La Guerra Espiritual no es un mito, ni una invención de los Cristianos Evangélicos, es una realidad de nuestros días y cada vez más real. Dado que necesitamos conocer las artimañas del enemigo.
La Guerra Espiritual no es un mito, ni una invención de los Cristianos Evangélicos, es una realidad de nuestros días y cada vez más real. Dado que necesitamos conocer las artimañas del enemigo.
Успешни кампании в българските социални медииNetinfo
На 9-ти юли се проведе Social Media Masterclass семинар с гост лектор Майкъл Лийндер. Богомил Илиев, директор "Нов бизнес и иновации" в "Нетинфо" също имаше лекция на семинара, на който бяха разгледани възможностите за използване на социалните медии за маркетингови цели.
BOOK DESCRIPTION--
An explanation of the 'real' message and relgion which Jesus (peace be upon him) came with, from both the Bible and the Qur'an.
source: http://www.islamhouse.com/p/1249
BOOK CONTENTS--
Chapter one:--The scriptures
authentic manuscripts
versions of the bible
authorship
torah
apocrypha
the gospels
contradictions
the quran
quraan
scriptural criticism
contradiction in the quran
Chapter Two:--jesus the persion
a messenger
a man
a immaculate conception
the miracles
evidence for jesus divinity
in the beginning was the word
ancient thoughts
modern thoughts
Chapter Three:--the message
submission
the law
unitariansim
muslim not mohammedan
image
prophesy
Chapter Four:--the way
jesus way
circumcision
pork
blood
alcohol
ablution before prayer
prostration in prayer
veiling
greetings
fasting
interest
polygamy
conclusion
jesus return
Banyak faktor sosial ekonomi, seperti: usia, ukuran keluarga, pendapatan rumah tangga, pendidikan, jenis kelamin, dan ukuran kepemilikan tanah, berdampak pada partisipasi petani ke lembaga keuangan pedesaan. Selain faktor-faktor yang dapat diamati, modal sosial juga dipandang sebagai faktor yang tidak terlihat yang memengaruhi partisipasi rumah tangga petani ke lembaga keuangan di pedesaan. Dalam makalah ini, tinjauan lembaga
keuangan pedesaan penyalur pinjaman di Indonesia dan karakteristik partisipasi pasar yang terbatas, intervensi pemerintah, dan segmentasi telah ditunjukkan dengan jelas. Beberapa faktor penentu berbeda dari partisipasi terhadap lembaga keuangan pedesaan Indonesia dari beberapa studi juga
disajikan.
Para petani miskin dengan pendapatan utama mereka dari kegiatan
pertanian kemungkinan besar tidak memenuhi kriteria dari lembaga
keuangan formal. Ini disebabkan oleh kegiatan pertanian yang rentan dan tidak efisien dalam kebijakan pertanian. Karenanya, beberapa penelitian menunjukkan bahwa partisipasi petani atas kredit, khususnya akses formal mendapat perhatian khusus dan subsidi dari pemerintah, dengan tujuan untuk mengurangi kemiskinan di pedesaan.
Hasil penelusuran literatur memiliki sejumlah implikasi, yang dapat
membantu para pembuat keputusan, terutama di Indoensia. Kebijakan pinjaman harus dapat disesuaikan dengan berbagai kelompok petani. Untuk petani-solusi utama dari beberapa studi merujuk pada perluasan jaringan pinjaman lembaga keuangan melalui asosiasi sosial-politik lokal sebagai penjamin dan peminjam yang berkumpul dalam kelompok. Partisipasi dalam kelompok-kelompok ini secara signifikan meningkatkan kemungkinan akses
ke program kredit formal, mengurangi biaya transaksi, karena informasi asimetris turun secara efektif.
Lembaga keuangan perlu mengubah pola pikir mereka tentang klien
sasaran. Bank komersial sekarang hanya fokus pada "nasabah besar" dibandingkan nasabah petani kecil. Keputusan pemberian pinjaman bank kemungkinan besar akan difokuskan pada kelompok tertentu, bukan umum.
Bank harus mengalokasikan modal ke sektor pertanian, mempermudah prosedur pinjaman, dan mengurangi biaya pinjaman.
Intervensi pemerintah dalam pasar kredit pedesaan harus ditentukan untuk memastikan daya saing pasar. Kredit bersubsidi cenderung semakin tidak efektif di ekonomi yang tumbuh cepat. Pinjaman tepat waktu dengan prosedur yang mudah dan biaya transaksi yang rendah harus memenuhi permintaan petani. Oleh karena itu, kebijakan pemerintah tentang kredit perlu memastikan keberlanjutan dan pembangunan dalam jangka panjang, tidak
hanya berfokus pada pinjaman bersubsidi dalam jangka pendek. Selain itu, pemerintah harus memiliki kebijakan untuk memperluas kegiatan lembaga keuangan pedesaan, menjangkau kelas miskin terutama di daerah pedesaan.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms for those who already suffer from conditions like anxiety and depression.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms for those who already suffer from conditions like depression and anxiety.
Oil separators are designed to treat stormwater runoff from areas where hydrocarbons are handled or spilled. They work by allowing oil to rise to the surface while sediment sinks. This summary discusses their:
- Design as three chambers to separate oil, sediment, and treated water
- Sizing based on treating droplets larger than 60 microns to achieve 10-20 mg/L effluent quality
- Typical treatment of 90-95% of runoff from a maximum 1000m2 catchment area
This document discusses gross pollutant traps (GPTs), which are devices used to remove litter, debris, coarse sediments, and sometimes oil from stormwater. It provides an overview and classification of different types of GPTs, including floating debris traps, in-pit devices, trash racks, sediment traps, and 'SBTR' (sediment basin trash rack) type GPTs. Key planning and design considerations for GPTs are discussed such as location, hydrology, maintenance access, and sizing calculations. The document also covers proprietary GPT devices and maintenance requirements.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise boosts blood flow, releases endorphins, and promotes changes in the brain which help enhance one's emotional well-being and mental clarity.
Успешни кампании в българските социални медииNetinfo
На 9-ти юли се проведе Social Media Masterclass семинар с гост лектор Майкъл Лийндер. Богомил Илиев, директор "Нов бизнес и иновации" в "Нетинфо" също имаше лекция на семинара, на който бяха разгледани възможностите за използване на социалните медии за маркетингови цели.
BOOK DESCRIPTION--
An explanation of the 'real' message and relgion which Jesus (peace be upon him) came with, from both the Bible and the Qur'an.
source: http://www.islamhouse.com/p/1249
BOOK CONTENTS--
Chapter one:--The scriptures
authentic manuscripts
versions of the bible
authorship
torah
apocrypha
the gospels
contradictions
the quran
quraan
scriptural criticism
contradiction in the quran
Chapter Two:--jesus the persion
a messenger
a man
a immaculate conception
the miracles
evidence for jesus divinity
in the beginning was the word
ancient thoughts
modern thoughts
Chapter Three:--the message
submission
the law
unitariansim
muslim not mohammedan
image
prophesy
Chapter Four:--the way
jesus way
circumcision
pork
blood
alcohol
ablution before prayer
prostration in prayer
veiling
greetings
fasting
interest
polygamy
conclusion
jesus return
Banyak faktor sosial ekonomi, seperti: usia, ukuran keluarga, pendapatan rumah tangga, pendidikan, jenis kelamin, dan ukuran kepemilikan tanah, berdampak pada partisipasi petani ke lembaga keuangan pedesaan. Selain faktor-faktor yang dapat diamati, modal sosial juga dipandang sebagai faktor yang tidak terlihat yang memengaruhi partisipasi rumah tangga petani ke lembaga keuangan di pedesaan. Dalam makalah ini, tinjauan lembaga
keuangan pedesaan penyalur pinjaman di Indonesia dan karakteristik partisipasi pasar yang terbatas, intervensi pemerintah, dan segmentasi telah ditunjukkan dengan jelas. Beberapa faktor penentu berbeda dari partisipasi terhadap lembaga keuangan pedesaan Indonesia dari beberapa studi juga
disajikan.
Para petani miskin dengan pendapatan utama mereka dari kegiatan
pertanian kemungkinan besar tidak memenuhi kriteria dari lembaga
keuangan formal. Ini disebabkan oleh kegiatan pertanian yang rentan dan tidak efisien dalam kebijakan pertanian. Karenanya, beberapa penelitian menunjukkan bahwa partisipasi petani atas kredit, khususnya akses formal mendapat perhatian khusus dan subsidi dari pemerintah, dengan tujuan untuk mengurangi kemiskinan di pedesaan.
Hasil penelusuran literatur memiliki sejumlah implikasi, yang dapat
membantu para pembuat keputusan, terutama di Indoensia. Kebijakan pinjaman harus dapat disesuaikan dengan berbagai kelompok petani. Untuk petani-solusi utama dari beberapa studi merujuk pada perluasan jaringan pinjaman lembaga keuangan melalui asosiasi sosial-politik lokal sebagai penjamin dan peminjam yang berkumpul dalam kelompok. Partisipasi dalam kelompok-kelompok ini secara signifikan meningkatkan kemungkinan akses
ke program kredit formal, mengurangi biaya transaksi, karena informasi asimetris turun secara efektif.
Lembaga keuangan perlu mengubah pola pikir mereka tentang klien
sasaran. Bank komersial sekarang hanya fokus pada "nasabah besar" dibandingkan nasabah petani kecil. Keputusan pemberian pinjaman bank kemungkinan besar akan difokuskan pada kelompok tertentu, bukan umum.
Bank harus mengalokasikan modal ke sektor pertanian, mempermudah prosedur pinjaman, dan mengurangi biaya pinjaman.
Intervensi pemerintah dalam pasar kredit pedesaan harus ditentukan untuk memastikan daya saing pasar. Kredit bersubsidi cenderung semakin tidak efektif di ekonomi yang tumbuh cepat. Pinjaman tepat waktu dengan prosedur yang mudah dan biaya transaksi yang rendah harus memenuhi permintaan petani. Oleh karena itu, kebijakan pemerintah tentang kredit perlu memastikan keberlanjutan dan pembangunan dalam jangka panjang, tidak
hanya berfokus pada pinjaman bersubsidi dalam jangka pendek. Selain itu, pemerintah harus memiliki kebijakan untuk memperluas kegiatan lembaga keuangan pedesaan, menjangkau kelas miskin terutama di daerah pedesaan.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms for those who already suffer from conditions like anxiety and depression.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms for those who already suffer from conditions like depression and anxiety.
Oil separators are designed to treat stormwater runoff from areas where hydrocarbons are handled or spilled. They work by allowing oil to rise to the surface while sediment sinks. This summary discusses their:
- Design as three chambers to separate oil, sediment, and treated water
- Sizing based on treating droplets larger than 60 microns to achieve 10-20 mg/L effluent quality
- Typical treatment of 90-95% of runoff from a maximum 1000m2 catchment area
This document discusses gross pollutant traps (GPTs), which are devices used to remove litter, debris, coarse sediments, and sometimes oil from stormwater. It provides an overview and classification of different types of GPTs, including floating debris traps, in-pit devices, trash racks, sediment traps, and 'SBTR' (sediment basin trash rack) type GPTs. Key planning and design considerations for GPTs are discussed such as location, hydrology, maintenance access, and sizing calculations. The document also covers proprietary GPT devices and maintenance requirements.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise boosts blood flow, releases endorphins, and promotes changes in the brain which help enhance one's emotional well-being and mental clarity.
The document provides guidance on designing biofiltration swales and vegetated filter strips to treat stormwater runoff. Biofiltration swales are vegetated channels that treat stormwater as it flows through. Vegetated filter strips treat stormwater as sheet flow as it travels across vegetation. Both use mechanisms like filtration, infiltration, adsorption and plant uptake to remove pollutants. Design criteria aim to maximize the residence time of stormwater in the systems to improve treatment. Specific criteria cover dimensions, slopes, vegetation and underlying soils. The design must ensure stormwater velocity and depth allow for effective pollutant removal during typical rain events.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise stimulates the production of endorphins in the brain which elevate mood and reduce stress levels.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
This document discusses drainage practices for hillside development areas. It begins by outlining the objectives of providing additional design requirements to control surface runoff quantity, reduce infiltration, erosion and sedimentation, and enhance slope stability.
Current practices are then examined. Increased surface runoff from hillside development can cause flooding, erosion and water quality issues downstream. Increased runoff infiltration also impacts slope stability by saturating soils. Earthworks that create flat platforms increase infiltration issues. Roof and property drainage systems and public drainage systems are also problematic if not designed properly.
The document concludes by recommending improved practices. Design standards should be increased and careful planning is needed. On-site detention is required and certain infiltration facilities are not permitted
This document provides guidance on the hydraulic design of culverts. It discusses key design considerations such as headwater depth, culvert alignment, vertical profile, use of multiple cells, and site investigations. It covers culvert hydraulics including control at the inlet and outlet. The design procedure, use of computer modelling, debris control, culvert end treatments, flow velocity, and improved inlet designs are also addressed. Worked examples are provided in the appendices.
This document contains 13 questions that may be asked in a professional interview for engineers regarding the Institution of Engineers Malaysia's (IEM) Regulations on Professional Conduct. The questions cover a range of scenarios that engineers may face, and examine how candidates would respond in a way that demonstrates their understanding of upholding integrity and avoiding conflicts of interest as outlined in the IEM regulations. Some example topics addressed include handling unreliable client information, dealing with valuable confidential discoveries, accepting gifts from clients, prioritizing safety and ethics over schedules, handling corruption, and maintaining impartiality in political matters. Candidates will be asked to discuss analyzing one of two randomly selected questions in their response.
This document discusses wet weather wastewater overflows in separate sewer systems. Sources of excess wet weather flow entering sewers include illegal connections, cracked pipes, manhole flooding, and faulty house connections. This can overload sewers, causing surcharging and overflows of untreated wastewater into waterways or properties. Overflows negatively impact water quality and public health due to pollutants like BOD, ammonia, solids, and bacteria. Methods to address overflows include reducing inflow sources, providing storage, and treating or diverting overflows.
This document provides guidance on subsoil drainage design for urban stormwater engineers. It discusses the purpose of subsoil drainage systems in lowering water tables and mitigating issues caused by high groundwater. Key design considerations covered include drain types, layout, dimensions, pipe design, gradients and drain envelopes. Guidance is given on trench dimensions and drain spacings for different soil types. The document emphasizes that subsoil drainage design requires consideration of site-specific soil and groundwater conditions, and specialist geotechnical advice may be needed for complex applications.
The document discusses the results of a study on the effects of exercise on memory and thinking abilities in older adults. The study found that regular exercise can help reduce the decline in thinking abilities that often occurs with age. Older adults who exercised regularly performed better on cognitive tests and brain scans showed they had greater activity in important areas for memory and learning compared to less active peers.
Ch 41 erosion and sediment control plansFuad Chiwa
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Contractor activity control measures outline best practices for construction activities to prevent pollution of stormwater runoff. This includes dewatering operations, paving, structure construction, materials management, waste management, vehicle and equipment management, and employee training. Proper storage, containment, disposal, and spill prevention practices are emphasized. Employees and subcontractors should be trained to follow these measures to minimize discharge of sediments, chemicals, and other pollutants from the construction site.
Ch 38 actions to control erosion sedimentFuad Chiwa
This document provides background on erosion and sediment control for construction sites. It discusses local experience with excessive erosion at construction sites, which has led to sedimentation problems. Previous guidelines from 1978 and 1992 are summarized, which aimed to control these issues. The key impacts from construction include erosion, sedimentation, and other chemical pollutants. Comprehensive guidance is provided on planning, design and implementation of erosion and sediment control practices for construction activities.
This document outlines steps for developing a community education program about stormwater management. It discusses identifying stakeholders, analyzing issues, determining objectives, designing educational methods and messages, developing an action plan, and monitoring/evaluating the program. Effective programs involve stakeholders, create awareness of issues, and encourage responsible behavior through various educational techniques aimed at increasing knowledge, influencing values, and changing actions.
The document discusses housekeeping practices and educational controls for managing urban stormwater quality. It defines housekeeping measures as those that prevent pollutants from entering runoff, such as covering chemical storage areas. Housekeeping controls fall into categories for government activities, private/business activities, and community education. Strategic principles for developing housekeeping options include making them practical, well-targeted, coordinated, measurable, flexible and managed. The roles of local authorities, property owners and various operations/maintenance activities are examined. Overall the document provides guidance on developing effective housekeeping and educational programs to improve urban stormwater quality.
This section describes different types of constructed ponds and wetlands that can be used for stormwater management. It discusses wet ponds, extended detention basins, combined wet/extended detention ponds, and constructed wetlands. For each type, it provides details on their design considerations, treatment processes, advantages, and disadvantages. The key information is that different pond and wetland types are suited for different site conditions and treatment objectives, and it is important to consider factors like permanent pool size, vegetation, and hydrologic regime when selecting the appropriate design.
This document provides guidance on infiltration facilities for stormwater management. It discusses infiltration trenches and basins, which rely on stormwater percolating through soils to remove pollutants. Key points covered include:
- Infiltration facilities can help treat urban runoff and reduce downstream pollutant loads.
- Soils suitable for treatment must contain sufficient organic matter and maintain aerobic conditions. Coarser soils are only suitable for quantity control.
- A feasibility analysis considers soil properties, depth to groundwater/bedrock, slopes, drainage areas, and proximity to structures. Pretreatment is required to control siltation.
- Pollutants are removed through various soil and biological processes as stormwater
Stormwater quality monitoring plays an important role in assessing the performance of stormwater management practices and the impacts of land use changes. Key aspects of designing a monitoring program include selecting sites, determining the monitoring period and frequency, selecting parameters, and using appropriate monitoring techniques. Automatic samplers can be programmed to collect samples based on time or flow volume and are useful for event-based monitoring. Proper design of a monitoring program ensures the data collected achieves the aim of the program cost-effectively.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.