ALLTEL achieved double-digit earnings growth in the fourth quarter and full year 2004, driven by an 11% increase in wireless revenues and adding over 139,000 net new wireless customers. For the full year, ALLTEL added nearly 511,000 net new wireless customers, their largest annual gain since 1998. ALLTEL also grew their broadband customer base by 59% to over 243,000 customers and expects to complete acquisitions that will add over 3 million new wireless and international customers in 2005.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
1. Andrew Moreau 501-905-7962
For additional information contact:
Vice President - Corporate Communications
andrew.moreau@alltel.com
Rob Clancy 501-905-8991
Vice President - Investor Relations
rob.clancy@alltel.com
Jan. 21, 2005
Release Date:
ALLTEL achieves double-digit earnings growth
as wireless revenues rise 11 percent
Wireless gains 139,000 net adds, average customer revenue up 4 percent
LITTLE ROCK, Ark. - ALLTEL today announced that the company achieved double-
digit earnings growth in the fourth quarter and for all of 2004, driven by outstanding
performance in the wireless business. Fully diluted earnings per share under Generally
Accepted Accounting Principles (GAAP) was 89 cents for the quarter and $3.39 for the
year. Fully diluted earnings per share from current businesses in the quarter was 89 cents,
a 16 percent increase from a year ago. Fully diluted earnings per share from current
businesses in the year was $3.37, a 10 percent increase from a year ago.
Among the highlights for the fourth quarter:
Total revenues were $2.1 billion, a 6 percent increase from a year ago. Total
•
operating income was $501 million, a 6 percent increase. Net income under
GAAP was $271 million. Net income from current businesses was $270
million, a 13 percent increase.
Wireless revenues were $1.3 billion, an 11 percent increase from a year ago.
•
The company added more than 139,000 net new wireless customers, most of
which were post-pay, a 46 percent increase from a year ago. Average revenue
per customer was $49.24, a 4 percent increase. Post-pay churn was 1.68
percent, a 14 percent improvement from a year ago and the best post-pay
churn rate for the fourth quarter since 1998.
-more-
2. ALLTEL added a record 26,000 net new broadband customers, with total
•
penetration reaching 12 percent of addressable lines. Wireline average
revenue per customer was $66.98, a 1 percent increase. Feature revenue per
eligible line increased 7 percent.
Equity free cash flow from current businesses was $226 million, a 4 percent
•
increase. Net cash from operations was level at $623 million.
“ALLTEL delivered fourth-quarter and annual results that reflect the focus our
entire organization has placed on achieving superior financial results while improving
service to our customers,” said Scott Ford, ALLTEL president and chief executive
officer. “Our wireless business continues to improve in almost every area, producing
double-digit revenue growth driven by our focus on adding high-value customers, who
also are increasing their use of our wireless data services. Our wireline business had a
record quarter of broadband growth and ALLTEL continues to maintain industry-
leading margins.
“This was an outstanding year for our company. ALLTEL is growing the
business, delivering value for our shareholders and improving service for our
customers.”
Among the highlights for the year:
Total revenues were $8.2 billion, a 3 percent increase from year-end 2003.
•
Total operating income was $1.9 billion, a 1 percent increase. Net income
under GAAP was $1 billion. Net income from current businesses was $1
billion, a 9 percent increase.
The company’s net new wireless customer additions reached nearly 511,000,
•
an 86 percent increase from 2003 and the largest annual gain since 1998.
Average revenue per customer was $48.13, the highest annual rate in four
years. Post-pay churn for the year was 1.74 percent, the best annual rate since
1998.
ALLTEL now has more than 243,000 broadband customers, a 59 percent
•
increase from year-end 2003. Average revenue per wireline customer was
$65.87, a 2 percent increase.
-more-
3. Equity free cash flow from current businesses was $1.2 billion, a 17 percent
•
increase from a year ago. Net cash from operations remained level at $2.5
billion.
ALLTEL returned more than $1 billion in capital to shareholders by paying
•
more than $450 million in dividends and repurchasing 11.2 million shares of
stock for $600 million.
In 2004, the company expanded its footprint by acquiring the wireless assets of
MobileTel in Louisiana and certain wireless assets from U.S. Cellular and TDS Telecom
in Georgia, Florida, Mississippi, North Carolina, Ohio and Wisconsin. ALLTEL also
announced in 2004 it would acquire Cingular assets in Oklahoma, Texas, Kentucky,
Connecticut, Mississippi and Kansas. That transaction is expected to close in the second
quarter of 2005.
Earlier this month, ALLTEL reached an agreement to merge with Western
Wireless Corp. in a $6 billion stock-and-cash transaction that is expected to close by
mid-year. The company will gain about 1.4 million domestic wireless customers in 19
midwestern and western states that are contiguous to existing properties. It also will add
about 1.6 million international customers.
ALLTEL is a customer-focused communications company with more than 13
million customers and $8 billion in annual revenues. ALLTEL provides wireless, local
telephone, long-distance, Internet and broadband services to residential and business
customers in 26 states.
ALLTEL claims the protection of the safe-harbor for forward-looking statements
contained in the Private Securities Litigation Reform Act of 1995. Forward-looking
statements are subject to uncertainties that could cause actual future events and results to
differ materially from those expressed in the forward-looking statements. These forward-
looking statements are based on estimates, projections, beliefs, and assumptions and are
not guarantees of future events and results. Actual future events and results may differ
materially from those expressed in these forward-looking statements as a result of a
number of important factors. Representative examples of these factors include (without
limitation) adverse changes in economic conditions in the markets served by ALLTEL;
the extent, timing, and overall effects of competition in the communications business;
-more-
4. material changes in the communications industry generally that could adversely affect
vendor relationships with equipment and network suppliers and customer relationships
with wholesale customers; changes in communications technology; the risks associated
with the integration of acquired businesses; adverse changes in the terms and conditions
of the company’s wireless roaming agreements; the potential for adverse changes in the
ratings given to ALLTEL’s debt securities by nationally accredited ratings organizations;
the availability and cost of financing in the corporate debt markets; the uncertainties
related to ALLTEL’s strategic investments; the effects of work stoppages; the effects of
litigation; and the effects of federal and state legislation, rules, and regulations governing
the communications industry. In addition to these factors, actual future performance,
outcomes, and results may differ materially because of more general factors including
(without limitation) general industry and market conditions and growth rates, economic
conditions, and governmental and public policy changes.
-end-
ALLTEL, NYSE: AT
www.alltel.com