Learn how building business credit with no personal guarantee has changed in today's business economy. Discover how you can still protect your personal credit and personal assets with new business credit building strategies, funding programs and business credit cards.

1. September 22nd, 2013 Published by: marcocarbajo
1
Building Business
Credit With No Personal
Guarantee
How has building business credit without
a personal guarantee changed in today's
economy?Learn how to establish business credit
without putting your personal credit and personal
assets at risk in today's business climate.
For more information visit =>
http://www.businesscreditblogger.com
Is Building Business Credit
With No PG A Thing of the
Past?
Source: http://www.businesscreditblogger.com/2013/08/06/building-
business-credit-today/
Enduring the toughest financial era since the Great Depression
has certainly changed the financial and credit landscape across
the country. While things are definitely improving and lenders
are loosening their belts the lessons learned present a new era
for the credit industry.
As business owners we have also had to make tough decisions,
adapt, overcome and weather our own financial storms.
When it comes to building business credit; gone are the days
of having just a line of credit at the bank to access capital.
We have seen in times of economic uncertainty banks will take
drastic measures to minimize its risk exposure. Remember
when businesses all over the country had to shut their doors
after having their credit lines slashed and closed?
Today, entrepreneurs and small business owners understand
the need for building business credit with diversity. Access to
business credit is alive and well if you know how to qualify and
where to find it.
The reality of building business credit with no personal
guarantee is not a thing of the past but it does require much
more work than simply establishing a few positive trade lines
on your reports.
There’s also good news for unsecured lines of credit; what I
refer to as the best business credit cards. These non consumer
credit reporting cards are ideal for a business owner who wants
to establish business credit while protecting personal credit.
Other financing programs for building business credit include
but are not limited to bank statement loans, merchant lines
of credit, revenue based loans, equipment financing, crowd
funding, retirement funding, etc.
Several of these funding programs do not require a personal
credit check and several don’t even require a personal
guarantee. For example, the bank statement loan program is
primarily based off of your company’s bank deposit history.
You qualify on bank deposit history not your personal credit
or business credit history.
Business credit diversity is key when building business credit
in today’s economy. You should be diverse in the types of
credit your company obtains and manages. It’s no longer
enough to have access to a single source of credit. A diversity
of credit is much safer than having a scarcity of credit.
Looking to rebuild your business credit? Become a member
of my Business Credit Insiders Circle and gain access to
a proven step-by-step business credit building system. A
system that provides you access to vendor lines of credit,
fleet cards, business credit cards with and without a PG,
funding sources and lenders that report to all the major
business credit bureaus. Submit your name and email at
http://startbusinesscredit.com for details and receive a free
business credit building audio seminar ($597 value).

2. September 22nd, 2013 Published by: marcocarbajo
2
To Your Success In Business and In Life!
Did This Blog Help You? If so, I would greatly appreciate if you
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About the author
Marco Carbajo is a business credit expert, author, speaker, and
founder of the Business Credit Insiders Circle. He is a business
credit blogger for Dun and Bradstreet Credibility Corp, the
SBA.gov Community, and All Business.com .His articles and
blog; Business Credit Blogger.com, have been featured in
‘American Express Small Business’, ‘Business Week’, ‘The
Washington Post’, ‘The San Francisco Tribune’,‘Alltop’, and
‘Entrepreneur Connect’. You can also find Marco on Google+.