The document contains charts analyzing the Toronto housing market from 2007-2010. It shows trends in MLS sales, new listings, average prices, and sales-to-listing ratios. The sales-to-listing ratio correlates positively with annual price changes. Affordability is also addressed, with the share of average household income needed for housing shown rising from 30-50% over this period.
Foyer Presentation Breathe And Kilts For KidsAuchinairn PS
Auchinairn Primary School & Nursery was featured on several television programs and in newspapers for their work. They were shown on STV, GMTV, and reported in the Herald newspaper and radio for an unspecified event. They also appeared on television when they promoted the new Scottish charity Kilts for Kids.
The slideshow provided a look at the activities and experiences of students at Auchinairn Primary School and Nursery. Photos showed children engaged in learning experiences both inside and outside the classroom, from reading to playing sports. The slideshow highlighted the school's focus on providing students with a well-rounded education in a nurturing environment. It concluded by thanking viewers for watching and saying goodbye from the students and staff.
The document summarizes activities and lessons for a primary 1 class at Auchinairn Primary School. It discusses indoor and outdoor active learning, counting meals, practicing writing and reading, learning about numbers and ordering them, building towers together, sorting animals, looking for signs of autumn like changing leaves, playing games to learn cooperation and sharing, and planting bulbs as a class. It describes the students as becoming confident learners who are learning about the world around them.
Auchinairn Primary School & Nursery received press coverage for various events in session 2008/9, including purchasing a new flag with the school logo thanks to local business support. MP Jo Swinson visited the school multiple times. The nursery received a lottery boost and P7 students remembered those who died for freedom. P7 also learned about local history. During World of Work Week, they learned about careers thanks to support from a transportation company. The school's work supporting Christopher Ochieng, a Kenyan boy, by raising money for his family and village was featured. World Vision kept the school informed about how donations improved lives in Christopher's community.
The document contains charts summarizing housing market trends in Toronto from 2006-2009. It shows sales, new listings, price to listing ratios, and average home prices have declined since 2006. Charts compare monthly data to previous years and use moving averages to show trends. Affordability measures show declining affordability until 2009 when prices fell and affordability improved.
This document discusses the history and future of robotics. It defines robotics as the science and technology of robots, including their design, manufacture, and application. The first industrial robots were Unimates developed in the 1950s-60s to perform manual labor. Modern uses of robots include exploration, industry, medicine, and military/police applications. Researchers are developing robots that mimic both animals and humans to better understand organisms and cognition. The future of robotics is expected to include more autonomous household robots as well as human-scale robots with increased intelligence and abilities by 2030.
Foyer Presentation Breathe And Kilts For KidsAuchinairn PS
Auchinairn Primary School & Nursery was featured on several television programs and in newspapers for their work. They were shown on STV, GMTV, and reported in the Herald newspaper and radio for an unspecified event. They also appeared on television when they promoted the new Scottish charity Kilts for Kids.
The slideshow provided a look at the activities and experiences of students at Auchinairn Primary School and Nursery. Photos showed children engaged in learning experiences both inside and outside the classroom, from reading to playing sports. The slideshow highlighted the school's focus on providing students with a well-rounded education in a nurturing environment. It concluded by thanking viewers for watching and saying goodbye from the students and staff.
The document summarizes activities and lessons for a primary 1 class at Auchinairn Primary School. It discusses indoor and outdoor active learning, counting meals, practicing writing and reading, learning about numbers and ordering them, building towers together, sorting animals, looking for signs of autumn like changing leaves, playing games to learn cooperation and sharing, and planting bulbs as a class. It describes the students as becoming confident learners who are learning about the world around them.
Auchinairn Primary School & Nursery received press coverage for various events in session 2008/9, including purchasing a new flag with the school logo thanks to local business support. MP Jo Swinson visited the school multiple times. The nursery received a lottery boost and P7 students remembered those who died for freedom. P7 also learned about local history. During World of Work Week, they learned about careers thanks to support from a transportation company. The school's work supporting Christopher Ochieng, a Kenyan boy, by raising money for his family and village was featured. World Vision kept the school informed about how donations improved lives in Christopher's community.
The document contains charts summarizing housing market trends in Toronto from 2006-2009. It shows sales, new listings, price to listing ratios, and average home prices have declined since 2006. Charts compare monthly data to previous years and use moving averages to show trends. Affordability measures show declining affordability until 2009 when prices fell and affordability improved.
This document discusses the history and future of robotics. It defines robotics as the science and technology of robots, including their design, manufacture, and application. The first industrial robots were Unimates developed in the 1950s-60s to perform manual labor. Modern uses of robots include exploration, industry, medicine, and military/police applications. Researchers are developing robots that mimic both animals and humans to better understand organisms and cognition. The future of robotics is expected to include more autonomous household robots as well as human-scale robots with increased intelligence and abilities by 2030.
Toronto Housing Market Charts - March 2013Amit Saini
The document contains charts analyzing the Toronto housing market from 2010-2013. It shows trends in home sales, new listings, average prices, and the ratio of sales to new listings. The sales to new listings ratio correlates with annual price changes. Charts also show long-term trends and the affordability of homes relative to average household income.
Toronto Housing Market Charts-March 2012Amit Saini
The document contains charts analyzing the Toronto housing market from 2009-2012. It shows trends in home sales, new listings, average prices, and the ratio of sales to new listings. The sales to new listings ratio can indicate future price growth. Charts also show trends over time and moving averages to smooth fluctuations. Affordability is addressed by showing the percentage of average household income needed for mortgage payments, property taxes and utilities on an average priced home.
The document contains charts analyzing the Toronto housing market from November 2012. It shows trends in home sales, new listings, average prices, and sales-to-listing ratios over previous years. The charts indicate seasonal patterns and compare the current year trends to prior years. The document aims to examine the recurring seasonal trends and compare current housing market conditions to previous years.
Toronto Housing Market Charts - December 2010Amit Saini
The document contains charts analyzing the housing market in Toronto from 2007-2010. It shows trends in MLS sales, new listings, average prices, and the ratio of sales to new listings. The sales to new listings ratio indicates that when it increases, annual price growth also increases, and vice versa. It also contains charts showing trends over time and an affordability indicator based on the share of average household income required for a mortgage, property taxes and utilities.
Toronto Housing Market Charts - June 2010Amit Saini
The document contains charts analyzing the Toronto housing market from June 2010. It shows trends in MLS sales, new listings, average prices, and sales-to-listing ratios from 2007-2010. Seasonal patterns are evident year-over-year. Higher sales-to-listing ratios typically lead to greater price growth above inflation, while lower ratios see price declines. Affordability is also addressed, with the share of average household income needed for housing shown to be between 30-50% in recent years.
Toronto Housing Market Charts - May 2010Amit Saini
The document contains charts analyzing the Toronto housing market from 2007-2010. It shows trends in MLS sales, new listings, average prices, and sales-to-listing ratios. The sales-to-listing ratio correlates positively with annual price changes. Affordability is also addressed, with the share of average household income needed for housing shown rising from 30-50% over this period.
The document contains charts analyzing the Toronto housing market from April 2014. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for these metrics from 2011-2014. Additional charts analyze the relationship between sales-to-new listings ratio and average annual price change, as well as the share of average household income needed for mortgage payments, property taxes and utilities on an average priced home in the GTA.
Este documento discute a importância de elaborar um plano de negócios completo antes de iniciar uma nova empresa. Ele explica que um plano de negócios permite conhecer melhor o produto ou serviço, testar a viabilidade financeira do empreendimento, e antecipar possíveis desafios. Também ressalta que a falta de planejamento prévio é uma das principais causas da alta mortalidade de pequenas e médias empresas no Brasil.
O documento fornece dicas para porta-vozes se comunicarem bem com a imprensa durante entrevistas, enfatizando a importância de ouvir atentamente as perguntas, pedir esclarecimento se necessário, e responder de forma objetiva e focada na pergunta feita.
O documento descreve o processo de criação de um banco de dados e aplicação Java para manipulação de dados. Inclui instruções para criar uma tabela no MySQL Workbench, conectar a aplicação Java ao banco de dados usando JDBC e implementar funções como inserção, exclusão, alteração e consulta de registros.
O documento discute três tipos de porta-vozes: sérios e objetivos, efusivos e que gostam de falar, e "pavões" que usam a função para aparecer na mídia o tempo todo e se acham capazes de resolver crises com ligações.
A agência quer estar presente nas redes sociais para melhor se promover junto dos clientes atuais e potenciais, dar a conhecer os seus serviços e trabalhos realizados, e manter um contacto direto com uma audiência online atualizada e inovadora.
O documento discute a floresta como um recurso importante em Portugal. A floresta é a principal ocupação do solo no país e serve como base para o crescimento econômico e sustentabilidade ecológica. O documento analisa os desafios da indústria florestal portuguesa, incluindo a produção, mercado, imagem e oportunidades para o futuro.
Os factores de qualidade para estimular a competitividade e aumento da export...EXPONOR
Apresentação de Jorge Moreira da Costa, professor da Faculdade de Engenharia da Universidade do Porto, no âmbito do congresso «Portugal no Mundo» realizado a 4 de Novembro de 2010 na Exponor
The document contains charts analyzing the housing market in Toronto from June 2016. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for these metrics from 2013 to 2016. It also contains a chart comparing the sales-to-new listings ratio to average annual price change and a chart analyzing housing affordability based on average household income.
Toronto housing market_charts-december_2015Amit Saini
The document contains charts summarizing housing market data from the Toronto Real Estate Board from December 2015. It includes charts showing monthly MLS sales, new listings, sales to new listings ratio, and average home prices for 2015 and the previous three years. Additional charts show monthly time series data and trends for sales, new listings, and average prices since 1995. A final chart plots the share of average household income used for mortgage payments, property taxes, and utilities on the average priced home in the Greater Toronto Area.
The document contains charts analyzing the Toronto housing market from January 1995 to January 2015. It examines trends in monthly MLS sales, new listings, average prices, and the sales to new listings ratio. The charts compare current data to previous years and include 12-month moving averages to show trends. One chart also plots the relationship between the sales to new listings ratio and average annual price changes. Another chart analyzes the share of average household income needed for mortgage payments, property taxes and utilities on the average priced home in the GTA.
Toronto Housing Market Charts - October 2013Amit Saini
This document contains 13 charts summarizing housing market trends in Toronto over multiple years, including:
- Monthly MLS home sales, new listings, and average prices from 2010-2013 showing seasonal patterns.
- Sales-to-listing ratios from 2010-2013 and their relationship to average annual price changes.
- Time series charts from 1995 onward of sales, new listings, and average prices with trend lines.
- A comparison of sales-to-listing ratios to average annual price changes.
- A chart showing the affordability indicator of mortgage and housing costs as a percentage of household income.
Toronto Housing Market Charts - March 2013Amit Saini
The document contains charts analyzing the Toronto housing market from 2010-2013. It shows trends in home sales, new listings, average prices, and the ratio of sales to new listings. The sales to new listings ratio correlates with annual price changes. Charts also show long-term trends and the affordability of homes relative to average household income.
Toronto Housing Market Charts-March 2012Amit Saini
The document contains charts analyzing the Toronto housing market from 2009-2012. It shows trends in home sales, new listings, average prices, and the ratio of sales to new listings. The sales to new listings ratio can indicate future price growth. Charts also show trends over time and moving averages to smooth fluctuations. Affordability is addressed by showing the percentage of average household income needed for mortgage payments, property taxes and utilities on an average priced home.
The document contains charts analyzing the Toronto housing market from November 2012. It shows trends in home sales, new listings, average prices, and sales-to-listing ratios over previous years. The charts indicate seasonal patterns and compare the current year trends to prior years. The document aims to examine the recurring seasonal trends and compare current housing market conditions to previous years.
Toronto Housing Market Charts - December 2010Amit Saini
The document contains charts analyzing the housing market in Toronto from 2007-2010. It shows trends in MLS sales, new listings, average prices, and the ratio of sales to new listings. The sales to new listings ratio indicates that when it increases, annual price growth also increases, and vice versa. It also contains charts showing trends over time and an affordability indicator based on the share of average household income required for a mortgage, property taxes and utilities.
Toronto Housing Market Charts - June 2010Amit Saini
The document contains charts analyzing the Toronto housing market from June 2010. It shows trends in MLS sales, new listings, average prices, and sales-to-listing ratios from 2007-2010. Seasonal patterns are evident year-over-year. Higher sales-to-listing ratios typically lead to greater price growth above inflation, while lower ratios see price declines. Affordability is also addressed, with the share of average household income needed for housing shown to be between 30-50% in recent years.
Toronto Housing Market Charts - May 2010Amit Saini
The document contains charts analyzing the Toronto housing market from 2007-2010. It shows trends in MLS sales, new listings, average prices, and sales-to-listing ratios. The sales-to-listing ratio correlates positively with annual price changes. Affordability is also addressed, with the share of average household income needed for housing shown rising from 30-50% over this period.
The document contains charts analyzing the Toronto housing market from April 2014. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for these metrics from 2011-2014. Additional charts analyze the relationship between sales-to-new listings ratio and average annual price change, as well as the share of average household income needed for mortgage payments, property taxes and utilities on an average priced home in the GTA.
Este documento discute a importância de elaborar um plano de negócios completo antes de iniciar uma nova empresa. Ele explica que um plano de negócios permite conhecer melhor o produto ou serviço, testar a viabilidade financeira do empreendimento, e antecipar possíveis desafios. Também ressalta que a falta de planejamento prévio é uma das principais causas da alta mortalidade de pequenas e médias empresas no Brasil.
O documento fornece dicas para porta-vozes se comunicarem bem com a imprensa durante entrevistas, enfatizando a importância de ouvir atentamente as perguntas, pedir esclarecimento se necessário, e responder de forma objetiva e focada na pergunta feita.
O documento descreve o processo de criação de um banco de dados e aplicação Java para manipulação de dados. Inclui instruções para criar uma tabela no MySQL Workbench, conectar a aplicação Java ao banco de dados usando JDBC e implementar funções como inserção, exclusão, alteração e consulta de registros.
O documento discute três tipos de porta-vozes: sérios e objetivos, efusivos e que gostam de falar, e "pavões" que usam a função para aparecer na mídia o tempo todo e se acham capazes de resolver crises com ligações.
A agência quer estar presente nas redes sociais para melhor se promover junto dos clientes atuais e potenciais, dar a conhecer os seus serviços e trabalhos realizados, e manter um contacto direto com uma audiência online atualizada e inovadora.
O documento discute a floresta como um recurso importante em Portugal. A floresta é a principal ocupação do solo no país e serve como base para o crescimento econômico e sustentabilidade ecológica. O documento analisa os desafios da indústria florestal portuguesa, incluindo a produção, mercado, imagem e oportunidades para o futuro.
Os factores de qualidade para estimular a competitividade e aumento da export...EXPONOR
Apresentação de Jorge Moreira da Costa, professor da Faculdade de Engenharia da Universidade do Porto, no âmbito do congresso «Portugal no Mundo» realizado a 4 de Novembro de 2010 na Exponor
The document contains charts analyzing the housing market in Toronto from June 2016. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for these metrics from 2013 to 2016. It also contains a chart comparing the sales-to-new listings ratio to average annual price change and a chart analyzing housing affordability based on average household income.
Toronto housing market_charts-december_2015Amit Saini
The document contains charts summarizing housing market data from the Toronto Real Estate Board from December 2015. It includes charts showing monthly MLS sales, new listings, sales to new listings ratio, and average home prices for 2015 and the previous three years. Additional charts show monthly time series data and trends for sales, new listings, and average prices since 1995. A final chart plots the share of average household income used for mortgage payments, property taxes, and utilities on the average priced home in the Greater Toronto Area.
The document contains charts analyzing the Toronto housing market from January 1995 to January 2015. It examines trends in monthly MLS sales, new listings, average prices, and the sales to new listings ratio. The charts compare current data to previous years and include 12-month moving averages to show trends. One chart also plots the relationship between the sales to new listings ratio and average annual price changes. Another chart analyzes the share of average household income needed for mortgage payments, property taxes and utilities on the average priced home in the GTA.
Toronto Housing Market Charts - October 2013Amit Saini
This document contains 13 charts summarizing housing market trends in Toronto over multiple years, including:
- Monthly MLS home sales, new listings, and average prices from 2010-2013 showing seasonal patterns.
- Sales-to-listing ratios from 2010-2013 and their relationship to average annual price changes.
- Time series charts from 1995 onward of sales, new listings, and average prices with trend lines.
- A comparison of sales-to-listing ratios to average annual price changes.
- A chart showing the affordability indicator of mortgage and housing costs as a percentage of household income.
Toronto housing market_charts-february_2013Amit Saini
The document contains charts analyzing the Toronto housing market from February 2013. It shows trends in home sales, new listings, average prices, and sales-to-listing ratios over previous years. The charts indicate seasonal patterns and compare current monthly data to prior years. The document also examines long-term trends and the relationship between housing affordability and sales-to-listing ratios.
Toronto housing market_charts-january_2013Amit Saini
The document contains charts analyzing the Toronto housing market from January 2013. It shows trends in home sales, new listings, average prices, and sales to new listings ratios over previous years. The charts indicate seasonal patterns and compare current monthly data to prior years. The document aims to examine recurring trends and compare current housing market conditions to previous periods.
Toronto housing market charts - September 2012Amit Saini
The document contains charts summarizing housing market trends in Toronto from 2009-2012, including monthly MLS sales, new listings, the sales-to-new listings ratio, and average home prices. The charts show trends over time as well as comparisons to previous years. They indicate that the Toronto housing market has seen increasing sales volumes and prices in recent years.
The document contains charts analyzing the Toronto housing market from August 2012. It shows trends in home sales, new listings, average prices, and sales-to-listing ratios over previous years. The charts indicate seasonal patterns and compare current monthly data to prior years. The document examines affordability by showing the percentage of average household income needed for a mortgage, taxes and utilities on an average-priced home.
The document contains charts analyzing the Toronto housing market from June 2012. It shows trends in home sales, new listings, average prices, and sales-to-listing ratios from 2009-2012. Seasonal patterns and year-over-year comparisons are examined. Higher sales-to-listing ratios generally correspond to greater price growth. Affordability is also assessed based on income needed for a mortgage, taxes and utilities on an average-priced home.
Toronto housing market charts - April 2012Amit Saini
Greater Toronto REALTORS® reported 10,350 transactions through the TorontoMLS system in April 2012. This level of sales was 18 per cent higher than the 8,778 firm deals reported in April 2011. The strongest sales growth was reported in the single-detached market segment, with transactions of this home type up by 22 per cent compared to a year ago.
“Interest in single-detached homes has been very high, both in the City of Toronto and surrounding regions. Growth in single-detached listings has not kept up with demand, which means competition between buyers in this market segment increased. With this in mind, it was no surprise that the strongest annual price increase was also experienced in the single-detached segment,” said Toronto Real Estate Board President, Richard Silver.
The average price for April 2012 transactions was $517,556 – up 8.5 per cent compared to April 2011. While price growth was strongest for single-detached homes, the better-supplied condominium apartment segment experienced a more moderate annual rate of price growth, at four per cent.
“Monthly mortgage payments remain affordable for home buyers in the Greater Toronto Area. While interest rates are generally expected to increase over the next two years, the extent and timing of rate hikes has been thrown into question by slower than expected economic growth in the first quarter of this year. On net, borrowing costs are expected to remain a positive factor influencing home sales through 2012,” said Jason Mercer, TREB’s Senior Manager of Market Analysis.
The document contains charts analyzing the Toronto housing market in February 2012. It shows data on home sales, new listings, average prices, and sales to listing ratios over the past four years. Seasonal trends and year-over-year comparisons are examined. Affordability is also addressed by showing the percentage of average household income needed for mortgage payments, property taxes and utilities on an average priced home.
Toronto Housing Market Charts-November 2011Amit Saini
The document contains charts summarizing housing market trends in Toronto from 2008-2011. It shows sales, new listings, average prices, and the ratio of sales to new listings have followed seasonal patterns over the past four years. When the sales to new listings ratio is higher, price growth tends to be higher. The charts also show 12-month moving averages to illustrate the long term trends over time. Overall, the document analyzes key housing market indicators in Toronto to understand market conditions.
Greater Toronto Housing Market Charts - May 2011Amit Saini
The document contains charts analyzing the Toronto housing market in May 2011. It shows trends in MLS sales, new listings, average prices, and the sales-to-new listings ratio over the past 3-4 years. Seasonal patterns are evident across indicators. When the sales-to-new listings ratio is higher, average annual price growth also tends to be higher. The final chart shows the percentage of average household income required for mortgage payments, property taxes and utilities on the average priced home, indicating affordability levels.
Toronto housing market charts - April 2011Amit Saini
The document contains charts analyzing the Toronto housing market in April 2011. It shows trends in MLS sales, new listings, average prices, and the sales to new listings ratio over the past 3-4 years. The ratios and trends indicate that in 2011 prices were increasing faster than inflation compared to previous years. Affordability was also declining, with households needing to spend a larger share of income on housing costs.
The document contains charts analyzing the Toronto housing market in April 2011. It shows trends in MLS sales, new listings, average prices, and the sales to new listings ratio over the past 3-4 years. The ratios and trends indicate that in 2011 prices were increasing faster than inflation compared to previous years. Affordability was also declining, with households needing to spend a larger share of income on housing costs.
Toronto Housing Market Charts-March 2011Amit Saini
The document summarizes housing market trends in Toronto from 2008-2011 using several charts. It shows MLS sales, new listings, average prices, and the sales to new listings ratio over time. The ratios and prices indicate that when sales are higher relative to new listings, price growth is also usually higher. Affordability is also addressed, showing the percentage of average household income needed for housing costs. Overall it analyzes key Toronto housing market indicators over multiple years.
Toronto Housing Market Charts - January 2011Amit Saini
The document summarizes housing market trends in Toronto for January 2011 by presenting several charts analyzing sales, listings, prices, and affordability metrics over time. It shows sales, listings, and prices fluctuating seasonally but generally increasing from 2008 to 2011 while the ratio of sales to listings predicts future price appreciation. Affordability is measured as the percentage of average household income needed for housing costs on a median priced home, hovering around 40-50% in recent years.
The document contains charts analyzing the Toronto housing market from 2007-2010. It shows trends in MLS sales, new listings, average prices, and sales-to-listing ratios. The sales-to-listing ratio correlates positively with annual price changes. Affordability is also addressed, with the share of average household income needed for housing shown rising from 30-50% over this period.
Treb Housing Market Charts November 2009Amit Saini
The document contains charts summarizing housing market trends in Toronto from 2006-2009. It shows sales, new listings, price to listing ratios, and average home prices have declined since 2006. It also includes a chart comparing housing affordability to average household income over time.
RE/MAX has become one of the most recognized brands in real estate through billions of dollars invested in advertising globally. The network's advertising reaches consumers through various mediums including national television shows, magazines, radio broadcasts of major sporting events, and online. RE/MAX's iconic red, white and blue logo and hot air balloon image are ubiquitous in real estate advertising. Through ongoing aggressive advertising, the RE/MAX name is instantly recognizable worldwide.
2. TREB MLS® Sales
Monthly with Three Previous Years for Comparison
12,000 2007 2008 2009 2010
10,000
8,000
6,000
4,000
2,000
0
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® sales for the current year and the previous three years. The
recurring seasonal trend can be examined along with comparisons to previous years for each month.
3. TREB MLS® New Listings
Monthly with Three Previous Years for Comparison
25,000
2007 2008 2009 2010
20,000
15,000
10,000
5,000
0
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® new listings for the current year and the previous three
years. The recurring seasonal trend can be examined along with comparisons to previous years for each
month.
4. TREB MLS® Sales-to-New Listings Ratio
Monthly with Three Previous Years for Comparison
1.10 2007 2008 2009 2010
1.00
0.90
0.80
0.70
0.60
0.50
0.40
0.30
0.20
0.10
0.00
Source: Toronto Real Estate Board
Explanation: This chart plots the monthly MLS® sales-to-new listings ratio (SNLR) for the current year and the previous
three years. The recurring seasonal trend can be examined along with comparisons to previous years for each month.
When the SNLR moves higher, annual average price growth generally increases – often at a rate well above inflation.
When the SNLR moves lower, annual average price growth generally declines and can become negative.
5. TREB MLS® Average Resale Home Price
Monthly with Three Previous Years for Comparison
$460,000 2007 2008 2009 2010
$440,000
$420,000
$400,000
$380,000
$360,000
$340,000
$320,000
$300,000
Source: Toronto Real Estate Board
Explanation: This chart plots the monthly MLS® average home price for the current year and the
previous three years. The recurring seasonal trend can be examined along with comparisons to previous
years for each month.
6. TREB MLS® Sales
Monthly Time Series with Trend Line
12,000
Actual MLS® Sales
10,000
Trend (12-Month Moving Average)
8,000
6,000
4,000
2,000
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® sales since January 1995. The blue line shows actual sales. The brown
line is the trend computed using a 12-month moving average, which exhibits no seasonal variations or other
irregular fluctuations. A substantial change in actual sales must occur to change the direction of the trend.
7. TREB MLS® New Listings
Monthly Time Series with Trend Line
22,000
20,000 Actual MLS® New Listings
18,000 Trend (12-Month Moving Average)
16,000
14,000
12,000
10,000
8,000
6,000
4,000
2,000
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® new listings since January 1995. The blue line shows actual new listings.
The brown line is the trend computed using a 12-month moving average, which exhibits no seasonal variations or other
irregular fluctuations. A substantial change in actual new listings must occur to change the direction of the trend.
8. TREB MLS® Average Price
Monthly Time Series with Trend Line
475,000
Actual MLS® Average Price
425,000
Trend (12-Month Moving Average)
375,000
325,000
275,000
225,000
175,000
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® average price since January 1995. The blue line shows the actual average
price. The brown line is the trend computed using a 12-month moving average, which exhibits no seasonal variations or
other irregular fluctuations. A substantial change in actual average price must occur to change the direction of the
trend.
9. TREB MLS® Sales-to-New Listings Ratio Compared to
Average Annual Per Cent Change in Home Price
Average Price Annual Per Cent Change
1.20 25%
Sales-to-New Listings Ratio
20%
1.00
15%
0.80
(Brown Line)
(Blue Line)
10%
0.60 5%
0%
0.40
Sales-to-New Listings Ratio -5%
0.20
-10%
Average Price Annual Per Cent Change
0.00 -15%
Source: Toronto Real Estate Board
Explanation: This chart plots the monthly sales-to-new listings ratio (blue line) with year-over-year average annual per
cent price change (brown line). When the sales-to-new listings ratio moves higher, average annual per cent change in
home prices generally trends higher. When the sales-to-new listings ratio moves lower, average annual per cent change
in home prices generally trends lower.
10. TREB Affordability Indicator
Share of Average Household Income Used for Mortgage Principal and Interest,
Property Taxes and Utilities on the Averaged Priced GTA Resale Home
55%
50%
45%
40%
35%
30%
25%
Source: Toronto Real Estate Board Data and Calculation; Statistics Canada
Explanation: This chart plots the share of average household income that goes toward mortgage principal and interest, property taxes and utilities
for the average priced home in the GTA subject to the following assumptions:
1. Average annual or year-to-date home price as reported by TREB
2. 20 per cent down payment
3. Average 5-year fixed mortgage rate (Statistics Canada); 25-year amortization
4. Average property tax rate reported by/estimated from the Statistics Canada Survey of Household Spending
5. Average utilities cost reported by/estimated from the Statistics Canada Survey of Household Spending and components of the Consumer Price Index
6. Average household income reported by the Census of Canada. Years in between Censuses estimated using interpolation (years up to 2005) or annual growth in average weekly earnings reported by
Statistics Canada in the Labour Force Survey (2006 onward).