SlideShare a Scribd company logo
November 1, 2013
Jacquelyn Beatty
Karr Tuttle Campbell

Jim Murray
Dickstein Shapiro
What does the contract say?
What does “the law” say?
Is the insured’s consent
required?

Settling without the insurer’s
consent: the insured’s rights
under an ROR defense.
How does this affect
the timing and the
obligation?
 Duties

owed to the insured
– first and third party
 Duties owed to excess
carriers
 Duties owed to third party
claimant
 Is

there duty to pay
undisputed amount?
 What’s

the exposure if a
duty is breached?











Jacquelyn Beatty, Esq. CPCU ARM CLMP
Karr Tuttle Campbell
(206) 224-8090
jbeatty@karrtuttle.com

James Murray, Esq.
Dickstein Shapiro
(202) 420-3409
murrayj@dicksteinshapiro.com

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