This document provides 10 easy ways to save money, including making grocery lists and sticking to them to avoid unnecessary purchases, cleaning out your closet to sell or donate unused items, packing lunches for work to save on eating out costs, downgrading cable packages to only necessary channels, using free outdoor activities like running or biking instead of gym memberships, cleaning your car's air filter to improve gas mileage, shopping at local markets to beat supermarket prices and support local economies, keeping hands clean to prevent illness and medical costs, hanging clothes to dry instead of using the dryer to save on energy bills, and collecting loose change to recoup small amounts that add up over time.

1. 10 EASY WAYS
TO SAVE
moneY

3. 1
Make a grocery list…
and STICK to it.
Well, this is a classic advice, but it
really works. This will prevent you
from tossing those unnecessary
items into your push cart.
NEVER go into a store without a
strong idea of what you will buy.

4. 2
Clean your closet.
It’s about time to evaluate the items in
your closet. Believe me, there are some
good stuff in there that you haven’t
used in ages, clothes that do not fit
you anymore or whatever.
If you cannot recycle them, have a yard
sale or sell them online. i-Sulit na yan!

5. 3
Pack your lunch and snacks to
work.
Healthy. Check.
You get to control the portions.
Check.
Saves you money. Check.
Say, the urge to buy some chips and
iced tea bites you once a week, so
this is around 55 php/week, 220
php/month, 2,640php/year.

6. 4
Downgrade that cable
package.
Check the package that you are
currently enrolled in, and ask yourself,
do I need all these channels? If you
need that Arirang channel, you gotta be
kidding.
Whatever channels you need, choose
wisely and downgrade that cable
package.

7. 5
Use Mother Nature as your
playground.
How much are you paying for gym
membership? If you are not using it
at a minimum of 3 times a week,
cancel it immediately.
Buy your own treadmill or your own
bike. Working out the old-fashioned
way can save you lots and lots money.
Go out and run and ride a bike.

8. 6
Clean your car’s air
filter.
A clean air filter can improve an
average car’s gas mileage by up
to 7%. This will save you more
than 4,000php for every 10,000
miles.
For something that is easy to do,
this is not so bad, right?

9. 7 Visit your local market.
Beat the supermarket price
and drop by your local
market.
Not only you get the freshest
produce, you also get to
support our local economy
and our farmers.

10. 8 Keep your hands clean.
This one’s super simple. Wash your
hands after every time you use the
washroom and handle raw foods.
This will prevent you from acquiring
all kinds of viruses and bacteria,
saving you on medical costs and lost
productivity.
Basic sanitation goes a long way.

11. 9
Skip the dryer.
If it is your laundry day and the
sun is shining like your
neighborhood is in the planet
Mercury, hang your clothes to dry.
On a yearly average, skipping the
dryer saves you up to Php5,000…
and probably around 12 hours per
year for removing those lint on
your favorite black shirt and dress.

12. 10
Collect those loose coins.
Does your favorite supermarket
ask you if it is ok that your change
is short by 15c? Learn to say, “No,
it’s not ok.”
Remember, you are paying and it is
their responsibility to give you the
correct change. On average, you
are losing between 140php to
160php per year if you do not ask
for those little coins.

13. Thank you!
Happy Saving!