The document discusses a payroll debit card called the TFG Visa Prepaid Payroll Card that can be used instead of paper checks. It saves employers money by reducing check printing and mailing costs and allows all employees access to their pay whether they have a bank account or not. Employees benefit from the convenience of accessing their wages anywhere without fees and employers can save up to $3.15 per paycheck or nearly $19,000 annually for a company with 100 employees.

1. • No cost to the employer
• Eliminate the costs and risks
associated with paper checks
• Enhance your benefits package
• Increase staff retention
• Reduce check administrative costs
• Achieve 100% direct deposit
• Educational materials provided at
no cost
What is the TFG Visa® Prepaid Payroll Card?
The card is a payroll debit card that eliminates paper checks and the need to convert
checks into cash. The payroll card is funded as a direct deposit transaction through
your existing payroll system. No bank account or credit check is required. All of your
employees are eligible.
Why do I need it?
The payroll card allows you to save more by cutting costs in check printing and shipping.
According to NACHA, companies can save up to $3.15 per payment by using direct dep-
osit instead of paper checks.* A company with 100 employees on paper checks can save
nearly $19,000 a year by switching to direct deposit.
*Source: Employee Benefit Research Institute and Mathew Greenwald & Assoc., Inc., Retirement Confidence Survey
Why do my employees need it?
All of your unbanked employees can experience the convenience of direct deposit. For
your employees, the paycard eliminates the high fees of check cashing. Now they can
make purchases and pay bills online, get cash at banks and ATMs, and add a companion
A
card for a family member (including international).
Chelsea Tuck, chelsea.tuck@tfgcard.com | 503.924.3143 | tfgcard.com
The TFG Visa Payroll Debit Card is issued by First California Bank.

2. Employee Benefits
• Provides immediate access to paycheck
Key Features
• No fees for all Point-of-Sale purchases including
• Can be used anywhere Visa® is accepted “Cash Back”
• Temporary cards available if Visa® card is lost
• No fees for all point-of-sale transactions or stolen
including “Cash Back”
• Cardholders can access their money 24/7/365
• Withdraw cash from all ATMs
• Receive all forms of direct deposit including
refund, social security, and unemployment
• Easily replaced if lost or stolen - funds are FDIC Instant Issue Cards
insured • Cards ready at your office to hand out to new
hires or terminated employees
• Make purchases and pay bills online
• Load cards with paycheck immediately
• Manage account online • Personalized card is sent to employee after
three deposits
• Receive text/email alerts for balance and deposits
• Bilingual live cardholder support
About TFG Card Solutions
TFG Card Solutions has been offering employers payroll debit cards to increase direct deposit
participation since 2004. Payroll debit cards provide unbanked employees a safe, secure, and
convenient way to access their funds 24/7/365. TFG Card Solutions has provided payroll debit
cards to many companies in various industries located all over the country to increase their
direct deposit participation.
Chelsea Tuck, chelsea.tuck@tfgcard.com | 503.924.3143 | tfgcard.com
The TFG Visa Payroll Debit Card is issued by First California Bank.