While home prices have increased 12% year-over-year in 2013, the fastest rate since 2006, prices remain below the peak levels seen during the housing bubble and are still undervalued compared to historic norms. Mortgage rates remain low but access to credit has tightened significantly compared to the bubble years, with average borrower credit scores much higher now. Some experts are concerned about the rise in home flipping but others note that investors are putting more of their own money at risk this time rather than relying on easy credit. Overall most data suggests that while the housing recovery is gaining momentum, conditions do not yet point to a new bubble forming across the market.
This document outlines the F.A.D.E.S process improvement methodology created by LCC, LLC. The F.A.D.E.S process stands for Focus, Analyze, Develop, Execute, Sustain. It incorporates elements of process improvement, project management, lean, six sigma and other tools. The methodology follows 5 phases - Focus, Analyze, Develop, Execute, Sustain - and provides examples of steps, outputs and tools that can be used in each phase such as problem statements, data collection plans, root cause analysis, solution selection, implementation planning and metrics for monitoring impact. The goal is to reduce waste, improve quality and increase margins through a disciplined and repeatable process improvement approach
This presentation is on the top 3 tips for Google+. The presentation discusses creating the About page, Circles, and what to share. The presentation was presented for Third Tech Tuesday via Reach Your Potential, LLC at the Castle Rock Chamber of Commerce.
While home prices have increased 12% year-over-year in 2013, the fastest rate since 2006, prices remain below the peak levels seen during the housing bubble and are still undervalued compared to historic norms. Mortgage rates remain low but access to credit has tightened significantly compared to the bubble years, with average borrower credit scores much higher now. Some experts are concerned about the rise in home flipping but others note that investors are putting more of their own money at risk this time rather than relying on easy credit. Overall most data suggests that while the housing recovery is gaining momentum, conditions do not yet point to a new bubble forming across the market.
This document outlines the F.A.D.E.S process improvement methodology created by LCC, LLC. The F.A.D.E.S process stands for Focus, Analyze, Develop, Execute, Sustain. It incorporates elements of process improvement, project management, lean, six sigma and other tools. The methodology follows 5 phases - Focus, Analyze, Develop, Execute, Sustain - and provides examples of steps, outputs and tools that can be used in each phase such as problem statements, data collection plans, root cause analysis, solution selection, implementation planning and metrics for monitoring impact. The goal is to reduce waste, improve quality and increase margins through a disciplined and repeatable process improvement approach
This presentation is on the top 3 tips for Google+. The presentation discusses creating the About page, Circles, and what to share. The presentation was presented for Third Tech Tuesday via Reach Your Potential, LLC at the Castle Rock Chamber of Commerce.
رِسَالَةُ بُولُسَ الرَّسُولِ الثَّانِيةُ إِلَى أَهْلِ كُورِنْثُوسَ الكتاب ا...Ibrahimia Church Ftriends
This document is from the Arabic Bible Outreach Ministry. It discusses how God calls people to faith through the preaching of the gospel. It explains that God chooses people to be believers according to His will and grace, not any merits or works of their own. It encourages readers to respond to God's call to place their faith in Jesus Christ for salvation.
IoMT - Technological Environment of Personalized Medicine and New Era of Heal...Alexandre Prozoroff
Internet of Medical Things - технологическая среда персональной медицины и новой эры здравоохранения, основанной на принципах сохранения здоровья и предупреждения заболеваний. Доклад на Московском суперкомпьютерном форуме, 29 октября 2015 года, Москва.
The document discusses special finance in the used car industry. It notes that historically, used car dealers did most special finance lending, but now many third parties have entered the market. Key metrics are provided, such as average gross profit per deal being around $2,966 and average retail price being $14,953. Various marketing channels are discussed, and it is noted that while digital has grown, building a strong brand remains very important. Additional statistics on conversion rates and costs per lead and sale are also presented.
Difference Between Executive-Classic Resume vs. Standard Resume
http://executiveclassicresume.blogspot.com/
http://www.scribd.com/doc/111153150/Corporations-Prefer-Standard-Executive-Classic-Resume-Formats
The document outlines an agenda for a presentation on Servlet 3, Java configuration, Spring 3.2, properties, data sources, MyBatis 3, MongoDB, caching with Infinispan, and SiteMesh. It includes details on annotations and Java configuration for Servlets, Filters, properties configuration, data sources, MyBatis integration, MongoDB integration using a MongoTemplate, caching with Spring and Infinispan, and configuring SiteMesh decorators. The presentation concludes with a demo, Q&A section, and thanks.
The document discusses issues with completing discharge summaries in a timely and complete manner, including financial losses, decreased productivity, non-compliance, and continuity of care issues. It then introduces the Discharge Summary Xcelerator (DSX), a solution that uses natural language processing to assimilate diagnosis information from patient charts into summary format for physician review. The DSX aims to improve cash flow, increase physician productivity, ensure regulatory compliance, and enhance continuity of care. It requires minimal upfront investment and infrastructure changes. The document estimates there are over 35 million discharge summaries completed annually in the US market.
This document contains slides from a presentation on search engine optimization (SEO). The presentation covers the major topics of how search engines work, building accessible websites, conducting keyword research, link building strategies, and social media. It discusses key algorithmic factors for rankings like PageRank and link analysis tools. The goal is to help attendees understand the major engines and how to build successful websites through SEO best practices.
Actuarial comparative analysis of natural premiumanglo99
The document compares natural premium and level premium insurance systems.
[1] Natural premium increases over time as the insured ages and risk of death rises, making it unsustainable. Level premium charges the same premium each year by building up reserves from early premiums to cover later claims.
[2] An example policy shows level premium reserves increasing over time, allowing the company to pay claims later in the policy that exceed premiums.
[3] The analysis recommends level premium over natural premium because it provides consistent premiums and is more practical for policyholders and insurance companies.
الرواية الجديدة للكاتب والصحفى إبراهيم عيسى، والتى يتناول من خلالها ظاهرة بعض شيوخ الفضائيات التى انتشرت فى العالم العربى فى السنوات الأخيرة، حيث يكشف لنا العالم الخفى لهؤلاء الشيوخ، والعلاقات التى تربطهم بأجهزة الأمن والساسة ورجال الأعمال، وهى رواية جريئة توضح كيف يساء استخدام الدين.
يقول إبراهيم عيسى عن روايته الجديدة: "بدأت كتابة هذه الرواية عام 2009 وأنا أعارض الرئيس السابق، وأثناء محاكماتى ثم فصلى من الدستور، ثم منعى من الكتابة حتى قامت الثورة، ومرورنا بالمرحلة الانتقالية، واستمررت فى الكتابة حتى مارس الماضى 2012، إنها من أعز الروايات إلى قلبى".
من أجواء الرواية:
"أدرك أنور أن هذه لحظة ذروة، خصوصًا مع إلحاح المخرج من غرفة التحكم في همس يملأ السماعة المدسوسة في طبلة أذنه يطالبه:
- فاصل يا أنور، الإعلانات تنزل هنا.
والكل سخن يريد سماع الإجابة.
حين خرج أنور بالحلقة إلى فاصل صاح الشيخ حاتم:
- يا ولاد العفريتة تعملوها في الناس، فيه دلوقتِ ثلاثة أربعة مليون بيتفرجوا حيموتوا عايزين يعرفوا إيه حكاية زوجة جاره دي.
سمع صوت المخرج صارخًا بالفخر:
The document provides information on three upcoming movies: Step Up Revolution, a dance crew flash mob movie; Marvel Adventures, featuring superheroes like the Avengers battling an invasion from Loki; and Men in Black 3, the sequel to the popular alien investigation franchise starring Will Smith and Tommy Lee Jones.
The document outlines the agenda for an Internet Sales 20 Group workshop. It begins with housekeeping items like turning off phones and expectations for participants to complete action plans and respect others. It then explains that a 20 Group is a structured meeting for dealership leaders to compare metrics, discuss incentives and growth strategies. The Internet Sales 20 Group expands on this model with benchmarking, social media integration and a technology platform. A key tool is an Internet Sales Composite that identifies dealership strengths, weaknesses, opportunities and threats. The agenda includes a situation analysis where participants assess their roles, successes, strengths/weaknesses and goals for the workshop.
رِسَالَةُ بُولُسَ الرَّسُولِ الثَّانِيةُ إِلَى أَهْلِ كُورِنْثُوسَ الكتاب ا...Ibrahimia Church Ftriends
This document is from the Arabic Bible Outreach Ministry. It discusses how God calls people to faith through the preaching of the gospel. It explains that God chooses people to be believers according to His will and grace, not any merits or works of their own. It encourages readers to respond to God's call to place their faith in Jesus Christ for salvation.
IoMT - Technological Environment of Personalized Medicine and New Era of Heal...Alexandre Prozoroff
Internet of Medical Things - технологическая среда персональной медицины и новой эры здравоохранения, основанной на принципах сохранения здоровья и предупреждения заболеваний. Доклад на Московском суперкомпьютерном форуме, 29 октября 2015 года, Москва.
The document discusses special finance in the used car industry. It notes that historically, used car dealers did most special finance lending, but now many third parties have entered the market. Key metrics are provided, such as average gross profit per deal being around $2,966 and average retail price being $14,953. Various marketing channels are discussed, and it is noted that while digital has grown, building a strong brand remains very important. Additional statistics on conversion rates and costs per lead and sale are also presented.
Difference Between Executive-Classic Resume vs. Standard Resume
http://executiveclassicresume.blogspot.com/
http://www.scribd.com/doc/111153150/Corporations-Prefer-Standard-Executive-Classic-Resume-Formats
The document outlines an agenda for a presentation on Servlet 3, Java configuration, Spring 3.2, properties, data sources, MyBatis 3, MongoDB, caching with Infinispan, and SiteMesh. It includes details on annotations and Java configuration for Servlets, Filters, properties configuration, data sources, MyBatis integration, MongoDB integration using a MongoTemplate, caching with Spring and Infinispan, and configuring SiteMesh decorators. The presentation concludes with a demo, Q&A section, and thanks.
The document discusses issues with completing discharge summaries in a timely and complete manner, including financial losses, decreased productivity, non-compliance, and continuity of care issues. It then introduces the Discharge Summary Xcelerator (DSX), a solution that uses natural language processing to assimilate diagnosis information from patient charts into summary format for physician review. The DSX aims to improve cash flow, increase physician productivity, ensure regulatory compliance, and enhance continuity of care. It requires minimal upfront investment and infrastructure changes. The document estimates there are over 35 million discharge summaries completed annually in the US market.
This document contains slides from a presentation on search engine optimization (SEO). The presentation covers the major topics of how search engines work, building accessible websites, conducting keyword research, link building strategies, and social media. It discusses key algorithmic factors for rankings like PageRank and link analysis tools. The goal is to help attendees understand the major engines and how to build successful websites through SEO best practices.
Actuarial comparative analysis of natural premiumanglo99
The document compares natural premium and level premium insurance systems.
[1] Natural premium increases over time as the insured ages and risk of death rises, making it unsustainable. Level premium charges the same premium each year by building up reserves from early premiums to cover later claims.
[2] An example policy shows level premium reserves increasing over time, allowing the company to pay claims later in the policy that exceed premiums.
[3] The analysis recommends level premium over natural premium because it provides consistent premiums and is more practical for policyholders and insurance companies.
الرواية الجديدة للكاتب والصحفى إبراهيم عيسى، والتى يتناول من خلالها ظاهرة بعض شيوخ الفضائيات التى انتشرت فى العالم العربى فى السنوات الأخيرة، حيث يكشف لنا العالم الخفى لهؤلاء الشيوخ، والعلاقات التى تربطهم بأجهزة الأمن والساسة ورجال الأعمال، وهى رواية جريئة توضح كيف يساء استخدام الدين.
يقول إبراهيم عيسى عن روايته الجديدة: "بدأت كتابة هذه الرواية عام 2009 وأنا أعارض الرئيس السابق، وأثناء محاكماتى ثم فصلى من الدستور، ثم منعى من الكتابة حتى قامت الثورة، ومرورنا بالمرحلة الانتقالية، واستمررت فى الكتابة حتى مارس الماضى 2012، إنها من أعز الروايات إلى قلبى".
من أجواء الرواية:
"أدرك أنور أن هذه لحظة ذروة، خصوصًا مع إلحاح المخرج من غرفة التحكم في همس يملأ السماعة المدسوسة في طبلة أذنه يطالبه:
- فاصل يا أنور، الإعلانات تنزل هنا.
والكل سخن يريد سماع الإجابة.
حين خرج أنور بالحلقة إلى فاصل صاح الشيخ حاتم:
- يا ولاد العفريتة تعملوها في الناس، فيه دلوقتِ ثلاثة أربعة مليون بيتفرجوا حيموتوا عايزين يعرفوا إيه حكاية زوجة جاره دي.
سمع صوت المخرج صارخًا بالفخر:
The document provides information on three upcoming movies: Step Up Revolution, a dance crew flash mob movie; Marvel Adventures, featuring superheroes like the Avengers battling an invasion from Loki; and Men in Black 3, the sequel to the popular alien investigation franchise starring Will Smith and Tommy Lee Jones.
The document outlines the agenda for an Internet Sales 20 Group workshop. It begins with housekeeping items like turning off phones and expectations for participants to complete action plans and respect others. It then explains that a 20 Group is a structured meeting for dealership leaders to compare metrics, discuss incentives and growth strategies. The Internet Sales 20 Group expands on this model with benchmarking, social media integration and a technology platform. A key tool is an Internet Sales Composite that identifies dealership strengths, weaknesses, opportunities and threats. The agenda includes a situation analysis where participants assess their roles, successes, strengths/weaknesses and goals for the workshop.