS website on account of heavy load on
internet/website jam.
IBPS does not assume any responsibility for the candidates not being able to submit their
applications within the last date on account of the aforesaid reasons or for any other reason
beyond the control of the IBPS.
Please note that the above procedure is the only valid procedure for applying. No other
mode of application or incomplete steps would be accepted and such applications would be
rejected.
Any information submitted by an applicant in his/ her application shall be binding on the candidate
personally and he/she shall be liable for prosecution/ civil consequences in case the information/
details furnished by him/ her are found to be false at a later stage.
18. 18
L. GENERAL INSTRUCTIONS
1) Candidates have to submit the online examination call letter and a photocopy of photo-
identity proof, bearing the name as it appears on the call letter, at the time of online
examination.
2) Candidates are advised to apply for only one post i.e. Scale-I, II and III in Officers’
cadre. The applications of candidates applying for more than one post in Officers’ cadre
will be summarily rejected.
3) Before applying for the CWE for Officers and Office Assistant (Multipurpose) posts in the
Regional Rural Banks, the candidate should ensure that he/she fulfils the eligibility and other
norms mentioned in this advertisement. Candidates are therefore to carefully read this
advertisement and follow all the instructions given for submitting online application.
4) IBPS would be free to reject any application, at any stage of the process, if the candidate is
found ineligible as per the stipulated eligibility criteria. Decision of the IBPS in all matters
regarding eligibility of the candidate, the stages at which such scrutiny of eligibility is to be
undertaken, qualifications and other eligibility norms, the documents to be produced for the
purpose of the conduct of Online Examination etc. and any other matter relating to the CWE
will be final and binding on the candidate. No correspondence or personal enquiries shall be
entertained by the IBPS in this behalf.
5) The decision of IBPS in clarification of any of the issues arising out of this advertisement is
Final and binding and IBPS also reserves the right to cancel/ modify/ add any of the criteria/
course curriculum, test structure etc. with or without notice to the candidates.
6) For a particular Post, not more than one application should be submitted by any
candidate. In case of multiple Applications only the latest valid (completed) application
will be retained and the application fee/ intimation charges paid for the other multiple
registration(s) will stand forfeited. Multiple attendance/ appearances in examination will
be summarily rejected/ candidature cancelled.
7) Online applications once registered will not be allowed to be withdrawn and/or the application
fee, intimation charges once paid will not be refunded nor be held in reserve for any other
examination.
8) Any resulting dispute arising out of this advertisement including the recruitment process shall
be subject to the sole jurisdiction of the Courts situated at Mumbai.
9) Canvassing in any form will be a disqualification.
10) In case it is detected at any stage that a candidate does not fulfill the eligibility norms and/or
that he/she has furnished any incorrect/false information/certificate/documents or has
suppressed any material fact(s), his/her candidature will stand cancelled. If any of these
shortcomings is/are detected even after appointment in a RRB, his/her services are liable to be
terminated.
11) Any request for change of address will not be entertained.
12) In case any dispute arises on account of interpretation of version other than English, English
version available on IBPS website shall prevail.
13) A Candidate’s admission to the examination is strictly provisional. The mere fact that the call
letter has been issued to the candidate does not imply that his/ her candidature has been finally
cleared by the IBPS.
14) Candidates should ensure that the photographs and signatures appended by them in all the
places viz. uploaded in online application, call letter, attendance sheet etc. and in all
correspondences with the IBPS/ Bank in future should be identical and there should be no
variation of any kind.
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15) The possibility for occurrences of some problem in the administration of the examination
cannot be ruled out completely which may impact test delivery and/or result from being
generated. In that event, every effort will be made to rectify such problem, which may
include the conduct of another examination if considered necessary.
16) Please note that any request regarding change in date, centre, venue etc. of examination will
not be entertained. However IBPS reserves the right to change the date/ venue/ time/ centre
etc. of examination or hold supplementary examination for particular date / session / venue /
centre / set of candidates at its discretion, under unforeseen circumstances, if any.
M. USE OF MOBILE PHONES, PAGERS, CALCULATOR OR ANY SUCH DEVICES:
(a) Mobile phones, pagers or any other communication devices are not allowed inside the
premises where the examination is being conducted. Any infringement of these
instructions shall entail cancellation of candidature and disciplinary action including
ban from future examinations.
(b) Candidates are advised in their own interest not to bring any of the banned items
including mobile phones/ pagers to the venue of the examination, as arrangement for
safekeeping cannot be assured.
(c) Candidates are not permitted to use or have in possession of calculators in examination
premises.
N. ACTION AGAINST CANDIDATES FOUND GUILTY OF MISCONDUCT
Candidates are advised in their own interest that they should not furnish any particulars that are false, tampered with
or fabricated and should not suppress any material information while submitting online application.
At the time of examination or in a subsequent selection procedure, if a candidate is (or has been ) found
guilty of –
• using unfair means or
• impersonating or procuring impersonation by any person or
• misbehaving in the examination hall or disclosing, publishing, reproducing, transmitting, storing or
facilitating transmission and storage of contents of the test(s) or any information therein in whole or part
thereof in any form or by any means, verbal or written, electronically or mechanically for any purpose or
• resorting to any irregular or improper means in connection with his/ her candidature or
• obtaining support for his/ her candidature by unfair means, or
• carrying mobile phones or similar electronic devices of communication in the examination hall such a
candidate may, in addition to rendering himself/ herself liable to criminal prosecution, be liable :
(a) to be disqualified from the examination for which he/ she is a candidate
(b) to be debarred either permanently or for a specified period from any examination conducted by IBPS
(c) for termination of service, if he/ she has already joined the RRB.
Important:
IBPS would be analysing the responses (answers) of individual candidates with other candidates to detect
patterns of similarity of right and wrong answers. If in the analytical procedure adopted by IBPS in this
regard, it is inferred/ concluded that the responses have been shared and scores obtained are not
genuine/ valid, IBPS reserves right to cancel the candidature of the concerned candidates and the result
of such candidates (disqualified) will be withheld.
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O. CALL LETTERS FOR ONLINE EXAMINATION
The dates for the Online Examination for the post of Officers have been tentatively fixed on
06.09.2014/ 07.09.2014 and the dates for the Online Examination for the post of Office Assistant
(Multipurpose) have been tentatively fixed on 13.09.2014/ 14.09.2014/ 20.09.2014/ 21.09.2014.
However, the date and time of Examination shall be intimated in the Call Letter along with the
Center/Venue address.
An eligible candidate should download their call letter from the IBPS’s website www.ibps.in by
entering his / her details i.e. Registration Number and Password/Date of Birth as per following
schedule.
For Officer Scale-I, II & III after 26.08.2014
For Office Assistant after 02.09.2014
The Information Handout for each post will also be available on IBPS website and candidates may
download the same. No hard copy of the call letter/ Information Handout will be sent by post/
courier.
Candidates have to bring their online examination call letter along with their photo identity
proof in original as well as a photocopy while attending the online examination and will have to
submit the online examination call letter and photocopy of photo-identity proof in the
examination hall.
Identity Verification
In the examination hall, the call letter along with a photocopy of the candidate’s photo identity such
as PAN Card/ Passport/ Driver’s Licence/ Voter’s Card/ Bank Passbook with photograph/ Photo
identity proof issued by a Gazzetted Officer (on original letterhead)/ People’s Representative along
with a photograph / Identity Card issued by a recognised college/ university/ Aadhar card with a
photograph/ Employee ID should be submitted to the invigilator for verification. The candidate’s
identity will be verified with respect to his/her details on the call letter and in the Attendance List. If
identity of the candidate is in doubt the candidate will not be allowed to appear for the Online
Examination. The photo identity proof must contain the same name as it appears on the call
letter.
RATION CARD WILL NOT BE TREATED AS A VALID PHOTO ID PROOF OF THE
CANDIDATES.
Note:
1. Candidates have to submit photocopy of the photo identity proof along with Examination
Call Letter while attending the online examination, without which they will not be allowed
to take up the examination.
2. This advertisement is also available on official IBPS website.
3. Candidates are advised to remain in touch with IBPS’s website for any information which
may be put for further guidance.
4. Decision of the IBPS in respect of all matters pertaining to this examination would be final
and binding on all candidates.
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Candidates are advised to regularly keep in touch with the authorised IBPS website
www.ibps.in for details, updates and any information which may be posted for further
guidance as well as to check their registered e-mail account from time to time during the
recruitment process.
Tentative Schedule of Activities
Start date for Online Registration 18.06.2014
Online Payment of Application Fees 18.06.2014 to 09.07.2014
Offline Payment of Application Fees 20.06.2014 to 14.07.2014
Last date for Online Registration 09.07.2014
Tentative Dates for Pre Examination Training for
Officer Scale-I
25.08.2014 to 30.08.2014
Tentative Dates for Pre Examination Training for
Office Assistant (Multipurpose)
01.09.2014 to 06.09.2014
Tentative Date for-
Online Examination for Officers 06.09.2014/ 07.09.2014
Tentative Date for-
Online Examination for Office Assistant
(Multipurpose)
13.09.2014/ 14.09.2014/
20.09.2014/ 21.09.2014
Tentative Date for declaration of Results 05.11. 2014
Mumbai
Date: - 16.06.2014 Director (IBPS)
Please note that candidates will not be permitted to appear for the CWE without the
following documents:
(1) Call Letter for online Examination
(2) Photo-identity proof (as specified) in original bearing the same name as it appears
on the call letter and
(3) Photocopy of photo-identity proof as mentioned in (2) above
Candidates reporting late i.e. after the reporting time specified on the call letter for Online
Examination will not be permitted to take the examination.
The reporting time mentioned on the call letter is prior to the Start time of the test. Though the
duration of the examination is 150 minutes/ 180 minutes candidates may be required to be at the
venue for about 4 hours including the time required for completion of various formalities such as
verification and collection of various requisite documents, logging in, giving of instructions etc.
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Annexure I
EXAMINATION CENTERS (Tentative List)
The examination may be held at the following centers and the address of the venue will be advised
in the call letters. IBPS, however, reserves the right to cancel any of the Examination Centres and/
or add some other Centres, at its discretion, depending upon the response, administrative
feasibility, etc. IBPS also reserves the right to allot the candidate to any centre other than the one
he/she has opted for.
Sr.
No.
State Exam Center
1 Andhra Pradesh Ananthapur
Chirala
Chittoor
Guntur
Hyderabad
Kakinada
Kadapa
Kurnool
Nellore
Ongole
Puttur
Rajahmundry
Srikakulam
Tirupati
Vijaywada
Vishakhapatnam
Vizianagaram
2 Arunachal Pradesh Itanagar
Naharlagun
3 Assam Dibrugarh
Guwahati
Jorhat
Kokrajhar
Silchar
Tezpur
4 Bihar Arrah
Aurangabad
Bhagalpur
Bihar Sharif
Darbhanga
Gaya
Hajipur
Muzzafarpur
Patna
Purnea
Samastipur
Siwan
5 Chhattisgarh Bhilai
Bilaspur
Raipur
6 Gujarat Ahmedabad
Anand
Gandhinagar
Himatnagar
Jamnagar
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Annexure II
Guidelines for scanning and Upload of Photograph & Signature
Before applying online a candidate will be required to have a scanned (digital) image of his/her
photograph and signature as per the specifications given below.
Photograph Image:
• Photograph must be a recent passport style colour picture.
• Make sure that the picture is in colour, taken against a light-coloured, preferably white,
background.
• Look straight at the camera with a relaxed face
• If the picture is taken on a sunny day, have the sun behind you, or place yourself in the
shade, so that you are not squinting and there are no harsh shadows
• If you have to use flash, ensure there's no "red-eye"
• If you wear glasses make sure that there are no reflections and your eyes can be clearly seen.
• Caps, hats and dark glasses are not acceptable. Religious headwear is allowed but it must not
cover your face.
• Dimensions 200 x 230 pixels (preferred)
• Size of file should be between 20kb–50 kb
• Ensure that the size of the scanned image is not more than 50kb. If the size of the file is
more than 50 kb, then adjust the settings of the scanner such as the DPI resolution, no. of
colours etc., during the process of scanning.
Signature Image:
• The applicant has to sign on white paper with Black Ink pen.
• The signature must be signed only by the applicant and not by any other person.
• The signature will be used to put on the Hall Ticket and wherever necessary.
• If the Applicant’s signature on the answer script, at the time of the examination, does not
match the signature on the Hall Ticket, the applicant will be disqualified.
• Dimensions 140 x 60 pixels (preferred)
• Size of file should be between 10kb – 20kb
• Ensure that the size of the scanned image is not more than 20kb
Scanning the photograph & signature:
• Set the scanner resolution to a minimum of 200 dpi (dots per inch)
• Set Color to True Color
• File Size as specified above
• Crop the image in the scanner to the edge of the photograph/signature, then use the upload
editor to crop the image to the final size (as specified above).
• The image file should be JPG or JPEG format. An example file name is : image01.jpg or
image01.jpeg Image dimensions can be checked by listing the folder files or moving the
mouse over the file image icon.
• Candidates using MS Windows/MSOffice can easily obtain photo and signature in .jpeg
format not exceeding 50kb & 20kb respectively by using MS Paint or MSOffice Picture
Manager. Scanned photograph and signature in any format can be saved in .jpg format by
using ‘Save As’ option in the File menu and size can be reduced below 50 kb (photograph)
& 20 kb(signature) by using crop and then resize option (Please see point (i) & (ii) above for
the pixel size) in the ‘Image’ menu. Similar options are available in other photo editor also.
• If the file size and format are not as prescribed, an error message will be displayed.
• While filling in the Online Application Form the candidate will be provided with a link to
upload his photograph and signature.
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Procedure for Uploading the Photograph and Signature
• There will be two separate links for uploading Photograph and Signature
• Click on the respective link “Upload Photograph / Signature”
• Browse and Select the location where the Scanned Photograph / Signature file has been
saved.
• Select the file by clicking on it
• Click the ‘Open/Upload’ button
Your Online Application will not be registered unless you upload your photograph and
signature as specified.
Note:
(1) In case the face in the photograph or signature is unclear the candidate’s application may be
rejected.
(2) After registering online candidates are advised to take a printout of their system generated
online application forms.
(3) In case the photograph or signature is unclear, the candidate may edit his/ her application
and re-upload his/ her photograph or signature.