This document summarizes the benefits and process of obtaining a French mortgage through Athena Mortgages Ireland. Some key benefits include higher loan-to-value ratios up to 100%, non-recourse lending with the bank only taking security on the French property, and competitive fixed interest rates as low as 4.5% for up to 25 years. The mortgage process involves signing documents with a French notary, obtaining power of attorney in Ireland, signing the mortgage offer, and making an initial deposit payment.