How Credit Card Fraud Happens and How You Can Protect YourselfDigital EYE Media
Often a simple transaction is responsible for a crime that can potentially turn a credit card holder’s life completely upside down. Learn how to protect yourself from identity theft.
Identity Theft and How to Prevent Them in the Digital Age Maven Logix
Mr. Jamshed Masood who is a telecom sector executive provided information about how to identity thefts and how to prevent them in the digital age. He discussed the real definition of identity theft, its impact. Not only limited to this, respected speaker also gave the complete information of different types of identity thefts and their methods such as hacking, shoulder surfing. While discussing these thefts, light on prevention methodology to treat these kind of thefts was also given to the audience.
Identity Theft vs Identity Fraud: Understanding the DifferencesFTx Identity
Confused between identity theft and identity fraud? Our in-depth guide defines both, ensuring you understand the distinctions and how to protect yourself against each. Stay informed and secure.
How Credit Card Fraud Happens and How You Can Protect YourselfDigital EYE Media
Often a simple transaction is responsible for a crime that can potentially turn a credit card holder’s life completely upside down. Learn how to protect yourself from identity theft.
Identity Theft and How to Prevent Them in the Digital Age Maven Logix
Mr. Jamshed Masood who is a telecom sector executive provided information about how to identity thefts and how to prevent them in the digital age. He discussed the real definition of identity theft, its impact. Not only limited to this, respected speaker also gave the complete information of different types of identity thefts and their methods such as hacking, shoulder surfing. While discussing these thefts, light on prevention methodology to treat these kind of thefts was also given to the audience.
Identity Theft vs Identity Fraud: Understanding the DifferencesFTx Identity
Confused between identity theft and identity fraud? Our in-depth guide defines both, ensuring you understand the distinctions and how to protect yourself against each. Stay informed and secure.
Company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Identity Theft and Phishing - Canadian Resource Centre for Victims- Mark - Fullbright
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
1CYBER CRIMEChapter 5Objectives· Understand the differen.docxjesusamckone
1
CYBER CRIME
Chapter 5
Objectives
· Understand the difference between identity theft and identity fraud
· Explore the five types of identity theft/fraud
· Discuss the virtual and Internet methods in which computer criminals steal identities
· Develop a knowledge of the crimes committed due to identity theft
Details
I. Identity Theft: Illegal use or transfer of an individual’s personal identification
information.
Identity Fraud: Illegal activities based on the fraudulent use of identifying information of a real or fictitious person.
· Creation of fictitious identity by using a “breeder” document(fictitious or stolen identifiers)
· Used by criminals to create additional lines of credit and separate bank accounts
· Used by terrorists to conceal their own identity, hide from authorities or gain access to sensitive information
Types of Identity Theft/Fraud
· Assumption of Identity: individual assumes the identity of their victim, including all aspects of the victim’s lives
· Rarest form of identity theft/fraud
· Theft for Employment or Border Entry: Fraudulent use of stolen or fictitious personal information to obtain employment or gain entry into US
· Alien Registration Cards
· Nonimmigrant Visas
· Passports and Citizenship Documents
· Border Crossing Cards
· Virtual Identity Theft/Fraud: Use of personal, professional, or other dimensions of identity toward creating a fraudulent virtual personality
· On-line dating
· Role playing
· Accessing deviant sites or locations containing questionable content
· Extra Marital Affairs
· Use for harassment or stalking
· Criminals may use to deceive others to reveal personal information or solicit a criminal act
· Credit Identity Theft/Fraud: Use of stolen personal and financial information to facilitate the creation of fraudulent accounts. It requires the affirmative act of securing additional credit.
· Criminals use to create additional sources of revenue through the establishment of multiple accounts
· FTC (2011) reported 60% of all identity theft victims stated their personal information was used to open new accounts, transfer funds, or commit tax/wage related fraud
II. Scope and Victimology
· Developing crime statistics for Identity Theft/Fraud has been difficult
· Lack of reporting by the public
· Lack of reporting by police to federal agencies
· Jurisdictional discrepancies in crime measurement
· Selective enforcement based on community standards and department resources
· First comprehensive study conducted by Government Accounting Office (2002)
· Identity Theft was dramatically increasing
· Calls to the Identity Theft Clearinghouse increased over 500% in two years
· Losses incurred by MasterCard and Visa increased by 43%
· No significant loss of consumer confidence as online shopping increased
· Number-one consumer complaint to the Federal Trade Commission (FTC)
· FTC Study (2004): 15 million Americans victimized in 2003.
· Total annual cost to individu.
1CYBER CRIMEChapter 5Objectives· Understand the differen.docxherminaprocter
1
CYBER CRIME
Chapter 5
Objectives
· Understand the difference between identity theft and identity fraud
· Explore the five types of identity theft/fraud
· Discuss the virtual and Internet methods in which computer criminals steal identities
· Develop a knowledge of the crimes committed due to identity theft
Details
I. Identity Theft: Illegal use or transfer of an individual’s personal identification
information.
Identity Fraud: Illegal activities based on the fraudulent use of identifying information of a real or fictitious person.
· Creation of fictitious identity by using a “breeder” document(fictitious or stolen identifiers)
· Used by criminals to create additional lines of credit and separate bank accounts
· Used by terrorists to conceal their own identity, hide from authorities or gain access to sensitive information
Types of Identity Theft/Fraud
· Assumption of Identity: individual assumes the identity of their victim, including all aspects of the victim’s lives
· Rarest form of identity theft/fraud
· Theft for Employment or Border Entry: Fraudulent use of stolen or fictitious personal information to obtain employment or gain entry into US
· Alien Registration Cards
· Nonimmigrant Visas
· Passports and Citizenship Documents
· Border Crossing Cards
· Virtual Identity Theft/Fraud: Use of personal, professional, or other dimensions of identity toward creating a fraudulent virtual personality
· On-line dating
· Role playing
· Accessing deviant sites or locations containing questionable content
· Extra Marital Affairs
· Use for harassment or stalking
· Criminals may use to deceive others to reveal personal information or solicit a criminal act
· Credit Identity Theft/Fraud: Use of stolen personal and financial information to facilitate the creation of fraudulent accounts. It requires the affirmative act of securing additional credit.
· Criminals use to create additional sources of revenue through the establishment of multiple accounts
· FTC (2011) reported 60% of all identity theft victims stated their personal information was used to open new accounts, transfer funds, or commit tax/wage related fraud
II. Scope and Victimology
· Developing crime statistics for Identity Theft/Fraud has been difficult
· Lack of reporting by the public
· Lack of reporting by police to federal agencies
· Jurisdictional discrepancies in crime measurement
· Selective enforcement based on community standards and department resources
· First comprehensive study conducted by Government Accounting Office (2002)
· Identity Theft was dramatically increasing
· Calls to the Identity Theft Clearinghouse increased over 500% in two years
· Losses incurred by MasterCard and Visa increased by 43%
· No significant loss of consumer confidence as online shopping increased
· Number-one consumer complaint to the Federal Trade Commission (FTC)
· FTC Study (2004): 15 million Americans victimized in 2003.
· Total annual cost to individu.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
17 U.S. Code § 107 - Limitations on exclusive rights: Fair use
Notwithstanding the provisions of sections 106 and 106A, the fair use of a copyrighted work, including such use by reproduction in copies or phonorecords or by any other means specified by that section, for purposes such as criticism, comment, news reporting, teaching (including multiple copies for classroom use), scholarship, or research, is not an infringement of copyright.
The ultimate list of identity theft and how hackers and thieves can use your information in so many ways to use your identity. Some of these may surprise you, so be sure to read the whole list to keep you and your family safe from hackers and having your identity stolen.
Company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Identity Theft and Phishing - Canadian Resource Centre for Victims- Mark - Fullbright
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
1CYBER CRIMEChapter 5Objectives· Understand the differen.docxjesusamckone
1
CYBER CRIME
Chapter 5
Objectives
· Understand the difference between identity theft and identity fraud
· Explore the five types of identity theft/fraud
· Discuss the virtual and Internet methods in which computer criminals steal identities
· Develop a knowledge of the crimes committed due to identity theft
Details
I. Identity Theft: Illegal use or transfer of an individual’s personal identification
information.
Identity Fraud: Illegal activities based on the fraudulent use of identifying information of a real or fictitious person.
· Creation of fictitious identity by using a “breeder” document(fictitious or stolen identifiers)
· Used by criminals to create additional lines of credit and separate bank accounts
· Used by terrorists to conceal their own identity, hide from authorities or gain access to sensitive information
Types of Identity Theft/Fraud
· Assumption of Identity: individual assumes the identity of their victim, including all aspects of the victim’s lives
· Rarest form of identity theft/fraud
· Theft for Employment or Border Entry: Fraudulent use of stolen or fictitious personal information to obtain employment or gain entry into US
· Alien Registration Cards
· Nonimmigrant Visas
· Passports and Citizenship Documents
· Border Crossing Cards
· Virtual Identity Theft/Fraud: Use of personal, professional, or other dimensions of identity toward creating a fraudulent virtual personality
· On-line dating
· Role playing
· Accessing deviant sites or locations containing questionable content
· Extra Marital Affairs
· Use for harassment or stalking
· Criminals may use to deceive others to reveal personal information or solicit a criminal act
· Credit Identity Theft/Fraud: Use of stolen personal and financial information to facilitate the creation of fraudulent accounts. It requires the affirmative act of securing additional credit.
· Criminals use to create additional sources of revenue through the establishment of multiple accounts
· FTC (2011) reported 60% of all identity theft victims stated their personal information was used to open new accounts, transfer funds, or commit tax/wage related fraud
II. Scope and Victimology
· Developing crime statistics for Identity Theft/Fraud has been difficult
· Lack of reporting by the public
· Lack of reporting by police to federal agencies
· Jurisdictional discrepancies in crime measurement
· Selective enforcement based on community standards and department resources
· First comprehensive study conducted by Government Accounting Office (2002)
· Identity Theft was dramatically increasing
· Calls to the Identity Theft Clearinghouse increased over 500% in two years
· Losses incurred by MasterCard and Visa increased by 43%
· No significant loss of consumer confidence as online shopping increased
· Number-one consumer complaint to the Federal Trade Commission (FTC)
· FTC Study (2004): 15 million Americans victimized in 2003.
· Total annual cost to individu.
1CYBER CRIMEChapter 5Objectives· Understand the differen.docxherminaprocter
1
CYBER CRIME
Chapter 5
Objectives
· Understand the difference between identity theft and identity fraud
· Explore the five types of identity theft/fraud
· Discuss the virtual and Internet methods in which computer criminals steal identities
· Develop a knowledge of the crimes committed due to identity theft
Details
I. Identity Theft: Illegal use or transfer of an individual’s personal identification
information.
Identity Fraud: Illegal activities based on the fraudulent use of identifying information of a real or fictitious person.
· Creation of fictitious identity by using a “breeder” document(fictitious or stolen identifiers)
· Used by criminals to create additional lines of credit and separate bank accounts
· Used by terrorists to conceal their own identity, hide from authorities or gain access to sensitive information
Types of Identity Theft/Fraud
· Assumption of Identity: individual assumes the identity of their victim, including all aspects of the victim’s lives
· Rarest form of identity theft/fraud
· Theft for Employment or Border Entry: Fraudulent use of stolen or fictitious personal information to obtain employment or gain entry into US
· Alien Registration Cards
· Nonimmigrant Visas
· Passports and Citizenship Documents
· Border Crossing Cards
· Virtual Identity Theft/Fraud: Use of personal, professional, or other dimensions of identity toward creating a fraudulent virtual personality
· On-line dating
· Role playing
· Accessing deviant sites or locations containing questionable content
· Extra Marital Affairs
· Use for harassment or stalking
· Criminals may use to deceive others to reveal personal information or solicit a criminal act
· Credit Identity Theft/Fraud: Use of stolen personal and financial information to facilitate the creation of fraudulent accounts. It requires the affirmative act of securing additional credit.
· Criminals use to create additional sources of revenue through the establishment of multiple accounts
· FTC (2011) reported 60% of all identity theft victims stated their personal information was used to open new accounts, transfer funds, or commit tax/wage related fraud
II. Scope and Victimology
· Developing crime statistics for Identity Theft/Fraud has been difficult
· Lack of reporting by the public
· Lack of reporting by police to federal agencies
· Jurisdictional discrepancies in crime measurement
· Selective enforcement based on community standards and department resources
· First comprehensive study conducted by Government Accounting Office (2002)
· Identity Theft was dramatically increasing
· Calls to the Identity Theft Clearinghouse increased over 500% in two years
· Losses incurred by MasterCard and Visa increased by 43%
· No significant loss of consumer confidence as online shopping increased
· Number-one consumer complaint to the Federal Trade Commission (FTC)
· FTC Study (2004): 15 million Americans victimized in 2003.
· Total annual cost to individu.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
17 U.S. Code § 107 - Limitations on exclusive rights: Fair use
Notwithstanding the provisions of sections 106 and 106A, the fair use of a copyrighted work, including such use by reproduction in copies or phonorecords or by any other means specified by that section, for purposes such as criticism, comment, news reporting, teaching (including multiple copies for classroom use), scholarship, or research, is not an infringement of copyright.
The ultimate list of identity theft and how hackers and thieves can use your information in so many ways to use your identity. Some of these may surprise you, so be sure to read the whole list to keep you and your family safe from hackers and having your identity stolen.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the telegram contact of my personal vendor.
@Pi_vendor_247
#pi network #pi coins #legit #passive income
#US
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
Seminar: Gender Board Diversity through Ownership NetworksGRAPE
Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
How Does CRISIL Evaluate Lenders in India for Credit RatingsShaheen Kumar
CRISIL evaluates lenders in India by analyzing financial performance, loan portfolio quality, risk management practices, capital adequacy, market position, and adherence to regulatory requirements. This comprehensive assessment ensures a thorough evaluation of creditworthiness and financial strength. Each criterion is meticulously examined to provide credible and reliable ratings.
2. Credit card fraud -
situation when an
individual uses another
individual’s credit card
for personal reasons
while the owner is not
aware of this fact
3. Credit card frauds are committed
in the following ways:
an act of criminal deception by
use of unauthorized account or
personal information
illegal or unauthorized use of
account for personal gain
misrepresentation of account
information
4. Modus operandi for credit card frauds:
lost or stolen card - 48%
identity theft - 15%
skimming - 14%
counterfeit card - 12%
phishing - 6%
other - 5%
6. Identity theft
social security or
driver’s license
numbers
false credentials for
immigration
attributed to the
victim
account takeover
true name theft
7. Scimming
illegal copying of
information from the
magnetic strip of a
credit card
fake or ‘cloned’ card
with your details on it
borrowing money
and taking out loans
10. Sergei Tšurikov (Estonia) found a
path of entry into the RBS computer
network
Managed an existing ring of cashiers
Distributed fraudulently obtained
debit card account numbers and PIN
codes
Hacking rings raised the accounts
limits on compromised accounts
44 counterfeit payroll debit cards
12. Destroy your expired cards
Immediately sign new cards
Don’t keep your PIN in your wallet
Treat credit cards as if they were real money
Lost or stolen cards should be reported immediately
Be cautious when giving information to websites or
unknown individuals
Verify transactions on your statement with your receipts
Keep an eye on the credit card when making
transactions in shops
Don’t sign a blank credit card receipt
Don’t borrow your cards
Guidelines to protect yourself from credit
card fraud: