Western Restaurants, a Wendy's franchise with over 1,650 employees across four states, was spending $148,000 annually on paper paychecks for its largely unbanked workforce. By switching to the rapid! PayCard solution, the franchise achieved 100% enrollment in electronic paystubs and direct deposit, cutting over 42,000 paper checks and saving $50,000 per year. Employees now have more flexibility and convenience accessing their pay anywhere, and managers can focus on restaurant operations rather than payday tasks. The rapid! PayCard program was easy to implement and provided significant cost savings and efficiency gains for the franchise.
The March 2013 BSC agenda covered the following topics:
- BSC reorganization changes
- A new BSC website launch
- Annual PCard refresher training requirement
- Upcoming implementation of a new corporate travel management system
- Discussion and Q&A on various BSC policies and initiatives
This document is the February 2015 bulletin from the Jodo Mission of Hawaii. It provides information about ordering O-Toba memorial tablets for Obon in July, the February 8th memorial service for Buddha, and a scholarship available from the Hawaii State Jodo Shu Fujinkai. It also announces upcoming events at the temple in February including a performance by the Shukutoku University Panel Theater Group and the Honolulu Jodo Shu Fujinkai general meeting and New Year's party.
This document summarizes the history and archaeological findings of an ancient Roman bridge located in Greece. The bridge was built between the 2nd and 3rd century AD along the Kallinaos river, though the river banks have since moved about 100 meters south. Recent excavations in 2001 revealed the old river bed underneath the bridge and showed that the river once flowed in a straight line to reach a beach, demonstrating the bridge's importance for connecting Patras to Aigio in ancient times.
This document contains several unrelated indictments and pieces of evidence. The indictments include: a rich hillbilly with no taste who owns hotels; a man who killed his unfaithful wife and said "we all have it coming"; a cartoon character who drinks Duff's beer and is ruining Hawaii shirt sales; a bald man who brought sexy back but doesn't dance; a dead man with a crooked lip who wrote Jailhouse Rock; and a woman called a nutter whose video is called "(You Drive Me) Crazy (Stop Remix)".
Jodo Mission of Hawaii Bulletin - January 2014Ryan Ozawa
The perpetual memorial service record, or Eitaikyo, lists deceased individuals for whom the ministers will pray during morning services each year as long as Jodo Mission exists. Anyone can be included in the record for a $200 fee, ensuring prayers for that individual will continue annually. The January 2014 Eitaikyo lists numerous deceased individuals and families who will be prayed for during morning services that month.
Patras, Greece was named the European Capital of Culture in 2006. The document highlights several important sights in Patras including the new Archaeological Museum, St. Andreas Church, Patras' Castle, the Apollo Theater, ruins of the Roman Odeum, the reconstructed ancient theatre, and the lighthouse of Patras. It also mentions the University of Patras and the nearby Rio-Antirio bridge.
The March 2013 BSC agenda covered the following topics:
- BSC reorganization changes
- A new BSC website launch
- Annual PCard refresher training requirement
- Upcoming implementation of a new corporate travel management system
- Discussion and Q&A on various BSC policies and initiatives
This document is the February 2015 bulletin from the Jodo Mission of Hawaii. It provides information about ordering O-Toba memorial tablets for Obon in July, the February 8th memorial service for Buddha, and a scholarship available from the Hawaii State Jodo Shu Fujinkai. It also announces upcoming events at the temple in February including a performance by the Shukutoku University Panel Theater Group and the Honolulu Jodo Shu Fujinkai general meeting and New Year's party.
This document summarizes the history and archaeological findings of an ancient Roman bridge located in Greece. The bridge was built between the 2nd and 3rd century AD along the Kallinaos river, though the river banks have since moved about 100 meters south. Recent excavations in 2001 revealed the old river bed underneath the bridge and showed that the river once flowed in a straight line to reach a beach, demonstrating the bridge's importance for connecting Patras to Aigio in ancient times.
This document contains several unrelated indictments and pieces of evidence. The indictments include: a rich hillbilly with no taste who owns hotels; a man who killed his unfaithful wife and said "we all have it coming"; a cartoon character who drinks Duff's beer and is ruining Hawaii shirt sales; a bald man who brought sexy back but doesn't dance; a dead man with a crooked lip who wrote Jailhouse Rock; and a woman called a nutter whose video is called "(You Drive Me) Crazy (Stop Remix)".
Jodo Mission of Hawaii Bulletin - January 2014Ryan Ozawa
The perpetual memorial service record, or Eitaikyo, lists deceased individuals for whom the ministers will pray during morning services each year as long as Jodo Mission exists. Anyone can be included in the record for a $200 fee, ensuring prayers for that individual will continue annually. The January 2014 Eitaikyo lists numerous deceased individuals and families who will be prayed for during morning services that month.
Patras, Greece was named the European Capital of Culture in 2006. The document highlights several important sights in Patras including the new Archaeological Museum, St. Andreas Church, Patras' Castle, the Apollo Theater, ruins of the Roman Odeum, the reconstructed ancient theatre, and the lighthouse of Patras. It also mentions the University of Patras and the nearby Rio-Antirio bridge.
A restaurant franchise called Nearly Famous implemented the WEX rapid! PayCard to pay its mainly unbanked employees. This eliminated the need to manually distribute hundreds of paper checks each pay period, saving management hundreds of worker hours annually. Employees now receive pay electronically via paycard, gaining financial freedom and convenience. Nearly Famous achieved 100% electronic pay enrollment within 3 months, streamlining payroll and improving the customer experience on paydays.
This document summarizes the benefits of the WEX Rapid! PayCard program, which is an electronic payroll card that eliminates paper paychecks. It provides a case study of a quick service restaurant franchise called Western Restaurants that saved over $50,000 annually by switching from paper checks to the WEX Rapid! PayCard for its 1,650 employees across 52 locations. Key benefits included reducing costs, improving efficiencies, allowing managers to focus on operations instead of pay distribution, and providing financial access to employees without bank accounts. The human resources manager was impressed by the easy enrollment process and responsive customer service from WEX.
Regional healthcare provider Einstein Healthcare Network achieved a 97% employee e-pay enrollment rate using rapid! PayCard, reducing its paper check usage by over 40%. Einstein was issuing over 650 paper checks bi-weekly and sought to improve payroll efficiency. A pilot of rapid! PayCard saw overwhelming success in increasing e-pay enrollment and satisfaction. Employees appreciated the flexibility and immediate access to funds that rapid! PayCard provided. This resulted in significant cost savings for Einstein's payroll through reduced printing and mailing costs.
The document describes the rapid! PayCard payroll card and electronic payroll program. It offers employers a way to eliminate paper checks and paystubs, reducing costs and improving efficiency. Employees benefit from the card with no fees for check cashing, 24/7 pay access, and rewards programs. The program provides safety, security, and convenience compared to paper checks.
A payroll card or pay card is a prepaid debit card that employees can have their payroll directly deposited onto. It does not require a credit check or checking account like a credit card would. Pay cards can save employers money by reducing paper check costs and fees associated with checks. Pay cards can also save employees money by eliminating overdraft fees which commonly range from $35-$40. Pay cards provide convenience by allowing instant access to funds and eliminating the need to cash or deposit paychecks.
Payroll cards can save both employers and employees money compared to paper checks. Employers save around $1.80 per paycheck processed through a payroll card due to lower processing fees. Employees save by avoiding overdraft fees which average $35 per occurrence. Payroll cards also save time by eliminating trips to cash checks or withdraw money from ATMs. They are more convenient than paper checks and help the environment by reducing paper usage and transportation related emissions.
Streamlining the Payroll Process document discusses how going paperless can save time and money for businesses and employees. It recommends using payroll cards and online paystubs as part of a 3 step process to streamline payroll. Payroll cards allow employees to access their pay anywhere and provide various financial tools. They save employers costs from issuing and distributing paper checks while providing a positive experience for employees. The document outlines the benefits and provides examples of how payroll cards have helped businesses and school districts save significant time and money in their payroll processes.
Building a $2bn business - IT Nation 2015 - Jamie Sutherland (Wise-Sync Closing)Paul MacNeill
Wise-Sync captures even more value for ConnectWise partners looking to move to the cloud. With Wise-Sync, Wise-Pay and Virage Managed Advisory (VMAG) the message is clear. Wise-Ones' choose to Wise-Sync
This document describes a career opportunity with Clearent, a fast-growing payment processor. The position offers unlimited earning potential through signing bonuses up to $5,000 per deal and lifetime vested residuals. Benefits include health, dental and 401k. Clearent aims to be the most recommended and trusted processor through transparent pricing with no hidden fees, next day funding, and responsive 24/7 support.
This document describes a career opportunity with Clearent, a fast-growing payment processor. The position offers unlimited earning potential through signing bonuses up to $5,000 per deal and lifetime vested residuals. Benefits include health, dental and 401k. Clearent aims to be the most recommended and trusted processor through transparent pricing with no hidden fees, next day funding, and responsive 24/7 support.
Paysquare is a payroll outsourcing company that has been helping organizations with payroll processing for over 14 years. They offer end-to-end payroll services using their proprietary Precision payroll engine and myPayroll portal. Paysquare's services help clients focus on their core business while ensuring accurate payroll processing, statutory compliance, and employee satisfaction. They currently serve over 300 clients across various industries in India.
The document provides information on Commonwealth Bank's employee payroll services, which can simplify payroll processing, improve accuracy, reduce risks and liabilities, and save time. The services include electronic time clocks, tax filing assistance, professionally prepared paychecks and W2s, and additional services like unemployment claims assistance.
The Concur Expense Pay service automates and streamlines the payment process for employee reimbursements and corporate credit cards. It reduces administrative costs by eliminating manual tasks like re-keying expense data. Payments are made electronically within 3 days for most regions. The service increases compliance by validating expenses against policies before payment. It also helps control cash flow and maximize rebates for corporate card programs.
The document discusses the benefits of providing paycards to employees instead of paper checks, including reduced costs for employers from eliminating check printing, shipping, and fees for lost or stolen checks. It also describes benefits for employees such as immediate access to funds, transaction notifications, and no need to cash physical checks. The paycard program requires minimal involvement from employers and provides savings on shipping as well as environmental benefits from reducing paper use.
Bill.com is a cloud-based service that automates bill payments, online invoicing, and cash flow management. It provides a smarter, faster, and safer way to manage bills and get paid online compared to manual, paper-based processes. Bill.com streamlines the payables and receivables process end-to-end by allowing users to receive and pay bills online, invoice online, automate collections, store documents online, and sync with accounting software. This provides benefits such as reduced processing time, increased visibility and control of cash flow, and cost savings compared to paper-based systems.
eResponse Recruitment provides recruitment and staffing solutions for businesses in Worcestershire. They place thousands of temporary workers each year and have hundreds of business customers. Their services include temporary staffing, recruitment process outsourcing, vacancy management, and a talent bank. They aim to provide innovative, flexible, and cost-effective solutions through dedicated account teams and use of technology like an online portal and ID scanning. Their goal is to exceed customer expectations with high quality workers and services.
This document summarizes the benefits of payroll cards for both employers and employees. It explains that payroll cards are prepaid debit cards that allow employers to pay all employees electronically without requiring a bank account. For employers, payroll cards can save money compared to paper checks and reduce check fraud losses. For employees, payroll cards eliminate overdraft fees, check cashing fees, and the need to pick up physical paychecks. The document also highlights convenience features of payroll cards like cash back, bill pay, and text alerts when pay is deposited.
Interested In learning more about paycards. This quick presentation is a fun,fast, informational presentation that will teach you how much you can save with paycards.
This document summarizes the services provided by North American Bancard, a payment processing company. They offer competitive credit card and electronic check processing rates and aim to save businesses money on their current processing fees. Their services include point-of-sale, online, and mobile credit card processing as well as check guarantee programs. They also offer cash advances to businesses based on expected credit card sales.
A restaurant franchise called Nearly Famous implemented the WEX rapid! PayCard to pay its mainly unbanked employees. This eliminated the need to manually distribute hundreds of paper checks each pay period, saving management hundreds of worker hours annually. Employees now receive pay electronically via paycard, gaining financial freedom and convenience. Nearly Famous achieved 100% electronic pay enrollment within 3 months, streamlining payroll and improving the customer experience on paydays.
This document summarizes the benefits of the WEX Rapid! PayCard program, which is an electronic payroll card that eliminates paper paychecks. It provides a case study of a quick service restaurant franchise called Western Restaurants that saved over $50,000 annually by switching from paper checks to the WEX Rapid! PayCard for its 1,650 employees across 52 locations. Key benefits included reducing costs, improving efficiencies, allowing managers to focus on operations instead of pay distribution, and providing financial access to employees without bank accounts. The human resources manager was impressed by the easy enrollment process and responsive customer service from WEX.
Regional healthcare provider Einstein Healthcare Network achieved a 97% employee e-pay enrollment rate using rapid! PayCard, reducing its paper check usage by over 40%. Einstein was issuing over 650 paper checks bi-weekly and sought to improve payroll efficiency. A pilot of rapid! PayCard saw overwhelming success in increasing e-pay enrollment and satisfaction. Employees appreciated the flexibility and immediate access to funds that rapid! PayCard provided. This resulted in significant cost savings for Einstein's payroll through reduced printing and mailing costs.
The document describes the rapid! PayCard payroll card and electronic payroll program. It offers employers a way to eliminate paper checks and paystubs, reducing costs and improving efficiency. Employees benefit from the card with no fees for check cashing, 24/7 pay access, and rewards programs. The program provides safety, security, and convenience compared to paper checks.
A payroll card or pay card is a prepaid debit card that employees can have their payroll directly deposited onto. It does not require a credit check or checking account like a credit card would. Pay cards can save employers money by reducing paper check costs and fees associated with checks. Pay cards can also save employees money by eliminating overdraft fees which commonly range from $35-$40. Pay cards provide convenience by allowing instant access to funds and eliminating the need to cash or deposit paychecks.
Payroll cards can save both employers and employees money compared to paper checks. Employers save around $1.80 per paycheck processed through a payroll card due to lower processing fees. Employees save by avoiding overdraft fees which average $35 per occurrence. Payroll cards also save time by eliminating trips to cash checks or withdraw money from ATMs. They are more convenient than paper checks and help the environment by reducing paper usage and transportation related emissions.
Streamlining the Payroll Process document discusses how going paperless can save time and money for businesses and employees. It recommends using payroll cards and online paystubs as part of a 3 step process to streamline payroll. Payroll cards allow employees to access their pay anywhere and provide various financial tools. They save employers costs from issuing and distributing paper checks while providing a positive experience for employees. The document outlines the benefits and provides examples of how payroll cards have helped businesses and school districts save significant time and money in their payroll processes.
Building a $2bn business - IT Nation 2015 - Jamie Sutherland (Wise-Sync Closing)Paul MacNeill
Wise-Sync captures even more value for ConnectWise partners looking to move to the cloud. With Wise-Sync, Wise-Pay and Virage Managed Advisory (VMAG) the message is clear. Wise-Ones' choose to Wise-Sync
This document describes a career opportunity with Clearent, a fast-growing payment processor. The position offers unlimited earning potential through signing bonuses up to $5,000 per deal and lifetime vested residuals. Benefits include health, dental and 401k. Clearent aims to be the most recommended and trusted processor through transparent pricing with no hidden fees, next day funding, and responsive 24/7 support.
This document describes a career opportunity with Clearent, a fast-growing payment processor. The position offers unlimited earning potential through signing bonuses up to $5,000 per deal and lifetime vested residuals. Benefits include health, dental and 401k. Clearent aims to be the most recommended and trusted processor through transparent pricing with no hidden fees, next day funding, and responsive 24/7 support.
Paysquare is a payroll outsourcing company that has been helping organizations with payroll processing for over 14 years. They offer end-to-end payroll services using their proprietary Precision payroll engine and myPayroll portal. Paysquare's services help clients focus on their core business while ensuring accurate payroll processing, statutory compliance, and employee satisfaction. They currently serve over 300 clients across various industries in India.
The document provides information on Commonwealth Bank's employee payroll services, which can simplify payroll processing, improve accuracy, reduce risks and liabilities, and save time. The services include electronic time clocks, tax filing assistance, professionally prepared paychecks and W2s, and additional services like unemployment claims assistance.
The Concur Expense Pay service automates and streamlines the payment process for employee reimbursements and corporate credit cards. It reduces administrative costs by eliminating manual tasks like re-keying expense data. Payments are made electronically within 3 days for most regions. The service increases compliance by validating expenses against policies before payment. It also helps control cash flow and maximize rebates for corporate card programs.
The document discusses the benefits of providing paycards to employees instead of paper checks, including reduced costs for employers from eliminating check printing, shipping, and fees for lost or stolen checks. It also describes benefits for employees such as immediate access to funds, transaction notifications, and no need to cash physical checks. The paycard program requires minimal involvement from employers and provides savings on shipping as well as environmental benefits from reducing paper use.
Bill.com is a cloud-based service that automates bill payments, online invoicing, and cash flow management. It provides a smarter, faster, and safer way to manage bills and get paid online compared to manual, paper-based processes. Bill.com streamlines the payables and receivables process end-to-end by allowing users to receive and pay bills online, invoice online, automate collections, store documents online, and sync with accounting software. This provides benefits such as reduced processing time, increased visibility and control of cash flow, and cost savings compared to paper-based systems.
eResponse Recruitment provides recruitment and staffing solutions for businesses in Worcestershire. They place thousands of temporary workers each year and have hundreds of business customers. Their services include temporary staffing, recruitment process outsourcing, vacancy management, and a talent bank. They aim to provide innovative, flexible, and cost-effective solutions through dedicated account teams and use of technology like an online portal and ID scanning. Their goal is to exceed customer expectations with high quality workers and services.
This document summarizes the benefits of payroll cards for both employers and employees. It explains that payroll cards are prepaid debit cards that allow employers to pay all employees electronically without requiring a bank account. For employers, payroll cards can save money compared to paper checks and reduce check fraud losses. For employees, payroll cards eliminate overdraft fees, check cashing fees, and the need to pick up physical paychecks. The document also highlights convenience features of payroll cards like cash back, bill pay, and text alerts when pay is deposited.
Interested In learning more about paycards. This quick presentation is a fun,fast, informational presentation that will teach you how much you can save with paycards.
This document summarizes the services provided by North American Bancard, a payment processing company. They offer competitive credit card and electronic check processing rates and aim to save businesses money on their current processing fees. Their services include point-of-sale, online, and mobile credit card processing as well as check guarantee programs. They also offer cash advances to businesses based on expected credit card sales.
Similar to Case study-wendys franchise rapid! PayCard (20)
This document provides a map for Halle Hall D at a university, showing the main entrance on the left side and indicating where people with last names starting with A-L and M-Z should go to register. It also points out locations for learning, food, and paying with a PayCard.
Western Restaurants, a Wendy's franchise with over 1,650 employees across four states, was spending $148,000 annually on paper paychecks for its largely unbanked workforce (65% lacked bank accounts). Switching to the rapid! PayCard saved the company over $50,000 per year and eliminated the 42,900 paper checks by providing a payroll card option. Employees could access their pay anywhere at any time, while managers saved hundreds of hours by avoiding manual check distributions and could focus on customer service instead. The rapid! PayCard enrollment was simple and the customer service impressive, allowing Western Restaurants to achieve its goal of going paperless.
Rapid! PayCard has developed a free mobile app called Rapid!Access that allows employees to manage their finances from anywhere using their mobile device. The app is compatible with iPhones and Android devices, and allows users to view their account balance, see recent transactions, transfer funds, enroll in text alerts, and locate surcharge-free ATMs. The mobile app gives previously unbanked employees access to their finances anywhere and helps them join the financial mainstream.
1. Case Study: Quick Service Restaurant
Wendy’s franchise saves
$50,000, achieves 100%
e-Pay with rapid! PayCard
rapid! PayCard Visa Payroll Card
® ®
Overview
Western With 65% of its employees lacking bank accounts, Western Restaurants needed a
Restaurants way to deliver pay that was as flexible as paper checks but easier and less costly to
distribute.
Western Restaurants is a Wendy’s franchise based in Louisville, Kentucky. With 52
“WEX rapid! PayCard is
locations across Kentucky, Illinois, Tennessee and Virginia, the franchise employs
secure, flexible and roughly 1,650 workers.
reliable, and it eliminates
the payday drama for The Problem & Goal
both our managers and Western Restaurants had always relied on paper checks for pay delivery. With
employees alike. I can’t roughly 43,000 checks, paper had become time-consuming and expensive. The
imagine going back to company’s payroll costs – already $148,000 each year – kept spiraling higher, due
to rising shipping and processing fees. Location managers had to manually
paper checks. In fact, I
distribute their employees’ paychecks, hindering productivity and distracting
can’t believe we waited
employees from their jobs.
this long to switch!”
Only 35% of Western Restaurants’ employees had bank accounts – a
Carla Cooper
HR Manager not-uncommon occurrence in the quick service restaurant industry, where 75-90%
Western Restaurants of employees are unbanked.
As part of a company-wide effort to go paperless, Human Resources Manager Carla
Cooper decided to investigate a paycard and epaystub solutions that could replace
paper checks.
Paperless Made Painless
Cooper first heard about WEX rapid! PayCard through favorable referrals from her
www.rapidpaycard.com
888.828.2270
MC-033 APD-AHI (12/11)
sales@rapidpaycard.com
2. Case Study: Quick Service Restaurant
rapid! PayCard Visa Payroll Card
® ®
colleagues. “We’d looked into other paycard companies, but none had the
overwhelmingly positive references that rapid! PayCard did,” she says.
rapid! PayCard offers:
The Enrollment process was quick and painless and took a matter of weeks, not
• Savings: Paperless months to complete. Cooper was particularly impressed with the high level of service
she received. “I’ve been in HR for twenty years, and the WEX rapid! PayCard team
pay means lower
was by far the easiest and most responsive group I’ve ever worked with on a program
printing, shipping
roll-out,” says Cooper.
costs
• Flexibility: It didn’t take long to realize benefits from the switch. WEX rapid! PayCard along
Employees can access with epaystubs saved hundreds of management-hours and shaved more than
funds anywhere, any $50,000 from Western Restaurants’ annual payroll expenses. Plus, the WEX rapid!
time PayCard also gave non-banked employees new financial freedoms.
• Efficiency:
“My employees love it because they don’t have to spend all day waiting for their
Smoother payday
pay,” says Cooper. “And my managers tell me, ‘I can run my store now and focus on
keeps focus on
customers, instead of paychecks.’”
customer service
Solution at Work
By switching to WEX rapid! PayCard, Western Restaurants has eliminated paper
checks entirely, which has had many long-lasting benefits the
company, including:
• Achieved 100% direct deposit and epaystub enrollment - cut
out 42,900 paper checks annually
• Saved 34% on annual payroll costs—roughly $50,000
• Eliminated payday confusion and improved overall payroll
efficiency
• Provided unbanked employees new financial benefits
If you have unbanked employees, e-pay can improve payroll
efficiency without sacrificing reliability. WEX rapid! PayCard takes
Having a rapid! PayCard® Visa® care of the hard work for you, so you can take the paper out of
branded pay card means that it payday.
works everywhere Visa is accepted.
www.rapidpaycard.com
888.828.2270
sales@rapidpaycard.com