ALLTEL achieved double-digit earnings growth in the fourth quarter and full year 2004, driven by an 11% increase in wireless revenues and strong wireless customer additions of 139,000 net new customers in Q4. For the full year, ALLTEL added over 511,000 net new wireless customers, its highest annual growth since 1998. The company also grew its broadband customer base by 26,000 in Q4 to a total of over 243,000 for the year, a 59% increase. Looking forward, ALLTEL expects further growth through its pending acquisitions of Western Wireless and Cingular/AT&T assets.
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
1. Andrew Moreau 501-905-7962
For additional information contact:
Vice President - Corporate Communications
andrew.moreau@alltel.com
Rob Clancy 501-905-8991
Vice President - Investor Relations
rob.clancy@alltel.com
Jan. 21, 2005
Release Date:
ALLTEL achieves double-digit earnings growth
as wireless revenues rise 11 percent
Wireless gains 139,000 net adds, average customer revenue up 4 percent
LITTLE ROCK, Ark. - ALLTEL today announced that the company achieved double-digit
earnings growth in the fourth quarter and for all of 2004, driven by outstanding
performance in the wireless business. Fully diluted earnings per share under Generally
Accepted Accounting Principles (GAAP) was 89 cents for the quarter and $3.39 for the
year. Fully diluted earnings per share from current businesses in the quarter was 89 cents, a
16 percent increase from a year ago. Fully diluted earnings per share from current
businesses in the year was $3.37, a 10 percent increase from a year ago.
Among the highlights for the fourth quarter:
• Total revenues were $2.1 billion, a 6 percent increase from a year ago. Total
operating income was $501 million, a 6 percent increase. Net income under
GAAP was $271 million. Net income from current businesses was $270
million, a 13 percent increase.
• Wireless revenues were $1.3 billion, an 11 percent increase from a year ago.
The company added more than 139,000 net new wireless customers, most of
which were post-pay, a 46 percent increase from a year ago. Average revenue
per customer was $49.24, a 4 percent increase. Post-pay churn was 1.68
percent, a 14 percent improvement from a year ago and the best post-pay churn
rate for the fourth quarter since 1998.
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2. • ALLTEL added a record 26,000 net new broadband customers, with total
penetration reaching 12 percent of addressable lines. Wireline average revenue
per customer was $66.98, a 1 percent increase. Feature revenue per eligible line
increased 7 percent.
• Equity free cash flow from current businesses was $226 million, a 4 percent
increase. Net cash from operations was level at $623 million.
“ALLTEL delivered fourth-quarter and annual results that reflect the focus our
entire organization has placed on achieving superior financial results while improving
service to our customers,” said Scott Ford, ALLTEL president and chief executive officer.
“Our wireless business continues to improve in almost every area, producing double-digit
revenue growth driven by our focus on adding high-value customers, who also are
increasing their use of our wireless data services. Our wireline business had a record
quarter of broadband growth and ALLTEL continues to maintain industry-leading
margins.
“This was an outstanding year for our company. ALLTEL is growing the business,
delivering value for our shareholders and improving service for our customers.”
Among the highlights for the year:
• Total revenues were $8.2 billion, a 3 percent increase from year-end 2003.
Total operating income was $1.9 billion, a 1 percent increase. Net income under
GAAP was $1 billion. Net income from current businesses was $1 billion, a 9
percent increase.
• The company’s net new wireless customer additions reached nearly 511,000, an
86 percent increase from 2003 and the largest annual gain since 1998. Average
revenue per customer was $48.13, the highest annual rate in four years. Post-
pay churn for the year was 1.74 percent, the best annual rate since 1998.
• ALLTEL now has more than 243,000 broadband customers, a 59 percent
increase from year-end 2003. Average revenue per wireline customer was
$65.87, a 2 percent increase.
• Equity free cash flow from current businesses was $1.2 billion, a 17 percent
increase from a year ago. Net cash from operations remained level at $2.5
billion.
-more-
3. • ALLTEL returned more than $1 billion in capital to shareholders by paying
more than $450 million in dividends and repurchasing 11.2 million shares of
stock for $600 million.
In 2004, the company expanded its footprint by acquiring the wireless assets of
MobileTel in Louisiana and certain wireless assets from U.S. Cellular and TDS Telecom
in Georgia, Florida, Mississippi, North Carolina, Ohio and Wisconsin. ALLTEL also
announced in 2004 it would acquire Cingular assets in Oklahoma, Texas, Kentucky,
Connecticut, Mississippi and Kansas. That transaction is expected to close in the second
quarter of 2005.
Earlier this month, ALLTEL reached an agreement to merge with Western
Wireless Corp. in a $6 billion stock-and-cash transaction that is expected to close by mid-
year. The company will gain about 1.4 million domestic wireless customers in 19
midwestern and western states that are contiguous to existing properties. It also will add
about 1.6 million international customers.
ALLTEL is a customer-focused communications company with more than 13
million customers and $8 billion in annual revenues. ALLTEL provides wireless, local
telephone, long-distance, Internet and broadband services to residential and business
customers in 26 states.
ALLTEL claims the protection of the safe-harbor for forward-looking statements
contained in the Private Securities Litigation Reform Act of 1995. Forward-looking
statements are subject to uncertainties that could cause actual future events and results to
differ materially from those expressed in the forward-looking statements. These forward-
looking statements are based on estimates, projections, beliefs, and assumptions and are not
guarantees of future events and results. Actual future events and results may differ
materially from those expressed in these forward-looking statements as a result of a
number of important factors. Representative examples of these factors include (without
limitation) adverse changes in economic conditions in the markets served by ALLTEL; the
extent, timing, and overall effects of competition in the communications business; material
changes in the communications industry generally that could adversely affect vendor
relationships with equipment and network suppliers and customer relationships with
-more-
-more-
4. wholesale customers; changes in communications technology; the risks associated with the
integration of acquired businesses; adverse changes in the terms and conditions
of the company’s wireless roaming agreements; the potential for adverse changes in the
ratings given to ALLTEL’s debt securities by nationally accredited ratings organizations;
the availability and cost of financing in the corporate debt markets; the uncertainties
related to ALLTEL’s strategic investments; the effects of work stoppages; the effects of
litigation; and the effects of federal and state legislation, rules, and regulations governing
the communications industry. In addition to these factors, actual future performance,
outcomes, and results may differ materially because of more general factors including
(without limitation) general industry and market conditions and growth rates, economic
conditions, and governmental and public policy changes.
-end-
ALLTEL, NYSE: AT
www.alltel.com