An overview of financial markets during the first quarter of 2016. The market review features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.
The report also illustrates the performance of globally diversified portfolios and features a quarterly topic, which is "Free Throws" -- a sports analogy from Dave Butler to help investors apply discipline in a stressful market.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of
stock and bond asset classes in the US and
international markets.
The report also illustrates the performance of globally diversified portfolios.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.
The report also illustrates the performance of globally diversified portfolios and features a quarterly topic.
Report features world capital market performance and a timeline of events for the past quarter. It also features a short essay on how the Brexit vote provided a fresh lesson on the false promise of market timing.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of
stock and bond asset classes in the US and
international markets.
The report also illustrates the performance of globally diversified portfolios and features a quarterly topic.
A quarterly review of capital markets including a detailed breakdown of current events and how they impacted the financial markets in the past 12 months and in the past quarter. Also includes performance broken down by asset class and geography - along with a brief market commentary.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of
stock and bond asset classes in the US and
international markets.
The report also illustrates the performance of globally diversified portfolios.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.
The report also illustrates the performance of globally diversified portfolios and features a quarterly topic.
Report features world capital market performance and a timeline of events for the past quarter. It also features a short essay on how the Brexit vote provided a fresh lesson on the false promise of market timing.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of
stock and bond asset classes in the US and
international markets.
The report also illustrates the performance of globally diversified portfolios and features a quarterly topic.
A quarterly review of capital markets including a detailed breakdown of current events and how they impacted the financial markets in the past 12 months and in the past quarter. Also includes performance broken down by asset class and geography - along with a brief market commentary.
An overview of financial markets during the last quarter of 2015 and a chart graphing market performance over the quarter alongside major financial news. Contains summary's of world stock market performance as well as performance separated by country, asset class, and a small part on the effects of global diversification. Topic for the quarter is "The Rise of Short-Term Rates".
This is the version of our newsletter without commentary; it features world capital market performance and a timeline of events from the last quarter and the past twelve months. There's also an in-depth look at the performance of various asset classes and a brief article titled "Presidential Elections and the Stock Market"
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of
stock and bond asset classes in the US and
international markets.
The report also illustrates the performance of globally diversified portfolios and features a quarterly topic.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of
stock and bond asset classes in the US and
international markets.
The report also illustrates the impact of globally diversified portfolios and features a quarterly topic
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.
The report also illustrates the impact of globally diversified portfolios.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.
Partners Wealth Management presents a review of the performance of global capital markets for the first quarter of 2018 and includes a one page piece making the case for personal financial planning in "Sailing with the Tides" on page 16.
An overview of financial markets during the last quarter of 2015 and a chart graphing market performance over the quarter alongside major financial news. Contains summary's of world stock market performance as well as performance separated by country, asset class, and a small part on the effects of global diversification. Topic for the quarter is "The Rise of Short-Term Rates".
This is the version of our newsletter without commentary; it features world capital market performance and a timeline of events from the last quarter and the past twelve months. There's also an in-depth look at the performance of various asset classes and a brief article titled "Presidential Elections and the Stock Market"
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of
stock and bond asset classes in the US and
international markets.
The report also illustrates the performance of globally diversified portfolios and features a quarterly topic.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of
stock and bond asset classes in the US and
international markets.
The report also illustrates the impact of globally diversified portfolios and features a quarterly topic
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.
The report also illustrates the impact of globally diversified portfolios.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.
Partners Wealth Management presents a review of the performance of global capital markets for the first quarter of 2018 and includes a one page piece making the case for personal financial planning in "Sailing with the Tides" on page 16.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.The report also illustrates the performance of globally diversified portfolios and features a quarterly topic.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.
While we believe that investors should always focus on the long term, we recognize that there is always a great deal of interest in happenings in the market place. With that in mind we publish a brief market update each quarter. Here you will find updates for the second quarter of 2017.- F5 Financial Planning
Q2 2017 Market Report. This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.
The report also illustrates the impact of globally diversified portfolios and features a quarterly topic
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.
The report also illustrates the impact of globally diversified portfolios and features a quarterly topic.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the performance of globally diversified portfolios and features a quarterly topic.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.The report also illustrates the performance of globally diversified portfolios and features a quarterly topic.
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of
stock and bond asset classes in the US and
international markets.
Similar to Bisonwood Q1 2016 quarterly market review (17)
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
2. Quarterly Market Review
First Quarter 2016
Overview:
Market Summary
World Stock Market Performance
World Asset Classes
US Stocks
International Developed Stocks
Emerging Markets Stocks
Select Country Performance
Real Estate Investment Trusts (REITs)
Commodities
Fixed Income
Global Diversification
Quarterly Topic: Free Throws
This report features world capital market performance
and a timeline of events for the past quarter. It begins
with a global overview, then features the returns of
stock and bond asset classes in the US and
international markets.
The report also illustrates the performance of globally
diversified portfolios and features a quarterly topic.
12. Commodities
12
First Quarter 2016 Index Returns
Past performance is not a guarantee of future results. Index is not available for direct investment. Index performance does not reflect the expenses associated with the management of an actual portfolio.
All index returns are net of withholding tax on dividends. Securities and commodities data provided by Bloomberg.
Commodities were mixed during the first quarter. The
Bloomberg Commodity Index Total Return gained 0.42%.
Precious metals led the index with gold returning 16.40%
and silver returning 11.87%.
Energy was the worst-performing complex. Natural gas
fell 21.81%, while unleaded gas declined 11.81%. WTI
crude oil was down 11.58%.
Grains were slightly positive. Soybean oil gained 10.44%,
but corn fell 3.33%. Livestock was mixed. Lean hogs
gained 7.30%, while live cattle fell 2.51%.
Period Returns (%)
Asset Class YTD 1 Year 3 Years** 5 Years** 10 Years**
Commodities 0.42 -19.56 -16.87 -14.15 -6.16
* Annualized
-0.19
-0.21
-0.45
-1.18
-2.51
-3.33
-4.19
-8.46
-11.58
-11.81
-21.81
16.40
12.32
11.87
10.44
7.30
4.88
2.10
1.28
0.54
Gold
Zinc
Silver
Soybean Oil
Lean Hogs
Soybean
Copper
Sugar
Heating Oil
Wheat
Aluminum
Brent Oil
Coffee
Live Cattle
Corn
Nickel
Cotton
WTI Crude Oil
Unleaded Gas
Natural Gas
Ranked Returns for Individual Commodities (%)
15. “What do you regard as the most difficult
period in the financial markets during your
25 years in the investment business?”
I am often asked this question, usually by
people who already have a framework and
opinion as a result of living through one or
several market downturns. For example, many
older advisors and their clients regard the
1973–1974 bear market as the toughest period
in their investment lifetime. Middle-aged
investors may consider the tech boom and bust
of the late 1990s and early 2000s to be the
bellwether event for a generation of investors
who assumed they could get rich on one great
stock pick. Today, just about everyone
remembers the 2008–2009 global financial
crisis, having experienced the anxiety of
declining investment accounts themselves
or knowing someone who did.
The market decline in early 2016 has much of
the same feel as past events. Times like these
are never easy for clients or advisors, who must
confront their concern that “things just might be
different this time.” When in the midst of a
market decline, it is natural to sense that the
volatility is lasting longer and is worse than
anything before. As a result, advisors spend a
lot of time talking to their clients in an effort to
alleviate elevated concerns and fears.
How do we find the words that might help
minimize the fear and anxiety advisors’ clients
feel about their investment portfolios and
retirement security? As you know, no single
word or story can ease their concerns—and
certainly not overnight. The more effective
course may be for advisors to steadily lead
clients down a path from worry to calm through
a conversational approach that emphasizes the
importance of sticking with their plan.
LINKING PROCESS TO DISCIPLINE
I had the opportunity a few weeks ago to speak
at an advisor’s client event in California. As I
was driving to the event, I thought about how
to make the presentation conversational and
ensure the concepts of process and discipline
resonate with the audience.
The audience was a sports-oriented crowd,
and I had about 15 minutes to get across one
important concept that might help them navigate
the choppy markets. Then I remembered an
article I read about world-class athletes and
their approach to success. The author
described how the greatest athletes, from
Olympians to all-star professionals, focus on
process rather than outcome when competing
at the highest level. I thought about this in
context of my own college athletic experience,
which, although not at the Olympic level,
involved the same need for calm and
focus during high-pressure moments in
a basketball game.
Imagine yourself playing in a championship
basketball game. Your team is trailing by one
point. You are fouled just as the game clock
goes to zero. You have two free throws. Make
both and you win. Miss them and you lose.
What do you do to contain the pressure and
focus on the task? The great athletes look to
process. While each process may be different,
each one reflects a personal routine a player
has performed thousands of times in practice.
For instance, you start your routine as you
approach the free throw line; you take a deep
(CONTINUED ON PAGE 16)
Free Throws
15Adapted from “Free Throws,” Advisor Community column, March 2016. Dimensional Fund Advisors LP is an investment advisor registered with the Securities and Exchange Commission.
All expressions of opinion are subject to change. This information is intended for educational purposes, and it is not to be construed as an offer, solicitation, recommendation, or endorsement of any particular security, products, or services.
Dave Butler offers a sports example to help investors apply discipline in a stressful market
16. breath and imagine the ball going through the
hoop; you step to the line and find the exact
spot (usually a nail right behind the painted line)
where your right foot will anchor; you look at the
back (or front) of the rim and notice the paint
peeling or the net missing a connecting loop—
or anything else to help you concentrate and
calm your mind; and you take the ball from the
referee and continue your routine. You dribble
twice and flip the ball in the air, take a couple of
knee bends, find the grooves on the ball, and
spread your fingers across it. You feel the
texture of the ball, the rough orange leather and
the smooth black rubber on the grooves, and
finally time the motion so that your body, the
release of the ball, and the follow-through of
your hand are all in perfect synch as the ball
elevates and descends to the basket.
The effective athlete does not hope for an
outcome or get nervous or scared as the
moment approaches. He or she immediately
falls back on the tried and tested routine
performed countless times in a more serene
environment (practice). Following the routine
dulls the noise of the crowd and brings
clarity of mind.
The same lessons apply to the seasoned
investor. A chaotic market is akin to what the
visiting team experiences in a gym, where
opposing fans and players are doing everything
possible to distract you. You stay focused on a
routine burned into your nature through
coaching and repetitive practice.
The components of the seasoned investor’s
routine are similar: the investment policy
statement, the regular review of family goals
and liquidity needs, and the regular calls an
advisor makes during good and bad markets.
These and other actions are all part of the
process developed to summon that muscle
memory needed in stressful times. Just as the
great athlete navigates through the moments
of pressure in any athletic event, the actions
are part of the routine that allows the individual
to navigate through a chaotic market like we
have today.
I believe there are many stories and anecdotes
that parallel the basic needs of an investor, but
it is up to the advisor to find one that resonates
with a particular client or audience. The
example could involve a great violinist, a world-
class chef, or even a gardener. In each case,
there is a story of discipline behind the person
who continually works to perfect the craft and a
reminder of how a successful investor can do
the same.
Statistics and data are the bedrock for the
insights we gain about the capital markets, but it
is often the conversational story that can help
clients of advisors focus on the simplest and
most important tenets of investment success.
Regardless of the market or time period,
advisors can encourage their clients to maintain
the discipline needed to follow a process, which
can lead to a great investment experience.
Free Throws (continued from page 15)
16
Dave Butler offers a sports example to help investors apply discipline in a stressful market