The author complains about the harsh measures taken by Noor Islamic Bank in the UAE to recover funds, such as imprisoning a close acquaintance of the author during negotiations to postpone mortgage repayments. The author believes the bank shows no responsibility or compassion. Overall, the author argues that banks in the region victimized citizens and that individuals should have more rights to declare bankruptcy without legal repercussions, as happens in other parts of the world. The author expresses frustration with the situation and lack of respect for individuals facing problems.