Extract from the presentation of Max Lyadvinsky, Bloomio CEO, at the Financial Innovation Summit in Doha, Qatar. The deck offers an insightful analysis on real blockchain opportunities with a focus on Middle East.

1. Blockchain:
HYPE OR REALITY
FINANCIAL INNOVATION
SUMMIT
2-3 April 2019 | Hilton Doha, Qatar

2. Is Blockchain the
magic word
opening all the
doors?
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3. 1
2
Believers
Sceptics
Two side
emerged with
completely
different
interpretations
of the
blockchain trend
Supporters as Don Tapscott
see in blockchain a wider
revolution than the Internet
itself as it makes redundant
monopolies as multinationals
and financial institutions
This side, led by the Harvard
Business Review, sustains that
blockchain is not “disruptive”
and to fully deploy its potential
many years have to pass.
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4. “The main advantage of blockchain
technology is supposed to be that it's
more secure, but new technologies are
generally hard for people to trust, and
this paradox can't really be avoided.”
Vitalik Buterin
The paradox of a more secure technology
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5. Accountability,
Transparency And
Trust

6. The earlier times of blockchain and
cryptocurrency had associations with
criminal activity (e.g. Silk Road). Regulation
has now hampered this proliferation. It is
very important to have a full accreditation of
blockchain applications.
Accountability and
transparency are
crucial to hamper
any criminal activity
Blockchain players
Governments
Customers
Blockchain applications should know their users
and ensure transparency of transactions through
KYC/AML checks.
Government should be proactive in regulating
blockchain to bring economical benefits of paper-
less transaction processing to the country level
Customers should trust only the platforms offering
a fully regulated environment and discard those
operating in grey zones
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7. The importance of KYC and AML
How Bloomio has solved the blockchain dilemma
Going forward: Electronic identity information on the blockchain should be managed by a trusted
third-party organization (such as a government body) to enhance security.
KYC and AML
procedures are
essential to know
the customer of a
financial
transactions
Recording the user’s
data to blockchain
infringes the rules for
processing personal data
(f.e. GDPR in EU)
Users’ information on
the ledger is tied to
user’s e-identity number.
Bloomio owns the
register key to ensure
legal compliance and to
prevent frauds
The Problem The Solution
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8. Generating
Revenues with
Blockchain

9. The ICO phenomenon has proved the
ability of blockchain to generate revenues
EOS Telegram Dragon Huobi Hdac
4.1
B$
1.7
B$
320
M$
300
M$
258
M$
Largest ICOs to date
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10. • The global blockchain market size is estimated at
$1.2B in 2018 and is projected to grow to $23.3B
by 2023.
• The market growth is attributed to the increasing
need for faster and transparent transactions
across industry verticals.
• Retail and eCommerce, government, and IT and
telecoms are projected to be the fastest-growing
industry verticals during the forecast period.
• Geographic expansion in emerging markets and
large-scale implementation of the blockchain
technology are significant opportunities in the
market.
• Emerging regions, such as APAC and MEA, offer
several untapped and unexplored opportunities
in the blockchain market.
Source: https://www.marketsandmarkets.com/Market-Reports/blockchain-technology-market-90100890.html
Blockchain
market size is
estimated to
exceed $20B
by 2023
With the impressive Compound Annual Growth Rate
(CAGR) of 80.2% blockchain is defining as the main
technology to shape the future economical growth
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11. Real Blockchain
Opportutinities

12. Involving retail investors in financing
activities for SMEs
Easier access to credit will foster
economical development for the
state
Bloomio
Encrypted patient data can be stored
on the ledger and available to all
relevant stakeholders
Patient data easily available to all
specialist will increase the qulity of
the treatment and the healt costs
MedRec
Blockchain network is used to trace
visa applications, bill payments and
license renewals
Million man-hours of work will be
saved with the related financial
efficiency
Smart Dubai
Ensure traceability of any food item
available on the shelfs
In case of food related diseases all
the affected items could be
identified and removed from sales
Walmart
Blockchain solutions able to generate
value at national level
Description Benefits References
Financing
Public health
Documentation
and payments
Food traceability
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13. Public Sector has observed the
highest impact of blockchain in
terms of revenue generation
Every state should consider a
paper-less blockchain solution to
lower the costs of public services
Source: https://www.mckinsey.com/business-functions/digital-mckinsey/our-
insights/blockchain-beyond-the-hype-what-is-the-strategic-business-value
Industries where Blockchain
brings further benefits
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14. Only a limited number of
countries (est. 68)
implement regulations
related to blockchain.
By fostering exhaustive
blockchain regulation, Qatar
has a good possibility to lead
the global transformation
and further to attract
blockchain companies to
redomicile here.
States can become global blockchain advocates
by implementing exhaustive regulation
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