This document provides a template for writing credit profiles with sections for including key information such as the lessee/request details, management, business details, financial details, bank borrowings, cash flow, and a recommendation. It outlines components to include in each section, such as the name, management, capital structure, location visits, financial ratios, and bank references. The purpose is to gather essential information about the lessee to evaluate their creditworthiness and make a leasing recommendation.
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“Demystifying Funding for Startups” was an excellent session that sketched the basics of early stage funding. Picking the right “color of money” is important - an investor’s attitude, risk appetite, knowledge,
and networks, amongst others, add value to the Startup. Likewise, picking the “wrong” investor could
deplete valuable focus, time, energy and resources – a misstep Startups should avoid. To keep this session
aimed towards early-stage Startups, the focus rested on FFF (Friends, Family & Fools), Angel and VC fund
classes, and how they differ in terms of goals, demands and time-frames.
In this file, you can ref interview thank you letter materials for bank credit officer position such as bank credit officer interview thank you letter samples, interview thank you letter tips, bank credit officer interview questions, bank credit officer resumes, bank credit officer cover letter …
You've probably spent a lot of time learning how to write police reports. Why not take a look at what NOT to do when you write a report? This PowerPoint reviews basic principles officers need to think about when writing reports.
Stephen Young, principal at iCAN-Global, LLC and the founder of Mentor Business Group LLC discusses how to make your business more attractive to investors.
Demystifying Funding for Startups- Abishek SurendranLounge47
“Demystifying Funding for Startups” was an excellent session that sketched the basics of early stage funding. Picking the right “color of money” is important - an investor’s attitude, risk appetite, knowledge,
and networks, amongst others, add value to the Startup. Likewise, picking the “wrong” investor could
deplete valuable focus, time, energy and resources – a misstep Startups should avoid. To keep this session
aimed towards early-stage Startups, the focus rested on FFF (Friends, Family & Fools), Angel and VC fund
classes, and how they differ in terms of goals, demands and time-frames.
In this file, you can ref interview thank you letter materials for bank credit officer position such as bank credit officer interview thank you letter samples, interview thank you letter tips, bank credit officer interview questions, bank credit officer resumes, bank credit officer cover letter …
You've probably spent a lot of time learning how to write police reports. Why not take a look at what NOT to do when you write a report? This PowerPoint reviews basic principles officers need to think about when writing reports.
Stephen Young, principal at iCAN-Global, LLC and the founder of Mentor Business Group LLC discusses how to make your business more attractive to investors.
Justin Lurie, Gottesman Company, Mergers & Acquisition (M&A) Webinar for Unit...Justin L. Lurie
Overview of Mergers & Acquisitions (M&A) in the US. Who are the players, what and how does the process unfold.
Top Five factors to consider before Purchasing a company
Top Five factors to consider before Selling a company
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In this presentation to Executive MBA students of Symbiosis the experience in starting up different MNCs in India was shared. These were of German Origin and in Electrical Industry. The locations were Bangalore, Chennai and Pune in India. The two are manufacturing operations and third one was trading.
Writing Business Plan
What Is a Business Plan?
Why do You need?
Table of contents
Describe
Introduce
Products or Services
Unique selling points
Management
Marketing
Marketing Mix
Promotional Strategy
Future Growth and Expansion
Key Success Factors
Financial documents Mistake to avoid
Hello, this slide will take you through the essentials of financial report, Fundamental concepts of Balance Sheet, Profit & Loss, Cash Flow, Ratio Analysis etc. For a detailed course please visit https://excelfinanceacademy.zenler.com/
Greater Phoenix SCORE presentation on what you need to do when you are starting your own business. What entrepreneurs need to know about small business start-ups.
It is said that business partnerships are like marriage: easy to get into, messy to get out of. Typically, entrepreneurs require something only a partner can bring to the table, such as money, contacts or a skill set. Sometimes an entrepreneur needs the confidence that can only be provided by working with someone else. Often entrepreneurs spend more time interviewing and assessing the fit of an employee than a prospective partner and end up regretting getting into business with their partner.
Watch event video for more: http://www.marsdd.com/videos/?sort=&se=bestpractices
Justin Lurie, Gottesman Company, Mergers & Acquisition (M&A) Webinar for Unit...Justin L. Lurie
Overview of Mergers & Acquisitions (M&A) in the US. Who are the players, what and how does the process unfold.
Top Five factors to consider before Purchasing a company
Top Five factors to consider before Selling a company
A Guide to Buying and Selling a Vacation Rental Management CompanyAmy Hinote
When selling your vacation rental management company, how do you know if the deal is the right one for your exit strategy? Ben Edward's session navigates you through this process and shows a vacation rental manager ways to avoid common pitfalls.
In this presentation to Executive MBA students of Symbiosis the experience in starting up different MNCs in India was shared. These were of German Origin and in Electrical Industry. The locations were Bangalore, Chennai and Pune in India. The two are manufacturing operations and third one was trading.
Writing Business Plan
What Is a Business Plan?
Why do You need?
Table of contents
Describe
Introduce
Products or Services
Unique selling points
Management
Marketing
Marketing Mix
Promotional Strategy
Future Growth and Expansion
Key Success Factors
Financial documents Mistake to avoid
Hello, this slide will take you through the essentials of financial report, Fundamental concepts of Balance Sheet, Profit & Loss, Cash Flow, Ratio Analysis etc. For a detailed course please visit https://excelfinanceacademy.zenler.com/
Greater Phoenix SCORE presentation on what you need to do when you are starting your own business. What entrepreneurs need to know about small business start-ups.
It is said that business partnerships are like marriage: easy to get into, messy to get out of. Typically, entrepreneurs require something only a partner can bring to the table, such as money, contacts or a skill set. Sometimes an entrepreneur needs the confidence that can only be provided by working with someone else. Often entrepreneurs spend more time interviewing and assessing the fit of an employee than a prospective partner and end up regretting getting into business with their partner.
Watch event video for more: http://www.marsdd.com/videos/?sort=&se=bestpractices
5. Request
• In house / Executive Committee
• Specific limit / Revolving line
• Assets brief
• (Aggregate) Purchase cost
6. Route of Enquiry
• The reference.
• Logic behind writing reference.
• The main references available:
• 1. Suppliers
• 2. Existing Lessees
• 3. Direct Approaches
• 4. Others
7. 1.Suppliers
• Who is the supplier?
• What is he selling – Agent / Distributor?
• What is the history with OLE (HO / Alex)?
• What is the experience with lessee?
• What is the opinion about lessee?
• Additional Information if available…
8. 2. Existing Lessee
• Who is the lessee?
• What is his internal grading?
• What is the relation?
• What is the opinion?
9. 3. Direct App. / Others
• Why Directly Approached?
• What is the general reputation?
10. Relationship with OLE
• Lessee since …
• Internal Grading.
• Number of Total contracts / live / term.
• Total Purchase Cost – Total Exposure
• Paid up
• Exposure Report
• What if recent existing lessee?
12. Capital Structure
• Legal Status
• Date of establishment
• Founder
• Original paid in capital / Current
• Capital Structure
• Signers
13. Management
• Name / Age / Education / year
• Experience
• Successors if required
14. Business
• What is the business?
• What is the products / Mix?
• How is he selling / fleet?
• Branches / locations
• Customers / credit policy / export?
• Suppliers / credit policy / import?
• Number of employees
16. Financial Comments
• Sales / Gross Profit / Net Profit
• Current Assets / Current Liabilities
• Net Worth / Total Assets / Fixed Assets
• Short / Long term loans
• Any other major items
• Current / STD/Equity
• Sales Growth / GPM / NPM
• Receivables / Inventory DOH
17. Sales
• What is Sales?
• Sales Growth / Increase / Decrease
• Why?
• What is the projection / Why?
18. Profitability
• What is profitability / GPM / NPM
• What is the fact
• Why?
• What is the projection / Why?
19. Current Assets / Liabilities
• What is current Assets / Liabilities
• Receivables / Inventory DOH
• What is the fact?
• Why?
• What is the projection / Why?
20. • What is net worth?
• What is the fact?
• Comment?
• Projection / Why? If required
Net Worth
21. Liquidity & Solvency Ratios
• What is the ratios used?
• What is the fact
• Comment?
• Projection / Why? If required
22. Bank Borrowings
• Banks dealing with?
• Bank reference / Statement of acct.
• Maturities?
• Limits granted?
• Utilization?
• Collateral
• Interest (if available)