Human capital refers to the skills and abilities gained through education and training that increase a person's potential to earn income. The strength of human capital depends on how stable a person's job is and their ability to find work across different industries and economic conditions. For example, a mortgage broker's human capital is weaker because their job options are limited to the real estate industry, while a financial analyst's human capital is stronger since they could find work in various industries.

1. INCREASING YOUR
HUMAN CAPITAL
A Basic Explanation

2. WHAT IS HUMAN CAPITAL?
In an economic sense,
Human Capital is the
abilities and skills of an
individual, especially
those acquired through
investment in education
and training, that will
enhance their potential
income earning.

3. STRENGTH OF HUMAN CAPITAL
The strength of human capital is judged according to
the stability of a person’s job and their ability to find
work regardless of current economic conditions.
The operative question is: Can this person’s skills be
marketed across several industries?
For example, if a person is a mortgage broker,
his/her immediate job security is tied to the real
estate industry. This may constrain his/her human
capital because his/her job options are limited to a
single industry. However, if the person is a financial
analyst, he/she might be able to find a job in any
economy in any industry (not only finance). View more
info at: http://www.consumerismcommentary.com/your-human-capital/#
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