First, Invest in Yourself and Your Business We believe in this key principle of investing in yourself and your ability to earn a good living. We advise young dental school students to finish school; we advise recent grads to get a good job where they can further their skills and to look for a practice to buy or start; and we advise doctors who are in practice to reinvest back in their businesses in the form of advertising, new equipment and continuing education. Second, Invest in Others’ Businesses  Most dentists have an investment portfolio that looks more like a roulette table than a periodic table of elements; their portfolios feel much more like gambling than investing. If you don’t know anything about the science of investing, it’s likely you will feel confused, uneasy, or frustrated about your investments, especially during down markets.  Here are a few tips to help you learn the science of investing: 1.  Don’t hold too much cash in your accounts.   If your money isn’t growing, you’re losing at least 3% per year to inflation. Even though most people are familiar with inflation, it’s common to find dentists holding on to more cash than they need. they tend to keep cash because they’re afraid of investing in something that poses a risk of losing money.  They feel there are only two types of investments—risky and safe.   This is a big misunderstanding, and during their careers, they lose significant wealth to inflation by letting too much money sit idle in cash. During your career and throughout retirement, you have to earn at least 3% to maintain your wealth.   Many people are NOT averaging this return when taking all their assets into consideration.

1. ACHIEVED BY: Dr.Maen Dawodi

3. We believe in this key principle of investing in
yourself and your ability to earn a good
living.
 We advise young dental school students to
finish school; we advise recent grads to get a
good job where they can further their skills
and to look for a practice to buy or start; and
we advise doctors who are in practice to
reinvest back in their businesses in the form
of advertising, new equipment and continuing
education.

4. Second, Invest in Others’
Businesses

5.  Most dentists have an investment portfolio
that looks more like a roulette table than a
periodic table of elements; their
portfolios feel much more like
gambling than investing.
 If you don’t know anything about the science
of investing, it’s likely you will feel confused,
uneasy, or frustrated about your
investments, especially during down markets.
 Here are a few tips to help
you learn the science of investing:

6. 1. Don’t hold too much cash in your
accounts.
If your money isn’t growing, you’re
losing at least 3% per year to inflation.

7.  Even though most people are familiar with
inflation, it’s common to find dentists holding on
to more cash than they need.
 they tend to keep cash because they’re afraid of
investing in something that poses a risk of
losing money.
 They feel there are only two types of
investments—risky and safe.
 This is a big misunderstanding, and during their
careers, they lose significant wealth to inflation by
letting too much money sit idle in cash.
 During your career and throughout
retirement, you have to earn at least 3% to
maintain your wealth.
 Many people are NOT averaging this return when
taking all their assets into consideration.

8. 2. Don’t pick stocks or mutual
funds that do the same thing.
The odds are not in your favor.

9.  Many people think this is the key to successful
investing. In fact, when people meet financial
advisors or other investment professionals,
their first question typically is, “where do you
think the market is going?”
 Predicting the future is futile—especially for
investors who are trying to protect their life
savings.

10.  Don’t try to move in and
out of the overall market or
industry sectors.

11.  Sectors are divisions of the market like gold,
energy, consumer staples, technology, or
industrials. You might hear people tell you
that “gold” is hot or “energy” is going to have
a great year.
 Don’t be tempted to chase these trends.
 A broadly diversified portfolio holds all
sectors using a percentage that closely
follows their size in the overall economy.

12.  Your Space and Equipment encompasses the
land, building, and all contents inside the
building. It's anything a patient can see,
touch, smell, or otherwise come in contact
with, which makes it very important to the
success of your practice. Your Space and
Equipment is pretty straightforward, but
based on our experience working with
thousands of dentists, that the majority of
dentists do not fully understand this
investment opportunity.

13.  Let's start with the basics -- the land, and the
structure itself.
 We suggest you buy a practice based on three
things -- location, location, location! Visibility,
signage, and parking are also very important for
a thriving and successful practice. We advise our
clients to buy their building and become their
own landlord, rather than renting a space;
otherwise they're just throwing away cash to
build up someone else's net worth. Owning is a
great investment and an opportunity that
dentists do not want to miss out on.

14. Thank you