This document provides a summary of the applicant's work experience and education. For work experience, it lists positions held from 2011 to 2004 at various financial and commercial organizations in France and Ecuador, including roles in credit management, business information analysis, sales administration, and banking services. It also outlines the applicant's 2010 university degree in French language and 2003-2008 degree in economics from Ecuadorian universities, as well as secondary education in Ecuador. Other skills listed include proficiency in computer programs, websites, and both Linux and Windows operating systems, and fluency in Spanish, English and French.

1. Employment
2011 Banque Populaire Atlantique, Angers, France
January-May Second most important Bank of France (BPCE Group)
Credit Management Specialized Technician
· Reception of client's requests for changing their Loan's Contract Amendments,
coming from Banque Populaire and Crédit Maritime agencies in french territory:
Modifying clients' contract amendments conditions: on Rates , Payment dates,
corporate and individual clients account numbers.
· Treatment of clients' request coming from the issuing agency and forwarding them
to the negotiation team.
· Editing and transfering to the agencies and clients.
· Monitoring customer's portfolios
· Discounting the operation costs from customer's banking accounts.
2008 Coface Services, Quito, Ecuador
March-July Multinational french company specialized in Firms' financial studies.
Business Information Analyst, Business Information Department
· Research of historical and commercial information about Ecuador, Peru and Bolivia
companies, through the Internet and third party sources.
· Contacting the studied companies to confirm with them the validity of the gathered
information, negotiating with them to obtain financial, commercial, suppliers,
customers and banking information, in order to conduct a credit analysis for export
credits.
· Contacting customers, suppliers and banks to request commercial and banking
references of the studied company.
· Development of a credit report on the studied company, where several commercial
and financial points are assessed using financial analysis.
· Credit note issuing: minimum and maximum credit amounts that can be granted to
the company.
- English translations of companies reports, for our United States clients, who have
initially requested the performed analysis.
2006-2008 Parque de la Paz, Guayaquil, Ecuador
Funeral products and services company.
Sales Administration Assistant, Sales Administration Department
· Following the comercial results from the sales force
- Providing telephone support (to sales groups) on sales, marketing and promotions
policies.
- Processing sales contracts in the computer database.

2. - Creation of monthly reports through the use of dynamic tables in Excel: monthly
sales, best-sellers reports.
2004-2005 Bolivariano Bank, Guayaquil, Ecuador
One of the most important banks in Ecuador
Vault teller, Banking Services
· Verifying and quantificating the bank's physical money stocks and the presence of
counterfeit notes, since their arrival from the armored vehicles, recording the
amounts in the bank's and client's accounts.
- Responsible for sending significant amounts of physical money, from customers
accounts, which were then sent via armored vehicles, according to the client's
specified instructions.
2003-2004 La Union Insurance, Guayaquil, Ecuador
Insurance and reinsurance company.
Administrative assistant and chief of maintenance and computer systems
· Computer's system responsibility: in charge of the correct functioning of the
company's servers and the thirty-two networked computers.
- Chief in charge of general maintenance: Responsible of eight employees in charge
of the infrastructure's maintenance and cleaning, also gardens maintenance.
- Responsible for the selection, negotiation and engagement of business services (air
conditioning service, office equipment, communications systems,software licensing,
etc.)
Education
2010 Nantes University, Nantes, France
University Degree in french language, culture and civilisation, C1 Level
2003-2008 Pacifico University, Quito, Ecuador
Degree in Economics with mention in International Business and Small and Medium
Industries (Finance).
1996-2002 Jefferson Bilingual (English) High School, Guayaquil, Ecuador
Bachelor's Degree in Physics and Mathematics. English Diploma: Intermediate High
Level.
Other Skills Computer literate: Good knowledge of Office Pack, Self-educated in HTML language
and websites design, Macromedia Flash, as well as e-mail systems and the internet. Knowledge of
computer assembly, hardware. I feel comfortable using both Linux and Windows environments.
Fluent in Spanish (Native), English and French.