CIBA Program Update for 2018

1. The CIBA Program
BROKER UPDATE
1
CIBA Insurance Services
2018-2020 Program Year10.25.2018

2. Topics
Organization……………………………………….…pg. 4
2018-2020 Program Insurance Specifications ……… pg. 6
2018-2020 Participating Carriers …………………... pg. 18
2018-2020 Participating Carrier Ratings …………... pg. 21
2018-2020 Coverage Comparison ………………....... pg. 23
Underwriting Appetite………………………........… pg. 25
Added Benefits……………………………………… pg. 27
CIBA Foundation…………………………………… pg. 32
2

3. 3
CIBA Program Availability
The CIBA Program continues to be offered in all states except Alaska. State specific exclusions shown below:
* Neither Property nor Liability written in NYC

4. Philadelphia, PA
4
Organization
Headquarters
Glendale, CA
Lisle , IL Irvine , TX Phoenix, AZ
Regional Offices

5. 5
Organization: Departments
President & CEO
Michael Marino
Underwriting
Support
Julie Kim
jkim@cibaservices.com
Underwriting
Manager
Tim Dillon
tdillon@cibaservices.com
Property Claims
Jeff Morris
jmorris@claimsadjustgrp.com
Marketing
Savonia Murray
smurray@cibaservices.com
Accounting &
Financing
Tracey Jackson
tjackson@cibaservices.com
IT Support
Craig Morton
cmorton@cibaservices.com
&
Julie Sharp
jsharp@cibaservices.com
Surplus Lines Tax
Amy Lochmoeller
alochmoeller@cibaservices.com
CP Law Group
Michael Kennick
mkennick@cplawgrp.com
&
Jonathan Wallack
jwallack@cplawgrp.com
COO
Gene Nardone
Inspections & Loss
Control
Alex Malotte
amalotte@cibaservices.com
Liability Claims
Michael Kennick
mkennick@cplawgrp.com

6. 6
Basic Property (All Risks Excluding Earthquake & Flood)
Property Coverage: (Property or Interest Insured)
Replacement Cost, Building Ordinance & Debris Removal Coverage on all Real & Personal Property;
Rental Income/Value; Extra Expense; Electronic Data Processing Equipment & Media; Accounts
Receivable; Fine Arts; Valuable Papers & Records; Equipment Breakdown and Data
Compromise/Network Security Liability
2018-2020 Program Insurance Specifications
Extended Real & Personal Property Coverage Includes
• Structures
• Completed Additions
• Permanently Installed Fixtures, Machinery &
Equipment
• Utility Installations including Outbuilding
Lights & Equipment
• Underground Pipes, Flues & Drains
• Foundations & Supports
• Personal Property used to maintain Property
or Premises
• Glass, Signs and Outdoor Equipment & Fixtures
• Fences, Boardwalks and Monuments
• Retaining Walls, Roadways or other Paved or
Concrete Surfaces
• Swimming Pools, Saunas, Tennis Courts,
Playgrounds and Recreational Facilities
• Landscaping, Trees, Shrubs, Plants & Lawn
• Additions Under Construction, Temporary
Structures, Alterations & Repairs to any Building
Structure, Materials, Equipment & Supplies for
Additions to Buildings or Structures (subject to
sublimit)

7. 7
Basic Property (All Risks Excluding Earthquake & Flood)
Coverage Limits
• Up to $150,000,000 per occurrence maximum per Member Account
Identification Number (AIN) with automatic reinstatement, unless limited
by the policy, or a Real Property Replacement Cost Limitation (BRC)
Endorsement, if attached.
• Covering:
• Real Property, including Improvements & Betterments
• Building Owner/Lessor’s Business Personal Property
• Rental Income / Value (24 Month Limitation)
• Extended Period of Indemnity 180 days (365 Days available by
endorsement)
2018-2020 Program Insurance Specifications
Refer to
Declarations Page

8. 8
Basic Property (All Risks Excluding Earthquake & Flood)
Insuring Terms & Coverage Features
• All Risk Coverage including Earthquake Sprinkler Leakage (EQSL), and Equipment
Breakdown, excluding Earthquake and Flood, with other exclusions as provided in the policy
• Replacement Cost Coverage - No same site provision
• No Co-Insurance Provision
• Rental Income Coverage includes 180 days extended period of indemnity
• Building Ordinance Coverage including increased costs of construction, demolition, and
value of undamaged building sections requiring demolition
2018-2020 Program Insurance Specifications
Optional Coverage
• Named Windstorm in Tier 1 and 2 Coastal Counties can be added as optional coverage in
all states except Florida.
• Earthquake and Flood is available as an optional coverage under CIBA’s Comprehensive
Property program.

9. 9
Basic Property (All Risks Excluding Earthquake & Flood)
Deductible Amounts (minimums — see Declarations Page and endorsements for
applicable deductibles for each location)
2018-2020 Program Insurance Specifications
Other Coverage Included
• Equipment Breakdown - $7,500,000 Per Location Per Occurrence (Up to $50,000,000 available by
endorsement)
Data Compromise Coverage: (Optional Coverage)
Designed to help respond to the financial burden and service obligations of a data breach or computer attack
Section 1: Response Expense
$50,000 annual aggregate per account
$2,500 deductible each “Personal Data Compromise”
Sub limits: any single “Personal Data Compromise,” subject to
account annual aggregate:
Named Malware: $50,000
Forensic IT Review: $5,000
Legal Review: $5,000
Public Relations Service: $5,000
$5,000 Per Location Per Occurrence – (Optional Deductible Amount Available)
$10,000 Per BuildingPer Occurrence – On Vacant or Unoccupied Properties (Minimum Deductible)
Higher deductibles may apply to specific causes of loss – see Declaration Page for applicable deductibles

10. 10
Basic Property (All Risks Excluding Earthquake & Flood)
Data Compromise Coverage – continued….
2018-2020 Program Insurance Specifications
• Section 2: Defense and Liability
• $50,000 annual aggregate per account
• $2,500 deductible each “Data Compromise Suit”
• Sub limits: any single “Personal Data Compromise,” subject to account annual aggregate:
Named Malware: $50,000
Forensic IT Review: $5,000
Legal Review: $5,000
Public Relations Service: $5,000
CyberOne™ Network Security Liability: protects against third-party liabilities as a result of a failure of system
security for costs of defense, settlement and judgment.
$50,000 annual aggregate per account
$5,000 deductible per occurrence
• Named Windstorm Coverage at Locations in Tier 1 and 2 Counties (as defined in the policy) excludes Florida
• Maximum Sublimit Per Location - $50,000,000 per occurrence
• Property Terrorism Program - $300,000,000 per occurrence Program Limit
• Crime – up to $25,000 per occurrence per account, subject to $250,000 Program Aggregate Limit
Optional Coverages (Available)

11. 11
California Comprehensive Property (All Risks Including Earthquake & Flood)
CIBA’s California Earthquake and Flood program is offered in conjunction with
CIBA’s Basic Property program.
2018-2020 Program Insurance Specifications
Refer to CIBA Program Basic Property (All Risks Excluding Earthquake & Flood) Insurance Coverage
Specifications for the following information:
• Property Coverage: (Property or Interest Insured)
• Extended Real & Personal Property Coverage
• Sub Limits
• Insuring Terms & Coverage Features
• Coverage Limits (other than Earthquake and Flood)
Available Earthquake and Flood Limits for locations in California:
Earthquake: Total Insured Values or $5,000,000 per occurrence and aggregate per location,
whichever is less
Flood: Total Insured Values or $5,000,000 per occurrence and aggregate per location,
whichever is less

12. 12
Important Exclusions
2018-2020 Program Insurance Specifications
Loss from Flood at locations situated wholly or partial in National Flood Insurance Plan (NFIP) zones
prefixed with the letters “A”, “X500”, or V” (the 100 year flood plain).
Optional Coverages:
Full Earth Movement Coverage – available for qualifying locations.
Minimum Earthquake and Flood Deductibles
Earthquake: 5% of Location Real and Personal Property Values and 5% of Location Loss of
Income Values, subject to a minimum deductible of $50,000 per location per
occurrence.
Flood: $50,000 per location per occurrence
California Comprehensive Property (All Risks Including Earthquake & Flood)

13. 13
Other States Comprehensive Property (All Risks Including Earthquake & Flood) Excl. Earthquake in CA
CIBA’s Earthquake and Flood program is offered in conjunction with CIBA’s Basic
Property program.
2018-2020 Program Insurance Specifications
Refer to CIBA Program Basic Property (All Risks Excluding Earthquake & Flood) Insurance Coverage
Specifications for the following information:
• Property Coverage: (Property or Interest Insured)
• Extended Real & Personal Property Coverage
• Sub Limits
• Insuring Terms & Coverage Features
• Coverage Limits (other than Earthquake and Flood)
Coverage Limits:
Earthquake Sub Limit: Up to $10,000,000 per occurrence and aggregate maximum per
Member AIN
Flood Sub Limit: Up to $10,000,000 per occurrence and aggregate maximum per
Member AIN

14. 14
Important Exclusions:
2018-2020 Program Insurance Specifications
• Loss from Earthquake at locations in California
• Loss from Flood at locations situated wholly or partial in National Flood Insurance Plan (NFIP)
zones prefixed with the letters “A” or “V” (the 100 year flood plain)
Minimum Earthquake and Flood Deductibles
$50,000: Per Location Occurrence – Earthquake (except 2% of Location Values in Oregon and
Washington)
$50,000: Per Location Occurrence – Flood
Coverage Features
• For locations outside of the State of California, CIBA offers Earthquake coverage from the same
insurers who provide the Basic Property (All Risk excluding Earthquake and Flood Program) under the
same broad coverage terms.
• Earthquake and/or Flood are provided as sub limits that are part of an not in addition to the limits
provided under Basic Property.
• Flood only coverage can be offered in all states where the CIBA program is available, including
California.
Other States Comprehensive Property (All Risks Including Earthquake & Flood) Excl. Earthquake in CA

15. 15
Named Insured:
2018-2020 Program Insurance Specifications
The Commercial Industrial Building Owner’s Alliance, Inc., dba: CIBA Insurance Services (Risk
Purchasing Group).
Any Associate of the Commercial Industrial Building Owner’s Alliance to whom a Declarations Page or
Certificate of Insurance has been issued by CIBA Insurance Services and which describes the specific
location coverage is limited to.
Covered Location(s):
Refer the Declarations Page for listing of location(s). Designated Premises Endorsement Applies.
Commercial General Liability

16. 16
Commercial General Liability
LESSOR’S RISK LIABILITY COVERAGES
PRIMARY COMMERCIAL GENERAL LIABILITY FORM
2018-2020 Program Insurance Specifications
$ 2,000,000 General Aggregate Limit (Other than Products – Completed Operations) - Per Location
$
INCLUDEDIN
GENERAL
AGGREGATELIMIT
Products / Completed Operations Aggregate Limit
$ 1,000,000 Each Occurrence Limit
$ 1,000,000 Personal & Advertising Injury Liability Limit (Any one person or organization)
$ 1,000,000
Employee Benefits Liability Limit (Each Employee and Aggregate Limit)
Retroactive Date: 12/31/2002 or first date thereafter written on a continual basis
Each Employee Deductible: $1,000
$ 1,000,000 Non-Owned & Hired Automobile Liability – Business Use Only – Each “Accident”, subject to General
Aggregate Limit
$ 50,000 Damage to Premises Rented To You Limit (Any one premises)
$
Not
Included
Medical Expense Limit (Any one person) – Available by endorsement
$ 1,000,000
Stop Gap – Employers Liability Coverage – ND, OH, WA & WY
Bodily Injury By Accident, Bodily Injury By Disease – Each Employee
Aggregate $1,000,000
Terrorism (Certified Acts) – Excluded. Available as an option for additional premium
For locations added effective July 1, 2018 through March 30, 2019

17. 17
AVAILABLE OPTIONAL EXCESS GENERAL LIABILITY LIMITS (Excess of
Primary Limits)
2018-2020 Program Insurance Specifications
$ 5,000,000 Per occurrence/aggregate per location
$ 10,000,000 Per occurrence/aggregate per location
Commercial General Liability

18. 18
2018-2020 Participating Carriers
Property
COVERAGES AND PARTICIPATING CARRIERS APPLICABLE TO INDIVIDUAL INSURED MEMBERS CAN VARY. REFER TO THE MEMBER INSURED CONTRACT (AIN) FOR MORE INFORMATION.
UP TO DATE LISTS OF PARTICIPATING CARRIERS CAN BE OBTAINED FROM THE CIBA BROKER http://broker.cibaservices.com
2018 LAYER 2018 CARRIER
PRIMARY $3M LIBERTY SURPLUS INSURANCE CORPORATION
EXCESS LIMIT $7M X $3M
ASPEN SPECIALTY INSURANCE COMPANY
LANDMARK AMERICAN INSURANCE COMPANY
FIRST SPECIALTY INSURANCE CORPORATION
SCOTTSDALE INSURANCE COMPANY
STEADFAST INSURANCE COMPANY
IRONSHORE SPECIALTY INSURANCE COMPANY
XS LIMIT $25M X $10M
ASPEN SPECIALTY INSURANCE COMPANY
CERTAIN UNDERWRITERS AT LLOYD’S, LONDON - BRIT SYNDICATE 2987
EVANSTON INSURANCE COMPANY
HOMELAND INSURANCE COMPANY OF NEW YORK
CERTAIN UNDERWRITERS AT LLOYD’S, LONDON - HISCOX SYNDICATE 3624
PRINCETON EXCESS & SURPLUS LINES INSURANCE COMPANY
COLONY INSURANCE COMPANY
NAVIGATORS SPECIALTY INSURANCE COMPANY, INC.
XS LIMIT $25M X $35M
WESTERN WORLD INSURANCE COMPANY
EVANSTON INSURANCE COMPANY
CERTAIN UNDERWRITERS AT LLOYD'S, LONDON - HISCOX SYNDICATE 3624
HOMELAND INSURANCE COMPANY OF NEW YORK
MAXUM INDEMNITY COMPANY
CERTAIN UNDERWRITERS AT LLOYD’S, LONDON - NOVAE SYNDICATE 2007
XS LIMIT $90M X $60M
HOMELAND INSURANCE COMPANY OF NEW YORK
FIRST SPECIALTY INSURANCE CORPORATION
COLONY INSURANCE COMPANY
IRONSHORE SPECIALTY INSURANCE COMPANY
PRINCETON EXCESS & SURPLUS LINES INSURANCE COMPANY
XS LIMIT $100M X $150M
HOMELAND INSURANCE COMPANY OF NEW YORK
GREAT LAKES INSURANCE SE
FIRST SPECIALTY INSURANCE CORPORATION
IRONSHORE SPECIALTY INSURANCE COMPANY

19. 19
2018-2020 Participating Carriers
Property Cont.
COVERAGES AND PARTICIPATING CARRIERS APPLICABLE TO INDIVIDUAL INSURED MEMBERS CAN VARY. REFER TO THE MEMBER INSURED CONTRACT (AIN) FOR MORE INFORMATION.
UP TO DATE LISTS OF PARTICIPATING CARRIERS CAN BE OBTAINED FROM THE CIBA BROKER http://broker.cibaservices.com
2018 LAYER 2018 CARRIER
XS LIMIT $250M X $250M
ASPEN SPECIALTY INSURANCE COMPANY
CERTAIN UNDERWRITERS AT LLOYD’S, LONDON - BRIT SYNDICATE 2987
HOMELAND INSURANCE COMPANY OF NEW YORK
GREAT LAKES INSURANCE SE
STEADFAST INSURANCE COMPANY
LANDMARK AMERICAN INSURANCE COMPANY
MITSUI SUMITOMO INSURANCE COMPANY of AMERICA
SCOTTSDALE INSURANCE COMPANY
CHUBB EUROPEAN GROUP LIMITED (CHUBB BERMUDA INTERNATIONAL)
MAXUM INDEMNITY COMPANY
XS LIMIT $250M X $500M
MITSUI SUMITOMO INSURANCE COMPANY of AMERICA
HOMELAND INSURANCE COMPANY OF NEW YORK
NATIONAL FIRE & MARINE INSURANCE COMPANY
UNITED NATIONAL INSURANCE COMPANY
SCOTTSDALE INSURANCE COMPANY
XS LIMIT $250M X $750M
LANDMARK AMERICAN INSURANCE COMPANY
INDIAN HARBOR INSURANCE COMPANY
HOMELAND INSURANCE COMPANY OF NEW YORK
FIRST SPECIALTY INSURANCE CORPORATION
ASPEN SPECIALTY INSURANCE COMPANY
SCOTTSDALE INSURANCE COMPANY
NATIONAL FIRE & MARINE INSURANCE COMPANY

20. 20
2018-2020 Participating Carriers
COVERAGES AND PARTICIPATING CARRIERS APPLICABLE TO INDIVIDUAL INSURED MEMBERS CAN VARY. REFER TO THE MEMBER INSURED CONTRACT (AIN) FOR MORE INFORMATION.
UP TO DATE LISTS OF PARTICIPATING CARRIERS CAN BE OBTAINED FROM THE CIBA BROKER http://broker.cibaservices.com
Liability
2018 LAYER 2018 CARRIER
PRIMARY $1M PER OCC/$2M GEN AGG PER LOC ASPEN SPECIALTY INSURANCE COMPANY
NON-OWNED & HIRED AUTO LIABILITY $1M PER ACCIDENT/SUBJECT
TO GEN AGG LIMIT
ASPEN SPECIALTY INSURANCE COMPANY
$5M PER OCC & AGG PER LOC XS of $1M PRIMARY LEXINGTON INSURANCE COMPANY – BOSTON
$5M PER OCC & AGG PER LOC XS of $5M XS of $1M PRIMARY CERTAIN UW AT LLOYDS LONDON – BRIT SYN 2987

21. 21
2018-2020 A.M. Best Carrier Ratings
AM Best No. 2018 CARRIER
AM Best
Rating
Financial
Size
NAIC
12630
ASPEN SPECIALTY INSURANCE COMPANY A XV 10717
047902
CERTAIN UNDERWRITERSE AT HDU SYNDICATE 382 A XV
AA1126382
048944
CERTAIN UNDERWRITERSE AT LLOYD’S, LONDON - BRIT SYNDICATE 2987 A XV AA1128987
047731
CERTAIN UNDERWRITERSE AT LLOYD’S, LONDON - HISCOX SYNDICATE 0033 A XV AA1126033
049259
CERTAIN UNDERWRITERSE AT LLOYD’S, LONDON - HISCOX SYNDICATE 3624 A XV AA1120098
048329
CERTAIN UNDERWRITERSE AT LLOYD’S, LONDON - NOVAE SYNDICATE 2007 A XV AA1120071
048293
CERTAIN UNDERWRITERSE AT LLOYD’S, LONDON - VALIDUS SYNDICATE 1183 A XV AA1127183
048339
CERTAIN UNDERWRITERSE AT LLOYD’S, LONDON - VALIDUS SYNDICATE 4472 A XV AA1126006
048339
CERTAIN UNDERWRITERSE AT LLOYD’S, LONDON - XLC SYNDICATE 2003 A XV AA1128003
048333
CERTAIN UNDERWRITERSE AT LLOYD’S AMTRUST SYNDICATE 1861 A XV
AA1127861
088975
CERTAIN UNDERWRITERSE AT LLOYD’S ARK SYNDICATE 4020 A XV
AA1120075
048930
CERTAIN UNDERWRITERSE AT LLOYD’S ASCOT SYNDICATE A XV
AA1127414
049219
CERTAIN UNDERWRITERSE AT LLOYD’S LIBERTY SYNDICATE 4472 A XV
AA1126006
086485
CHUBB EUROPEAN GROUP LIMITED A++ XV AA1120810
003283 COLONY INSURANCE COMPANY A XIII 39993
3759
EVANSTON INSURANCE COMPANY A XV 35378
010783 FIRST SPECIALTY INSURANCE CORPORATION A++ XV 34916

22. 22
2018-2020 A.M. Best Carrier Ratings Cont.
AM Best
No.
2018 CARRIER
AM Best
Rating
Financial
Size
NAIC
086160
GREAT LAKES INSURANCE SE A+ XV AA1120697
010604 HOMELAND INSURANCE COMPANY OF NEW YORK A X 34452
011340 INDIAN HARBOR INSURANCE COMPANY A XV 36940
086486 INTERNATIONAL INSURANCE COMPANY OF HANNOVER SE A+ XV AA1120822
013866 IRONSHORE SPECIALTY INSURANCE COMPANY A XV 25445
012619 LANDMARK AMERICAN INSURANCE COMPANY A+ XIV 33138
012078 LIBERTY SURPLUS INSURANCE CORPORATION A XV 10725
012563 MAXUM INDEMNITY COMPANY A+ XV 26743
004377 MITSUI SUMITOMO INSURANCE COMPANY of AMERICA A+ XV
004377 MITSUI SUMITOMO INSURANCE COMPANY of AMERICA A+ XV
002428 NATIONAL FIRE & MARINE INSURANCE COMPANY A++ XV 20079
10761 NAVIGATORS SPECIALTY INSURANCE COMPANY, INC. A XII 36056
12170 PRINCETON EXCESS AND SURPLUS LINES INSURANCE COMPANY A+ XV 10786
3292 SCOTTSDALE INSURANCE COMPANY A+ XV 41297
003557 STEADFAST INSURANCE COMPANY A+ XV 26387
003128 UNITED NATIONAL INSURANCE COMPANY A XI 13064
003132 WESTERN WORLD INSURANCE COMPANY A XV 13196

23. 23
2018-2020 Coverage Comparison
Available on the Broker Portal

24. 24
2018-2020 Coverage Comparison
Available on the Broker Portal

25. 25
2018-2020 Underwriting Appetite

26. 26
2018-2020 Underwriting Appetite
• Newly completed apartments/condo
associations during lease up
• Recently vacant commercial LRO
buildings
• Must be locked & secured
• Must be well-maintained with no
prior damage
• Central Station Fire & Security
Monitoring
Vacant Buildings
Age
Construction Type:
Loss History
• Limited Restrictions if updated
• No Restrictions
• Sprinklered or Non-sprinklered
• Will consider accounts with negative
loss experience & open claims
Account Size
• Small Accounts Welcome
• Minimum premiums as low as
$1,000-$1,500 for Property or
General Liability, $2,500 for
package
Account Coverage
• Property & General Liability or will
write Monoline

27. 27
Added Benefits
Payment Plan
CIBA Direct Bill Payment Plan:
For accounts $5,000 or more in Gross Premium
CIBA will direct bill payment invoices to insureds with payment to be remitted directly to
CIBA Insurance Services
The Payment Plan Requires:
• 25% down payment of the Total Gross Premium
• A one-time set up fee
All Loss Control Fees, Program Fees, and all Taxes and State Fees are included in the initial down payment
The Payment Plan Includes:
• 3 monthly installments beginning 30 days following the coverage inception date
Additional payments may be available. Your broker has access to request additional terms through the CIBA Broker Portal or you can contact
Tracey Jackson at tjackson@cibaservices.com directly.

28. 28
Added Benefits
Payment Plan Comparison to Standard Finance Agreement
Total Annual
Premium
+
Service Charge
= Total Down Payment
$16,332 $125 $4,714
Installments
Due at 30 Days Due at 60 days Due at 90 days
$3,914 $3,914 $3,914
Total Price of
Premiums
+ Finance
Charge
Cash Down
Payment
Annual
Percentage Rate
$16,332 $468 $5,453 9.28
Amounts of Monthly Payment Number of Payments
$1,135 10
Total Amount Paid : $16,800Total Amount Paid : $16,456
CIBA Payment Plan
Total Savings by choosing CIBA Payment Plan: $344.00
Total Annual
Premium
+
Service Charge
= Total Down
Payment
$135,522 $250 $34,130
Installments
may qualify for extended payments
Due at 30 Days Due at 60 days Due at 90 days
$33,880 $33,880 $33,880
Total Price of
Premiums
+ Finance
Charge
Cash Down
Payment
Annual Percentage
Rate
$135,522 $4,629 $44,722 9.28
Amounts of Monthly Payment Number of Payments
$7,952 12
Total Amount Paid : $140,151
Total Amount Paid : $135,772
Total Savings by choosing CIBA Payment Plan: $4,379
Standard Premium Financing Agreement
ExampleAExampleB

29. 29
Added Benefits
Insurance Certificate Monitoring
For a free no-obligations quote, visit our website: https://www.cibaservices.com/insurance-certificate-monitoring
Email: icm@cibaservices.com | Ph. 818.853.5173
CIBA Insurance Services is proud to offer their Insurance Certificate Monitoring Program (ICM) to both CIBA &
Non-CIBA Members. Getting the insurance certificates that are required within your lease or service agreement
is important to protect you, but can also be time consuming and an administrative burden… CIBA is here to
help!

30. 30
Added Benefits
Insurance Certificate Monitoring
For a free no-obligations quote, visit our website: https://www.cibaservices.com/insurance-certificate-monitoring
Email: icm@cibaservices.com | Ph. 818.853.5173

31. 31
Added Benefits
Renters Liability Program
CIBA’s Renters Liability Protection provides resident liability coverage designed to maximize
protection for each unit from resident-caused damage. Our program is designed to protect an owners
bottom line by providing each occupied unit with $100,000 of liability coverage for:
Contact Lisa Qiang for more information. Or, for a free no-obligations quote, visit our website: www.cibaservices.com
lqiang@cibaservices.com | 818.853.5136

32. 32
Amy Lochmoeller
818.853.5152
alochmoeller@cibaservices.com
www.cibafoundation.com
Since founding in 2005, the CIBA Foundation has given back to communities across the U.S.
by awarding grants that directly help enrich the lives of disabled and disadvantaged
children.
We encourage our Brokers to submit recommendation of charitable organizations that fit our mission of helping
disabled and disadvantaged children. If approved, recognition will be given to you and your agency for suggesting
the organization, allowing you to stand out in your community
Donations of $300 or more will be recognized on our Foundation Website.
Stand out in your community
Stand out with CIBA
CIBA was excited to join the annual Stroll & Roll (2017). Through
donations from staff and brokers, we were able to surpass our goal! All
money raised goes to programs for children with disabilities.
Contact Us:
If you have a suggestion of an organization or would like
to make a donation to help us continue our mission, please
contact us using the information below.
CIBA Foundation

33. 33
CIBA Foundation
UPWARD Phoenix, AZ
UPWARD provides many services, including an outpatient therapy that supports under-insured, low-income children with mild to
severe developmental delays and/or disabilities. CIBA Foundation grant went directly to the children participating in their outpatient
therapy and will include purchasing items such as adaptive toys, vision assessment materials, sensory supplies, feeding therapy items,
and more!
AbilityFirst Pasadena, CA
AbilityFirst provides programs for children with disabilities and special needs services
to help participants reach their full potential throughout their lives. CIBA Foundation
grant went directly towards building them a new basketball court, encouraging growth
and teamwork.
Take a look as we visit the AbilityFirst center in Pasadena and talk with a few of the
children and staff. https://www.youtube.com/watch?v=hU4KI4V_2xM&t=161s
Making a Difference
Judi's House Denver, CO
Judi's House provides help and support for children and families grieving a death find connection and healing. CIBA Foundation grant
went directly towards providing a comfortable and safe place for their youngest clients aged three to eleven. Including bean bag chairs
and items to provide education and support both in their facilities and while traveling to specific locations.
With your help & generosity, the CIBA Foundation has been able to provide support for many organizations that have
helped to enrich the lives of disabled and disadvantaged children. Here are only a few of the grants CIBA has had the
privilege of awarding:

34. Thank You
34
for taking the time to learn more about the CIBA Program