ALLTEL achieved double-digit earnings growth in the fourth quarter and full year 2004, driven by an 11% increase in wireless revenues and adding over 139,000 net new wireless customers. For the full year, ALLTEL added nearly 511,000 net new wireless customers, their largest annual gain since 1998. ALLTEL also grew their broadband customer base by 59% to over 243,000 customers and expects to complete acquisitions that will add over 3 million new wireless and international customers in 2005.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
how can i use my minded pi coins I need some funds.
alltel 4Q04_Earningsrelease
1. Andrew Moreau 501-905-7962
For additional information contact:
Vice President - Corporate Communications
andrew.moreau@alltel.com
Rob Clancy 501-905-8991
Vice President - Investor Relations
rob.clancy@alltel.com
Jan. 21, 2005
Release Date:
ALLTEL achieves double-digit earnings growth
as wireless revenues rise 11 percent
Wireless gains 139,000 net adds, average customer revenue up 4 percent
LITTLE ROCK, Ark. - ALLTEL today announced that the company achieved double-
digit earnings growth in the fourth quarter and for all of 2004, driven by outstanding
performance in the wireless business. Fully diluted earnings per share under Generally
Accepted Accounting Principles (GAAP) was 89 cents for the quarter and $3.39 for the
year. Fully diluted earnings per share from current businesses in the quarter was 89 cents,
a 16 percent increase from a year ago. Fully diluted earnings per share from current
businesses in the year was $3.37, a 10 percent increase from a year ago.
Among the highlights for the fourth quarter:
Total revenues were $2.1 billion, a 6 percent increase from a year ago. Total
•
operating income was $501 million, a 6 percent increase. Net income under
GAAP was $271 million. Net income from current businesses was $270
million, a 13 percent increase.
Wireless revenues were $1.3 billion, an 11 percent increase from a year ago.
•
The company added more than 139,000 net new wireless customers, most of
which were post-pay, a 46 percent increase from a year ago. Average revenue
per customer was $49.24, a 4 percent increase. Post-pay churn was 1.68
percent, a 14 percent improvement from a year ago and the best post-pay
churn rate for the fourth quarter since 1998.
-more-
2. ALLTEL added a record 26,000 net new broadband customers, with total
•
penetration reaching 12 percent of addressable lines. Wireline average
revenue per customer was $66.98, a 1 percent increase. Feature revenue per
eligible line increased 7 percent.
Equity free cash flow from current businesses was $226 million, a 4 percent
•
increase. Net cash from operations was level at $623 million.
“ALLTEL delivered fourth-quarter and annual results that reflect the focus our
entire organization has placed on achieving superior financial results while improving
service to our customers,” said Scott Ford, ALLTEL president and chief executive
officer. “Our wireless business continues to improve in almost every area, producing
double-digit revenue growth driven by our focus on adding high-value customers, who
also are increasing their use of our wireless data services. Our wireline business had a
record quarter of broadband growth and ALLTEL continues to maintain industry-
leading margins.
“This was an outstanding year for our company. ALLTEL is growing the
business, delivering value for our shareholders and improving service for our
customers.”
Among the highlights for the year:
Total revenues were $8.2 billion, a 3 percent increase from year-end 2003.
•
Total operating income was $1.9 billion, a 1 percent increase. Net income
under GAAP was $1 billion. Net income from current businesses was $1
billion, a 9 percent increase.
The company’s net new wireless customer additions reached nearly 511,000,
•
an 86 percent increase from 2003 and the largest annual gain since 1998.
Average revenue per customer was $48.13, the highest annual rate in four
years. Post-pay churn for the year was 1.74 percent, the best annual rate since
1998.
ALLTEL now has more than 243,000 broadband customers, a 59 percent
•
increase from year-end 2003. Average revenue per wireline customer was
$65.87, a 2 percent increase.
-more-
3. Equity free cash flow from current businesses was $1.2 billion, a 17 percent
•
increase from a year ago. Net cash from operations remained level at $2.5
billion.
ALLTEL returned more than $1 billion in capital to shareholders by paying
•
more than $450 million in dividends and repurchasing 11.2 million shares of
stock for $600 million.
In 2004, the company expanded its footprint by acquiring the wireless assets of
MobileTel in Louisiana and certain wireless assets from U.S. Cellular and TDS Telecom
in Georgia, Florida, Mississippi, North Carolina, Ohio and Wisconsin. ALLTEL also
announced in 2004 it would acquire Cingular assets in Oklahoma, Texas, Kentucky,
Connecticut, Mississippi and Kansas. That transaction is expected to close in the second
quarter of 2005.
Earlier this month, ALLTEL reached an agreement to merge with Western
Wireless Corp. in a $6 billion stock-and-cash transaction that is expected to close by
mid-year. The company will gain about 1.4 million domestic wireless customers in 19
midwestern and western states that are contiguous to existing properties. It also will add
about 1.6 million international customers.
ALLTEL is a customer-focused communications company with more than 13
million customers and $8 billion in annual revenues. ALLTEL provides wireless, local
telephone, long-distance, Internet and broadband services to residential and business
customers in 26 states.
ALLTEL claims the protection of the safe-harbor for forward-looking statements
contained in the Private Securities Litigation Reform Act of 1995. Forward-looking
statements are subject to uncertainties that could cause actual future events and results to
differ materially from those expressed in the forward-looking statements. These forward-
looking statements are based on estimates, projections, beliefs, and assumptions and are
not guarantees of future events and results. Actual future events and results may differ
materially from those expressed in these forward-looking statements as a result of a
number of important factors. Representative examples of these factors include (without
limitation) adverse changes in economic conditions in the markets served by ALLTEL;
the extent, timing, and overall effects of competition in the communications business;
-more-
4. material changes in the communications industry generally that could adversely affect
vendor relationships with equipment and network suppliers and customer relationships
with wholesale customers; changes in communications technology; the risks associated
with the integration of acquired businesses; adverse changes in the terms and conditions
of the company’s wireless roaming agreements; the potential for adverse changes in the
ratings given to ALLTEL’s debt securities by nationally accredited ratings organizations;
the availability and cost of financing in the corporate debt markets; the uncertainties
related to ALLTEL’s strategic investments; the effects of work stoppages; the effects of
litigation; and the effects of federal and state legislation, rules, and regulations governing
the communications industry. In addition to these factors, actual future performance,
outcomes, and results may differ materially because of more general factors including
(without limitation) general industry and market conditions and growth rates, economic
conditions, and governmental and public policy changes.
-end-
ALLTEL, NYSE: AT
www.alltel.com