The document proposes forming an investment corporation called Camaya Ventures with siblings to collectively invest 10% of their salaries over 15 years. The initial investment would be in a beachfront condo development in Mariveles, Bataan which could generate rental income. Projections estimate the investment growing to PHP 2 million by 2015 with 15% annual returns that could be reinvested or distributed. Working together in this way provides a steady retirement income for families and a support system for health and other needs.