This document provides a summary of Mohamed Intikab Bin Ali's qualifications and experience. He has over 15 years of experience in finance, accounting, consulting, and corporate training. He holds an MBA from Edith Cowan University in Australia and an MA in Financial Economics. He has worked for Big 4 firms like EY, as well as companies like WNS and Brandix. He is now an entrepreneur providing business consulting, training, and advisory services through his own company.
- An investment banking and finance professional with over 14 years of experience in sectors such as investment banking, project funding, private equity, retail banking, and financial management.
- Currently serves as Project Director for a leading petroleum company in the UAE and also runs his own capital advisory firm.
- Previously worked for 8 years at India's second largest bank, handling roles such as Cluster Manager and Branch Manager.
Resume - Mr. Patil Sujay Prabhakar 2016sujay patil
Sujay Patil is a business development and relationship management professional with over 33 years of experience in banking and financial services. He has held senior roles at banks in Dubai, Qatar, India, and the UK managing corporate clients, trade finance, credit, and business growth. Patil has an MBA in marketing and certifications in banking. He is seeking a senior management role requiring strategy, team leadership, and portfolio management.
Lakshmi Narayanan Hariharan is a team leader with over 6 years of experience in logistics and 3 years in finance and accounting. He is seeking a position that allows him to continue growing professionally while upholding his core values. He has a proven track record of managing large teams, resolving complex issues, and receiving performance awards.
- RaviChandra Emmandi has over 24 years of experience in banking, primarily with State Bank of India, including managing branches and leading teams.
- He has expertise in areas such as retail banking, investment banking, risk management, loan processing, and digital transformation.
- Emmandi has received several awards for his performance in areas such as deposit mobilization, loan growth, cross-selling insurance, and converting loss-making branches to profitability.
This document contains the curriculum vitae of Ernest Paul Midde, outlining his expertise and experience in microfinance. He has over two decades of experience in microfinance and currently serves as the Founder Secretary and CEO of Saadhana Microfin Society, a nonprofit microfinance organization he started in 2001. Under his leadership, Saadhana has reached over 1.2 lakh poor families with credit and over 1.8 lakh people with insurance, and manages a portfolio of Rs. 600 crores with a staff of over 200. He has received several national awards for Saadhana's success and led the organization to be ranked among the top 50 MFIs worldwide.
Suhail Kamran is seeking a position that allows him to be proactive, passionate, and progressive. He has an MBA in marketing and an MSC in gender and women's studies. His expertise includes sales, marketing, operations, research, proposal writing, and information technology. He has over 5 years of work experience in banking, telecom sales, tobacco sales, and more. His professional skills include communication, teamwork, client relations, and project management. He has attended several training courses covering topics such as communication, monitoring and evaluation, proposal writing, and logical framework analysis.
Awakash has over 7 years of experience in banking, financial services, and insurance. He is currently a Relationship Manager for ICICI Bank with a portfolio of over Rs. 102 crore. Previously he worked for Reliance Money as a Centre Manager. He has extensive experience in portfolio management, investment advisory, new business acquisition, and maintaining high customer satisfaction levels. He has received several performance awards and holds certifications in wealth management, mutual funds, and insurance.
This document provides a summary of Mohamed Intikab Bin Ali's qualifications and experience. He has over 15 years of experience in finance, accounting, consulting, and corporate training. He holds an MBA from Edith Cowan University in Australia and an MA in Financial Economics. He has worked for Big 4 firms like EY, as well as companies like WNS and Brandix. He is now an entrepreneur providing business consulting, training, and advisory services through his own company.
- An investment banking and finance professional with over 14 years of experience in sectors such as investment banking, project funding, private equity, retail banking, and financial management.
- Currently serves as Project Director for a leading petroleum company in the UAE and also runs his own capital advisory firm.
- Previously worked for 8 years at India's second largest bank, handling roles such as Cluster Manager and Branch Manager.
Resume - Mr. Patil Sujay Prabhakar 2016sujay patil
Sujay Patil is a business development and relationship management professional with over 33 years of experience in banking and financial services. He has held senior roles at banks in Dubai, Qatar, India, and the UK managing corporate clients, trade finance, credit, and business growth. Patil has an MBA in marketing and certifications in banking. He is seeking a senior management role requiring strategy, team leadership, and portfolio management.
Lakshmi Narayanan Hariharan is a team leader with over 6 years of experience in logistics and 3 years in finance and accounting. He is seeking a position that allows him to continue growing professionally while upholding his core values. He has a proven track record of managing large teams, resolving complex issues, and receiving performance awards.
- RaviChandra Emmandi has over 24 years of experience in banking, primarily with State Bank of India, including managing branches and leading teams.
- He has expertise in areas such as retail banking, investment banking, risk management, loan processing, and digital transformation.
- Emmandi has received several awards for his performance in areas such as deposit mobilization, loan growth, cross-selling insurance, and converting loss-making branches to profitability.
This document contains the curriculum vitae of Ernest Paul Midde, outlining his expertise and experience in microfinance. He has over two decades of experience in microfinance and currently serves as the Founder Secretary and CEO of Saadhana Microfin Society, a nonprofit microfinance organization he started in 2001. Under his leadership, Saadhana has reached over 1.2 lakh poor families with credit and over 1.8 lakh people with insurance, and manages a portfolio of Rs. 600 crores with a staff of over 200. He has received several national awards for Saadhana's success and led the organization to be ranked among the top 50 MFIs worldwide.
Suhail Kamran is seeking a position that allows him to be proactive, passionate, and progressive. He has an MBA in marketing and an MSC in gender and women's studies. His expertise includes sales, marketing, operations, research, proposal writing, and information technology. He has over 5 years of work experience in banking, telecom sales, tobacco sales, and more. His professional skills include communication, teamwork, client relations, and project management. He has attended several training courses covering topics such as communication, monitoring and evaluation, proposal writing, and logical framework analysis.
Awakash has over 7 years of experience in banking, financial services, and insurance. He is currently a Relationship Manager for ICICI Bank with a portfolio of over Rs. 102 crore. Previously he worked for Reliance Money as a Centre Manager. He has extensive experience in portfolio management, investment advisory, new business acquisition, and maintaining high customer satisfaction levels. He has received several performance awards and holds certifications in wealth management, mutual funds, and insurance.
Alan Andrews is a highly experienced banking executive with over 30 years of experience in retail, commercial, and business banking. He has held several director and manager level positions at major global banks, most recently as the Director of Business Banking from 2014 to 2016 where he led a team providing services to SME customers. Prior to that, he was the Head of Customer Testimony for an interest rate hedging remediation project overseeing 42 consultants. He has a proven track record of strong leadership, customer service, and achieving sales targets.
Amit Rana is a Manager at Kotak Mahindra Bank with over 10 years of experience in risk management, credit analysis, and financial analysis. He holds an MBA from the Institute of Management and Technology, Hyderabad and is a qualified Cost and Management Accountant. Rana is currently seeking new opportunities that allow him to further his career development in the financial sector.
Surabhi Hiswankar is seeking a role in investment banking, market research, project management, or finance analysis. She has a M.Sc. in Finance from Lancaster University and experience in credit analysis, financial analysis, and market research from internships in Singapore and India. Her skills include conducting financial reports, using software like Excel, PowerPoint, and DataStream, and communicating cross-culturally.
Padmaja Vaddadi has over 27 years of experience as a banker with Canara Bank. She currently works as a Manager for Canara Bank in Manama, Kingdom of Bahrain. She has expertise in a wide range of banking operations including front office, back office, savings and loan products, and cash management. Vaddadi also has experience developing business partnerships, ensuring documentation compliance, and facilitating overall banking operations. She is proficient in multiple banking software systems and enjoys working with international customers and colleagues.
Sameer A. is a finance manager with over 11 years of experience in sales, marketing, credit appraisal, operations, and customer relations. He has an MBA and is seeking a more challenging role to utilize his skills. He has strong communication, organizational, and problem-solving abilities and has worked in banking, finance, and business development roles in India and the UAE.
- Dharmendra Singh is seeking a career opportunity in product management, sales management, or account management with over 9 years of experience in the banking industry.
- He has extensive experience managing financial products and clients as well as leading cross-functional teams at HDFC Bank and Standard Chartered Bank.
- He has a proven track record of success growing businesses, achieving sales targets, and winning several awards for his performance.
Nishant Kumar is seeking a position that allows him to utilize his knowledge and skills as part of a team focused on organizational growth. He has over 4 years of experience in operations, service, sales, and compliance at ICICI Bank, where he currently works as a Senior Privilege Banker. His responsibilities include handling high-net-worth customers, managing a team of bankers, and ensuring compliance with KYC and AML regulations. He has received several awards for his performance and achievements.
This document contains the resume of Sadaf Alam, a Pakistani banking and finance professional with over 10 years of experience. She currently holds the position of Executive Assistant Vice President at The Bank of Punjab. Her skills and experience include commercial and industrial lending, commercial real estate, construction banking, financial analysis, risk management, and relationship management. She has an M.Com degree from the University of Central Punjab and speaks English, French, and Urdu.
Shilpi Kumar has over 6 years of experience in commercial banking with State Bank of India and Bank of Baroda. She has expertise in credit analysis, project finance, and risk management from her roles including branch head and deputy relationship manager. Her experience spans credit risk analysis, customer relationship management, and people management. She holds an MBA in finance and professional certifications in insurance, banking, and mutual funds.
Abhishek Shah is a financial professional based in Mumbai, India. He has passed all three levels of the CFA exam and has over 5 years of experience in financial analysis and equity research. His most recent role is as a Financial Associate at Tresvista Financial Services, where he executes projects involving investment banking, private equity, portfolio management, and equity research support. Prior to this, he worked as an Equity Research Analyst conducting research and analysis on companies across various sectors. He holds a BSc in Management from Warwick Business School in the UK.
R. Ramadhevi has over 22 years of experience in banking operations and administration. She currently works as the Senior Manager and Operations Head at Axis Bank in Chennai, India. She has a proven track record of managing branch operations, developing customer relationships, and implementing strategies to increase business volumes and profits. Ramadhevi is well-versed in banking regulations and has experience with the Finacle banking software.
Ijaz Ahamed is a business professional with over 10 years of experience in banking, specifically in collections and financial analysis. He has worked at Nations Trust Bank in Sri Lanka since 2006, holding positions such as Deputy Manager of Consumer Collections and Senior Banking Assistant of Cards Collections. He manages teams to achieve financial targets and provides customer service. He has expertise in areas such as financial analysis, reporting, call center management, recruitment, and CRM. He has professional qualifications in marketing and advanced Excel skills.
Veerakumar Krishnan is a sales and marketing professional with over 14 years of experience in banking and financial services. He has experience managing teams and portfolios, developing new business, and facilitating financial solutions. His career includes roles in retail banking, commercial lending, and wealth management. He holds an MBA in marketing management and is currently seeking new opportunities while temporarily managing his uncle's business in Malaysia.
Janki Vyas is a seasoned banking professional with over 10 years of experience in operations, relationship management, and business development. She currently works as a Manager of Private Client Group at Kotak Securities Ltd. in Ahmedabad. She has a proven track record of developing profitable relationships with high-net worth individuals and managing teams and processes to enhance productivity and service excellence. She is skilled in banking, investments, financial planning and maintaining strong client relationships.
Shahid Ahmad is seeking a challenging career position in middle management with a dynamic bank. He has over 9 years of banking experience in business generation, lending, and team dynamics. Currently working as a Relationship Manager at Abu Dhabi Islamic Bank, he has exceeded sales targets for two consecutive years. His core competencies include SME business banking, finance, structured finance, trade finance, and marketing of Islamic banking products.
Saroj Kumar Malik is seeking an opportunity that allows him to utilize his competencies and contribute to organizational growth. He has a MBA in Marketing and HR with experience as an Assistant Manager at Axis Bank handling customer service, sales, and operations. His educational qualifications include a BBA and he has completed projects related to luxury goods consumption, HR activities, and sales promotion tools. He is proficient in various management and computer skills and is self-motivated with strengths in confidence, sincerity, and adaptability.
R. Ramarajan has over 30 years of experience in banking and financial services, including roles as Branch Manager and Chief Manager at Union Bank of India. He specialized in areas like trade finance, NRI banking, and forex management. Currently he works as Project Coordinator for Kanoos Business Group, overseeing their operations in multiple countries and a $30 million steel plant project in Kurdistan. He is seeking senior level assignments in profit centre management or operations with a growth-oriented organization in banking or financial services.
This document provides information about an upcoming two-day master class on advanced SME banking. The class is aimed at banks seeking to establish a profitable and sustainable SME banking business. It will cover strategies for marketing SME banking programs, designing credit products for SMEs, assessing SME credit risk, and managing SME loan portfolios. The trainer, Andrew McRobert, has over 20 years of experience in development banking in the Asia-Pacific region. The class will take place in December 2010 in Vietnam, India, or Singapore and include presentations, exercises, and case studies.
Syed Tauseef Ali has over 9 years of experience in wealth management, investment banking, portfolio management, sales, marketing, business development, and customer relationship management. He is currently a Sales and Service Officer at Dubai Mahreq Bank, where he develops new business opportunities and provides excellent customer service. He is seeking a middle-level role in banking or financial services utilizing his strong skills in relationship management, portfolio analysis, business development, and customer satisfaction.
M. DakshinaMurty is a senior banking professional with over 26 years of experience in various areas including credit management, project management, housing finance, and retail loans. He has held leadership positions such as Chief Executive Officer and Managing Director of Vardhaman Bank and Regional Manager of Risk Management at Muthoot Fincorp Ltd. DakshinaMurty has extensive qualifications including an MBA with specializations in finance and retail management and a CAIIB certification in banking and finance. He is currently a Deputy Vice President at IT COT Consultancy Services where he manages projects, loan syndication, and asset valuation.
Alan Andrews is a highly experienced banking executive with over 30 years of experience in retail, commercial, and business banking. He has held several director and manager level positions at major global banks, most recently as the Director of Business Banking from 2014 to 2016 where he led a team providing services to SME customers. Prior to that, he was the Head of Customer Testimony for an interest rate hedging remediation project overseeing 42 consultants. He has a proven track record of strong leadership, customer service, and achieving sales targets.
Amit Rana is a Manager at Kotak Mahindra Bank with over 10 years of experience in risk management, credit analysis, and financial analysis. He holds an MBA from the Institute of Management and Technology, Hyderabad and is a qualified Cost and Management Accountant. Rana is currently seeking new opportunities that allow him to further his career development in the financial sector.
Surabhi Hiswankar is seeking a role in investment banking, market research, project management, or finance analysis. She has a M.Sc. in Finance from Lancaster University and experience in credit analysis, financial analysis, and market research from internships in Singapore and India. Her skills include conducting financial reports, using software like Excel, PowerPoint, and DataStream, and communicating cross-culturally.
Padmaja Vaddadi has over 27 years of experience as a banker with Canara Bank. She currently works as a Manager for Canara Bank in Manama, Kingdom of Bahrain. She has expertise in a wide range of banking operations including front office, back office, savings and loan products, and cash management. Vaddadi also has experience developing business partnerships, ensuring documentation compliance, and facilitating overall banking operations. She is proficient in multiple banking software systems and enjoys working with international customers and colleagues.
Sameer A. is a finance manager with over 11 years of experience in sales, marketing, credit appraisal, operations, and customer relations. He has an MBA and is seeking a more challenging role to utilize his skills. He has strong communication, organizational, and problem-solving abilities and has worked in banking, finance, and business development roles in India and the UAE.
- Dharmendra Singh is seeking a career opportunity in product management, sales management, or account management with over 9 years of experience in the banking industry.
- He has extensive experience managing financial products and clients as well as leading cross-functional teams at HDFC Bank and Standard Chartered Bank.
- He has a proven track record of success growing businesses, achieving sales targets, and winning several awards for his performance.
Nishant Kumar is seeking a position that allows him to utilize his knowledge and skills as part of a team focused on organizational growth. He has over 4 years of experience in operations, service, sales, and compliance at ICICI Bank, where he currently works as a Senior Privilege Banker. His responsibilities include handling high-net-worth customers, managing a team of bankers, and ensuring compliance with KYC and AML regulations. He has received several awards for his performance and achievements.
This document contains the resume of Sadaf Alam, a Pakistani banking and finance professional with over 10 years of experience. She currently holds the position of Executive Assistant Vice President at The Bank of Punjab. Her skills and experience include commercial and industrial lending, commercial real estate, construction banking, financial analysis, risk management, and relationship management. She has an M.Com degree from the University of Central Punjab and speaks English, French, and Urdu.
Shilpi Kumar has over 6 years of experience in commercial banking with State Bank of India and Bank of Baroda. She has expertise in credit analysis, project finance, and risk management from her roles including branch head and deputy relationship manager. Her experience spans credit risk analysis, customer relationship management, and people management. She holds an MBA in finance and professional certifications in insurance, banking, and mutual funds.
Abhishek Shah is a financial professional based in Mumbai, India. He has passed all three levels of the CFA exam and has over 5 years of experience in financial analysis and equity research. His most recent role is as a Financial Associate at Tresvista Financial Services, where he executes projects involving investment banking, private equity, portfolio management, and equity research support. Prior to this, he worked as an Equity Research Analyst conducting research and analysis on companies across various sectors. He holds a BSc in Management from Warwick Business School in the UK.
R. Ramadhevi has over 22 years of experience in banking operations and administration. She currently works as the Senior Manager and Operations Head at Axis Bank in Chennai, India. She has a proven track record of managing branch operations, developing customer relationships, and implementing strategies to increase business volumes and profits. Ramadhevi is well-versed in banking regulations and has experience with the Finacle banking software.
Ijaz Ahamed is a business professional with over 10 years of experience in banking, specifically in collections and financial analysis. He has worked at Nations Trust Bank in Sri Lanka since 2006, holding positions such as Deputy Manager of Consumer Collections and Senior Banking Assistant of Cards Collections. He manages teams to achieve financial targets and provides customer service. He has expertise in areas such as financial analysis, reporting, call center management, recruitment, and CRM. He has professional qualifications in marketing and advanced Excel skills.
Veerakumar Krishnan is a sales and marketing professional with over 14 years of experience in banking and financial services. He has experience managing teams and portfolios, developing new business, and facilitating financial solutions. His career includes roles in retail banking, commercial lending, and wealth management. He holds an MBA in marketing management and is currently seeking new opportunities while temporarily managing his uncle's business in Malaysia.
Janki Vyas is a seasoned banking professional with over 10 years of experience in operations, relationship management, and business development. She currently works as a Manager of Private Client Group at Kotak Securities Ltd. in Ahmedabad. She has a proven track record of developing profitable relationships with high-net worth individuals and managing teams and processes to enhance productivity and service excellence. She is skilled in banking, investments, financial planning and maintaining strong client relationships.
Shahid Ahmad is seeking a challenging career position in middle management with a dynamic bank. He has over 9 years of banking experience in business generation, lending, and team dynamics. Currently working as a Relationship Manager at Abu Dhabi Islamic Bank, he has exceeded sales targets for two consecutive years. His core competencies include SME business banking, finance, structured finance, trade finance, and marketing of Islamic banking products.
Saroj Kumar Malik is seeking an opportunity that allows him to utilize his competencies and contribute to organizational growth. He has a MBA in Marketing and HR with experience as an Assistant Manager at Axis Bank handling customer service, sales, and operations. His educational qualifications include a BBA and he has completed projects related to luxury goods consumption, HR activities, and sales promotion tools. He is proficient in various management and computer skills and is self-motivated with strengths in confidence, sincerity, and adaptability.
R. Ramarajan has over 30 years of experience in banking and financial services, including roles as Branch Manager and Chief Manager at Union Bank of India. He specialized in areas like trade finance, NRI banking, and forex management. Currently he works as Project Coordinator for Kanoos Business Group, overseeing their operations in multiple countries and a $30 million steel plant project in Kurdistan. He is seeking senior level assignments in profit centre management or operations with a growth-oriented organization in banking or financial services.
This document provides information about an upcoming two-day master class on advanced SME banking. The class is aimed at banks seeking to establish a profitable and sustainable SME banking business. It will cover strategies for marketing SME banking programs, designing credit products for SMEs, assessing SME credit risk, and managing SME loan portfolios. The trainer, Andrew McRobert, has over 20 years of experience in development banking in the Asia-Pacific region. The class will take place in December 2010 in Vietnam, India, or Singapore and include presentations, exercises, and case studies.
Syed Tauseef Ali has over 9 years of experience in wealth management, investment banking, portfolio management, sales, marketing, business development, and customer relationship management. He is currently a Sales and Service Officer at Dubai Mahreq Bank, where he develops new business opportunities and provides excellent customer service. He is seeking a middle-level role in banking or financial services utilizing his strong skills in relationship management, portfolio analysis, business development, and customer satisfaction.
M. DakshinaMurty is a senior banking professional with over 26 years of experience in various areas including credit management, project management, housing finance, and retail loans. He has held leadership positions such as Chief Executive Officer and Managing Director of Vardhaman Bank and Regional Manager of Risk Management at Muthoot Fincorp Ltd. DakshinaMurty has extensive qualifications including an MBA with specializations in finance and retail management and a CAIIB certification in banking and finance. He is currently a Deputy Vice President at IT COT Consultancy Services where he manages projects, loan syndication, and asset valuation.
Similar to Balachandran R.curriculum vitae important (20)
Joyce M Sullivan, Founder & CEO of SocMediaFin, Inc. shares her "Five Questions - The Story of You", "Reflections - What Matters to You?" and "The Three Circle Exercise" to guide those evaluating what their next move may be in their careers.
Success is often not achievable without facing and overcoming obstacles along the way. To reach our goals and achieve success, it is important to understand and resolve the obstacles that come in our way.
In this article, we will discuss the various obstacles that hinder success, strategies to overcome them, and examples of individuals who have successfully surmounted their obstacles.
In the intricate tapestry of life, connections serve as the vibrant threads that weave together opportunities, experiences, and growth. Whether in personal or professional spheres, the ability to forge meaningful connections opens doors to a multitude of possibilities, propelling individuals toward success and fulfillment.
Eirini is an HR professional with strong passion for technology and semiconductors industry in particular. She started her career as a software recruiter in 2012, and developed an interest for business development, talent enablement and innovation which later got her setting up the concept of Software Community Management in ASML, and to Developer Relations today. She holds a bachelor degree in Lifelong Learning and an MBA specialised in Strategic Human Resources Management. She is a world citizen, having grown up in Greece, she studied and kickstarted her career in The Netherlands and can currently be found in Santa Clara, CA.
We recently hosted the much-anticipated Community Skill Builders Workshop during our June online meeting. This event was a culmination of six months of listening to your feedback and crafting solutions to better support your PMI journey. Here’s a look back at what happened and the exciting developments that emerged from our collaborative efforts.
A Gathering of Minds
We were thrilled to see a diverse group of attendees, including local certified PMI trainers and both new and experienced members eager to contribute their perspectives. The workshop was structured into three dynamic discussion sessions, each led by our dedicated membership advocates.
Key Takeaways and Future Directions
The insights and feedback gathered from these discussions were invaluable. Here are some of the key takeaways and the steps we are taking to address them:
• Enhanced Resource Accessibility: We are working on a new, user-friendly resource page that will make it easier for members to access training materials and real-world application guides.
• Structured Mentorship Program: Plans are underway to launch a mentorship program that will connect members with experienced professionals for guidance and support.
• Increased Networking Opportunities: Expect to see more frequent and varied networking events, both virtual and in-person, to help you build connections and foster a sense of community.
Moving Forward
We are committed to turning your feedback into actionable solutions that enhance your PMI journey. This workshop was just the beginning. By actively participating and sharing your experiences, you have helped shape the future of our Chapter’s offerings.
Thank you to everyone who attended and contributed to the success of the Community Skill Builders Workshop. Your engagement and enthusiasm are what make our Chapter strong and vibrant. Stay tuned for updates on the new initiatives and opportunities to get involved. Together, we are building a community that supports and empowers each other on our PMI journeys.
Stay connected, stay engaged, and let’s continue to grow together!
About PMI Silver Spring Chapter
We are a branch of the Project Management Institute. We offer a platform for project management professionals in Silver Spring, MD, and the DC/Baltimore metro area. Monthly meetings facilitate networking, knowledge sharing, and professional development. For more, visit pmissc.org.
A Guide to a Winning Interview June 2024Bruce Bennett
This webinar is an in-depth review of the interview process. Preparation is a key element to acing an interview. Learn the best approaches from the initial phone screen to the face-to-face meeting with the hiring manager. You will hear great answers to several standard questions, including the dreaded “Tell Me About Yourself”.
Learnings from Successful Jobs SearchersBruce Bennett
Are you interested to know what actions help in a job search? This webinar is the summary of several individuals who discussed their job search journey for others to follow. You will learn there are common actions that helped them succeed in their quest for gainful employment.
1. Balachandran R
Mobile 98848 24298
rbalac25@gmail.com
SYNOPSYS
PGDM(MBA) from IIM Calcutta (1987-89) with a Mechanical Engineering graduate degree.
Major part of career with:
- UK head quartered Standard Chartered Bank.
- Infosys group/Finacle in banking Product Management.
- Last role at Temenos (head quartered in Switzerland), as Senior Vice President.
Visiting faculty at IIM’s (2017-23).
Diverse banking industry experience of about 28 years in business development, client
relationship management, credit risk management, IT banking product
management. Traveled extensively and worked on banking projects/presales in India, USA,
UK, Latin America, Africa, South East Asia, Australia, and the Middle East.
Academic experience at seven of the IIMs, SP Jain Mumbai and XLRI as a Visiting faculty.
As a free-lance writer, have contributed to Economic Times, Business Standard, Business
Line and Business World on fixed income investing, mutual funds, banking and financial
markets, monetary policy and central banks, banking technology etc.
EDUCATION
1989 PGDM Indian Institute of Management, Calcutta
1987 BE College of Engineering, Chennai
CAREER HISTORY
Standard Chartered Bank: 1991-2001
1999-2001 Senior Manager, Corporate Banking, Southern India
Headed the sales and credit services function for Southern India
Credit risk management for the corporate banking portfolio
Managed and mentored a team of credit analysts comprising of IIM MBA’s and Chartered
Accountants
Advised clients and Relationship Managers in structuring complex transactions and identifying
risk issues
Ensured compliance with credit policies and regulatory guidelines
Handled audits from UK head office and regulatory inspections
Identified weak corporate borrower accounts based on early warning alert mechanism and
put in place appropriate exit strategies
Successfully negotiated and exited several weak corporate accounts in the portfolio
Held responsibility for annual account reviews, underwriting, credit grading and covenant
monitoring
2. Managed the corporate credit management function for North and East India, with
responsibility for 40% of the bank’s portfolio, on short-term assignment-excellent feedback
received
Trained in credit analysis at Standard Chartered Bank, Singapore
Attended program for ‘Managing People, Managing Change’ for senior managers of Standard
Chartered Bank, at Dubai
Achieved Credit Professional status based on credit skills assessment tests
1996-1999 Senior Relationship Manager/RM, Corporate Banking, Standard Chartered Bank
Business development and client relationship management
Revenue accountability
Instrumental in acquiring several new relationships
Focused on credit quality, establishing track record in high quality assets
Managed a corporate portfolio across multiple geographies
Managed/inherited several large accounts with weak credit profile and successfully
negotiated/reduced exposure
Underwent Customer Management Process (CMP) training at Standard Chartered Bank, Kuala
Lumpur and trained the entire India Corporate Banking staff in CMP
Deputed to Standard Chartered Bank, New York, for acquiring exposure to the
corporate banking business in the United States
1991-95 Manager, Merchant Banking, Standard Chartered Bank
Originated investment banking mandates-equity and debt
Managed IPOs
Advised corporates on structuring capital raising efforts in the form of equity, debt, and
preference capital
Conducted due diligence exercise for IPOs
Bank Muscat: Account Relationship Manager, Corporate Banking, 2002-3, Muscat and
Bangalore
Relationship management for a corporate banking portfolio of about 150 accounts
Analysis of corporate borrowers’ financial statements
Conducted annual account reviews
Held responsibility for legal proceedings for delinquent borrowers
Infosys group: Senior Product Line Manager, Finacle banking product, 2004-2016
Product Management for Finacle core banking and origination –corporate lending, retail
lending and trade finance
Help define product strategy
Designed new modules-spreadsheet analysis, corporate loan origination and syndicated
loans
Built new teams from scratch. Evaluation and recruitment of senior US/India based
professionals with 10-20 years’ experience
Managed a team for product management across 6 locations
Direct participation in large deals to support business development
3. CEO/CXO level interaction with banking clients/prospects
Interaction with analysts
Thought leadership
Travelled/worked with banking clients/prospects in the United States, Latin America, Middle
East, India, Africa, Australia, and South East Asia
Institutional membership (2012-13) of the Loan Syndications and Trading Association
(LSTA), New York
2015- 2016, with Infosys subsidiary Edgeverve.
Have worked for shorter stints in manufacturing (Sundaram Clayton), Merchant Banking
(Indbank), Corporate Banking (Majan International Bank, Muscat), Banking Technology
(Polaris, Temenos)
ACADEMIC EXPERIENCE
I have offered elective courses at seven of the IIM’s, SP Jain and XLRI:
Commercial Bank Management
Management of Banking and Financial Institutions
Banking, Financial Markets and Systems
Topics in Financial Services
Bank Management
Corporate Banking
Financial Statement Analysis
Management of Banking
IIM Calcutta
Academic years 2018-19, 2020-21, 2021-22, 2022-23
IIM Trichy
Academic years 2017-18, 2018-19, 2019-20, 2020-21, 2021-22, 2022-23, 2023-24
IIM Nagpur
Academic years 2018-19, 2019-20, 2020-21, 2021-22, 2022-23, 2023-24
IIM Sirmaur
Academic years 2018-19, 2019-20, 2020-21, 2021-22, 2022-23, 2023-24
IIM Udaipur
Academic years 2017-18, 2018-19
IIM Ranchi
Academic year 2018-19
XLRI
Academic year 2023-24
SPJIMR, Mumbai
Academic years 2021-22,2022-23,2023-24
Institute for Financial Management and Research (Krea University)
Academic year 2018-19
