Its about cibil score of banks

1. CREDIT SCORE AND CIBIL
1
• CREDIT SCORE: Credit score is an indicator of a person's
creditworthiness, or their ability to repay debt. It is usually
expressed as a number based on the person's repayment
history and credit files across different loan types and credit
institutions. Credit score is also known as a credit rating.

2. 2
CIBIL Score is a three-digit numeric(300-900) summary
of your credit history. The score is derived using the credit
history found in the CIBIL Report (also known as CIR i.e
Credit Information Report). A CIR is an individual's credit
payment history across loan types and credit institutions
over a period of time.

3. 3
(CIBIL)Credit Information Bureau India Limited is
a credit bureau or credit information agency that
keeps of all credit related activity of businesses and
individuals, such as credit cards and loans.
CIBIL issues credit information reports (CIR)

4. 4

5. CREDIT INFORMATION BUREAU INDIA LIMITED (CIBIL)
5
• CIBIL Score is a three-digit numeric(300-900) summary of
your credit history. The score is derived using the credit
history found in the CIBIL Report (also known as CIR i.e
Credit Information Report). A CIR is an individual's credit
payment history across loan types and credit institutions over
a period of time.

6. BENEFITS OF CIBIL
6
• Lower interest rates on loans
• Quicker approval on loan/credit cards
• Better negotiation power with your lenders
• Improved chances of higher limita on loan & credit cards
• Increased opportunities to get pre approved loans from banks
• More chances of getting a long tenure loan