How can companies improve their due diligence processes?LexisNexis Pacific
Tyson Wienker, Director of Strategy, Technology & Product Development for LexisNexis Pacific discusses the true cost of bribery, how can organisations improve their due diligence processes, emerging technologies & their impact on global risk and compliance at the GRC/ACI Conference, Gold Coast, November 18-20, 2012.
Facts and figures about our risk management associations in Europe 2019FERMA
The document provides information about FERMA, a network of 21 risk management associations from 20 European countries representing nearly 4,800 risk managers. It details FERMA's activities including advocacy, education, research, and events. It also provides brief summaries of several member associations, including information on their governance, activities, and members.
A lawyer’s guide to the top 13 social media issuesAndres Baytelman
This document provides a summary of 13 common social media issues that employers may face. It discusses issues such as whether employers must monitor employee email, whether they can monitor personal email accessed at work, and whether they can monitor an employee's social media use. The document outlines relevant court cases and concludes that while employers can monitor work email and social media, they must be careful not to engage in surreptitious monitoring that could violate privacy laws. It also notes some states prohibit accessing electronic communications without authorization.
SEC charges seven former Siemens executives with bribing leaders in ArgentinaAndres Baytelman
The SEC charged seven former Siemens executives with violating the FCPA by participating in a decade-long bribery scheme to pay over $100 million to high-ranking Argentine officials, including two former presidents, to retain a $1 billion contract. The executives falsified documents and used U.S. bank accounts to facilitate some bribe payments. One executive settled the charges by paying a $40,000 fine without admitting guilt.
Report 2008. Electronic Breaches Top All RecordsAndres Baytelman
The document summarizes a report from Verizon Business on data breaches in 2008. Some key findings from the report include:
- More electronic records were breached in 2008 than the previous four years combined, fueled by targeting of financial services and credit card transactions.
- 81% of organizations subject to PCI security standards were found non-compliant before being breached.
- 31% of breaches were in retail, and 93% of compromised records were related to financial services/credit cards.
- Nearly nine out of 10 breaches were considered avoidable if basic security practices had been followed.
Citigroup to pay $285 million to settle SEC charges for misleading investorsAndres Baytelman
Citigroup agreed to pay $285 million to settle SEC charges that it misled investors about a collateralized debt obligation (CDO) tied to the U.S. housing market. Citigroup helped select assets for the CDO that subsequently declined in value, while taking a short position against those same assets, without disclosing its role to investors. The CDO defaulted within months, costing investors nearly their entire investments, while Citigroup earned $160 million in fees and trading profits from its bet against the CDO. A Citigroup employee and Credit Suisse entities were also charged for their roles by the SEC.
Compendio sistematizado de regulaciones USA relevantes en materia de fraude corporativo, corrupción, compliance y eventual riesgo penal internacional (también, en varias de ellas, para empresas chilenas, o sus dueños y ejecutivos)
How can companies improve their due diligence processes?LexisNexis Pacific
Tyson Wienker, Director of Strategy, Technology & Product Development for LexisNexis Pacific discusses the true cost of bribery, how can organisations improve their due diligence processes, emerging technologies & their impact on global risk and compliance at the GRC/ACI Conference, Gold Coast, November 18-20, 2012.
Facts and figures about our risk management associations in Europe 2019FERMA
The document provides information about FERMA, a network of 21 risk management associations from 20 European countries representing nearly 4,800 risk managers. It details FERMA's activities including advocacy, education, research, and events. It also provides brief summaries of several member associations, including information on their governance, activities, and members.
A lawyer’s guide to the top 13 social media issuesAndres Baytelman
This document provides a summary of 13 common social media issues that employers may face. It discusses issues such as whether employers must monitor employee email, whether they can monitor personal email accessed at work, and whether they can monitor an employee's social media use. The document outlines relevant court cases and concludes that while employers can monitor work email and social media, they must be careful not to engage in surreptitious monitoring that could violate privacy laws. It also notes some states prohibit accessing electronic communications without authorization.
SEC charges seven former Siemens executives with bribing leaders in ArgentinaAndres Baytelman
The SEC charged seven former Siemens executives with violating the FCPA by participating in a decade-long bribery scheme to pay over $100 million to high-ranking Argentine officials, including two former presidents, to retain a $1 billion contract. The executives falsified documents and used U.S. bank accounts to facilitate some bribe payments. One executive settled the charges by paying a $40,000 fine without admitting guilt.
Report 2008. Electronic Breaches Top All RecordsAndres Baytelman
The document summarizes a report from Verizon Business on data breaches in 2008. Some key findings from the report include:
- More electronic records were breached in 2008 than the previous four years combined, fueled by targeting of financial services and credit card transactions.
- 81% of organizations subject to PCI security standards were found non-compliant before being breached.
- 31% of breaches were in retail, and 93% of compromised records were related to financial services/credit cards.
- Nearly nine out of 10 breaches were considered avoidable if basic security practices had been followed.
Citigroup to pay $285 million to settle SEC charges for misleading investorsAndres Baytelman
Citigroup agreed to pay $285 million to settle SEC charges that it misled investors about a collateralized debt obligation (CDO) tied to the U.S. housing market. Citigroup helped select assets for the CDO that subsequently declined in value, while taking a short position against those same assets, without disclosing its role to investors. The CDO defaulted within months, costing investors nearly their entire investments, while Citigroup earned $160 million in fees and trading profits from its bet against the CDO. A Citigroup employee and Credit Suisse entities were also charged for their roles by the SEC.
Compendio sistematizado de regulaciones USA relevantes en materia de fraude corporativo, corrupción, compliance y eventual riesgo penal internacional (también, en varias de ellas, para empresas chilenas, o sus dueños y ejecutivos)
The document summarizes key findings from Bain & Company's 2014 Luxury Goods Worldwide Market Study. It finds that while the overall global luxury market exceeded €850 billion in 2014, growth is slowing. Personal luxury goods continue to buoy the market, having nearly tripled over 20 years to €223 billion in 2014, though growth is also slowing. Regionally, the Americas were the strongest growth engine in 2014 at 6% growth, while China saw its first contraction at -1% growth.
- President John Dramani Mahama of Ghana returned from a trip to the UK where he attended a G8 meeting and addressed the Royal Institute of International Affairs.
- The Supreme Court ordered a construction firm, Waterville Holdings, to refund the Ghanaian government €25 million that it had received illegally without parliamentary approval.
- The Ghanaian cedi slumped to its lowest value ever against the US dollar due to falling gold prices, high imports, and insufficient foreign currency reserves.
This document summarizes the key findings of SBI's 8th Annual Research Project report on developing an effective sales strategy for 2015. The report found that having a best-in-class sales strategy provides sales leaders with greater job security, income, and stock value compared to those without an effective strategy. It identifies the most common obstacles to developing the right strategy, such as using the same strategy as competitors or focusing on tactics rather than strategic goals. The report concludes that having the wrong sales strategy is the biggest threat to success, and sales leaders need to prioritize developing an effective strategy tailored to their customers' needs to achieve their goals.
Relationship capital (RC) is important for social selling success. RC is built on brand promise, behavior, and reputation. Social selling is identifying, targeting, and reaching out to prospective and existing customers through social channels like visual networks, blogs, online communities, and media sites. It is a consultative sell based on listening, conversing about customer needs, and soft selling rather than outright selling. Growing one's "klout" score by becoming known, liked, trusted, and referred is key to social selling success.
Este documento descreve os objetivos, programa e atividades de uma ação de formação sobre competências empreendedoras. O documento detalha a agenda do curso, incluindo apresentações, discussões em grupo, vídeos e exercícios práticos sobre empreendedorismo e marketing.
Set your company on a path to lead generation success. Learn how to generate more cross sell leads from your top accounts, run effective marketing campaign inside the base and grow wallet share. These slides are from the Sales Benchmark Index webinar presentation by Vince Koehler.
El documento presenta información sobre los parques, áreas y zonas industriales en la provincia de Mendoza en 2011. Describe tres tipos de asentamientos industriales (parques industriales, áreas industriales y zonas industriales), su distribución en la provincia, y analiza la infraestructura industrial por cada departamento, incluyendo detalles sobre el Parque Industrial Minero Eje Norte y la Zona Industrial Cementera en el departamento de Las Heras.
It's inevitable, customer's will object. How you handle them and how effectively you tie them to the Buying Process Map is key to your success. Learn how here.
The document discusses how big data and analytics can help sales organizations by providing insights into customers and prospects. It notes that sales reps currently make guesses when engaging with customers due to a lack of relevant information. With big data, reps could intercept the right customer at the right time with the right insights. This would increase hit rates and conversions. However, sales teams currently struggle with too much information from various sources and outdated CRM systems. Implementing big data strategies could help organizations better analyze customer data and provide reps with the right insights to improve sales.
FRESH CONTENT
When it comes to food, organic is all the rage.
There are whole sections of the grocery store focused
on organic fruits and vegetables. It’s featured front and
center on packaging. And it comes with a premium price.
In business, though, it’s the inorganic growth we talk about
most: mergers, acquisitions, partnerships, takeovers. Those are the stories that fill the news and grab the headlines. And they can be powerful tools, as Frank Tait writes about in this issue.
But what if we put just a little more focus on organic
growth, on thinking about how we can leverage the products,
organizations, processes, customers, markets, etc. already in
place to drive growth? With the right focus, could we move
beyond slow and steady growth and really start to drive the
numbers and scale our business naturally?
Those were the driving questions as we put together this
issue of Pragmatic Marketer and why we’ve gathered a
team of thought leaders to talk about everything from how
to cultivate the right employees to how to grow through
segmentation. And as always, we’ve tried to include
actionable tools and tips you can implement immediately. So
grab a coffee and dig in!
Happy reading,
Rebecca Kalogeris
Organizations are increasingly relying on third party relationships to gain flexibility and competitiveness. However, this expansion is exposing them to greater risks from regulations and reputation damage if third parties act improperly. The survey found that while many organizations recognize third party relationships' benefits, they have significant gaps in knowledge about associated risks. Regulations governing third party risks are growing in number and severity, but many respondents were unaware of important laws like the FCPA. Overall, organizations are still learning how to properly manage the growing web of third party risks.
Etude PwC sur la fraude dans le secteur de la distribution et des biens de co...PwC France
http://bit.ly/FraudeRetail
Le secteur de la distribution & des biens de consommation est le secteur le plus touché par la fraude – avec les services financiers –, comme le révèle l’étude du cabinet d’audit et de conseil PwC « Economic Crime Survey 2014 ». 49% des dirigeants interrogés ont déclaré avoir subi une forme de fraude au cours des 24 derniers mois, et ce chiffre ne cesse d’augmenter depuis 2009 (+ 12 points).
Le détournement d’actifs reste la fraude la plus commune dans la distribution (76%), et la corruption est perçue comme le risque le plus important par les entreprises qui se développent à l’international. Mais à l’heure où le secteur de la distribution & des biens de consommation se transforme sous l’influence des nouvelles technologies, une nouvelle menace apparaît, celle de la cybercriminalité.
The survey found that bribery and corruption remain widespread globally and especially in rapid-growth markets. Respondents showed an increasing willingness to engage in unethical practices like making cash payments or misstating financials to cope with economic pressures. However, many companies are still failing to strengthen controls to prevent such issues. Mixed messages from management dilute tone at the top, and training and enforcement of policies are lacking. Stronger prevention efforts are needed as regulatory scrutiny of corporate activities in high-risk markets intensifies.
Всемирный обзор экономических преступлений за 2016 годPwC Russia
В рамках подготовки Всемирного обзора экономических преступлений PwC за 2016 год было опрошено более 6 000 участников из 115 стран. Несмотря на незначительное общее снижение количества зарегистрированных экономических преступлений, финансовая стоимость каждого отдельного мошеннического действия увеличивается. Четырнадцать процентов респондентов столкнулись с убытками на сумму более 1 млн долл. США за последние два года.
1) The document discusses anti-bribery policies among large global companies. It reports that 39% of companies in the S&P Global 1200 index reported having an anti-bribery policy, while fewer than 24% of S&P 500 companies reported the same.
2) Materials companies had the highest rate of anti-bribery policies at 46%, while consumer discretionary companies had the lowest rate at 29%.
3) European companies led their global peers, with 61% reporting an anti-bribery policy, compared to 54% for North American companies and 30% for Asian-Pacific companies.
FERMA Seminar - Frank Baron - The Asian PerspectiveFERMA
This document summarizes the results of a survey of 50 risk managers in Asia-Pacific. [1] Market risk, competition/partnerships, and catastrophic events were identified as the top risks. [2] Most risk managers report to the CEO/C-level executives and see their primary objective as identifying and managing major risks. [3] While coordination between risk functions exists, further integration is needed.
Risk managers are taking on more strategic responsibilities within their organizations. Their key activities include risk identification and assessment, developing risk management frameworks and tools, and aligning risk management with business strategy. Cyber threats surpassed economic conditions as the top risk to organizational growth according to risk managers. Most risk managers have 10+ years of experience and collaborate closely with IT, finance, and legal functions to holistically manage emerging risks.
IACCM recently asked its members to nominate the companies that they admire most for their negotiation capabilities. This worldwide survey resulted in the nomination of hundreds of companies and today we publish the top 100.
The IACCM Top Companies in Negotiation 2009 Report provides the results of that survey.
Deloitte survey reveals how global business executives understanding of strat...David Graham
A strategic risk management survey was conducted by Forbes Insights - on behalf of Deloitte - at more than 300 major companies globally. In the survey, Deloitte wanted to understand how businesses can manage strategic risk more effectively – both now and in the future. In this publication, global insights gathered from the survey have been enhanced by a South African survey which received insights from a further 230 respondents
The document summarizes key findings from Bain & Company's 2014 Luxury Goods Worldwide Market Study. It finds that while the overall global luxury market exceeded €850 billion in 2014, growth is slowing. Personal luxury goods continue to buoy the market, having nearly tripled over 20 years to €223 billion in 2014, though growth is also slowing. Regionally, the Americas were the strongest growth engine in 2014 at 6% growth, while China saw its first contraction at -1% growth.
- President John Dramani Mahama of Ghana returned from a trip to the UK where he attended a G8 meeting and addressed the Royal Institute of International Affairs.
- The Supreme Court ordered a construction firm, Waterville Holdings, to refund the Ghanaian government €25 million that it had received illegally without parliamentary approval.
- The Ghanaian cedi slumped to its lowest value ever against the US dollar due to falling gold prices, high imports, and insufficient foreign currency reserves.
This document summarizes the key findings of SBI's 8th Annual Research Project report on developing an effective sales strategy for 2015. The report found that having a best-in-class sales strategy provides sales leaders with greater job security, income, and stock value compared to those without an effective strategy. It identifies the most common obstacles to developing the right strategy, such as using the same strategy as competitors or focusing on tactics rather than strategic goals. The report concludes that having the wrong sales strategy is the biggest threat to success, and sales leaders need to prioritize developing an effective strategy tailored to their customers' needs to achieve their goals.
Relationship capital (RC) is important for social selling success. RC is built on brand promise, behavior, and reputation. Social selling is identifying, targeting, and reaching out to prospective and existing customers through social channels like visual networks, blogs, online communities, and media sites. It is a consultative sell based on listening, conversing about customer needs, and soft selling rather than outright selling. Growing one's "klout" score by becoming known, liked, trusted, and referred is key to social selling success.
Este documento descreve os objetivos, programa e atividades de uma ação de formação sobre competências empreendedoras. O documento detalha a agenda do curso, incluindo apresentações, discussões em grupo, vídeos e exercícios práticos sobre empreendedorismo e marketing.
Set your company on a path to lead generation success. Learn how to generate more cross sell leads from your top accounts, run effective marketing campaign inside the base and grow wallet share. These slides are from the Sales Benchmark Index webinar presentation by Vince Koehler.
El documento presenta información sobre los parques, áreas y zonas industriales en la provincia de Mendoza en 2011. Describe tres tipos de asentamientos industriales (parques industriales, áreas industriales y zonas industriales), su distribución en la provincia, y analiza la infraestructura industrial por cada departamento, incluyendo detalles sobre el Parque Industrial Minero Eje Norte y la Zona Industrial Cementera en el departamento de Las Heras.
It's inevitable, customer's will object. How you handle them and how effectively you tie them to the Buying Process Map is key to your success. Learn how here.
The document discusses how big data and analytics can help sales organizations by providing insights into customers and prospects. It notes that sales reps currently make guesses when engaging with customers due to a lack of relevant information. With big data, reps could intercept the right customer at the right time with the right insights. This would increase hit rates and conversions. However, sales teams currently struggle with too much information from various sources and outdated CRM systems. Implementing big data strategies could help organizations better analyze customer data and provide reps with the right insights to improve sales.
FRESH CONTENT
When it comes to food, organic is all the rage.
There are whole sections of the grocery store focused
on organic fruits and vegetables. It’s featured front and
center on packaging. And it comes with a premium price.
In business, though, it’s the inorganic growth we talk about
most: mergers, acquisitions, partnerships, takeovers. Those are the stories that fill the news and grab the headlines. And they can be powerful tools, as Frank Tait writes about in this issue.
But what if we put just a little more focus on organic
growth, on thinking about how we can leverage the products,
organizations, processes, customers, markets, etc. already in
place to drive growth? With the right focus, could we move
beyond slow and steady growth and really start to drive the
numbers and scale our business naturally?
Those were the driving questions as we put together this
issue of Pragmatic Marketer and why we’ve gathered a
team of thought leaders to talk about everything from how
to cultivate the right employees to how to grow through
segmentation. And as always, we’ve tried to include
actionable tools and tips you can implement immediately. So
grab a coffee and dig in!
Happy reading,
Rebecca Kalogeris
Organizations are increasingly relying on third party relationships to gain flexibility and competitiveness. However, this expansion is exposing them to greater risks from regulations and reputation damage if third parties act improperly. The survey found that while many organizations recognize third party relationships' benefits, they have significant gaps in knowledge about associated risks. Regulations governing third party risks are growing in number and severity, but many respondents were unaware of important laws like the FCPA. Overall, organizations are still learning how to properly manage the growing web of third party risks.
Etude PwC sur la fraude dans le secteur de la distribution et des biens de co...PwC France
http://bit.ly/FraudeRetail
Le secteur de la distribution & des biens de consommation est le secteur le plus touché par la fraude – avec les services financiers –, comme le révèle l’étude du cabinet d’audit et de conseil PwC « Economic Crime Survey 2014 ». 49% des dirigeants interrogés ont déclaré avoir subi une forme de fraude au cours des 24 derniers mois, et ce chiffre ne cesse d’augmenter depuis 2009 (+ 12 points).
Le détournement d’actifs reste la fraude la plus commune dans la distribution (76%), et la corruption est perçue comme le risque le plus important par les entreprises qui se développent à l’international. Mais à l’heure où le secteur de la distribution & des biens de consommation se transforme sous l’influence des nouvelles technologies, une nouvelle menace apparaît, celle de la cybercriminalité.
The survey found that bribery and corruption remain widespread globally and especially in rapid-growth markets. Respondents showed an increasing willingness to engage in unethical practices like making cash payments or misstating financials to cope with economic pressures. However, many companies are still failing to strengthen controls to prevent such issues. Mixed messages from management dilute tone at the top, and training and enforcement of policies are lacking. Stronger prevention efforts are needed as regulatory scrutiny of corporate activities in high-risk markets intensifies.
Всемирный обзор экономических преступлений за 2016 годPwC Russia
В рамках подготовки Всемирного обзора экономических преступлений PwC за 2016 год было опрошено более 6 000 участников из 115 стран. Несмотря на незначительное общее снижение количества зарегистрированных экономических преступлений, финансовая стоимость каждого отдельного мошеннического действия увеличивается. Четырнадцать процентов респондентов столкнулись с убытками на сумму более 1 млн долл. США за последние два года.
1) The document discusses anti-bribery policies among large global companies. It reports that 39% of companies in the S&P Global 1200 index reported having an anti-bribery policy, while fewer than 24% of S&P 500 companies reported the same.
2) Materials companies had the highest rate of anti-bribery policies at 46%, while consumer discretionary companies had the lowest rate at 29%.
3) European companies led their global peers, with 61% reporting an anti-bribery policy, compared to 54% for North American companies and 30% for Asian-Pacific companies.
FERMA Seminar - Frank Baron - The Asian PerspectiveFERMA
This document summarizes the results of a survey of 50 risk managers in Asia-Pacific. [1] Market risk, competition/partnerships, and catastrophic events were identified as the top risks. [2] Most risk managers report to the CEO/C-level executives and see their primary objective as identifying and managing major risks. [3] While coordination between risk functions exists, further integration is needed.
Risk managers are taking on more strategic responsibilities within their organizations. Their key activities include risk identification and assessment, developing risk management frameworks and tools, and aligning risk management with business strategy. Cyber threats surpassed economic conditions as the top risk to organizational growth according to risk managers. Most risk managers have 10+ years of experience and collaborate closely with IT, finance, and legal functions to holistically manage emerging risks.
IACCM recently asked its members to nominate the companies that they admire most for their negotiation capabilities. This worldwide survey resulted in the nomination of hundreds of companies and today we publish the top 100.
The IACCM Top Companies in Negotiation 2009 Report provides the results of that survey.
Deloitte survey reveals how global business executives understanding of strat...David Graham
A strategic risk management survey was conducted by Forbes Insights - on behalf of Deloitte - at more than 300 major companies globally. In the survey, Deloitte wanted to understand how businesses can manage strategic risk more effectively – both now and in the future. In this publication, global insights gathered from the survey have been enhanced by a South African survey which received insights from a further 230 respondents
Dtt Fsi Global Risk Management Survey Fifth Editionbartonp
The document is a summary of findings from Deloitte's fifth global risk management survey of 130 financial institutions with nearly $21 trillion in total assets. Key findings include:
1) Risk management oversight has risen to the board level at 70% of institutions compared to 59% in 2004.
2) 84% of institutions now have a Chief Risk Officer compared to 65% in 2002.
3) Institutions rate themselves most effective at managing traditional risks like market, credit, and liquidity, and less effective at newer risks like operational and geopolitical risks.
4) Only 35% of institutions have fully implemented enterprise-wide risk management programs.
The document summarizes the findings of a 2014 global survey on reputation risk conducted by Deloitte and Forbes Insights. Some key findings include:
- 87% of over 300 executives surveyed rated reputation risk as more important than other strategic risks facing their companies.
- Responsibility for managing reputation risk resides primarily with senior leadership, including the CEO, CRO, board of directors, and CFO.
- The top drivers of reputation risk are ethics/integrity issues, security risks, and product/service risks related to safety, health and the environment.
- Companies are investing more in tools and capabilities to improve their management of reputation risk.
CIMA Ethical Leadership and Responsible Business Presentation. Aug 2013.The Performance Hub
In August we hosted the first in a series of Ethical Leadership Think Tanks. Our event was launched by international Guest Speaker Tanya Barman, Head of Ethics at CIMA UK.
We are sharing her presentation and research findings with you here.
Find out about other Think Tank events on our website at www.theperformancehub.co.za under the tab 'Think'.
Etude PwC "Crime Survey 2014" sur la fraude dans le secteur pharmaceutique (o...PwC France
This document summarizes the key findings of a PwC survey on economic crime in the pharmaceutical and life sciences sector. Some of the main points include:
- Bribery and corruption were the second most commonly reported type of economic crime, with over 30% of respondents reporting incidents. Damage to corporate reputation was seen as the most severe impact.
- Over half of companies have operations in high-risk markets for corruption, and many have adapted strategies like additional due diligence training to address risks.
- Controls are effective at detecting fraud, with over 60% of serious crimes found through corporate monitoring. However, few conduct regular fraud risk assessments.
- Internal perpetrators commit a greater percentage of crimes
This document outlines the International Federation of Red Cross and Red Crescent Societies' (IFRC) fraud and corruption prevention and control policy. The policy defines fraud and corruption, outlines roles and responsibilities for preventing and addressing fraudulent activities, and establishes procedures for handling allegations of fraud or corruption. It aims to promote transparency, accountability and ethical conduct among IFRC personnel, partners and stakeholders.
1) The document discusses the results of a survey of senior executives at multinational companies about their perceptions and experiences doing business in Africa.
2) While many opportunities exist due to Africa's rapid economic growth, over two-thirds of respondents said their companies were not currently doing business there.
3) Respondents identified concerns about corruption, lack of transparency, and unpredictable regulatory processes as barriers preventing greater investment in Africa. Improvements in these areas would increase business involvement.
4) Those with operations in Africa said a better understanding of local business cultures and closer partnerships with legal/financial advisors could help mitigate corruption risks.
This document discusses the results of a survey on financial crime programs in the Middle East and North Africa region. Some key findings include:
- 46% of respondents indicated a lack of confidence in their financial crime prevention programs.
- Compliance spending is expected to continue increasing over the next two years for 63% of respondents.
- Money laundering remains the top financial crime concern, while awareness of cybercrime is growing.
- Support for anti-bribery/corruption programs remains relatively low compared to other programs like AML and fraud.
International RegTech Association - Japan Adoption Survey 2018 (EN)🌍 Norbert Gehrke
The survey found that Japanese financial institutions' top risk and compliance focus for fiscal year 2018 was anti-money laundering and combating the financing of terrorism (AML/CFT), driven by upcoming regulatory changes and a FATF evaluation. Over half of respondents planned to increase their risk and compliance budgets, with a balanced approach to spending on technology and human resources. Adoption of new technologies faces challenges around digital strategy, data protection, and loss of control. Respondents saw potential benefits of regulatory technology (RegTech) utility services in AML/CFT and reporting. Most indicated they would be likely to use such collaborative services if available.
LexisNexis® Risk Solutions commissioned the Fraud Mitigation Study to uncover fraud trends and patterns. 800 fraud mitigation professionals from insurance, financial services, retail, government, healthcare and communications took part in the survey.
Special Report Infographic: Emerging Trends and Critical Issues in Community ...Colleen Beck-Domanico
The document summarizes a survey of community bankers on emerging trends and critical issues. The top concerns were regulatory compliance risk, cybersecurity, and interest rate risk. Most banks plan to increase commercial and industrial lending and owner-occupied commercial real estate lending in the next two years. While most bankers believed their regulators were competent, many were concerned about keeping up with regulatory changes and felt examiners lacked understanding of community banking.
Deloitte’s Global risk management survey, 10th edition assesses the industry’s risk management practices and the challenges it faces in this turbulent period. It includes responses from 77 financial services institutions around the world. This 10th edition survey assesses the industry’s risk management practices and the challenges it faces in this turbulent period. It includes responses from 77 financial services institutions around the world that conduct business in a range of financial sections and with aggregate assets of US$13.6 trillion. The survey findings are based on the responses of 77 financial institutions from around the world and across multiple financial services sectors, representing a total of $13.6 trillion in aggregate assets. In today’s financial services environment risk management is becoming more important than ever; financial institutions confront a variety of trends that have introduced greater uncertainty than ever before into the future direction of the business and regulatory environment. http://deloi.tt/2Dg1Zg0
Similar to Alix Partners Anti-Corruption Survey 2012 (20)
Este documento discute dos puntos sobre el fraude corporativo. Primero, que los modelos de prevención son efectivos pero no pueden eliminar el fraude completamente. Segundo, que el sistema legal chileno rara vez impone consecuencias significativas para los defraudadores, ya que las penas son bajas y hay muchas atenuantes disponibles. Esto reduce la efectividad de los modelos de prevención.
Fraude corporativo y correo electrónico de los trabajadoresAndres Baytelman
Este documento discute la privacidad del correo electrónico y computador corporativo en el contexto de prevenir el fraude corporativo. Argumenta que considerar el correo electrónico y computador corporativo como privados pierde sentido cuando la esencia del fraude es su ocultamiento. También analiza la jurisprudencia estadounidense, la cual sostiene que la información en sistemas corporativos es propiedad de la empresa, pero que los empleados pueden alegar privacidad si la empresa no monitorea el uso o tiene acceso legítimo.
Cohecho y lavado. columna df abr. andrés baytelmanAndres Baytelman
Este documento describe cómo el soborno y lavado de dinero pueden ocurrir en una empresa sin el conocimiento de la dirección a través de ejemplos. Explica cómo un director de obras podría recurrir al soborno de un funcionario municipal a través de un proveedor para obtener un permiso, y cómo un gerente podría lavar ese dinero a través de una "venta" de un departamento. Aunque los directivos de la empresa no estén involucrados, la ley los haría responsables penalmente. El documento concluye que estos delitos a menudo ocurren a nivel
Argentina es un país soberano ubicado en América del Sur. Limita con Chile, Bolivia, Paraguay, Brasil y Uruguay. Es el octavo país más grande del mundo y el segundo más grande de América Latina.
Este documento resume una entrevista con Andrés Baytelman, experto en fraude corporativo, sobre el caso de fraude en La Polar. Baytelman indica que este caso no es aislado y es parte de un problema más grande de fraude corporativo a nivel global. Además, señala que tanto las autoridades políticas como los líderes empresariales sabían que un caso como este ocurriría en Chile y que actualmente hay otros fraudes corporativos ocurriendo. Finalmente, critica la Ley de Responsabilidad Penal de las Personas Jurídicas de Chile, indicando
Fraude Corporativo: quiénes lo cometen, por qué, y por qué importaAndres Baytelman
La inmensa mayoría de los trabajadores que defraudan a su propia empresa son gente originalmente honesta y de confianza. Entender en profundidad las condiciones y motivos que los llevan a cometer el fraude es crucial para cualquier intento genuinamente profesional por establecer modelos de prevención y mecanismos de control serios, eficaces y costo-efectivos.
Este documento presenta las buenas noticias sobre cómo las empresas ahora tienen herramientas evaluadas y eficaces para reducir significativamente el fraude corporativo. Explica que el fraude corporativo generalmente ocurre cuando se presentan factores de oportunidad y presión, conocidos como el "triángulo del fraude". Las empresas pueden intervenir en esta estructura de oportunidad utilizando métodos como la prevención situacional que han demostrado reducir los costos del fraude corporativo en hasta un 46%.
Fraude Corporativo: quién se preocupa de las pymesAndres Baytelman
Las Pymes son por mucho el sector económico más vulnerable al fraude corporativo y sus consecuencias; y las más desprotegidas. Inaceptable, considerando que generan cerca del 80% de la fuerza laboral del país.
Fraude corporativo y hotline (diario financiero ene 13)Andres Baytelman
Columna de opinión de Andrés Baytelman en Diario Financiero de Chile, explicando por qué la línea de denuncias es reiteradamente señalada como uno de los "must# en materia de controles anti-fraude. Además, propone un modelo estratégico e inteligente, en lugar del tan común paradigma de hotline-correo.
El documento habla sobre la sobrefacturación como un esquema de fraude corporativo. La sobrefacturación implica que un empleado de la empresa se colude con un proveedor para que la empresa pague facturas infladas, repartiendo el exceso entre los involucrados. La sobrefacturación también se usa para ocultar otros tipos de fraude como ventas no declaradas o pagos a empresas falsas.
Nota en Economía y Negocios de El Mercurio sobre integración como Director a PwC Chile en área de responsabilidad penal de la empresa, compliance y fraude corporativo.
Profesionalizar el fraude corporativo: CFEs vs. Auditores y Abogados. Andres Baytelman
Columna de opinión en Diario Financiero: compliance penal, responsabilidad penal de la empresa y fraude corporativo hoy constituyen una nueva profesión, y existen a su respecto certificaciones y estándares que no se pueden obviar. Quizás el más importante, la certificación otorgada por la Association of Certified Fraud Examiners (ACFE), en virtud de la cual un profesional se presenta como CFE (Certified Fraud Examiner). Auditores y abogados no son por naturaleza expertos en la prevención del fraude corporativo, y están lejos de poseer dicha experticia en virtud meramente de sus respectivas profesiones, sin más.
Índice en Español de la versión internacional del Manual de certificación de la ACFE, hoy en día el referente profesional por excelencia en materia de compliance y fraude a nivel mundial.
Embajadas en washington con problemas para ser aceptados como clientesAndres Baytelman
Este artículo discute cómo los grandes bancos en Estados Unidos han cerrado cuentas de embajadas debido a preocupaciones sobre el cumplimiento de las regulaciones contra el lavado de dinero. Algunas embajadas han trasladado sus cuentas a bancos más pequeños, pero estos también enfrentan presiones de los reguladores. Varias embajadas ahora buscan servicios bancarios en un banco más pequeño en Nueva York, aunque transportar fondos entre ciudades plantea nuevos desafíos.
La Ley de Prácticas Corruptas en el Extranjero (FCPA) promulgada en 1977 buscaba sancionar el soborno de funcionarios extranjeros por parte de empresas y ciudadanos estadounidenses. Recientemente, su alcance se ha extendido extraterritorialmente y ha llevado a investigaciones y multas millonarias contra empresas no estadounidenses. De manera similar, la Ley Británica contra el Soborno de 2010 se aplica a cualquier empresa que haga negocios en el Reino Unido independientemente de su ubicación, lo que aument
México: Aprueban Responsabilidad Penal de Empresas Andres Baytelman
Los diputados aprobaron sancionar a las empresas que cometan delitos como lavado de dinero, delitos contra la salud, trata de personas y sobornos, con multas de hasta 12 millones de pesos, decomiso de bienes y posible disolución de la empresa.
During the budget session of 2024-25, the finance minister, Nirmala Sitharaman, introduced the “solar Rooftop scheme,” also known as “PM Surya Ghar Muft Bijli Yojana.” It is a subsidy offered to those who wish to put up solar panels in their homes using domestic power systems. Additionally, adopting photovoltaic technology at home allows you to lower your monthly electricity expenses. Today in this blog we will talk all about what is the PM Surya Ghar Muft Bijli Yojana. How does it work? Who is eligible for this yojana and all the other things related to this scheme?
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Adani Group's Active Interest In Increasing Its Presence in the Cement Manufa...Adani case
Time and again, the business group has taken up new business ventures, each of which has allowed it to expand its horizons further and reach new heights. Even amidst the Adani CBI Investigation, the firm has always focused on improving its cement business.
Cover Story - China's Investment Leader - Dr. Alyce SUmsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
Tired of chasing down expiring contracts and drowning in paperwork? Mastering contract management can significantly enhance your business efficiency and productivity. This guide unveils expert secrets to streamline your contract management process. Learn how to save time, minimize risk, and achieve effortless contract management.
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Prescriptive analytics BA4206 Anna University PPTFreelance
Business analysis - Prescriptive analytics Introduction to Prescriptive analytics
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The report *State of D2C in India: A Logistics Update* talks about the evolving dynamics of the d2C landscape with a particular focus on how brands navigate the complexities of logistics. Third Party Logistics enablers emerge indispensable partners in facilitating the growth journey of D2C brands, offering cost-effective solutions tailored to their specific needs. As D2C brands continue to expand, they encounter heightened operational complexities with logistics standing out as a significant challenge. Logistics not only represents a substantial cost component for the brands but also directly influences the customer experience. Establishing efficient logistics operations while keeping costs low is therefore a crucial objective for brands. The report highlights how 3PLs are meeting the rising demands of D2C brands, supporting their expansion both online and offline, and paving the way for sustainable, scalable growth in this fast-paced market.
𝐔𝐧𝐯𝐞𝐢𝐥 𝐭𝐡𝐞 𝐅𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐄𝐧𝐞𝐫𝐠𝐲 𝐄𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐜𝐲 𝐰𝐢𝐭𝐡 𝐍𝐄𝐖𝐍𝐓𝐈𝐃𝐄’𝐬 𝐋𝐚𝐭𝐞𝐬𝐭 𝐎𝐟𝐟𝐞𝐫𝐢𝐧𝐠𝐬
Explore the details in our newly released product manual, which showcases NEWNTIDE's advanced heat pump technologies. Delve into our energy-efficient and eco-friendly solutions tailored for diverse global markets.
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