This document summarizes common misconceptions about credit repair and outlines the benefits of credit repair services. It states that those who need credit repair are not only those who cannot get approved for financing, but also those who have recently been approved but could benefit from higher credit scores. The benefits listed are approval for more credit, lower interest rates, lower insurance rates, and financial freedom. It claims most clients see results within 6 weeks and the full process takes 30-90 days.