This document provides tips for boosting your credit score, including paying off existing debt or a portion of it, which is the fastest way to increase your score. Making on-time payments responsibly will also help raise your score over time. People should check their credit reports for errors, as fixing inaccuracies could immediately boost their score. Requesting a credit limit increase from card companies without spending the new credit can also help.

1. BOOST
YOUR
CREDIT SCORE
ASK FOR A LIMIT INCREASE
PAY OFF SOME OF
YOUR EXISTING BALANCE
PAYING OFF YOUR EXISTING DEBT,
OR AT LEAST A PORTION OF IT, IS
THE FASTEST WAY TO INCREASE
YOUR CREDIT SCORE.
AS LONG AS THE CARDHOLDER PAYS
HIS OR HER BILLS RESPONSIBLY, THOSE
ON–TIME PAYMENTS WILL HELP RAISE
YOUR CREDIT SCORE.
20% OF CREDIT REPORTS HAVE ERRORS, AND
IF YOU FIND ONE ON YOURS, FIXING IT COULD
IMMEDIATELY BOOST YOUR CREDIT SCORE.
SIMPLY ASK YOUR CREDIT CARD COMPANY
TO INCREASE YOUR CREDIT LIMIT. BUT DON’T
SPEND ANY OF YOUR NEW CREDIT OR IT
DEFEATS THE PURPOSE.
LOOK FOR REPORT ERRORS
BECOME AUTHORIZED ON
SOMEBODY ELSE’S CARD
$
$
$
PAY