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BICBANCO - Overview 2nd Quarter 2007

  • 2.
    ! "# $ % & '( '$
  • 4.
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  • 5.
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  • 6.
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  • 7.
    6+/ ! %! 5 2$& + ! 5 & & ' 7 # 7 + " ! 7 + !+" ' " 5 5 " 2 3 38 998 -: +, - )7 8))38-: 7 3 )8 ) 89) :7 9 0 ',' (,(@ '@ : (, ( , ( : @, , ( @: 9 ( , ( , : ,(($,@ @: ($, ,@ ( : " ' 5 " 5" 2; +, <= ))8)9)8--- 7 ) 83-)8)9: -- :7 3 )8 -38 - 97 ! 5 5 5" 2 +, 8:338:99 3 :7 38 9:8 - : )7 8 3 8 ) 3 7 + " ! 3- 8 -8: 3 7 )833)8 - 3 7 )8 8) 9 3 7 5 2 & ! ! 5 & & '( % , '6 " 5+ 7 # 7 + " ! 7 + !+" ' " 5 5 " 2 3 38 998 -: +, - )7 8))38-: 7 3 )8 ) 89) 97 9 0 ',' (,(@ '@ : (, ( , ( ( : @, , ( @: 9 ( , ( , : ,(($,@ : ($, ,@ : " ' 5 " 5" 2; +, <= ))8)9)8--- 7 398:: 8 )3 3- 97 )8 : 8 3 37 ! 5 5 5" 2 +, ) 8 ) 7 383 -7 38 ))8 3: )7 4 4+ ! " 8 8:) 3 7 9 8:3 8 9 )7 9-8 9)83: )7 + " ! 3- 8 -8: 3 7 33 89 89 - 3 7 :83: 8 -9 3 7 ;<= % , ' " 0 , 02 4 " , / , !2 # ' + +2 # 2! + + + %+ !$ 98
  • 8.
    ,! ! ' ' % 2 * ! '2> Ratings International Scale Foreign Currency Deposit Ba2/NP Domestic Currency Deposit Ba1/NP + ,? + 2 Foreign Currency Debt Senior Unsecured Ba1 Subordinate Ba2 Outlook Stable International Scale - Counterparty ! , ,@ Foreign Currency BB- /B # +? + 2 Local Currency BB- /B Outlook Stable National Scale Long-Term BBB+ (bra) 4! 5 % ! '2 Short-Term F2 (bra) Outlook Positive :
  • 9.
    0" * ' 2! * $ 2 + !+" ' . " 25 /> !! ,4 , " 3 7 7 ) 7 0" / 1! 4+ ' / 1! 3 4" " 1% , + % " *2 + %> 0" ! " *A /! $ 8 9
  • 10.
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ot including pre-export loans. Ps.: Industry includes the 50 largest banks ranked by Loans. # General Rank: it includes all Banks; # Private Banks: it excludes State and Federal Banks; # Private National Banks: its excludes State, Federal and Foreign controlled banks. + %> 0" ! " *A " !, ! , " / ! $ 8 3
  • 11.
    0" * ' 2! (Cont.) B C # < A 8 ( D "+ " !+ " + 2 , 6 " # 1 ! + " ! + " ! # 1 ! 2!! !+ 2 E ! ! %+ * *2 / 2 ! + 2 22 ! 2 *2 / !+ 2 ;<= (@ ( ' - $@ (' ' @ ( (( 3 & ( ( ' $ $( ($ ! @ @@ ' $ ( ( ( 0 3 @( (' '$ $ (' 2 3 - ( @@ ( ( $ @ ( @ 3 0 ' (' $ ' ( ; 35C EC 3 '@$ ' @@ ( '@ $ (@ ! ++ " ( ' ' $' @ 9 ' ( ;E 9 B co Co o p. do B rasil ( $$ ' ' ( ;3; ($ ( @ @ $ @ ($ $ E (( $ ' @ ( # ' ( ( $ '( $ ( ! $ $'' (($ @ GC35H $ $ ' $ (' ' ' ( ( 3 @@ ' ' (( ( ' (( 0 0 @' ( $ ( $ '( C3 @( ' ' $( '@ ' ' 0 " ( '' ( '@ ( ' '' & '$ (@ (@ ' @ ( * 0 3 $ '' $ '@ ( ( ' '$ 9' ' $ A # - (' ( ( ($ @ @ '$ E ('( '($ '' 9 ' ' (' '( ' ( ('@ @ ' # 3 4 (@ $ ' (*) Not including pre-export loans. Ps.: Industry includes the 50 largest banks ranked by Loans. # General Rank: it includes all Banks; # Private Banks: it excludes State and Federal Banks; # Private National Banks: its excludes State, Federal and Foreign controlled banks. + %> 0" ! " *A " !, ! , " / ! $ 8 33
  • 12.
    0" # 1 !8 4 " " 1% , + % " *2 8 ( D "+ " + 2 , + " ! * 2!!! + ! + 2! ! 2 * * 2! ! ! + + " ! //! ++ 2 2 2 ! 2 / ! 2; + <= 3 , 2%+ 9- 9 3 , 2%+ : !G -: - !G -9 )3 $ % + - $ % + ) 33: & 99 ++ ! ! 3 -99 ) ++ ! ! ) & 33 - - : - "& ) : " & 9 ) : 6 ) : 9 4$ 9- 9 % !, "+ 2" ) 3 % !, "+ 2" 9 3 3 % +/ + + ! + % , 1 9 33 3 33 4$ 3 # % + 3 3 +2 & 33 3 %1" + 3 ( B co Co o p. do B rasil 3 :: 3 # 3 :- 3 # % + 3 3) +2 & 3 9 3) %1" + 3 -- ;<= +! % , ' / ( F + !" " / + 2 + %> 0" ! " *A " !, , !" /! $ 8 3
  • 13.
    0" # 1 !8 4 " " 1% , + % " *2 8 ( D "+ " * * 2!2! +! !! E ! ! + E ! * 2! ! ! + ! %+ 3 !G : )3 3 , 2%+ : , 2% + - !G 3- $ % + 3 9 3 $ % + 3 9 ++ ! ! )- 9 ++ ! ! -3 ) & ) & - "22 % + - - 6 ) %1" + 3 )3 : "& 3 93 : # % + 3 3 9 6 33 3 9 %1" + :- 3 3 9 3 " & :3 33 9 33 :3 3 0 +,+ " :)9 3 "22 %+ - 3 +2 & : 3 3 # - 3 # 3 3) # % + )-: 3) 4$ : + %> 0" ! " *A " !, , !" /! $ 8 3
  • 14.
    4+ ' F5 % ' # ! /! % + A 8 ( D "+ " * 2! ! ! + F +! / * 2! ! ! + / ! + * 1 Ba nco do Bra sil E ! 24.631 1 Banco do Brasil 10.928 2 Bra de sco 19.307 2 Bradesco 7.661 3 ABN Amro R e a l 12.085 3 HSBC Bank Brasil 5.126 4 H SBC Ba nk Bra sil 8.601 4 Citibank 4.809 5 Citiba nk 5.406 5 ABN Amro Real 3.669 6 Ba nco Sa nta nde r Bra sil 4.917 6 Banco Santander Brasil 3.339 7 U niba nco 4.251 7 Unibanco 2.549 8 Ita ú BBA 2.832 8 Itaú 1.701 9 Votora ntim 1.420 9 Itaú BBA 1.570 10 Ita ú 1.395 10 Itaúbank 884 11 Ita úba nk 1.120 11 BNP Paribas 541 12 BN P Pa riba s 1.091 12 Sudameris 535 13 Sa fra 987 13 Votorantim 525 14 Ba nco R a boba nk 725 14 Safra 460 15 JP Morga n 593 15 Rural 212 3- ) - 3- 3: 17 Suda me ris 476 17 Bco Sumitomo Mitsui Brasileiro 175 18 D e utsche Ba nk 458 18 Fibra 170 19 Ba nco ABC 453 19 Societe Generale 139 20 Cre dit Suisse 446 20 Bco Est. Rio Gde do Sul 131 21 Ba nco W EST LB 441 21 Ba nco W EST LB 108 22 BBM 402 22 Bco Tokyo-Mitsubishi UFJ 100 23 Bco Est. Rio Gde do Sul 332 23 Ba nco ABC 74 24 Fibra 324 24 Banco Paulista 68 25 ING Bank N.V. 180 25 Deutsche Bank 63 + %> 0" ! " *A " !, , !" /! $ 8 3
  • 15.
    4+ ' # ! 2 C C C C 6 0 H E ; ; C " " * 0 H ! I 2! ! -+ 0 ; E !; E " " ; EJ " # + E 0 " ! J " F # H C 9 Bco Latino Americano Exportaciones ; M - 6 % " # 6 - H+ K " > 0 N H+ " & # 5 H 4 ; 3; " A + 3 + " 5 # L# 00 # 00 H C 3 " " 3 " 0 0 3 E 0 " 3 " 0 C 0 0 3 3" 0 " C "0 " 3 " H " & L 3 0 + " 3 " B " " K I 0 3 J O 6 3 H 0 23; J O 3 0 0 0 " H 0 J K + " J O 4 " " " ; C> E P " E 0 " " " & E P " E P " 4 E > - + " E P " 6 C 4 4 9 0F + "; # + " 0 *+ "; % "& K4 "E; 0 "; % "& E 4 " 0 0 "; + ! " # J " % "& 3 0 0 0 " E P " C 3 3 ; 5 3 " - 0 2 G " # 2 0 # G H E P " # 3 # " 5 "4 I N ;0 0 % 5 " & " # 5 4 + 2A % 5 "4 H ;E; ; 0 E ; 0 !++ " ! 0 3)
  • 16.
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  • 17.
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  • 19.
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  • 22.
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  • 24.
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  • 25.
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  • 27.
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