This document discusses factors that contribute less than 100% to life such as hard work (98%), knowledge (96%), love (54%), and luck (47%). It determines that money (72%) and leadership (89%) are also not what makes life 100%. The key factor identified is attitude, as the letters in the word attitude sum to 100%. The document concludes that having the right attitude towards life and work is what makes life 100% and advises to change your attitude to change your life.