Credit cards can charge finance fees and interest for allowing purchases on credit. It is risky to only pay minimum amounts each month as interest charges accumulate. Common credit card companies include Visa, Mastercard, American Express and Discover. Maintaining a good credit score is important, as credit ratings reflect creditworthiness and are checked when applying for loans or credit cards. Using credit can benefit users when managed responsibly.

1. Credit Cards By: John Brothers Block 3 5/6/09

2. What is a finance charge? What is a Finance Charge? Why might a credit company charge a Finance Charge.

3. What Interest Rate do Credit Card Companies often charge? Why is it dangerous to pay the min amount each month?

5. List 4 Common Credit Card Companies with pictures?

6. Why is it important to know your credit rating? What is considered a Good Score? Bad Score? When do you get your credit rating checked?

7. List 4 Benefits of using Credit?