This document advertises a new business loan program called the Business Starter Loan that provides funding between $200,000 to $2,000,000 for franchise startups, franchise acquisitions, and business acquisitions with only 20% down and no real estate requirements. The 10-year loan has no prepayment fees or balloon payments, a 1% origination fee, and requires the borrower to have a debt coverage ratio of 1.30 for two years and 3 years' related experience for non-franchise businesses.