Analysis of the Economic Importance of the Betel Leaf for the Indian Economy, Observation, Explanation and Discussion of the reasons for the price fluctuation of betel leaf in the spot markets, strategies to manage the price fluctuations and various government schemes for increasing production and improving productivity to control the price of betel leaf in the Spot Market has been discussed in this paper
Term deposits schemes offered by vijaya bankVijaya Bank
A term deposit is an investment scheme held at a financial institution wherein your money is invested for an agreed ROI over a fixed amount of time, or term.
Analysis of the Economic Importance of the Betel Leaf for the Indian Economy, Observation, Explanation and Discussion of the reasons for the price fluctuation of betel leaf in the spot markets, strategies to manage the price fluctuations and various government schemes for increasing production and improving productivity to control the price of betel leaf in the Spot Market has been discussed in this paper
Term deposits schemes offered by vijaya bankVijaya Bank
A term deposit is an investment scheme held at a financial institution wherein your money is invested for an agreed ROI over a fixed amount of time, or term.
AgroTech: Cloud Farming is basically shared agro business
There are 5 sub sections for investment in farming
Farmer basically operates the main production
On the other hand investment, monitoring, finance, and selling can operate from investors through an associated app.
Farming key needs is money which can easily solve by using this project.
Non-agriculture-related people can easily connected with this project
No Middle Businessmen, which is huge advantage for both farmers and investor.
Products can directly serve to consumers from farmers through investors/ community
Each transactions has enough proof which ensure maximum transparency
Horticultural Value Chain Development & Financing Strategies for Zimbabwe's S...RENETH MANO
This is a presentation made by Reneth Mano at the Annual National Economic Consultative Forum held at Rainbow Towers in Harare, Zimbabwe (Date - 14/09/2014)
Presentation during the Bureau of Agricultural Research (BAR) Seminar Series on January 25, 2018 at RDMIC Bldg., cor. Visayas Ave., Elliptical Rd., Diliman, Quezon City
MTBiz is for you if you are looking for contemporary information on business, economy and especially on banking industry of Bangladesh. You would also find periodical information on Global Economy and Commodity Markets.
Signature content of MTBiz is its Article of the Month (AoM), as depicted on Cover Page of each issue, with featured focus on different issues that fall into the wide definition of Market, Business, Organization and Leadership. The AoM also covers areas on Innovation, Central Banking, Monetary Policy, National Budget, Economic Depression or Growth and Capital Market. Scale of coverage of the AoM both, global and local subject to each issue.
MTBiz is a monthly Market Review produced and distributed by Group R&D, MTB since 2009.
Pension plans are schemes by which small amount is saved on a monthly basis over a considerable period of time so that one can enjoy monthly income after retirement.
AgroTech: Cloud Farming is basically shared agro business
There are 5 sub sections for investment in farming
Farmer basically operates the main production
On the other hand investment, monitoring, finance, and selling can operate from investors through an associated app.
Farming key needs is money which can easily solve by using this project.
Non-agriculture-related people can easily connected with this project
No Middle Businessmen, which is huge advantage for both farmers and investor.
Products can directly serve to consumers from farmers through investors/ community
Each transactions has enough proof which ensure maximum transparency
Horticultural Value Chain Development & Financing Strategies for Zimbabwe's S...RENETH MANO
This is a presentation made by Reneth Mano at the Annual National Economic Consultative Forum held at Rainbow Towers in Harare, Zimbabwe (Date - 14/09/2014)
Presentation during the Bureau of Agricultural Research (BAR) Seminar Series on January 25, 2018 at RDMIC Bldg., cor. Visayas Ave., Elliptical Rd., Diliman, Quezon City
MTBiz is for you if you are looking for contemporary information on business, economy and especially on banking industry of Bangladesh. You would also find periodical information on Global Economy and Commodity Markets.
Signature content of MTBiz is its Article of the Month (AoM), as depicted on Cover Page of each issue, with featured focus on different issues that fall into the wide definition of Market, Business, Organization and Leadership. The AoM also covers areas on Innovation, Central Banking, Monetary Policy, National Budget, Economic Depression or Growth and Capital Market. Scale of coverage of the AoM both, global and local subject to each issue.
MTBiz is a monthly Market Review produced and distributed by Group R&D, MTB since 2009.
Pension plans are schemes by which small amount is saved on a monthly basis over a considerable period of time so that one can enjoy monthly income after retirement.
Corporate banking means custom made financing and banking services for corporations. This form of banking extends financial help to corporate entities to ease their day-to-day operations.
Digital Village- As a part of the rural empowerment, the bold initiative of digitising was put forward and digitally transforming the villages was one of the major highlights of the empowerment movement by Vijaya Bank.
“Digital” is the new buzz word in the banking sector, with banks all around the globe hopping onto the digital bandwagon. Banks of all sizes are making sizeable investments in digital initiatives in order to maintain a competitive edge. Vijaya Bank shows us what are the benefits of the digital banking.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the what'sapp contact of my personal pi merchant to trade with
+12349014282
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the what's app number of my personal pi vendor to trade with.
+12349014282
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the what'sapp number.
+12349014282
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just what'sapp this number below. I sold about 3000 pi coins to him and he paid me immediately.
+12349014282
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the what'sapp contact of my personal pi merchant to trade with.
+12349014282
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2. Agri Banking
● Vijaya Bank has always been in the forefront
in meeting the credit needs of rural
entrepreneurs and farmers
● Agri banking schemes from Vijaya Bank lend
a helping hand in terms of need based credit
for crop production and its allied activities.
● Vijaya Bank is expanding rapidly to deliver
these products at the doorstep of every
farmer.
3. Agri Banking Schemes from Vijaya
Bank
● VIJAYA KISAN CARD SCHEME
● VIJAYA PLANTERS CARD
● VIJAYA KISAN TATKAL SCHEME
● VIJAYA KRISHI MITHRA
● FARM HOUSE CONSTRUCTION SCHEME
● SCHEME FOR AGRICULTURAL LAND PURCHASE
● ORCHARD OR ESTATE PURCHASE LOAN SCHEME
● SCHEME FOR FINANCING FARMERS AGAINST
WAREHOUSE RECEIPT
● SCHEME FOR FINANCING FOOD AND AGRO
PROCESSING UNITS
● AGRI CLINIC AND AGRI BUSINESS CENTRE
● SCHEME FOR RURAL GODOWNS OR COLD
STORAGES
● SCHEME FOR FINANCING RUBBER PLANTATIONS
● TERM LOANS FOR MINOR IRRIGATION
● TERM LOANS FOR LAND DEVELOPMENT
● TERM LOANS FOR HORTICULTURE DEVELOPMENT
● SCHEME FOR FINANCING ANIMAL HUSBANDRY
● DEBT SWAP SCHEME FOR DISTRESSED FARMERS
● SCHEME FOR FINANCING DISTRESSED PERSONS
OTHER THAN FARMERS
4. VIJAYA Kisan Card Scheme
● Salient Features:
○ Repetitive documentation is avoided for every year.
○ This scheme is valid for 5 years.
○ Can be withdrawn via ATM enabled RuPay Kisan card/BCA locations.
● Eligibility:
○ All farmers/ tenant farmers/ Oral lessees/ SHG/ JLG of farmers/ Companies/
Partnership Firms/ HUFs
○ Borrower should not be a defaulter with any other Banks/ Financial Institutions
● Rate of Interest: In case of non interest subvention scheme, ROI range from 10.20% to
12.20%
● Repayment: Crop proceeding needs to be credited to the account & account will be
reviewed annually.
● Note : MCLR 1 Year presently at 9.45%
5. VIJAYA Planters Card
● Salient Features:
○ Repetitive documentation is avoided for every year.
○ This scheme is valid for 5 years.
○ Can be withdrawn via ATM enabled RuPay Kisan card/BCA locations.
○ Meets short term credit requirement of coffee planters, even covers post-harvest
requirements, which covers household and farm assets maintenance expenses
● Eligibility:
○ All farmers/ tenant farmers/ Oral lessees/ SHG/ JLG of farmers/ Companies/
Partnership Firms/ HUFs
○ Borrower should not be a defaulter with any other Banks/ Financial Institutions
● Rate of Interest: In case of non interest subvention scheme, ROI ranges from 10.20%
to 12.20%
● Repayment: Crop proceeding needs to be credited to the account & account will be
reviewed annually.
6. VIJAYA KISAN TATKAL SCHEME
● Salient Features & Eligibility:
○ Instant credit facility to existing VIJAYA
KISAN CARD holders (who have a
satisfactory track record for 2 years) who
need to meet urgent financial
requirements for agriculture and domestic
purposes.
○ 50% of existing VKC limit or 25% of
annual income, whichever is lower, with a
maximum limit of Rs.50000/-
● Rate of Interest: MCLR 1 Year
+0.75%=10.20%
● Repayment: In installments within 3 - 5 years.
7. VIJAYA KRISHI MITHRA
● Salient Features: single term loan for
multiple credit requirements of farmers like
Land Development, Minor Irrigation, Allied
activities and other Agri-related activities.
● Eligibility: Individual/Group of farmers and
JLGs/SHGs engaged in Agriculture and
other such allied activities.
● Repayment: Monthly/ quarterly/ half yearly/
yearly installments in 5-9 years with a
moratorium not exceeding 12 months.
8. FARM HOUSE CONSTRUCTION
SCHEME
● Salient Features:
○ This scheme can be used for repairing of
an existing farm house.
○ Construction of farm house and other
structures in agriculture land.
● Eligibility: Individual farmers and spouse to
join as co-borrower.
● Rate of Interest: MCLR 1 Year + 0.25 % pa.
(Floating).
● Repayment:
○ Within 15 years with a moratorium of 12
months for construction purpose.
○ Within 5 years for repair purpose.
9. SCHEME FOR AGRICULTURAL
LAND PURCHASE
● Salient Features: This scheme is for purchase of
agricultural land/fallow and waste lands by small and
marginal farmers and to develop and cultivate
agriculture for sustainable livelihood.
● Eligibility:
○ Individual farmers (Small and Marginal) / share
croppers/ tenant farmers.
○ Applicant should have satisfactory past
dealings
○ Land to be purchased should be within the
ceiling norms applicable for Small/Marginal
farmer.
● Repayment: Half yearly/yearly installments within 7
to 10 years with a maximum moratorium period of
24 months.
10. ORCHARD OR ESTATE PURCHASE
LOAN SCHEME
● Salient Features: Financing the purchase of
estates/orchard farms which has traditional
plantation crops like coffee, tea, rubber, cardamom,
pepper, coconut and other perennial orchard crops.
● Eligibility: Borrower should already possess
yielding estates/orchards and should be in a
position to rejuvenate the proposed land.
● Repayment: Within 7-9 years with a moratorium up
to 12 months.
11. SCHEME FOR FINANCING
FARMERS AGAINST WAREHOUSE
RECEIPT
● Salient Features: Financing farmers against pledge of their farm produce which is
covered under the Warehouse Receipts (WRs) issued by Central, State warehouses and
warehouses of Co-operative Societies registered with WDRA.
● Eligibility: SHGs / JLGs of farmers or Individual farmers.
● Rate of Interest: Ranging from 9.60% to 10.65% based on the loan slab.
● Repayment: Within 12 months from the date of disbursement/ the due date mentioned in
the warehouse receipt or the normal shelf life of the commodity, whichever is earlier.
12. SCHEME FOR FINANCING FOOD
AND AGRO PROCESSING UNITS
● Purpose:
○ Financing the purchase of new Food & Agro Processing units.
○ Credit for expansion/ renovation/ modernization/ increased efficiency/ improvement
in product quality of existing Food & Agro Processing units.
● Eligibility:
○ Entities which are promoted by the State Governments.
○ Individuals, Proprietor/Partnership concerns, Corporate companies etc..
● Rate of Interest: Ranging from 11.15% to 11.65% p.a.
● Repayment: Within 7 years with Moratorium period of one year which can go up to 2
years depending upon the nature of the project.
13. AGRI CLINIC AND AGRI BUSINESS
CENTRE
● Salient Features: To create self-employment
opportunities to unemployed Agricultural
Graduates, Diploma holders, and other Agri-
related courses.
● Eligibility: Person has to be a graduate in
Agriculture or allied subjects.
● Repayment: Within 5-10 years with a
moratorium up to 2 years.
14. SCHEME FOR RURAL GODOWNS
OR COLD STORAGES
● Salient Features:
○ For creating scientific storage capacity in rural areas for storing farm produce,
processed farm products, agricultural inputs.
○ To avoid distress sale by farmers immediately after harvesting.
○ To strengthen marketing infrastructure & promote pledge financing in India.
● Eligibility: Individual farmers, Group of farmers/Growers, Partnership/Proprietary firms,
Non-Government organizations (NGOs), Self Help Groups (SHGs), Companies, Co-
operatives, Federations, Agricultural Produce Marketing Committees (APMCs), Marketing
Boards and Agro Processing Corporations.
● Rate of Interest: Ranging from 10.20% pa to 11.20% pa
● Repayment: Within 11 years with a moratorium up to 1- 2 years.
15. SCHEME FOR FINANCING RUBBER
PLANTATIONS
● Salient Features: Credit facility for the
establishment and management of rubber
plantations.
● Eligibility: All the farmers.
● Repayment: Within 13 years with moratorium
period of 6 years.
16. TERM LOANS FOR MINOR
IRRIGATION
● Purpose: Financing for
○ irrigation pump sets/oil engines and installation of Solar pumps
○ Digging of new wells, deepening of existing wells, sprinkler units/ Drip irrigation units/
lift irrigation projects in river basins, construction of percolation ponds, laying of
irrigation channels etc..
● Eligibility: Individual farmers, Companies/Partnership Firms/ Co-operatives, Federation
of Co-operatives/JLG/SHG of farmers.
● Repayment:
○ Bore wells: 11-15 years with 23 months grace period
○ Pump set : 9 years with 11 months grace period
○ Sprinkler / Drip Irrigation :10-15 years with 11 months grace period.
17. TERM LOANS FOR LAND
DEVELOPMENT
● Purpose: Financing for
○ Creation of bunds for protecting farm lands
from soil erosion.
○ Converting dry lands into irrigable and
cultivable lands.
○ Levelling uneven sloppy and undulating
lands.
● Eligibility: All individual farmers/ corporate
companies/Partnership firms/ Co-operatives,
Federation of Co-operatives/ SHGs/ JLGs/
tenant or lease holding farmers.
● Repayment: Within 5-7 years with initial
moratorium period ranging from 6 months to 1
year
18. TERM LOANS FOR HORTICULTURE
DEVELOPMENT
● Salient Features: Providing finance to farmers
to establish new orchards, gardens and
nurseries and also the maintenance of the
existing gardens.
● Eligibility: Individual farmers/Corporate
companies/Partnership/Proprietorship firms/ Co-
operatives, Federation of Co-operatives of
farmers/ SHG/JLG of farmers.
● Repayment: Varies based on crop and as per
the NABARD guidelines.
19. SCHEME FOR FINANCING ANIMAL
HUSBANDRY
● Salient Features: Finance options to meet the
working capital requirement & expenditure for
running Dairy, Piggery, poultry, Goat/sheep
rearing, fisheries and sericulture.
● Eligibility: Individual farmers/ Companies/
Cooperatives of farmers/ Partnership/
Proprietorship firms/ SHG/ JLG of farmers.
● Finance amount: 75-85% of the project cost
● Repayment:
○ Dairy : 4-5 years
○ Poultry/Goat/Sheep/Fishery/Piggery/Sericul
ture : 3-7 years
20. DEBT SWAP SCHEME FOR
DISTRESSED FARMERS
● Purpose: Financial assistance to distressed farmers who need to clear their dues with
non-institutional lenders such as Private Money Lenders, MFI etc..
● Eligibility:
○ Tenant farmers/ Sharecroppers provided they are members of SHG JLG.
○ All individual farmers who are in distress due to indebtedness to Non institutional
lenders.
● Rate of Interest: MCLR 1 Year +0.20 = 9.65% and no processing charges.
● Repayment: Within 7 years in monthly / quarterly / half yearly / yearly instalments with
suitable moratorium period of 6 to 12 months.
21. SCHEME FOR FINANCING
DISTRESSED PERSONS OTHER
THAN FARMERS
● Purpose & Eligibility: Credit assistance to the
distressed persons (other than farmers ) i.e
Micro entrepreneurs who are indebted to non-
institutional lenders.
● Rate of Interest: MCLR 1 Year +0.20 = 9.65%
and no processing charges
● Repayment: Within 7 years in monthly
instalments, with suitable moratorium period of 6
months
22. VIJAYA BANK
• Vijaya Bank is a PAN India Institution, serving diverse sectors of the society
• The Bank offers a bouquet of innovative and attractive products and services
to its customers. It has also incorporated a host of latest Digital Banking
products, to provide the best services to its customers.
Digital Banking services are:
1. VPAYQWIK
2. Mobile Banking
3. Net Banking
4. Vijaya UPI
5. Twitter banking and many more…
For details, visit: https://www.vijayabank.com