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Generating
Self-employment
opportunities for
youths
CONVENOR- CENTRAL BANK OF INDIA
Madhya Pradesh
EXECUTIVE SUMMARY
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Iqbal Singh Bains
Chief Secretary
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Government of Madhya Pradesh
Vallabh Bhawan, Bhopal 462004
Tel. | 0'155-2441848,244137 o
Email : cs@mp.nic.il1
Bhopal, dated 20 May,2022
FOREWARD
It is heartening to learn that the State LeveL Bankers'Committee (SLBC)
is releasing the Annual Credit Plan for f nancia yeat 2a22-23, detail ng the cred t
assessment by the banks for financng to various sectors in the State durng
2022-23, which ls Rs 2,53.449 crore for prior ty and non-pr ority sectors
We rnight just be knocl(dg at the door of the poslcovlD world Banks
should walk extra mile that go beyond the lendng function io speed up
economlc recovery posi the pandemic. I am happy to note that around 65% oi
the total credit assessment has been earmarked for the agrcuture sector
keeping in vlew the dominance of agric! ture ln the State Of which, 27% share
has been (eot 'o- agr culture ter^] e-o ng
Government's prority is to provde employment opportun Ues to youths
and empower the rural women of Self-Help Groups economicalLy I am happy
that credit disbursement tarqet of Rs. 2,553 crore has been set for SHGS
Simultaneously, to take advantage of the changlng economic scenaflo and to
provide employment to the unemployed youths, 17.73% of the cred t plan has
been identified for lVlSlvlE sector.
I believe that the combined efforts of State Government and Banks w ll
boost the economy oi the State. I urge upon the bankers to take lt upon
themselves to achieve the gjven targets and contribute ther blt for bringrng
sustainable prosperity in rural areas and equitable deveopment of Madhya
Pradesh.
lwould like to congratulate SLBC and Directorate of lnstitutional Finance
team for its efForts and convey my best wlshes ior the success of this pub catlon
and implementaiion
4€
l------
_-l[ilbafsingh Bains)
Rajeev Puri
Executive Director
23rd May, 2022
M E S S A G E
order to achieve the defined goals and objectives for development activities in the States
and Districts.
State Level Bankers' Committee (SLBC), Madhya Pradesh has finalised its Annual
Credit Plan (ACP) for the financial year 2022-23 with an outlay of Rs 2,53,449 crore
with share of Agriculture sector being 65% (Rs 1,64,761 crores) as it is the main
source of livelihood of a large number of the people in the State.
I am sure that the ACP document will be useful to all bankers in the state to crystallise
their plans for enhancing the flow of credit in the state. I urge the banker’s community
to strive hard and ensure to achieve the targets of ACP.
I complement SLBC Madhya Pradesh team for their hard work in preparing a
comprehensive Annual Credit Plan for the State based on credit plans of all the Blocks
and Districts and in the State.
Yours Truly
Economic Development is a multi-stakeholder driven process
where planning plays an important role. Systematic planning
requires a bottom-up approach to map the existing potential
for development of a District and the State. The Reserve
Bank of India under Lead Bank Scheme has mandated banks
to set out priorities for financing under various sectors
during a year in consultation with NABARD and other
stake holders. State Level Bankers' Committees (SLBCs)
are the pivot for finalising Annual Credit Plans in
Nirupam Mehrotra
gwrrurrer*'
Chief General Manager
Message
It is heartening to know that the State Level Bankers Committee (SLBC) has
finalized the Annual Credit Plan (ACP) for the State of Madhya Pradesh for the
financial year 2022-23. The role of credit can hardly be overemphasized in
spurring the growth of various sectors and more so in the case of agriculture and
rural sector, as a substantial population of the State is directly dependent on
them for their livelihood.
In recent years, Madhya Pradesh has witnessed very healthy growth rates in the agriculture and
allied sectors. In the total Gross Value Added(GSVA) at current prices by economic activity, the
share of crop sector(gz.58oA),livestock(8.88%) and fishing and aquaculture(o.4o%) together
contributes 4z% of.thetotal GSVA reflecting the critical contribution of the agriculture and allied
sector in the economic development of the State. However. the ratio of total agriculture credit to
total Gross Value added(agriculture and allied sector ) in the State is just over zo% whereas the
ratio is over 4z%o at the all India thereby signaling the ground that needs to covered.
The ACP is embedded in a well grounded bottom up credit planning exercise wherein NABARDs
Potential Linked Credit Plans(PLPs) gets aggregated into State Level Credit Plan(SLCP) which
forms the basis for ACP. The ACP is dovetailed with SLCP to ensure that the maximum potential
is realized when these targets are set in the ACP.
I am happy to note that the Annual Credit Plan of Rs 2,55,449 crore (including Rs. 2,23,449 $ore
for Priority Sector) will critically help in enhancing Ground t evel Credit (GLC) in the State for the
financial year 2022-23. Realizing the target would improve the credit to GDP ratio in the State.
Inclusive growth requires that growth in credit is also inclusive with credit starved regions and
target groups getting a fair share ofthe scarce resource. From the stand point ofthe sector the
balance between crop and term loan is alsb critical. This needs to be further improved (currently
the share of ATL being around z8%) rn the State, as at the national level, term loans constitute
4oo/o. lncreasing the level of ATL in the State holds immense potential as commercial and new
agriculture is investment intensive.
I am sure all of us will make concerted efforts to meet the targets set in the ACP 2c22-23 and the
focus would be to move the ecosystem towards more effective and inclusive credit growth. I also
urge all banks to learn from each others experience and share it for the larger good which will
surely help in supporting the growth of agriculture and rural development in Madhya Pradesh.
NABARD will do all that is necessary to support bankers in this mission and I wish SLBC and
bankers a productive year ahead.
(- -)
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Nirupam Mehrotra
Chief General Manager,
NABARD, Madhya Pradesh Regional Office
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National Bank for Agriculture and Rural Development
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Madhya Pradesh Regional Office, E-5, Arera Colony, Bhopal-46zor6 Tel. : +9r Z5S-2464275 Fax : +9r 7SS-2466L88 E-mail : bhopal@nabard.org
@
I{ABARD
+{G >>frtvrq? www.nabard.org Taking Rural India >> Forward
PREFACE
I have great pleasure in bringing out the Annual Credit Plan for the year 2022-23 of the state
which envisages a credit outlay of Rs 2, 53,449 crores which is 12.24% more than the previous
year’s credit plan. Out of which, a projection of Rs 2,23,449 crores has been made for priority
sector and Rs 164,761 crore and Rs 44,945 crore for the Agriculture Sector and the MSME
Sector respectively.
ACP also envisages continuing thrust for greater credit support to youths for providing them
self-employment opportunities. Keeping in view the State Government priority to boost Women
Self Help Groups, a fund of Rs 2,553 crore has been allocated for SHGs. In addition, targets of
all Government Sponsored Schemes have been taken into account and such programmes shall be
implemented with full vigour and spirit.
The important factor of this planning is proper utilisation of resources for creating assets and
wealth in the state thereby enabling the resources reaching wider areas and larger segment of
population.
I sincerely thank all my fellow Bankers for their continued co-operation and support for ensuring
the all-round development of the state. I also extend my thanks to Reserve Bank of India,
NABARD, the Line Departments and LDMs for their valuable guidance and support.
I am sure, all of us involved in the planning process, shall put forth the best efforts in executing
the same and achieve the set goals for developing the state in a Greater Way.
The advent of micro level credit planning at grass root level plays an
important role by conceptualising the integrated approach towards all
round development. Generally, the State Credit Plan is an aggregation
of approved credit plan of the districts. However, the Annual Credit
Plan (ACP) for FY 2022-23 has been prepared duly taking into
consideration, the Potential linked credit plan of NABARD, approved
District Credit Plans and credit needs identified for the various
segments of the society by the implementing agencies of the
Government’s departments.
Bhopal
May 20, 2022
(Tarsem Singh Zira)
Convenor-SLBC M.P.
Table of
Contents
01
02
03
04
05
06
07
08
Key Banking Parameters- At a glance
Highlights of Banking developments FY 2021-22
Credit Deposit Ratio
Key Banking Parameters of Madhya Pradesh
09
10
11
Highlight of Annual Credit Plan 2022-23
Agriculture
Animal Husbandry & Dairying
Self Help Groups
Micro, Small & Medium Enterprises
PLP of NABARD & ACP
ACP Comparison
ACP targets & disbursement over past few years
Annual Credit Plan 2022-23
01
02
03
04
05
06
07
08
09
10-14
15-17
Important facts of Madhya Pradesh
About Madhya Pradesh
Economy
About Madhya Pradesh
12
13
14
18
19-20
21-23
Data Table
Bank-wise & District-wise Target
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39-49
50
51
52-55
56
57
58
60
61
63
Bank-wise ACP (Agriculture)
Bank-wise ACP (MSME)
Bank-wise ACP (Priority Sector)
Bank-wise ACP (Non-Priority Sector)
District-wise ACP (Agriculture)
District-wise ACP (MSME)
District-wise ACP (Priority Sector)
District-wise ACP (Non-Priority Sector)
Bank-wise KCC, Animal Husbandry & Fisheries
Bank-wise Custom Hiring Centre & Weavers Mudra
Bank-wise PM SVANidhi 1st & 2nd Tranche
Bank-wise National Urban Livelihood Mission
Bank-wise Udyam Kranti Yojana
Bank-wise National Rural Livelihood Mission
Bank-wise PMEGP
District-wise PMEGP
District-wise Acharya Vidya Sagar Gau Samvardhan Yojana
District-wise distribution of Goat Unit
District-wise National Livestock Mission Scheme
District-wise KCC Animal Husbandry
District-wise KCC Fisheries
District-wise Udyam Kranti Yojana
District-wise Custom Hiring Centres
District-wise NRLM
District-wise Weavers Mudra Yojana
Annual Credit Plan Target 2022-23
01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
Sr. Sector No. of A/cs Amount in Crore
% Share to total
credit plan outlay
1 Farm Credit 70,85,400 1,52,252 60.07
1a -Out of Farm Credit KCC 57,13,662 1,07,307 42.34
1b -Agriculture Term Loans 1371738 44945 17.73
2 Agriculture Infrastructure 77,386 5,396 2.13
3 Ancillary Activities 1,17,488 7,113 2.81
4 Total Agriculture (1+2+3) 7280274 164761 65.01
5 MSME (5a+5b+5c+5d+5e) 8,76,655 44,945 17.73
5a -Micro Enterprises 7,54,059 27,493 10.85
5b -Small Enterprises 97,126 15,426 6.09
5c -Medium Enterprises 411 1,272 0.50
5d -Khadi & Village Industries 3,741 295 0.12
5e -Other under MSME 21,318 459 0.18
6 Export Credit 1,453 912 0.36
7 Education 30,480 1,518 0.60
9 Housing 1,61,740 9,649 3.81
10 Social Infrastructure 17,460 803 0.32
11 Renewable Energy 18,650 622 0.25
12 Other Priority 3,742 240 0.09
13 Total Priority Sector 83,90,454 2,23,449 88.16
14 Non-Priority Sector 1,96,158 30,000 11.84
15 Total Credit Plan (13+14) 85,86,612 2,53,449 100.00
16 Weaker Sections 12,17,184 33,183 13.09
HIGHLIGHTS
OF ANNUAL
CREDIT PLAN
2022-23
PAGE 01
Annual Credit Plan for FY 2022-23 of
Madhya Pradesh has been drawn with an
outlay of Rs.2.53 lakh crores, considering the
PLP and requirement of Atma Nirbhar
Bharat & Madhya Pradesh. Sufficient
provisions have been made for government
sponsored schemes,
ACP for priority sector
is Rs 2.23 lakh crore
which is 12.24% more
than the credit plan of
previous financial year
KCC Type No. Amt. in crore
KCC Animal Husbandry & Dairying 15,40,374 11,283
KCC Fisheries 1,01,100 152
KCC Crop loans 40,72,188 95,872
Total KCC 57,13,662 1,07,307
Sector Number Amount in crore
Farm Credit 70,85,400 1,52,252
-Out of Farm Credit Kisan Credit Card 57,13,662 1,07,307
-Out of total agriculture Term Loans 13,71,738 44,945
Agriculture Infrastructure 77,386 5,396
Ancilliary Activities 1,17,488 7,113
Total Agriculture 72,80,274 1,64,761
AGRICULTURE
PAGE 02
KISAN CREDIT CARD
Agri-allied sectors are considered
to be the mainstay of the economy
of Madhya Pradesh because of
their high share in employment
and livelihood creation.
Of the total Annual Credit Plan
outlay of Rs 2.53 lakh crore, Rs
1.65 lakh crore (65%) has been
earmarked for the agriculture
sector which is 8.36% more than
the previous year's credit plan.
A Special Drive has been undertaken by
the Govt. of India for providing KCC to all
eligible animal husbandry & fishery
farmers. Keeping in view of this, Rs
11,283 crore & Rs 152 crore has been
earmarked for the KCC Animal Husbandry
and fisheries sector respectively. A
provision of Rs 0.96 lakh crore has been
made for KCC crop loans.
An allocation of Rs 44,945 crore has been
made of agriculture term loans which is
27% of the total plan of agriculture
sector.
Annual Credit Plan 2022-23
ANIMAL HUSBANDRY & DAIRYING
57%
stock maturity
38%
finance growth
Name of the scheme Number Amount in crore
Acharya Vidyasagar Cow Promotion Scheme 313 23.48
NLM- Poultry Entrepreneurship Scheme 97 19.40
NLM- Goat Entrepreneurship Scheme 404 163.60
NLM- Piggery Entrepreneurship Scheme 42 22.08
NLM- Feed & Fodder Entrepreneurship Scheme 67 38.80
Bhed Vitran Yojana 313 0.96
ANNUAL CREDIT PLAN 2022-23 PAGE 03
Proper storage and marketing
arrangements, besides reducing post-
harvest losses, helps the farmers to
avoid distress sales. Further, with
increase in production & productivity
over time, there is need to enhance
storage infrastructure in the state. A
provision of Rs 5,396 crore has been
made for agriculture infrastructure
sectors.
Custom Hiring Centre (CHC) are
basically a unit comprising a set of
farm machinery, implements and
equipment meant for custom hiring
by farmers. The main objective of
CHC is to supply of farm implements
to small, marginal and poor farmers
at subsidized rates on hire. This
enables the small and marginal
farmers to take up farm operation on
time. A provision of Rs 52 crore has
been made for financing to CHC.
The contribution of agri-allied sectors viz., livestock (including dairy, sheep,
goat, poultry and piggery) and fisheries have been significant and growing over
the years.
The focus of the National Livestock Mission (NLM) is on entrepreneurship
development and breed improvement in poultry, sheep, goat and piggery
including feed and fodder development.
Recognising the
importance of SHG Bank
linkage, a disbursement
target of Rs 2,553 crore to
1.96 lakh SHGs has been
fixed for FY 2022-23.
The very existence of SHGs is
highly relevant to make the
people of below poverty line
hopeful and self-reliant. SHGs
enable them to Increase their
income, improve their
standard of living and status
in society. It acts as a catalyst
for bringing this section of
society to the main stream.
Annual Credit Plan 2022-23 PAGE 04
2017-18 2018-19 2019-20 2020-21 2021-22
1,500
1,000
500
0
Credit disbursement to SHGs during last few years
(Amount in crores)
Sector Number Amt. in crore
Micro Enterprises 6,54,059 27,493
Small Enterprises 97,126 15,426
Medium Enterprises 411 1,272
Khadi & Village
Industries
3,741 295
Other under MSME 21,318 459
Total MSME 7,76,655 44,945
micro, small &
medium enterprises
The Government of India has
extended the PM SVANidhi
scheme beyond March, 2022.
This has been done keeping in
view the impact of the
pandemic-related stress on
small businesses. A target has
been fixed for financing to 1.91
lakh & 1.50 street vendors
under first tranche and second
tranche respectively during FY
2022-23.
ANNUAL CREDIT PLAN 2022-23 PAGE 05
Govt. of M.P. has launched
Mukhya Mantri Udyam Kranti
Yojana to provide self
employment opportunities to
youth. A provision of Rs 14,000
crore has been made for this
scheme. M.P. Govt. provides 3%
interest subsidy and CGTMSE
guarantee fee to eligible
beneficiaries under the scheme.
PMEGP- 187.83 crore
(Margin Money) to 5,957
projects.
Weavers Mudra Yojana-
1,000 beneficiaries.
National Urban Livelihood
Mission (NULM)- 17,100
beneficiaries under Self-
Employment Programme
(Individual & Group). 9,000
(No.) under Bank linkage.
Target for FY 2022-23
Sr. Sector
PLP of
NABARD
ACP
% of
PLP
1 Farm Credit 1,63,233 1,52,252 93
1a -Out of Farm Credit KCC 1,18,288 1,07,307 91
1b -Agriculture Term loans 44,945 44,945 100
2 Agriculture Infrastructure 8,916 5,396 61
3 Ancillary Activities 8,833 7,113 81
4 Total Agriculture (1+2+3) 1,80,982 1,64,761 91
5 MSME 39,268 44,945 114
6 Export Credit 1,202 912 76
7 Education 2,818 1,518 54
8 Housing 11,000 9,649 88
9 Social Infrastructure 2,542 803 32
10 Renewable Energy 851 622 73
11 Other Priority 4,305 240 6
12 Total Priority Sector 2,42,968 2,23,449 92
P L P O F
N A B A R A D &
A C P 2 0 2 2 - 2 3
The National Bank for
Agriculture and Rural
Development (NABARD) has
projected Rs.2,42,968 crore
as Potential Linked Credit
Plan (PLP) for the year 2022-
23 for the state of Madhya
Pradesh under priority
sector.
Credit assessed by the Banks
for the year 2022-23 under
priority sector is in line with
the PLP of NABARD, which is
Rs. 2,23,449 crore and
comprising 92% of the PLP.
PAGE 06
Amount in crore
Thrust has been laid on agriculture investment credit, which
is 27% per cent of total outlay earmarked for agriculture
lending with a view to achieve capital formation in
agriculture for doubling the farmer’s income. After thorough
discussions and sector-wise analysis in consultation with the
stake holders, the projections for credit flow to animal
husbandry and dairy development, sheep and goat rearing,
poultry, plantation fisheries, farm mechanisation sectors etc.
has been made.
Sr. Sector 2019-20 2020-21 2021-22 2022-23
Variation
amt. over
previous
year
Variation
% over
previous
year
Disb. FY
2020-21
Disb. FY
2021-22
1 Farm Credit 1,16,000 1,24,412 1,40,222 1,52,252 12,030 8.58 64,458 94,346
1a
-Out of Farm
Credit KCC
90,000 96,864 1,00,991 1,07,307 6,316 6.25 51,738 55,158
2
Agriculture
Infrastructure
3,800 3,905 5,105 5,396 291 5.70 1,185 1,462
3
Ancillary
Activities
4,057 5,919 6,730 7,113 383 5.70 6,837 9,447
4
Total
Agriculture
1,23,857 1,34,236 1,52,057 1,64,761 12,705 8.36 72,480 1,05,256
5 MSME 30,201 32,078 35,009 44,945 9,936 28.38 33,563 46,945
6 Export Credit 523 530 864 912 48 5.52 216 173
7 Education 1,000 1,037 1,345 1,518 173 12.85 419 508
8 Housing 4,984 7,131 8,270 9,649 1,379 16.67 6,551 5,772
9
Social
Infrastructure
1,000 595 710 803 93 13.13 263 287
10
Renewable
Energy
400 288 617 622 5 0.80 44 1
11 Other Priority 1,039 321 205 240 34 16.76 2,221 5,178
12
Total Priority
Sector
1,63,004 1,76,217 1,99,077 2,23,449 24,372 12.24 1,15,757 1,64,120
13
Non-Priority
Sector
12,146 13,033 13,744 30,000 16,256 118.28 52,518 1,06,789
14
Total Credit
Plan
1,75,150 1,89,250 2,12,821 2,53,449 40,628 19.09 1,68,275 2,70,909
PAGE | 07
Annual Credit Plan under priority sector for FY
2022-23 is 12.24% more than the previous year's
credit plan.
Amount in crore
Annual Credit Plan
Comparison
over past few years
ACP TARGETS &
DISBURSEMENT
PAGE | 08
Agency-wise allotment of ACP
target for FY 2022-23
Public Sector Banks
60%
Private Sector Banks
16.1%
Cooperative Banks
13.2%
Regional Rural Banks
9.3%
Small Finance Banks
1.4%
Sr. Parameters Mar-19 Mar-20 Mar-21 Mar-22 Mar-20 Mar-21 Mar-22
1
Total number of
Branches
7,684 7,958 8,032 8,120 3.6 0.9 1.1
2 Total number of ATMs 9,316 9,320 9,453 9,200 0 1.4 -2.7
3 Total Deposits 3,93,177 4,23,556 4,88,688 5,45,918 7.7 15.4 11.7
4 Total Advances 3,07,354 3,32,321 3,58,785 3,96,652 8.1 8 10.6
4a
Credit as per place of
utilization
10,718 9,421 11,194 8232 -12.1 18.8 -26.5
5 Credit Deposit Ratio 78.17 78.46 73.42 72.66 0.3 -5 -0.8
5a
CD Ratio including credit
as per place of utilization
80.9 80.68 75.71 74.17 -0.2 -5 -1.5
6 Total Business [3+4] 7,00,531 7,55,877 8,47,473 9,42,570 7.9 12.1 11.2
7 Agriculture 1,02,143 1,09,952 1,17,797 1,28,430 7.6 7.1 9
8
Crop Loans out of total
agriculture
75,290 83,295 85,372 92,767 10.6 2.5 8.7
9
% of Agriculture advances
to Total advances [RBI
Norm*: 18%]
33.23 33.09 32.83 32.38 -0.1 -0.3 -0.5
10 MSME 55,745 60,228 65,696 75,769 8 9.1 15.3
11 Education Loan 2,645 2,598 2,695 2,697 -1.78 3.73 0.07
12 Housing 33,322 38,116 40,237 45,882 14.4 5.6 14
13
Total Priority Sector
Advances
1,84,868 2,02,922 2,19,029 2,39,887 9.8 7.9 9.5
14
% of Priority Sector
advances to Total
advances [RBI Norm*:
40%]
60.15 61.06 61.05 60.48 0.9 0 -0.6
15
Total Non-Priority Sector
Advances
1,22,486 1,29,399 1,39,756 1,56,765 5.6 8 12.2
16 Total NPA 35,711 36,275 33,739 36,372 1.6 -7 7.8
17
% of NPA to total
advances
11.62 10.92 9.4 9.17 -0.7 -1.5 -0.2
18
Advances to Weaker
Sections
70,391 71,241 79,939 89,756 1.2 12.2 12.3
19
% of advances to Weaker
Sections to total Advances
[RBI Norm*: 10%]^
22.9 21.44 22.28 22.63 -1.5 0.8 0.3
PAGE 09
Outstanding amount in crore Y-o-Y growth %
* For Domestic Commercial Banks in the Country (excluding RRBs & SFBs), ^ For FY 2021-22, -11% (excluding RRBs)
key banking parameters
of MAdhya Pradesh
As on 31/03/2022
Total Business of the Banks increased to Rs
9,42,570 crore in March 2022 from Rs. 8,47,473
crore in previous year. On year-on-year
(y-o-y) basis, bank’s business increased by
11.2% in March 2022 as compared with an
increase of 12.1% in March 2021. In absolute
term, total business increased by Rs 95,097
crore y-o-y in March’22.
Highlights of
Banking
Developments
2021-22
Out of total deposits, share of CASA (Savings Account & Current Account) was 43.1 per
cent March 31, 2022 as compared to 44.3% last year. Out of 52 districts, 50% of total
deposits were concentrated in only 4 major districts i.e. Bhopal, Indore, Gwalior &
Jabalpur as on March’22.
The Credit-Deposit (C-D) Ratio of the state decreased to 72.66% at the end of March
2022 from 73.42% previous year in March 2021. However, actual CD ratio stood at 74.17%
after including credit of Rs. 8,232 crore as per “place of utilisation Norm” of RBI.
Gross credit of the Banks increased to Rs.3,96,652 crore in March 2022 from Rs. 3,58, 785
crore one year ago, registering y-o-y growth of 10.6% as compared to growth of 8.0% in
previous year. Y-o-Y growth of credit was 8.1% in March 2020.
Reflecting the recovery in the economy after two
years of the Covid-19 pandemic, banks have seen
sharp growth in advances by the end of the fiscal
year 2021-22. It is noted that the third wave of the
pandemic did not have much of an impact on
economic activities as compared to second wave.
Credit demand from the retail segment, small and
medium businesses has been strong, but with the
economic recovery in full swing, there is demand
coming from other segments as well. Expectations
are that credit demand from corporates, which
had been largely muted, will also see an
improvement in the current fiscal.
Aggregate deposits increased by Rs
57,230 crore y-o-y and stood at Rs.
545918 crore in March 2022. The year-
on-year (y-o-y) growth in aggregate
deposits worked out to 11.7% in March
2022 as against an increase of 15.4%
last year. Bank’s deposits increased
at a record pace in 2021 reflecting
increased precautionary saving by
households and businesses in
response to the pandemic. Deposit
growth likely slowing but abundance
of low-cost funding could endure
through 2022.
Agriculture credit increased by 9.0%
y-o-y to Rs.1, 28,430 crore in March 2022
from Rs. 1, 17,797 crore previous year.
Agriculture credit is constituting 32.38%
of the total credit portfolio as on March
2022.
Credit to MSME sectors stood at Rs.
75,769 crore in March 2022, showing
y-o-y growth of 15.3% as compared to
9.1% a year ago.
Credit to housing sector stood at Rs
45,882 crore in March 2022 from Rs
40,237 crore last year showing an
increase of 14.0% y-o-y. Year-on-year
growth in Mar’21 was 5.6%.
PAGE 10
Name of the Bank Deposits Advances Business
State Bank of India 1,66,898 77,856 2,44,753
DCCB & Apex Bank 34,761 37,775 72,536
Punjab National
Bank
39,032 25,987 65,018
Bank of India 37,015 27,696 64,711
Central Bank of
India
37,576 17,923 55,499
HDFC Bank 24,278 30,001 54,279
Union Bank of
India
36,616 16,512 53,128
ICICI Bank 19,180 24,487 43,667
Bank of Baroda 21,973 15,921 37,894
Canara Bank 16,777 17,266 34,043
Banking Network
Banks in Madhya Pradesh have a network of 8,120 branches spanning 35%,
30% and 35% in rural, semi-urban and urban/metropolitan areas
respectively with 9,200 ATMs as on March 31, 2022. 163 new bank branches
were opened during FY 2021-22. Net increase in number of branches was 88
after considering closure/merger/reconciliation of total branches during FY
2021-22. 253 ATMs have been closed during the same period. Out of total
ATMs, about 25% ATMs were in Indore & Bhopal city As on Mar’22.
Gross NPA increased from Rs 33,739
crore in March 2021 to Rs 36, 372 crore
in March 2022. However, NPA
percentage reduced to 9.17% of total
credit in Mar’22 from 9.40% previous
year.
10 Banks namely State Bank of India,
DCCB & Apex Bank, Punjab National
Bank, Bank of India, Central Bank of
India, HDFC Bank, Union Bank of India,
ICICI Bank, Bank of Baroda & Canara
Bank continued to be accounted for
over two-thirds of total business as on
March 2022. Of which, around ¼th of
total business is lying with SBI.
Top 10 Banks in M.P. Amount in crore
PAGE 11
Deposits Growth
During FY12–22,
deposits grew at a
CAGR of 9.47%.
Deposits in PMJDY
accounts increased by
Rs 992 crore in a year
and reached to Rs
9,249 crore as on
March 31, 2022.
During FY12–22,
credit off-take
grew at a CAGR
of 11.07%.
Agency wise credit growth under Agriculture
ANNUAL
CREDIT
PLAN
2022-23
Credit Growth
Credit to priority sector
and agriculture sectors
were 60.48% and 32.38%
of total credit
respectively as on
March 31, 2022.
Year-on-year, Bank’s
credit to Agriculture,
MSME and Priority Sector
grew at 7.1%, 9.0%, 15.3%
& 9.5% respectively in
March 2022 as
compared to growth of
7.1%, 9.1% & 7.9% previous
year respectively.
Per capita credit was Rs
54,411 whereas average
loan size was Rs 2.14 lakh
as on March 31, 2022.
Agriculture
Agriculture credit grew by 9.0% year-on-year as on March 2022 as compared to 7.1%
previous year.
Out of total agriculture credit share of crop loans and term loans was 72% and 28%
respectively. There were 65.84 lakh Kisan Credit Cards with average loan size of Rs
1.41 lakh. Agriculture term loans increased by 10% y-o-y in Mar’22.
Out of total credit, the share of small & marginal farmers was 11.25% in Mar’22.
PAGE 12
Micro, Small & Medium Enterprises
Credit to MSMEs by all banks in the financial year 2021-22 stood at
Rs 75,769 crore, showing an increase of Rs 10,073 crore y-o-y in
Mar’22 as compared to an increase of Rs 5,468 in previous year.
The timely policy interventions have helped alleviate the stress
experienced by individuals, MSMEs, corporates and lenders, and
by keeping access to finance open on easy terms. ECLGS was a
big factor that improved the quality of SME loans and also
improved the overall profile of the MSME sector. Moreover, the
government had revised the definition of MSME in 2020 which
brought many large businesses into the MSME category while
Covid was also taken care of to a large extent last year. Its
positive impact is now visible. However, asset quality concerns
have continued to prevail in coming days.
Further, NCGTC vide letter no
1404/NCGTC/ECLGS dated 30.03.2022
has informed that the duration of
Emergency Credit Line Guarantee
Scheme (ECLGS) has been extended up
to March 31. 2023 or till guarantees for an
amount of 4,50,000 crore are issued
(taking into account all components of
ECLGS), whichever is earlier. Certain
changes have also been introduced to
provide further relief to borrowers
belonging to the Hospitality and related
sectors and the Aviation sector. PAGE 13
The trends that led to the rise of
education loans although the
pandemic inter alia to be
The rising cost of education for
parents to invest in their children’s
education, especially at a time
when many parents have faced
pay cuts in their jobs. The
pandemic has added further
pressure on parents’ purses,
creating further demand for
finance options to manage
education-related expenses.
Cost of overseas education
continues to be high
The surge in aspirants pursuing
multiple courses
Housing Loans
·Year-on-year growth in housing
sectors grew to 14.0% in Mar’22 as
compared to growth of 5.6% previous
year. Home loan demand is set to
overtake pre-Covid level. Interest rates
for home loans have been lowest in
the last one year at about 6.5%, which
was one of the factor for increasing
the demand.
Education Loans
Education loan marginally grew by
0.07% y-o-y in Mar’22 as compared to
3.73% in previous year. Despite first
wave of pandemic, demand for
education loans rose in last year.
Priority Sector
Priority sector advances
increased by 9.5% in March
2022 as compared to an
increase of 7.9% in March 2021.
The outstanding credit to
priority sector grew to Rs 2.40
lakh crore at the end of March
2022 from Rs 2.19 lakh crore in
March 2021.
PAGE 14
·On year-on-year (y-o-y) basis, credit
grew by Rs 37,868 crore in Mar’22 as
compared to an increase of Rs 26,464
previous year. However, CD Ratio
declined to 72.66% in Mar’22 from
73.42% last year. Higher growth in
deposits and fallen CD ratio of
Cooperative banks are one of the
reasons for decline in CD Ratio in
Mar’22. Deposits grew by Rs 57,231
crore in Mar’22 as compared to an
increase of Rs 65,132 previous year.
PAGE 15
Agency-wise CD Ratio
Above 100% 75-100% 50-75% 40-50% Below 40%
15
10
5
0
15
09
14
07 07
Above 100%
Between 75-
100%
Between
50-75%
Between
40-50%
Below 40%
Mandsaur Indore Gwalior Mandla Singrauli
Narsimhapur Burhanpur Betul Dindori Anuppur
Ratlam Neemuch Balaghat Satna Umaria
Dewas Sheopur Sagar Bhind Niwari
Vidisha Hoshangabad Alirajpur Panna Sidhi
Barwani Jhabua Katni Tikamgarh Shahdol
Ashoknagar Ujjain Damoh Chhatarpur Rewa
Khargone Dhar Shivpuri
East nimar Guna Seoni
Sehore Chhindwara
Harda Bhopal
Rajgarh Jabalpur
Shajapur Datia
Raisen Morena
Agar-malwa
Centre-wise CD Ratio
Graph
showing
range of
CD ratio
and
number of
Districts
as on
March 31,
2022
PAGE 16
DISTRICT-WISE
CD
RATIO
(RANGE)
PAGE 17
GEOGRAPHICAL FEATURES
Total Population in crore
as per Census 2011
7.27
Rural Population (cr.) & 5.25
% of rural population to total population 72.21%
Urban Population (cr.) 2.02
% of urban population to total population 27.79%
Male (cr.) 3.76
Female (cr.) 3.51
Scheduled Castes (cr.) 1.13
% of SC population to total population 15.54%
Scheduled Tribes (cr.) 1.53
% of ST population to total population 21.04%
Sex Ratio 931
Density/km2 236
Area(Km2) 3,08,245
Literacy rate 69.3%
Working population (out of total population) 43.5%
Birth rate (Per thousand people) 24.5
Mortality rate (Per thousand people) 6.6
AGE GROUP WISE POPULATION
Population up to 18 years Cr. 2.90
Adult (18-40 years) Cr. 2.72
Adult above 40 years Cr. 1.65
ADMINISTRATIVE FEATURES
No. of Districts 52
No. of Division 10
No. of Villages 54,903
No. of Gram Panchayats 23,043
No. of Block/Janpad Panchayats 313
No. of Tehsils 369
Total no. of Households (cr.) 1.51
Rural Households (cr.) 1.11
Working population in the total population 43.5%
Govt. PDS Shops 24,710
Number of Government employees (Regular) 5,72,288
LAND UTILISATION (2018-19)
Gross Cropped Area (GCA) lakh
Hectare
261.15
Net Sown Area (NSA) lakh Hectare 152.05
Double Cropped Area (lakh Hectare) 109.10
Crop Intensity (GCA/NSA) 1.72
Net Irrigated Area (lakh Hectare) 126.86
No. of cultivators (Lakh) 100.03
Of the above, Small/Marginal Farmers 75.60
ECONOMY
Gross State Domestic Product (GSDP)
at current price 2021-22 (estimated)
Lakh crore
11.68
Per capita income at current price
2021-22 (estimated) Rupees
1,24,685
Sectors contribution in GSDP 2021-22 at current price
(estimated)
• Primary
• Secondary
• Tertiary
46.67%
19.30%
34.13%
BANKING (31/03/2022)
Number of Branches
• Rural Branches
• Semi-urban Branches
• Urban Branches
8,120
2,806
2,439
2,875
Number of ATMs 9,200
No. of Sub Service Area (SSA) 11,864
Number of BCs in SSAs 10,343
Number of Post Offices 8,227
Total Aggregate Deposits (Cr.) 5,45,919
Total Credit (Cr.) 3,96,653
Agriculture Advances (Cr.) 1,28,430
Priority Sector Advances (Cr.) 2,39,888
Credit to Weaker Section (Cr.) 89,2757
Credit Deposit Ratio 72.66
No. of districts below 40% CD Ratio 7
Number of Lead Banks 7
Per capita Deposits (Rupees) 75,092
Per capita Credit (Rupees) 54,560
No. of Branches per lakh population 11
Page 18
Demographic Feature
Madhya Pradesh with an area of 3, 08,252 sq.km is
the second largest state in India after Rajasthan,
covering 9.38% of total area of the country. It is
bordered by the states of Rajasthan to its northwest,
Uttar Pradesh to its north, Chhattisgarh to its east,
Maharashtra to its south, and Gujarat to its west.
Total population of Madhya Pradesh as per 2011
census is 7.27 crore, which constitutes 5.99% of
total population of the country.
Rural population out of total population is 72.4%.
(All India-68.9%)
Ratio of rural and urban population is 72:28.
Male and female are 3.76 crore and 3.51 crore
respectively. Female per thousand male is 931.
Scheduled Castes
population is 15.6% (1.13
crore) of total population.
(All India-16.6)
Scheduled Tribes
population is 21.1% (1.53
crore) of total population.
(All India-8.6)
Density of the population
(per sq. km) is 236. (All
India-382)
Percentage of forest area to
Geographical Area is
30.72%.
Literacy rate is 69.3% (All
India-73.0%). Of which
literacy rate of male and
female is 78.7% and 59.2%
respectively.
Figures as per Census 2011 Pg 19
Occupational Pattern
Hindi is the official
language of Madhya
Pradesh and it is widely
spoken. Apart from Hindi,
the languages of Bundeli,
Bagheli, Nimari, Marathi,
Sindhi, Urdu, and Malwi
are the commonly
spoken regional dialects.
There are several other
dialects which are
spoken in the state.
Percentage of working population to total
population is 43.5%. (All India-38.8%)
Percentage of women working population to total
working population is 32.6%. (All India-25.5%)
Percentage of agricultural laborers to total workers
is 38.6%. (All India-17.9%)
Population below poverty line is 31.65% (varying
between 21% in urban area to 35.74% in rural
area). (All India-21.9%)
Mortality rate is 6.7 per thousand. (All India-6.2)
Infant mortality rate is 48 per thousand. (All India-
32)
Birth rate is 24.6 per thousand. (All India-20.0)
Per capita income at current price increased from Rs
1,04,894 in 2020-21 to Rs 1,24,685 in 2021-22
(estimated), which shows an increase of 18.87%.
Figures as per Census 2011
Pg 20
The Gross State Domestic
Product (GSDP) of Madhya
Pradesh for 2021-22 at current
price is estimated to be Rs
11,68,004 crore.
Amount in lakh crore
ECONOMY
Gross State
Domestic
Product (GSDP)
at current prices
& constant
prices (2011-12)
The primary sector accounts for
46.57% (at current price) of the
State’s GSDP as of 2021-22
(Estimation), followed by Industry
(19.30% GSDP) and Service sector
(34.13% in GSDP).
Sector wise distribution % of GSDP at current prices & constant prices (2011-12) (Estimation)
At current prices in 2021-22 At constant prices (2011-12) in 2021-22
Pg 21
Economy of Madhya Pradesh is
primarily agrarian and it is a champion
in the development of agriculture and
allied sector for more than a decade.
Owing to an impressive agriculture
growth rate, MP has been the recipient
of the Krishi Karman Award
consecutively from the last many years.
Amongst states, Madhya
Pradesh (11 per cent of
India’s total forest cover)
had the largest forest cover
in India in 2021. Due to the
abundance of tigers and
other wildlife in the
national parks of the state,
it has been recognized as
the ‘Tiger State of India’.
The State has taken several concrete steps
to attract investment, simplified various
procedures for starting a business in 30
days, and set up an online system for the
same. Due to these efforts, Madhya Pradesh
is ranked fourth in the ‘Ease of Doing
Business’ list as per the State Business
Reform Action Plan-2019 ranking.
Madhya Pradesh has immense potential to
become the manufacturing hub of India due
to availability of land, Narmada water, power
surplus, almost negligible Labour-unrest
incidents, presence of eminent skill institutes,
and availability of the best infrastructure for
setting up industries in the state. The state is
suitable for the auto-sector, food processing,
textile and apparel, defence sector logistics
and warehousing development.
The state is home to around 280
pharmaceutical units operating in the
industrial areas of Dewas, Indore,
Pithampur, Mandideep and Malanpur. The
state is focusing on infrastructure
development in agriculture and allied sectors
and by developing the infrastructure it is
attracting the industries, thereby generating
employment opportunities.
Pg 22
Per Capita Income
Pg 23
DATA TABLE
Bank-wise Arinual Credit Plan FY 2022-23 (Agriculture)
Amount in lakh
SR. BANKNAME
[A(I)I FARM CREDIT
OUT OF FARM CREDIT
KCC
tA(rr)1
INFRASTRUCTURE
[A(III)I ANCILLARY
ACTIVITIES
IAI TOTAL
AGRICULTURE = A(I) +
A(Ir) + a(ur)
Number Amount Number Amount Number Amount Number Amount Number Amount
1 Bank ofBaroda 203831 424371 15293i 274089 3995 26739 5607 34856 2t3433 485966
2 Bank ofIndia 50947 6 t024121 3980s9 734652 5708 3s2s0 597 6 36419 sztt6a 1095790
3 Bank of Maharashtra i02813 257866 7315( 1 5884i t479 10915 2304 14102 1 06596 282883
4 Canara Bank 131936 270276 9795i 172482 2588 t7299 3682 20975 138206 3 08550
5 Central Bank oflndia 5 109s6 I 256980 37191.'t 760839 5547 42897 1 0235 61442 s26738 t36t3tt
6 lndian Bank 148709 302303 109171 1 82893 2968 2ts87 3957 23323 tss634 3472t
7 Indian Overseas Bank 18s03 3'.76'/8 t3174 22263 834 6457 587 3372 t9924 47 507
8 Puniab and Sind Bank t8203 35699 r4212 2253C 290 2208 515 2992 19008 40899
9 Puniab National Bank 291814 62528t 225514 423411 5535 38263 6931 42180 304284 705724
10 State Bank oflndia 1420709 317 s7 06 1 1 10890 2120347 t7336 t25959 27666 t68323 t4657 tt 3469988
11 UCO Bank Lt27 45 300 1 04 '/8222 t51242 2060 1 5504 2592 15624 1t7397 331232
t2 Union Bank of India 267966 s29006 2t2261 34966( 4730 1902 6478 38338 279t74 s99246
PSBs - SUB TOTAL 3737662 8239390 2857475 5373262 53070 374980 76530 461946 3867262 9076316
3 A,xis Bank 89502 40843 1 68705 247970 I t 5J 11797 3285 20250 9452C 440478
4 Randlran Bank 38097 78105 32725 64288 799 5697 53( 3t37 39426 86939
5 Catholic Svrian Bank 122 230 105 189 0 0 0 0 122 23(
6 City Union Bank 497 969 348 642 10 48 492 59( 1s09
7 Development Credit Bank 1 1571 23966 '1643 t4402 441 2107 414 2558 t245C 2923t
8 Dlianlaxrni Bank 41 93 0 0 14 72 74 370 129 535
19 Federal Bank Ltd. 3136 6222 1 860 3264 100 5t7 101 754 3337 7493
20 HDFC Bank 153 010 604506 1 10215 499tt3 3 060 203s4 5447 32807 t6t511 6s7 66',1
21 ICICI Bank t52391 526912 108316 3 I 0085 2466 16372 4803 28842 t5966( 572t26,
22 IDBI Bank 41446 t78797 29368 s0334 t2t6 8173 1 808 tt466 4447C t98436
l5 IDFC 12036 23338 6t45 t1342 7 6'1 5273 465 2554 t3268 31165
24 Indusind Bank Limited 18282 32864 11534 t77 t9 /l) 6353 62t 3 885 19616 43102
25 Jammu and Kashmir Bank 36 79 0 0 7 36 75 542 11 657
26 I(arnataka Bank Limited 741 1 689 281 632 15 82 18C t067 93C 2838
27 Karur Vvsya Bank Ltd. 71 189 26 60 t1 74 1ll 723 196 986
28 Kotak Mahindra Bank 2s999 49982 71 168 19007 847 7047 1292 85 13 28 i38 65542
29 Lakshmi Vilas Bank 785 1617 645 tt92 30 t52 t2t 766 93(. 2535
30 Ratnakar Bank Ltd. (RBL) 9293 1880C 6477 I 1908 225 t602 34( 2498 98s8 22900
31 South lndian Bank s39 1 056 368 635 14 72 t62 986 715 2tt4
J/ Standard Chartered Bank 200 813 185 592 2 21 8 51 21( 885
JJ Tamilnadu Mercantile Bank /lo 165 5 559 1228 0 0 0 0 71C 1 655
34 Yes Bank 1088 I 22990 6969 1341 1 482 3 810 637 4688 1200c 3 1488
l'VTs - SUB TOTAL 569394 1983303 463642 I 268013 t2955 902s9 20587 t26949 602936 2200511
COX,IN,I. BANKS SUB TOTAL 4307056 10222693 332ttt7 6641275 66025 465239 97117 588895 4470t98 11276821
35 MGB 499233 1007957 42t125 7 45634 3 104 2s926 67 10 39346 50904i t073229
36 MPGB 346732 665998 282516 512692 407& 2366t 4643 28137 3 5 5453 7 t'779(
RllBs - SUB TOTAL 84596s 1673955 703641 1258326 7182 49587 11353 61183 864500 179t025
37 DCCB I 865396 321127 1642842 275s289 1523 6948 5562 32426 t872481 325064C
CO-OP BANK- SUB TOTAL 1865396 3211272 1642842 2755289 1523 6948 5562 32426 1812481 3250646
38 AU Small Finance Bank 17662 3 1908 8960 t3939 927 5854 t2t4 7461, 19803 /<41)
39 Equitas Small Finance Bank 7799 t2579 4483 6625 535 3737 646 403 I 8980 2034i
40 ESAF 336 I 397 6 188 i 1 886 144 831 121 545 3626 5352
4t Fincare Small Finance Bank 236t6 46225 21118 39760 303 592 I l) 1018 24092 48835
42 Jana Srnall Finance Bank 4092 8036 2168 4572 3r7 917
'384
263( 4793 t26t
43 Sr-uvoday Small Finance Bank 2058 4150 t229 2242 156 282 319 222C 2533 765
44 Uijivan Small Finance Bank I 608 2975 685 1&29 14( 150 245 2009 t993 6t34
45 Iltkarsh Small Finance Bank 6788 7430 5538 4957 134 +JJ 354 257(, 72'.76 11439
SFBs - SUB TOTAL 66983 117279 46062 75811 2656 t7826 3456 22496 7309s 157601
GRAN.D TOTAL 7085400 15225200 5713662 I 0730700 77386 539600 I 17188 71 1300 7280274 16476t0t
Page-24
Bank-wisb Annual Credit Plan FY 2022-23 (MSME)
Amount in lakh
sR. BANKNAME
lB(r)l MrcRo
ENTERPRISES
[B(II)] SNIALL
ENTERPRISES
[B(Itr)] MEDIUM
INTERPRISES
IB(IV)] KIIADI &
.ILLAGE
INDUSTRTES
IB(,)I OTHER
III{DER MSME
[B] TOTAI-MSME=
B(I) + B(rr) + B(rrD +
B(IV) r B(.)
Number Amount Number Amount Number Amounl Number Amount Number Amount Number Amount
I Bank ofBaroda 35495 13426i 6060 90298 39 1273 296 2432 1480 191 4337( 240 I 80
2 Bank oflndia 53438 148939 s499 85745 58 I i331 356 3027 2003 2921 613s4 251963
J Bank of Maharashtra 1603i 50249 1879 30356 6 77s 55 360 338 87e 18316 85569
4 Canara Bank 22292 85075 34 49134 2478 16i t6 4s2 1270 26325 139563
5 3entral Bank oflndia s0391 1 69899 7281 1 05864 1 9909 32C 253 1 1361 3292 59377 29149s
6 lndian Bank 2992( 119623 4042 60328 1l 5022 15: 1217 141 34791 I 87608
7 ndian Overseas Bank 4926 18716 926 12317 129 141 439 6015 1 601
8 Puniab and Sind Bank 4942 20784 90( 12384 1 79 lz) 408 5978 33655
9 ?unjab National Bank 60856 257796 993 1412s9 29 1054f 26C 2041 1 58( 3 109 72670 414754
10 State Bank oflndia I 638 5867 1 3 2297( 344317 108 3751 99t 7627 695( 1 3878 1 94845 990046
11 UCO Bank 23420 78773 2503 43791 207( 7 516 37. 974 26376 126155
12 Union Bank oflndia 45983 169596 528 94916 13 5348 26'l 1781 861 1 88' 5241 1 lt 5)2x
PSBs - SUB TOTAL 511522 1840432 7068 1070710 292 9926! 2994 2337( 16338 32334 601828 3066116
13 Axis Bank 1 5960 61438 3864 59077 I 00( 47 268 24t 555 20122 122338
14 Bandhan Bank 536i 1448 694 1201 0 207 61( 626( 27111
15 Catholic Svrian Bank 32C 169( t7 234 0 0 0 0 33't 1924
16 litv Union Bank 874 3092 73 134 0 0 0 200 1005 4426
17 Development Credrt Bank 3r03 9484 290 51 6l I 200 J 61 216 J+OL I 5066
18 Dhanlaxrni Bank l4 1341 36 495 0 0 0 184 1 836
19 Federal Bank Ltd. 88? 2978 139 214( 0 0 58 200 1084 5324
20 HDFC Bank s2339 324451 435( 129095 5t 1.96 177 1912 )dr 1490 57506 469204
ICICI Bank 26254 1001 1 1 4022 62244 29 7350 169 I 821 61 139( 31086 172922
22 iDBI Bank I 601 36609 1783 29034 I 351 5C
) t'
173 624 13624 70125
IDFC 1149 11124 12t 7380 200 5i fna 4628 I 8904
Indusind Bank Limited 8161 30806 869 13948 7 200( 16 10i 432 958 948s 4782C
25 Jammu and Kashmir Bank 533 3822 1.51 2364 0 57 20c 747 6386
26 Karnataka Bank Limited 873 3731 223 3234 0 4 62 212 I 158 7181
27 Karur Vvsva Bank Ltd JIJ 216( 123 1 84: 0 58 203 494 4205
28 Kotak Mahindra Bank 12630 4841.1 63 12t 0 2 3C 59 21 3322 59780
29 Lakshmi Vilas Bank 1724 91 1 39t 0 0 0 57 200 372 3322
30 Ratnakar Bank Ltd. (RBL) 274 890i 195 311 0 0 59 205 2994 12227
31 South Indian Bank 600 286. 1968 0 0 0 58 20a 783 5030
32 Standard Chartered Bank 1t 48 J 42 0 0 0 I4 90
33 Iamilnadu Mercantile Bank 28( 528 0 0 0 0 0 28C 528
34 Yes Bank 51 94 19572 459 733( 1 000 I 5 63 5722 28131
PVTs - SUB TOTAL 1s2s63 689376 18571 354389 11 27462 462 4553 2959 809t 174672 1083878
COMIVI. BANKS SUB TOTAL 66,1085 2529807 89257 142s099 10s 126727 | 3452 27929 19297 40432 77650fr 4149994
35 4GR 31600 72719 287: 44767 2 4361 198 1 105 431 35106 12014
36 MPGB 16437 37460 131 19231 ol 34 361 100i 268( 18791 59738
RRBs - SUB TOTAL 48037 110179 4193 63997 2 136 | 232 1466 1433 3805 5389'1 1 79883
37 DCCB 13918 32s63 20424 0l 54 399 I l0c 161 10 54179
CO-OP BANK- SUB TOTAL 1391 8 32s63 1739 20424 ol 54 92 399 I 100 1611 51179
38 AU Small Finance Bank 11670 3241 1041 I 9598 I 0 0l I 1 236 1277{ 52252
39 Equitas Small Finance Bank 555 8 1285 231 3$71 ol I 1 51 102 584 I 16s97
40 SAF 14s8 | 4296 3l 3s6 | 0 0l 0 0 0 1529 465
41 Fincare Small Finance Bank 31281 9213 179 26101 0 0l 0 0 0 0 330i 1 1823
11 ana Small Finance Bank 1761 560i 7 l0++l 0 ol 0 0 50 162 I 882 68 13
Suryoday Small Finance Bank lTiol 487( 154 2607 0 0 0 zo 50 191 C 7527
44 Uijivan Small Finance Bank 16901 4271 103 1907 I 0l 0 0 ol 1793 6178
45 Utkarsh Small Finance Bank 984 322C 127 l3tol ol 0 I 5 4l I 1 455i
SFBs - SUB TOTAL 280r9 I 76751 l93t 330801 0l 0 7 r8e I s63 30r48 I 10,101
RAND TOTAL 7s,l0s9 | 271930t 9712( r s42600 | 4tt 127163 3741 29494 2131 8 I 45900 8766ss 449445i
Page-25
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District-wis6 Annual Credit PIan F'y 2022-23 (Agriculture)
SR. DISTRICT NAME [A(I)I TARM CREDIT
OUT OF FARM CREDIT
KCC
tA(rr)l
INFRASTRUCTURE
[A(III)I ANCILLARY
ACTI!'ITIES
lAl ToTAL
AGRICULTURE = A(I) +
A(II) + A(IID
Number Amount Numher Amount Number Amount Numtrer Amount Numb'er Amount
AGARMALWA 80626 136527 ss776 88 175 535 2671 t46C 7302 82621 146506
2 ALIRAJP{JR 330 13 82548 29678 67076 589 s5 16 993 6637 34595 94701
J ANUPPUR 37426 77938 3093 I 58491 125 1t29 936 5726 3848'l 84793
4 ASHOKNAGAR 76096 139594 64226 109431 585 2925 1033 5 168 77'714 147687
5 BALAGHAT 133872 339544 110760 225t}C 200 1835 t785 10759 135857 3s2t38
6 BARWANI 109637 216598 80794 149013 930 4652 1746 8726 11231 2299',7(
7 BETUL 97454 274208 8576 1 t95275 980 8703 69). 4498 99t25 287409
8 BHINT) 1428t1 40t686 105071 246213 456 4256 1003 6438 t44270 4D38A
9 BHOPAL 99474 224589 61319 129790 2959 14795 71t 3s585 109550 274969
0 BURHANPUR tt12t1 1 56930 87861 115747 2144 7906 179( 10448 I5145 175284
l CHHATARPUR 803 19 147339 75508 1293t7 430 2151 1455 7275 82204 156765
2 CHHINDWARA I 50654 475202 133038 33 8694 714 6725 2644 16634 154012 498561
13 DAMOH 77 696 1279tt 64227 9s894 558 2794 1 840 9202 80094 139903
11 DATIA 87458 164550 62423 t09649 972 4798 12t6 8505 89646 177853
l DEWAS 219652 433932 18566 1 342428 2602 13156 9s0 8t22 223204 45521C
6 DHAR 242923 571429 195941 430223 1 54C 7828 2340 19186 246803 598443
DINDORI 56'.l36 126630 38272 90072 t14 )007 1 548 939r s8398 137428
18 IJUNA 17780t 332278 128901 22t840 3878 19394 660 5988 182339 357660
9 SWALIOR tt2153 195 184 94764 153972 3039 15 198 4458 22294 1 i 965C 232676
20 HARDA 168274 s48 141 122798 294750 903 9557 836 540',1 17001 3 563 105
21 HOSHANGABAD 94044 1 85790 85097 1 5 6948 4065 13474 2294 11472 100403 210736
22 INDORE 24t736 668493 211941 424036 4561 46099 3048 1 8483 24934s 733075
l) JABAIPUR 284255 588292 15898s 30719t 9600 96006 17500 140930 3 I 1355 825228
24 IHABUA 146489 34697( I 1 758C 238832 117 6 11110 5329 31433 t52994 3895 13
25 KATNI 61526 137624 52s65 109387 149 1438 88C 5705 62555 1447 67
26 KHANDWA 97139 1 50780 6983 0 101 192 496 2480 37 lC 1855( 101345 171810
l/ KHARGONE 278654 524279 228796 40 1 888 3281 14218 2552 2163C 28448'.i 560t27
28 MANDLA 76660 170142 56591 r 13998 334 3174 n0a 14202 79294 1 87518
29 MANDSAUR 209452 528203 198650 4ttt93 819 7870 2272 14652 212543 5s072:
30 MORENA 15159( 4 r5091 93t12 228642 332 3472 1017 6669 ts2939 425232
31 NARSINGHPUR 195992 507047 1 8s03 1 4t778A 1346 13167 177 5 9712 199113 52992(
32 NEEMUCH 85835 142424 62733 90909 2t25 10626 168 8 8444 89648 161494
JJ NIWARI 49t54 s7802 37930 41640 384 1916 161 1 8055 51149 67773
31 PANNA 240290 643309 196635 455069 8r2 787 C 3482 207 10 244584 67 1895
35 RAISEN 232781 435779 183921 321447 4359 2179( 4955 247'76 242095 4823s1
36 RAJGARH 286670 817210 247876 6284A3 2508 23449 1427 9206, 290605 84986s
37 RATLAM 28879t 224663 24t225 1 58829 174 8573 817 5291 289782 238527
J6 REWA 223957 56915C 207779 406101 1140 t0842 3937 24993 229034 604991
39 SAGAR 70028 2433t( 64643 152t39 586 6002 2502 15768 731 t6 265080
40 SATNA 242124 478325 203 1 05 374600 1440 7406 1290 7t30 244854 492861
41 SEHORE 89432 2376t4 81193 164990 368 3472 1528 989( 91328 2s0982
42 SEONl 44479 92055 3478t 65777 138 137 I 1428 8412 46045 10183 8
4J SHAHDOL 15s842 337r93 t22752 226399 2t42 10712 1734 8668 159718 356573
41 SHAJAPUR 791 18 1s6302 56302 r01323 378 1965 1 698 8st2 81194 t66779
45 SHEOPURKALA 12841 1 15 1 002 97346 94045 292 1464 3 186 15932 13 I 889 1 68398
46 SHIVPURI 46963 51837 4615 39587 52 530 46 442 47061 s2809
47 SIDHI 68574 39292 s2305 29185 t266 965 1064 808 70904 4t 06s
48 SINGRAULI 691 ss 12686( 6407C t09739 235 1t7 5 460 2300 69850 r 30335
49 TIKAMGARH 321s28 617239 261482 468097 298( 338r7 3020 tt914 327528 66297A
50 UJJAIN 4t646 29383 33008 2t743 255 1 533 71 2250 42619 33166
51 UMARIA 152720 3s9175 1 19884 263227 52rc 339s2 1233 863 r 159163 401 758
52 VIDISHA 3508 1 19801 26648 1s2t4 r30 6s2 48(, 2433 35697 22886
GII.AND TOTAL 7085,100 I 5225200 5713662 1 0730700 77386 539600 I 17488 7l 1300 7280214 t6176fiA
Page-28
sR. DISTRICT NAXIE
lB(r)l MrcRo
ENTER?RISES
lB(rr)l SMALL
ENTERPRISES
[B(III)I MEDIUM
ENTERPRISES
[BG9] KHADI&
VILLAGE
TNDUSTRIES
lB(v)l oTrrER
UNDERMSME
[B] TOTAL MSME =
B(I) + B(rr) + B(ril) +
B(rv) + B(v)
Number Amount Number Amount Numbe Amount Number Amount Number Amount Number Amount
1 AGARMALWA 12972 23145 624 8447 1684 34 372 628 lJl to 34876
2 ALIRAJPUR 2434 6693 30s 5562 1 788 13 88 65 153 2814 13284
, ANUPPIJR 2363 104t6 J), 507i 1 590 44 105 86 182 2847 16372
1 A.SHOKNAGAR 4l s0 43 1289 4 300 15 100 12s Aa' / 711 10347
5 BALAGHAT 81 66 36259 1332 21405 2 1672 77 404 258 694 9835 60134
6 BARWANI 334s0 66376 252C 59945 2C 4606 80 826 1 541 238C 3761i 134133
7 BETUL 3031 13077 553 9202 2 1394 26 161 115 27C 3733 2411(
8 BHIND 9684 4541 1 1524 25017 1791 58 492 31 84C 11581 73s6.
9 BHOPAL 82543 782428 1546s 215785 58 2805s 302 452C, 2623 s246 100991 1036034
10 BLJRHANPI]R 1279C 2538 l 794 134s0 4 912 2C 202 136 34t 13744 4028(
CHHATARPUR OdJ I 11 52: 150 967 45C 12 90 6C 138 9057 191 69
2 CHHINDWARA 6527 26868 945 16391 1.51 1 3(. 306 198 524 7708 4s663
J DAMOH 5649 1 121C 600 3 868 550 11 120 207 6344 I 5955
4 DATLA 11327 2278( 251. 11158 1( 931 25 202 140 340 12t 53 35418
5 DEWAS 203s4 4039 I I 6s8 3339C 1C 1718 40 372 63( 22310 76501
6 DI{AR 2320( 460.18 2202 45161 18 2618 58 58C 380 978 25864 95384
DINDORI 306t I I 19rl 369 6459 1 762 20 12( 89 21C 3s47 l 875i
8 GLTNA 14434 28689 558 1137 I t2 1544 19( 32C 3t3i 1932 18324 438:
JWALIOR 6975 1384 I 1 86C 1 1990 5 70c 2( 25C 17: 35C 9011 27 r31
20 HARDA 41043 I 5501 5631 95403 9 701C 213 17 47 1392 3009 48294 262183
HOSI{ANGABAD 12237 32120 264 12795 l25C 28 468 127 t6 46911
22 INDORE 18793 680:16 3030 48760 2208 10'7 803 s78 lJol 22s11 121 198
JABALPI-rR 7951 361284 149s2 26595't 10i 1 9980 44C 442s 22sC 7 120 91254 658765
24 HABUA s8969 I 60295 8234 137433 8309 291 2065 l6l5 3548 69118 311654
25 KATNI 44s9 1260s 615 10374 1 690 2t 14 104 2s6 5204 24072
26 T(]IANDWA 1 161 23045 90( I 9106 1 476 32 310 230 580 12781 44517
27 KIIARGONE 277 5 5 5080 4708 ss307 I JIJ) 65 672 178 3292( I 1537
28 MANDLA 5761 18679 781 126s7 I 772 35 219 170 6743 32704
29 MANDSAUR 26t4 8063 398 6463 1 678 11 104 57 177 308 r I 5485
30 MORENA 1s236 48849 23s0 38164 2 t725 8C 599 4l 102 18146 90365
31 NARSINGIIPT]R 4547 1 8924 621 1 0048 2 1 086 J 207 87 353 528( 3061 I
32 NEEMUCH 4161 8 86( 388 53t2 336 8 75 5C 126 4915 I 4708
33 NIWARI 2913 578 tqo s01 8 410 10 91 63 153 I 1453
3,+ PANNA 15276 65 u33 306i 50307 5689 t29 826 508 1 421 1 8986 124076
35 RAISEN 15204 3017C 1344 I 7500 IC 1 658 42 202 5,1i 1 6802 50258
36 RAJGARH 789: 308 82 2s98 26683 3 1827 57 40c al l
69C 10827 60481
37 RATLAM 2998 28553 67( 97 41 53 25( 182 44( 3089t 3899(
38 R.EWA 710( 25578 I 046 16s96 3 38 304 196 523 8689 4534(
39 SAGAR 19841 1.16134 3507 55723 4 2844 t4( 868 711 1 50( 1/1iO 177369
40 SATNA 14497 287 67 75C 9746 8 95C 24 282 35t 8( 15629 40545
4l SEHORE s3 89 17981 701 1 1006 2 1821 ) 21C 165 362 629C JIJ6L
42 SEONI 3508 1 1305 7489 I 60c 2C 131 7i 226 4078 197sl
43 SI{AHDOL I 5735 39030 1933 33165 13 2205 5C 600 31 950 r 8049 75950
14 S}IAJAPUR 3474 1715 820 tt2%l 1 I 000 24 250 l',7C 4i0 4488 30132
45 HEOPURKALA 5260 10137 28! I
6833 | 5l 954 21 150 4loI 5727 1 8852
16 HIVPLIRI 3530 16168 4oo J
e8r7l ol 0 ol 0 ol 3e3ol 2598s
47 IDHI 6678 179s9 181 6678l ol 0l 572 2597 I 0 ol 72e81 27234
48 INGRAI}I,I 2956 4 864 2185 1 188 I 42 )a 701 3s48 I 7349
49 ]KAMGARH 28204 56097 lesol t7 54 l3 261 oI q 578 ---Eol---- sl?/- 3064s I 920t5
50 UJJAIN 2098 5256 190 2578 I 255 10J 57 -- 407 95 --rl7sl 824
5 UMARIA 4s84 123 t2 2s5 4022 2 418 el 93 641 156 4914 17001
52 VIDISHA 6s5 i 2,)q I lr6 748 1 94 2t 11 35 788 2197
GRAND TOTAT 7540s9 27193001 97126 1s12600 | 1tt 127163 37 4t 29491 ftrsl- 45881 8?66a5r 4494438
Districf-wise Annual Credit Plan FY Z02Z-23 (MSME)
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District-fise Annual Crdit Plan (Non-Priority Sector) FY 2022-23
Amount in crorc
SR. DISTRICT NAME
JA(I)I AGRICULTURE IB] EDUCATION JCI HOUSING IDI PERSONAL
LOANS JE] OTHER
lFl ToTAL NON-
PRIORITY SECTOR=A l
B+C+D+E
Number Amount Number Amounl Number Amounl Numtrer Amount Number Amount Number Amount
AGARMALWA 16 173 4( 1 398 278 10c l00c t9c 300c
ALIRAJPIJR 0 106 24 832 261_ 311 833 985i 1121 1391 1
ANUPPI]R 5 19 58 1 42C 18i l7 50c 555C 7lC. 780C
4 ASHOKNAGAR 12 112 13C 3( 958 Z9: 3 18( 1288 12759 7639 17 t39
BALAGHAT 19 187 20( 5i 62 89t 7544 2444 24588 342C 34tsc
6 BARWANI 21 208 ll 242 64 918 5C s0t 62 6sc 208 51
7 BETUL 1,1 146 21 4i 263 731 5854 195C 19024 275C 2650C
8 BH]ND 26 229 245 7: 985 1059 916t 2892 29873 4061 1 50C
9 BHOPAL 0 52 1152 152C 15988 245C 2597i 222',77 938944 26299 982061
IO BURHANPIJR 12 134 141 4C t24C 39C 390t 1125 1242C 1573 17835
l1 ]HHATARPUR 15 1,18 t7t 43 137C 38€ 466( 1340 147 4i 1799 2 1095
l2 :HHINDWARA 28 28',7 1 282 83 2297 1154 1 1014 3144 3597( 4419 4985C
13 DAMOH 14 138 t57 42 1 268 395 433t 1144 1372( 1601 1962-l
14 )ATIA 4 22 5 6? I 380 l14 1 13C 322 988 463 2582
15 )EWAS 175 t4 325 9l- 26t0 882 871 277 | 27553 3781 39378
16 DTIAR 38 166 1 425 1 13C 3390 41 410t 380 3833 197(. 12114
17 )INDORI 8 77 3 82 24 652 2971 933 9668 131C 1345C
18 LTNA 12 209 1( 239 6( 1820 10( 100c 120 1264 302
19 SWALIOR t6 138 14 200 24 550 523 752 199 101025 716 102665
20 HARDA 45 425 19 444 122 3571 167 | 1601 4556 52043 64 13 7250(
HOSHANGABAD 20 200 IC 210 14 300 52 51 64 64( 160 1 865
22 INDORE 45 5 l9 sl8 14 4280 L978 17 121 5390 502778 7580 525219
JABALPUR 92 908 6C 2000 32s( 13000 3 152 3597i 11525 195475 18079 24736(
21 JHABUA 34( 15 484 147 4000 1519 13684 3945 43444 5660 6 1958
25 KATNI 10 l1 4 111 JJ 856 379 3681 1 189 1 1659 1615 16419
26 KHANDWA 15 14',7 12 260 5( 1430 315 85( I 250 69s9 t642 9646
27 KHARGONE 39 385 2 20 17 440 190 1 900 248 2745
28 MANDLA 13 l15 4 124 97'7 635 533( 1739 17579 2429 24125
29 MANDSAUR 281 1C 267 al 2202 1208 10074 3287 32776 4615 45600
30 MORENA 28 1C 262 82 1948 985 9113 2675 29682 3780 41254
31 NARSINGI{PI]R 26 2s4 10 271 79 2219 43 101 1 31 19 32938 137'1 45800
32 NEEMUCH t2 11 8 140 34 950 132 1 355 350 3500 536 6U5i
JJ NIWARI 88 5 105 28 808 248 2865 0 0 289 3866
3.1 PANNA 42 427 16 434 139 3538 1 493 15133 402',7 48968 5717 68500
35 RAlSEN 30 30( 16 400 98 2.820 4C 441 60 597 744 4558
36 RAJGARH 44 464 t/ 450 138 37'71 180,1 1 8806 4948 54559 695 l 780s0
3'7 RATLAM
,7
196 3l 881 378 343( 20i 19 10357 2073s 14864
38 RI]WA 31 3l 12 322 '79 1252 12571 341 5 41433 4'789 56930
39 SAGAR 31 3l 10 322 90 2674 1000 9947 2863 3 1495 3994 44756
40 SAl'NA 29 285 13 325 50 l 384 100 1 00( 50 500 3494
41 SEHORE 1 147 6 157 46 1221 70{) 6548 19 l5 21s68 2682 29611
4 SEONI 65 3 68 21 544 260 2253 701 1270 992 1020c
43 ST{AF{DOL 22 23t 12 270 12 ?120 805 740( 2230 22944 3141 32964
44 SHAJAPUR I 1l 5 136 37 I 099 50 50( 102 1200 z1 3054
45 SI{EOPURKAL,A 1 187 10 250 59 1728 492 591 2129 '79], 10205
46 SIIIVPT,R.I 0 80 2220 1698 244 1661 2134 3442 6791
47 SIDHI 130 1950 4640 12594 22996 7291 17406 20130 46992
,18 SINGRAI]LI 91 5 105 30 840 28 28C l0 1056 111
19 IIKAMGARH 48 48( 22 548 1.18 4422 534 534C 25( 10000 200i 20790
50 JJ.IAIN 29 1 33 9 263 92 90c 7' 67 182 1900
) JMARIA 33 32r 15 367 98 2965 780 10144 291 32102 384r 45899
5 VIDISHA 4 44 2 51 16 ,15( 20 140 24 245 6( 930
;RAND TOTAL 108.1 10737 693 16208 8926 11880i ,18181 352806 137274 2501442 19615t 3000000
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संख्या राशि संख्या राशि
1 बैंक ऑफ बड़ौदा 11 131 28 11.36
2 बैंक ऑफ इंडिया 26 300 66 26.13
3 बैंक ऑफ महाराष्ट्र 9 104 23 9.09
4 क
े नरा बैंक 14 165 36 14.77
5 सेंट्रल बैंक ऑफ इंडिया 31 361 78 31.82
6 इंडियन बैंक 17 228 28 11.36
7 इंडियन ओवरसीज बैंक 1 15 3 2.27
8 पंजाब एवं डसंद 1 16 3 2.27
9 पंजाब नेशनल बैंक 22 283 41 15.91
10 भारतीय स्टेट् बैंक 60 700 152 56.82
11 यूको बैंक 7 84 18 6.82
12 यूडनयन बैंक ऑफ इंडिया 17 200 43 17.04
क
ु ल राष्ट्रीयक
ृ त बैंक 216 2587 522 205.67
13 एक्सिस बैंक 13 182 22 9.09
14 बंधन बैंक 15 174 37 14.77
16 िेवलपमेंट् क्र
े डिट् बैंक 2 24 6 2.27
17 फ
े िरल बैंक 1 3 1 2.27
18 एचिीएफसी 21 228 28 11.36
19 आईसीआईसीआई 18 278 33 13.64
20 आईिीबीआई 10 62 12 5.68
21 आईिीएफसी फ़स्टट 3 40 9 3.41
22 इंिसइंि बैंक 5 55 12 4.55
24 कोट्क मडहंद्रा बैंक 2 19 5 1.14
25 रत्नाकर बैंक 1 10 2 1.14
26 यस बैंक 3 34 7 3.41
क
ु ल प्राइवेट सेक्टर बैंक 94 1109 175 72.72
क
ु ल वाशिज्यिक बैंक 310 3696 697 278.39
27 मध्ांचल ग्रामीण बैंक 35 403 89 35.23
28 मध्प्रदेश ग्रामीण बैंक 66 760 166 65.91
क
ु ल क्षेत्रीय ग्रामीि बैंक 101 1163 255 101.13
29 सहकारी बैंक 20 120 0 0.00
क
ु ल सहकारी बैंक 20 120 0 0.00
30 एयू एसएफबी 4 41 9 3.41
31 ईक्यूट्ास एसएफबी 2 18 3 1.14
32 ईसाफ एसएफबी 2 26 6 2.27
33 डफनक
े यर एसएफबी 4 50 11 4.57
34 जना एसएफबी 4 51 11 4.55
35 सूयोदय एसएफबी 1 14 3 1.14
36 उज्जीवन एसएफबी 1 5 1 2.27
37 उत्कर्ट एसएफबी 1 16 3 1.14
क
ु ल स्माल फ़ाइनेंस बैंक 19 221 49 20.48
क
ु ल 450 5200 1000 400.00
Page-33
कस्टम हायररंग क
े न्द्रं की स्थापना एवं वीवसस मुद्रा यरजना अंतगसत वर्स 2022-23 हेतु
शनर्ासररत बैंकवार लक्ष्य
राडश लाख में
क्र सं बैंक का नाम
कस्टम हायररंग क
े न्द्रं की
स्थापना
वीवसस मुद्रा यरजना
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Page-36
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Page-37
5TATE OFFICE : KnADIAND VILLAGE INDUSTRIES COMMISSION
' (MINrSrRyOr M.S.M.E., GoiT.oF INDIA)
83.84. OFFICE COMPLXX. GAUTAM NAGER. BHOPAL (M.P.l-462O23
BANX WISE TARGET MARGIN MONEY UNDER PMEGP.2 KVIC/(VIB /DTIC FOR THE YEAR 2022-23
sR,
NO.
NAME OF T}tE BANK
P!1E{P PMEGP II
( ei. l. hkns)
1 AXIS BAN( 159 500.00 7269 z !6.21 13
Z SANK Of BANODA 57r 1800.00 4567 9 87,71 60
DENA BANl<
VUAYA SANl(
3 8AN( OF INDIA 57r 1800.00 4s67 9 87.71 60
EAI.IKOT MAHARASHTRA 190 599.17 7520 2 24.X1 20
5 MADHYA PRADESH GRAMIN BAN 476 1500.00 3806 x2,47
6 CANARA SANK 476 1500.00 3806 4 40-5L 33
SYNDICATE BANX
1 CENTRALBA'{K OF INDIA 1800.00 4567 9 8'1.7L 60
8 HDFC BANK 159 500.00 1269 z 76.21 13
9 ICIC:BANK 159 500.00 7269 2 76.21
10 IDBIBAN( 63 200.00 507 2 16.27 13
11 INDIAN 8AN( 784.s8 1991 5 48.62 40
ALLAHABAO BANK
12 INDIAN OVERSEAS AANl( 76 219.67 608 2 24.37 20
MADHYANCHAL GRAMIN BANK 727 400.00 1015 2 76.27
14 PUNJAB AND SINO BAN( 63 200.00 50't 76.27 13
15 PUNJAB NATIONAL BANK 539 1700.00 Af,13 44.73 s3
Ofl€NTAL BAN( OF COMIIARCE
UNITIO SANKOT INDIA
STATE SANK OF INOIA 793 2500.00 6343 10 97,45 67
1,1 UCO BANK 727 400.00 1015 2 L6.2! 13
18 UNION BANK OF INDIA 1700.00 4313 6 58.47 47
ANDRA EANK
CORPORATION EANII
79 YTs 3AN( 159.91 406 18.52 13
TOTAI. 5957 18783,33 47656 79 769.89 632
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ITATIVETIRCIT OFPMEGP2O22
Disrrict
KYIC Targer MP l(vlB Tarqer DTlCTarget
TOTA!,
RURAL RUa3L RUtAL URBAN
I 31 !6.60 245 31 95,50 2a5 20 163 20 163 122,O0 817
2 34 747.60 34 x07,60 213 23 ,1.73 132 2a 1L.73 454,65 910
3 ,3 14r.49 263 33 103.49 t63 zz 63.99 775 ?2 68.99 175 109 475
34 107.81 23 181 23 132 ,74 359.37
5 38 118.62 114.62 301 25 79.09 201 2a 79.08 20x 395.39 1003
6 39 122,94 al2 39 ,22.94 172 za 81.95 204 26 81.96 208 130 409.80 1040
39 722.94 312 39 122.94 26 31.96 204 26 31.96 208 130 409.8C
8 36 774.29 290 36 114.29 290 24 ,6.20 193 24 16.20 193 121 380.r8 961
107.81 107.81 23 71.87 laz 23 71.37 782 114 359,37 972
10 33 103.49 263 33 103.49 263 22 68.99 175 22 68.99 77' 109 444,97 875
11 19 122.94 a7z t9 !22,94 372 25 81.96 208 26 81.t6 208 13C 409,8! 104!
33 103.49 263 33 103_49 ?63 22 68.99 115 72 68.99 115 109 144.9' 475
13 40 125.10 3tl 125.10 317 26 83,40 272 76 83,40 zL7 732 47.0A 1058
33 103.49 263 33 103.49 261 21 68,99 7t5 22 63.99 175 109 344.9' 475
15 37 116.46 295 3l 776.45 295 75 17,64 797 25 , t,64 197 721 388.19 985
16 38 120,r8 306 38 120.78 306 40.52 t6 80,52 204 128 402.59
3,1 10s,65 264 105.65 22 719 21 70.43 t7z 352.17
18 a7 116.1t6 295 a1 116_45 195 25 11,64 797 a5 L97 723 388.19 985
19 12 101.33 257 101,33 251 at 67,55 777 2L 67.55 777 141 337.16 457
20 31 97.01 246 31 97,01 246 21 64,67 21 64,67 164 103 820
21 3,t 105.65 263 34 105_65 264 22 70.43 179 22 ,0.43 719 117 352.17 894
22 116,45 ?95 37 116,46 295 75 17,64 19' ?s 77,64 197 121 388.19 985
23 x7 116.46 295 37 116.46 295 25 11,64 797 71,64 797 723 3S8.19 985
24 35 109.97 179 35 109.97 279 23 73.32 186 23 13.32 186 116 366.58 930
25 34 105.65 268 34 105,65 263 22 179 72
-10.41
779 t!1, 352.1'
26 109.97 35 709,97 179 23 73.32 186 14.32 135 116 365.58 930
27 118,62 301 l8 11!.62 301 zs 79.08 201 25 79.04 201 125 195.39 1003
i6 !74.29 290 36 114.29 290 74 76,24 193 24 16.20 193 121 380,98 967
29 31 99.77 31 '99.71 252 168 21 66.11 105 330.56 839
30 3,4 701,4L 224 34 107.81 114 23 77,47 a3 77,41 742 114 359.37 912
31 38 t20,78 306 120_78 306 26 30.52 204 26 80.52 244 128 402,59 1021
32 31 97,01 246 97,01 746 21 64.61 7t 64.67 t6,1 103 323.35 320
33 26 81,04 206 26 81.04 206 L7 54,03 L37 !7 54,03 137 36 z7!.13 685
34 33 103.49 263 33 103.49 263 27 68,99 17S 27 68.99 775 10t 444.97 875
34 105.65 264 34 105,65 268 72. 7043 779 22 ,0.43 719 112 152,71 394
36 t21.26 323 40 727,26 77 84,84 215 27 84.84 2L5 135 424,2' 7l7a
",
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4o
37 36 112.13 2U 36 112.13 2U 74 14.16 190 24 74.76 190 119 373.78 948
38 37 u6.46 295 a7 116.46 295 71.64 19' 77,64 797 123 388.19 985
39 36 244 35 111.13 234 24 190 24 190 779 373.78
34 107.31 34 107.81 23 17.41 742 2a 77.87
4L 33 103.49 261 33 103,49 263 22 58.99 175 72 68.99 175 109 87S
42 36 t14.U9 290 36 2t0 24 76,20 193 16.20 193 L2t 380.98 967
31 9t.17 252 31 99.17 2L 65.11 164 17 66.11 163 330.56 439
31 99.17 252 99,1' 21 56.11 168 21 66.11 154 105 330.56 339
31 99.71 252 31 99,17 452 27 66.11 164 2t 66.11 168 10! 330.56 a39
31 97.O1 2{6 97.01 746 2' 6!.6' 27 64.6' 1o! 320
3o 94.85 247 30 94,85 241 2A 63,23 2r) 63.23 160 100 316.15 402
48 35 109,97 7',r9 35 109,97 219 73 14.!2 186 23 186 116 366.J8 930
49 !6 1t4,29 290 36 1t4.2t 290 24 f6,74 193 74 16,2a 193 121 380.98 961
50 3o 94.85 241 30 94-35 24L l0 61,23 160 20 6r,23 160 100 316.15 302
30 94,85 447 30 94,85 241 20 63.23 160 20 53.23 160 100 316,15 802
34 tol.a7 34 107.81 7!,41 la2 23 71,41 132 114 359.37 912
l7a1 5635 !4297 L787 5635 1429' 119! | 31s1 9531 1191 9531 5957 18783,33 47656
,/
a. .lu( /'
t' At/.,'-
qra 3lR Tr-i.d.r 3r,jr,r
32 Neem!ch 31 97.01 245 15.15 3B 6 20.46 52 19 61.44 156
Nlwari 26 81.04 206 4 12.66 32 5 17.09 13 16 51.29 130
34 33 103.49 263 s 16.17 41 7 21.A3 55 21 65.50 166
Raisen 34 105,65 268 16.50 42 22.78 57 21 66.87 1'10
36 RajSarh 40 x?-t.26 323 6 19.88 50 9 26.84 68 26 80.54 2t4
37 nadam 36 L12.13 284 6 17.52 44 I 23.65 60 23 70.97 180
37 116.46 295 6 18.19 46 I 24.56 62 23 73.70 187
39 Sagar 36 r12.r3 284 6 1.7.52 I 23.55 60 23 70,9? 180
40 Satna 34 107.81 214 5 16.84 13 7 22.74 58 22 68.23 173
sehore 33 103.49 263 5 16.77 41. 7 21.tJ3 55 21 65.50 166
q2 Seonl 36 ], 4.29 290 6 17.85 45 8 24-14 61 23 72.34
43 Shahadol 31 252 5 15.49 39 7 20.97 53 2A 62.76 159
41 shajapur 99.77 252 5 15.49 39 7 2 0.91 53 2A 62.',7 6 159
45 Shlvpurl 3X 99.17 252 5 15.49 39 7 20.91 20 62.76 159
46 shyopur 31 97.01 246 5 15.1s 3B 6 20.46 52 19 6L.40 156
47 30 94.85 241 14.81 38 6 20.00 51 19 60.03 152
48 Singroli 35 109.97 279 5
'L?.18 44 7 23.19 59 22 69.60 177
49 Tikamgarh 36 174.29 2s0 6 17.85 45 B 24.10 61 23 72.31 la4
50 Ujjaln 30 94.85 241 14.81 3B 6 20.00 51 19 60.03 152
uma.ia 30 94.8S 5 t4.Bi 3B 6 20.00 51 19 60.03 152
Vidisha 34 107.81 5 16.84 43 7 22.7 4 5B 22 68,23 1.73
lotal L781 5635.00 14297 279 880.X9 2233 377 11.88.42 3015 1131 3566.39 9048
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M.P. KHADI AND v.I. BoARD_EI9I4.l-.(Ill--
DtsTRICT wtSE TENTATIVITARGET oF PMI]GP 2022:?! {Blj!-!!E)
5r,
No.
Name of the
Distric:
TOTAL'IARGET
RULAI, 5Ct1s.6201 ) ST (21.097o1 Others
1 Agar Malwa 96.60 245 5 15.09 38 5 7A 37 52 19 61.14 1s5
2 Alirajpur 34 107.60 273 16.81 43 7 22.69 22 68.10 173
103.49 263 5 t6.77 41- 7 21.A3 21 65.s0 166
4 A5hok NaBat 34 107.81 274 5 16.84 43 7 77,7 4 58 22 68-23 173
5 Badwani lLA,62 301 6 18.53 47 I 25.02 63 24 75.O7 190
6 Salaghat 39 122.94 3L2 6 t9_20 49 I 25.93 66 25 7?.41 197
7 Betul 39 L22.94 112 6 19.24 49 B 25.93 66 77.81 197
thind 36 114.29 290 6 17.85 45 I 24.r4 61 23 1e4
I Bhopal 107.81 274 16.84 43 7 22.7 4 2Z 6A.23 173
10 Burhanpur 33 103.49 263 5 16.17 4L 7 2LA3 55 21 6s.50 166
r! chhata.pur 39 r22-94 312 6 19.20 +9 I 25.93 66 z5 77.81 197
!2 Chhind /ada 103.49 263 5 16.17 41 7 21.83 55 21 65.50 166
13 Damoh 40 12s.10 6 19.54 50 26.38 67 25 79.L8 241
l4 Dat:a 33 101.49 263 76-17 41 7 21.83 55 2r 65.50 166
15 a"l 116.46 295 6 18.19 46 B 24.s6 62 23 73.70 187
16 38 !20.78 306 6 18.87 B 25,47 55 24 7 6.4+ 19+
17 tindori 34 105.65 268 5 1it.50 42 7 22.28 21 66.A1 170
18 Guna 37 lrc.46 295 6 1B.19 46 B 24.56 62 23 73.14 187
19 Gwalior x01.33 297 5 15.83 40 7 21.37 54 20 64.13 163
20 Harda 31 97,0X 246 5 15.15 38 u L2o.a6 152 19 61.40 156
2r Hoshangabad 14 x05.65 268 5 16.50 42 7 | 22.28 | 5l 2l 66.87 I 170
ndore 17 116.46 295 6 18.19 46 B 24.5b 62 ?3 73.70 | 187
23 labalpur 295 6 18.19 46 8 24.56 62 23 73.74 t87
lhab!a 35 709.97 279 5 17.18 44 23.19 59 22 69.60 177
Katani 34 10s.65 258 5 16.50 42 7 22.28 57 21 66.8? t7a
76 35 709,97 279 5 17.18 44 7 23.19 59 22 69.60 177
27 hargon 38 118,62 301 6 I 18.51 41 B 25.02 63 24 't 5.07 190
28 35 1:4.29 290 6117.8s 45 8 24.10 61 23 72.31 184
29 Mandla 31 99,77 5 15 49 39 J 24.91 53 2A 62.76 159
30 Morena 34 107,81 274 5 I 1b.u4 13 7 22.74
'58 22 68.23 173
31 NartinBhpur 38 120.78 306 6lIB.B7 48 B 25.47 65 24 7 6.44 194
31 97.0X 246 s I 1s.r5 6 20.46 52 19 61.40 156
33 Niwari 26 81,04 -206 4 I 12.6b 3Z 5 17.09 43 76 51.29 130
34 103.49 263 5 r b.17 41 1 21.83 21 65.50 166
Raisen 34 105.6s 268 5 I 16.50 42 7 22.28 57 2L 66.87 170
36 Rajgarh 40 r27.26 323 6 I9.BB 50 9 6B 26 80.54 204
31 natlrm 36 112.13 244 6 | t7.s2 44 B 23.65 60 23 70.97 180
38 37 176.46 295 6l18.r9 46 62 23 73.70 187
39 Sagar 36 7rz.7l 6 I 17.52 44 8 23.65 60 23 74.97 180
40 Satna 34 107.81 274 5 I 16.84 43 7 zz.? 4 ?"2 6A.23 113
sehore 33 103.49 263 5 1o.1? 41 7 21.83 55 27 6s.50 165
42 seoni 36 174.?9 290 6 17.85 45 B 21.14 61. 23 72.34 184
z
Shahadol 31 99.Ll 252 15.49 39 7 20.91 53 20 62.76 159
44 Shaj.p$r 99.t7 5 15.49 39 20.91 53 20 62.76 159
45 Shivpuri 31 99.77 252 15.49 39 7 20.91 53 2A 62.76 159
46 Shyopur 31 . 97.01 246 5 15.15 38 6 20.46 52 19 61.40 155
47 sidhi 30 94.85 24t 5 14.81 38 6 20.00 51 t9 60.03 152
48 siRgroll 35 109.97 279 5 17.18 44 7 23.19 59 27 69.60 177
49 rikamgarh 36 114.29 290 6 17.85 45 I 21_10 6l 23 72.34 "t84
50 uljain 30 94.45 241 14.81 38 6 20.00 51 19 60.03 752
51 Umaria 30 94.85 24r 14.81 3B 6 20.00 51 19 60.03 152
52 Vidisha 34 107.81 274 5 16.84 43 1 22.7 4 58 22 64.23 173
1787 5635.00 14297 219 880,19 2231 317 1184.42 1131 3556.39 9048
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i"oiii', i"o..',i"*no u@
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r. No,
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( ln Iakhs)
rmlloyn'tent
t2
z 14.81
1 12
2 14.4
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3 '' 12
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Harda
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Itndore
llabalpur
Ithabua
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12
2
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13 12
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ACP 2022-23 Final.pdf

  • 2.
  • 3.
  • 4. tirdrf, ftE +q 5@{foq Iqbal Singh Bains Chief Secretary qqqier 9TRT{ qEaq q+r, "icra-qezooq Government of Madhya Pradesh Vallabh Bhawan, Bhopal 462004 Tel. | 0'155-2441848,244137 o Email : cs@mp.nic.il1 Bhopal, dated 20 May,2022 FOREWARD It is heartening to learn that the State LeveL Bankers'Committee (SLBC) is releasing the Annual Credit Plan for f nancia yeat 2a22-23, detail ng the cred t assessment by the banks for financng to various sectors in the State durng 2022-23, which ls Rs 2,53.449 crore for prior ty and non-pr ority sectors We rnight just be knocl(dg at the door of the poslcovlD world Banks should walk extra mile that go beyond the lendng function io speed up economlc recovery posi the pandemic. I am happy to note that around 65% oi the total credit assessment has been earmarked for the agrcuture sector keeping in vlew the dominance of agric! ture ln the State Of which, 27% share has been (eot 'o- agr culture ter^] e-o ng Government's prority is to provde employment opportun Ues to youths and empower the rural women of Self-Help Groups economicalLy I am happy that credit disbursement tarqet of Rs. 2,553 crore has been set for SHGS Simultaneously, to take advantage of the changlng economic scenaflo and to provide employment to the unemployed youths, 17.73% of the cred t plan has been identified for lVlSlvlE sector. I believe that the combined efforts of State Government and Banks w ll boost the economy oi the State. I urge upon the bankers to take lt upon themselves to achieve the gjven targets and contribute ther blt for bringrng sustainable prosperity in rural areas and equitable deveopment of Madhya Pradesh. lwould like to congratulate SLBC and Directorate of lnstitutional Finance team for its efForts and convey my best wlshes ior the success of this pub catlon and implementaiion 4€ l------ _-l[ilbafsingh Bains)
  • 5.
  • 6. Rajeev Puri Executive Director 23rd May, 2022 M E S S A G E order to achieve the defined goals and objectives for development activities in the States and Districts. State Level Bankers' Committee (SLBC), Madhya Pradesh has finalised its Annual Credit Plan (ACP) for the financial year 2022-23 with an outlay of Rs 2,53,449 crore with share of Agriculture sector being 65% (Rs 1,64,761 crores) as it is the main source of livelihood of a large number of the people in the State. I am sure that the ACP document will be useful to all bankers in the state to crystallise their plans for enhancing the flow of credit in the state. I urge the banker’s community to strive hard and ensure to achieve the targets of ACP. I complement SLBC Madhya Pradesh team for their hard work in preparing a comprehensive Annual Credit Plan for the State based on credit plans of all the Blocks and Districts and in the State. Yours Truly Economic Development is a multi-stakeholder driven process where planning plays an important role. Systematic planning requires a bottom-up approach to map the existing potential for development of a District and the State. The Reserve Bank of India under Lead Bank Scheme has mandated banks to set out priorities for financing under various sectors during a year in consultation with NABARD and other stake holders. State Level Bankers' Committees (SLBCs) are the pivot for finalising Annual Credit Plans in
  • 7. Nirupam Mehrotra gwrrurrer*' Chief General Manager Message It is heartening to know that the State Level Bankers Committee (SLBC) has finalized the Annual Credit Plan (ACP) for the State of Madhya Pradesh for the financial year 2022-23. The role of credit can hardly be overemphasized in spurring the growth of various sectors and more so in the case of agriculture and rural sector, as a substantial population of the State is directly dependent on them for their livelihood. In recent years, Madhya Pradesh has witnessed very healthy growth rates in the agriculture and allied sectors. In the total Gross Value Added(GSVA) at current prices by economic activity, the share of crop sector(gz.58oA),livestock(8.88%) and fishing and aquaculture(o.4o%) together contributes 4z% of.thetotal GSVA reflecting the critical contribution of the agriculture and allied sector in the economic development of the State. However. the ratio of total agriculture credit to total Gross Value added(agriculture and allied sector ) in the State is just over zo% whereas the ratio is over 4z%o at the all India thereby signaling the ground that needs to covered. The ACP is embedded in a well grounded bottom up credit planning exercise wherein NABARDs Potential Linked Credit Plans(PLPs) gets aggregated into State Level Credit Plan(SLCP) which forms the basis for ACP. The ACP is dovetailed with SLCP to ensure that the maximum potential is realized when these targets are set in the ACP. I am happy to note that the Annual Credit Plan of Rs 2,55,449 crore (including Rs. 2,23,449 $ore for Priority Sector) will critically help in enhancing Ground t evel Credit (GLC) in the State for the financial year 2022-23. Realizing the target would improve the credit to GDP ratio in the State. Inclusive growth requires that growth in credit is also inclusive with credit starved regions and target groups getting a fair share ofthe scarce resource. From the stand point ofthe sector the balance between crop and term loan is alsb critical. This needs to be further improved (currently the share of ATL being around z8%) rn the State, as at the national level, term loans constitute 4oo/o. lncreasing the level of ATL in the State holds immense potential as commercial and new agriculture is investment intensive. I am sure all of us will make concerted efforts to meet the targets set in the ACP 2c22-23 and the focus would be to move the ecosystem towards more effective and inclusive credit growth. I also urge all banks to learn from each others experience and share it for the larger good which will surely help in supporting the growth of agriculture and rural development in Madhya Pradesh. NABARD will do all that is necessary to support bankers in this mission and I wish SLBC and bankers a productive year ahead. (- -) larn+Jn*L=--= Nirupam Mehrotra Chief General Manager, NABARD, Madhya Pradesh Regional Office {r6q1q lFfr ofu 'rrfrur fdfirff +*^ National Bank for Agriculture and Rural Development qiqchT &-iq 6rqfoq, {-s, et{ s6-fr, riqro-+6zor6 }d :+9r755-z+6+zzs *+g : +91755-2466188 {-i-o: bhopalpnabard.org Madhya Pradesh Regional Office, E-5, Arera Colony, Bhopal-46zor6 Tel. : +9r Z5S-2464275 Fax : +9r 7SS-2466L88 E-mail : bhopal@nabard.org @ I{ABARD +{G >>frtvrq? www.nabard.org Taking Rural India >> Forward
  • 8. PREFACE I have great pleasure in bringing out the Annual Credit Plan for the year 2022-23 of the state which envisages a credit outlay of Rs 2, 53,449 crores which is 12.24% more than the previous year’s credit plan. Out of which, a projection of Rs 2,23,449 crores has been made for priority sector and Rs 164,761 crore and Rs 44,945 crore for the Agriculture Sector and the MSME Sector respectively. ACP also envisages continuing thrust for greater credit support to youths for providing them self-employment opportunities. Keeping in view the State Government priority to boost Women Self Help Groups, a fund of Rs 2,553 crore has been allocated for SHGs. In addition, targets of all Government Sponsored Schemes have been taken into account and such programmes shall be implemented with full vigour and spirit. The important factor of this planning is proper utilisation of resources for creating assets and wealth in the state thereby enabling the resources reaching wider areas and larger segment of population. I sincerely thank all my fellow Bankers for their continued co-operation and support for ensuring the all-round development of the state. I also extend my thanks to Reserve Bank of India, NABARD, the Line Departments and LDMs for their valuable guidance and support. I am sure, all of us involved in the planning process, shall put forth the best efforts in executing the same and achieve the set goals for developing the state in a Greater Way. The advent of micro level credit planning at grass root level plays an important role by conceptualising the integrated approach towards all round development. Generally, the State Credit Plan is an aggregation of approved credit plan of the districts. However, the Annual Credit Plan (ACP) for FY 2022-23 has been prepared duly taking into consideration, the Potential linked credit plan of NABARD, approved District Credit Plans and credit needs identified for the various segments of the society by the implementing agencies of the Government’s departments. Bhopal May 20, 2022 (Tarsem Singh Zira) Convenor-SLBC M.P.
  • 9. Table of Contents 01 02 03 04 05 06 07 08 Key Banking Parameters- At a glance Highlights of Banking developments FY 2021-22 Credit Deposit Ratio Key Banking Parameters of Madhya Pradesh 09 10 11 Highlight of Annual Credit Plan 2022-23 Agriculture Animal Husbandry & Dairying Self Help Groups Micro, Small & Medium Enterprises PLP of NABARD & ACP ACP Comparison ACP targets & disbursement over past few years Annual Credit Plan 2022-23 01 02 03 04 05 06 07 08 09 10-14 15-17 Important facts of Madhya Pradesh About Madhya Pradesh Economy About Madhya Pradesh 12 13 14 18 19-20 21-23 Data Table
  • 10. Bank-wise & District-wise Target 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39-49 50 51 52-55 56 57 58 60 61 63 Bank-wise ACP (Agriculture) Bank-wise ACP (MSME) Bank-wise ACP (Priority Sector) Bank-wise ACP (Non-Priority Sector) District-wise ACP (Agriculture) District-wise ACP (MSME) District-wise ACP (Priority Sector) District-wise ACP (Non-Priority Sector) Bank-wise KCC, Animal Husbandry & Fisheries Bank-wise Custom Hiring Centre & Weavers Mudra Bank-wise PM SVANidhi 1st & 2nd Tranche Bank-wise National Urban Livelihood Mission Bank-wise Udyam Kranti Yojana Bank-wise National Rural Livelihood Mission Bank-wise PMEGP District-wise PMEGP District-wise Acharya Vidya Sagar Gau Samvardhan Yojana District-wise distribution of Goat Unit District-wise National Livestock Mission Scheme District-wise KCC Animal Husbandry District-wise KCC Fisheries District-wise Udyam Kranti Yojana District-wise Custom Hiring Centres District-wise NRLM District-wise Weavers Mudra Yojana Annual Credit Plan Target 2022-23 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
  • 11. Sr. Sector No. of A/cs Amount in Crore % Share to total credit plan outlay 1 Farm Credit 70,85,400 1,52,252 60.07 1a -Out of Farm Credit KCC 57,13,662 1,07,307 42.34 1b -Agriculture Term Loans 1371738 44945 17.73 2 Agriculture Infrastructure 77,386 5,396 2.13 3 Ancillary Activities 1,17,488 7,113 2.81 4 Total Agriculture (1+2+3) 7280274 164761 65.01 5 MSME (5a+5b+5c+5d+5e) 8,76,655 44,945 17.73 5a -Micro Enterprises 7,54,059 27,493 10.85 5b -Small Enterprises 97,126 15,426 6.09 5c -Medium Enterprises 411 1,272 0.50 5d -Khadi & Village Industries 3,741 295 0.12 5e -Other under MSME 21,318 459 0.18 6 Export Credit 1,453 912 0.36 7 Education 30,480 1,518 0.60 9 Housing 1,61,740 9,649 3.81 10 Social Infrastructure 17,460 803 0.32 11 Renewable Energy 18,650 622 0.25 12 Other Priority 3,742 240 0.09 13 Total Priority Sector 83,90,454 2,23,449 88.16 14 Non-Priority Sector 1,96,158 30,000 11.84 15 Total Credit Plan (13+14) 85,86,612 2,53,449 100.00 16 Weaker Sections 12,17,184 33,183 13.09 HIGHLIGHTS OF ANNUAL CREDIT PLAN 2022-23 PAGE 01 Annual Credit Plan for FY 2022-23 of Madhya Pradesh has been drawn with an outlay of Rs.2.53 lakh crores, considering the PLP and requirement of Atma Nirbhar Bharat & Madhya Pradesh. Sufficient provisions have been made for government sponsored schemes, ACP for priority sector is Rs 2.23 lakh crore which is 12.24% more than the credit plan of previous financial year
  • 12. KCC Type No. Amt. in crore KCC Animal Husbandry & Dairying 15,40,374 11,283 KCC Fisheries 1,01,100 152 KCC Crop loans 40,72,188 95,872 Total KCC 57,13,662 1,07,307 Sector Number Amount in crore Farm Credit 70,85,400 1,52,252 -Out of Farm Credit Kisan Credit Card 57,13,662 1,07,307 -Out of total agriculture Term Loans 13,71,738 44,945 Agriculture Infrastructure 77,386 5,396 Ancilliary Activities 1,17,488 7,113 Total Agriculture 72,80,274 1,64,761 AGRICULTURE PAGE 02 KISAN CREDIT CARD Agri-allied sectors are considered to be the mainstay of the economy of Madhya Pradesh because of their high share in employment and livelihood creation. Of the total Annual Credit Plan outlay of Rs 2.53 lakh crore, Rs 1.65 lakh crore (65%) has been earmarked for the agriculture sector which is 8.36% more than the previous year's credit plan. A Special Drive has been undertaken by the Govt. of India for providing KCC to all eligible animal husbandry & fishery farmers. Keeping in view of this, Rs 11,283 crore & Rs 152 crore has been earmarked for the KCC Animal Husbandry and fisheries sector respectively. A provision of Rs 0.96 lakh crore has been made for KCC crop loans. An allocation of Rs 44,945 crore has been made of agriculture term loans which is 27% of the total plan of agriculture sector. Annual Credit Plan 2022-23
  • 13. ANIMAL HUSBANDRY & DAIRYING 57% stock maturity 38% finance growth Name of the scheme Number Amount in crore Acharya Vidyasagar Cow Promotion Scheme 313 23.48 NLM- Poultry Entrepreneurship Scheme 97 19.40 NLM- Goat Entrepreneurship Scheme 404 163.60 NLM- Piggery Entrepreneurship Scheme 42 22.08 NLM- Feed & Fodder Entrepreneurship Scheme 67 38.80 Bhed Vitran Yojana 313 0.96 ANNUAL CREDIT PLAN 2022-23 PAGE 03 Proper storage and marketing arrangements, besides reducing post- harvest losses, helps the farmers to avoid distress sales. Further, with increase in production & productivity over time, there is need to enhance storage infrastructure in the state. A provision of Rs 5,396 crore has been made for agriculture infrastructure sectors. Custom Hiring Centre (CHC) are basically a unit comprising a set of farm machinery, implements and equipment meant for custom hiring by farmers. The main objective of CHC is to supply of farm implements to small, marginal and poor farmers at subsidized rates on hire. This enables the small and marginal farmers to take up farm operation on time. A provision of Rs 52 crore has been made for financing to CHC. The contribution of agri-allied sectors viz., livestock (including dairy, sheep, goat, poultry and piggery) and fisheries have been significant and growing over the years. The focus of the National Livestock Mission (NLM) is on entrepreneurship development and breed improvement in poultry, sheep, goat and piggery including feed and fodder development.
  • 14. Recognising the importance of SHG Bank linkage, a disbursement target of Rs 2,553 crore to 1.96 lakh SHGs has been fixed for FY 2022-23. The very existence of SHGs is highly relevant to make the people of below poverty line hopeful and self-reliant. SHGs enable them to Increase their income, improve their standard of living and status in society. It acts as a catalyst for bringing this section of society to the main stream. Annual Credit Plan 2022-23 PAGE 04 2017-18 2018-19 2019-20 2020-21 2021-22 1,500 1,000 500 0 Credit disbursement to SHGs during last few years (Amount in crores)
  • 15. Sector Number Amt. in crore Micro Enterprises 6,54,059 27,493 Small Enterprises 97,126 15,426 Medium Enterprises 411 1,272 Khadi & Village Industries 3,741 295 Other under MSME 21,318 459 Total MSME 7,76,655 44,945 micro, small & medium enterprises The Government of India has extended the PM SVANidhi scheme beyond March, 2022. This has been done keeping in view the impact of the pandemic-related stress on small businesses. A target has been fixed for financing to 1.91 lakh & 1.50 street vendors under first tranche and second tranche respectively during FY 2022-23. ANNUAL CREDIT PLAN 2022-23 PAGE 05 Govt. of M.P. has launched Mukhya Mantri Udyam Kranti Yojana to provide self employment opportunities to youth. A provision of Rs 14,000 crore has been made for this scheme. M.P. Govt. provides 3% interest subsidy and CGTMSE guarantee fee to eligible beneficiaries under the scheme. PMEGP- 187.83 crore (Margin Money) to 5,957 projects. Weavers Mudra Yojana- 1,000 beneficiaries. National Urban Livelihood Mission (NULM)- 17,100 beneficiaries under Self- Employment Programme (Individual & Group). 9,000 (No.) under Bank linkage. Target for FY 2022-23
  • 16. Sr. Sector PLP of NABARD ACP % of PLP 1 Farm Credit 1,63,233 1,52,252 93 1a -Out of Farm Credit KCC 1,18,288 1,07,307 91 1b -Agriculture Term loans 44,945 44,945 100 2 Agriculture Infrastructure 8,916 5,396 61 3 Ancillary Activities 8,833 7,113 81 4 Total Agriculture (1+2+3) 1,80,982 1,64,761 91 5 MSME 39,268 44,945 114 6 Export Credit 1,202 912 76 7 Education 2,818 1,518 54 8 Housing 11,000 9,649 88 9 Social Infrastructure 2,542 803 32 10 Renewable Energy 851 622 73 11 Other Priority 4,305 240 6 12 Total Priority Sector 2,42,968 2,23,449 92 P L P O F N A B A R A D & A C P 2 0 2 2 - 2 3 The National Bank for Agriculture and Rural Development (NABARD) has projected Rs.2,42,968 crore as Potential Linked Credit Plan (PLP) for the year 2022- 23 for the state of Madhya Pradesh under priority sector. Credit assessed by the Banks for the year 2022-23 under priority sector is in line with the PLP of NABARD, which is Rs. 2,23,449 crore and comprising 92% of the PLP. PAGE 06 Amount in crore Thrust has been laid on agriculture investment credit, which is 27% per cent of total outlay earmarked for agriculture lending with a view to achieve capital formation in agriculture for doubling the farmer’s income. After thorough discussions and sector-wise analysis in consultation with the stake holders, the projections for credit flow to animal husbandry and dairy development, sheep and goat rearing, poultry, plantation fisheries, farm mechanisation sectors etc. has been made.
  • 17. Sr. Sector 2019-20 2020-21 2021-22 2022-23 Variation amt. over previous year Variation % over previous year Disb. FY 2020-21 Disb. FY 2021-22 1 Farm Credit 1,16,000 1,24,412 1,40,222 1,52,252 12,030 8.58 64,458 94,346 1a -Out of Farm Credit KCC 90,000 96,864 1,00,991 1,07,307 6,316 6.25 51,738 55,158 2 Agriculture Infrastructure 3,800 3,905 5,105 5,396 291 5.70 1,185 1,462 3 Ancillary Activities 4,057 5,919 6,730 7,113 383 5.70 6,837 9,447 4 Total Agriculture 1,23,857 1,34,236 1,52,057 1,64,761 12,705 8.36 72,480 1,05,256 5 MSME 30,201 32,078 35,009 44,945 9,936 28.38 33,563 46,945 6 Export Credit 523 530 864 912 48 5.52 216 173 7 Education 1,000 1,037 1,345 1,518 173 12.85 419 508 8 Housing 4,984 7,131 8,270 9,649 1,379 16.67 6,551 5,772 9 Social Infrastructure 1,000 595 710 803 93 13.13 263 287 10 Renewable Energy 400 288 617 622 5 0.80 44 1 11 Other Priority 1,039 321 205 240 34 16.76 2,221 5,178 12 Total Priority Sector 1,63,004 1,76,217 1,99,077 2,23,449 24,372 12.24 1,15,757 1,64,120 13 Non-Priority Sector 12,146 13,033 13,744 30,000 16,256 118.28 52,518 1,06,789 14 Total Credit Plan 1,75,150 1,89,250 2,12,821 2,53,449 40,628 19.09 1,68,275 2,70,909 PAGE | 07 Annual Credit Plan under priority sector for FY 2022-23 is 12.24% more than the previous year's credit plan. Amount in crore Annual Credit Plan Comparison
  • 18. over past few years ACP TARGETS & DISBURSEMENT PAGE | 08 Agency-wise allotment of ACP target for FY 2022-23 Public Sector Banks 60% Private Sector Banks 16.1% Cooperative Banks 13.2% Regional Rural Banks 9.3% Small Finance Banks 1.4%
  • 19. Sr. Parameters Mar-19 Mar-20 Mar-21 Mar-22 Mar-20 Mar-21 Mar-22 1 Total number of Branches 7,684 7,958 8,032 8,120 3.6 0.9 1.1 2 Total number of ATMs 9,316 9,320 9,453 9,200 0 1.4 -2.7 3 Total Deposits 3,93,177 4,23,556 4,88,688 5,45,918 7.7 15.4 11.7 4 Total Advances 3,07,354 3,32,321 3,58,785 3,96,652 8.1 8 10.6 4a Credit as per place of utilization 10,718 9,421 11,194 8232 -12.1 18.8 -26.5 5 Credit Deposit Ratio 78.17 78.46 73.42 72.66 0.3 -5 -0.8 5a CD Ratio including credit as per place of utilization 80.9 80.68 75.71 74.17 -0.2 -5 -1.5 6 Total Business [3+4] 7,00,531 7,55,877 8,47,473 9,42,570 7.9 12.1 11.2 7 Agriculture 1,02,143 1,09,952 1,17,797 1,28,430 7.6 7.1 9 8 Crop Loans out of total agriculture 75,290 83,295 85,372 92,767 10.6 2.5 8.7 9 % of Agriculture advances to Total advances [RBI Norm*: 18%] 33.23 33.09 32.83 32.38 -0.1 -0.3 -0.5 10 MSME 55,745 60,228 65,696 75,769 8 9.1 15.3 11 Education Loan 2,645 2,598 2,695 2,697 -1.78 3.73 0.07 12 Housing 33,322 38,116 40,237 45,882 14.4 5.6 14 13 Total Priority Sector Advances 1,84,868 2,02,922 2,19,029 2,39,887 9.8 7.9 9.5 14 % of Priority Sector advances to Total advances [RBI Norm*: 40%] 60.15 61.06 61.05 60.48 0.9 0 -0.6 15 Total Non-Priority Sector Advances 1,22,486 1,29,399 1,39,756 1,56,765 5.6 8 12.2 16 Total NPA 35,711 36,275 33,739 36,372 1.6 -7 7.8 17 % of NPA to total advances 11.62 10.92 9.4 9.17 -0.7 -1.5 -0.2 18 Advances to Weaker Sections 70,391 71,241 79,939 89,756 1.2 12.2 12.3 19 % of advances to Weaker Sections to total Advances [RBI Norm*: 10%]^ 22.9 21.44 22.28 22.63 -1.5 0.8 0.3 PAGE 09 Outstanding amount in crore Y-o-Y growth % * For Domestic Commercial Banks in the Country (excluding RRBs & SFBs), ^ For FY 2021-22, -11% (excluding RRBs) key banking parameters of MAdhya Pradesh As on 31/03/2022
  • 20. Total Business of the Banks increased to Rs 9,42,570 crore in March 2022 from Rs. 8,47,473 crore in previous year. On year-on-year (y-o-y) basis, bank’s business increased by 11.2% in March 2022 as compared with an increase of 12.1% in March 2021. In absolute term, total business increased by Rs 95,097 crore y-o-y in March’22. Highlights of Banking Developments 2021-22 Out of total deposits, share of CASA (Savings Account & Current Account) was 43.1 per cent March 31, 2022 as compared to 44.3% last year. Out of 52 districts, 50% of total deposits were concentrated in only 4 major districts i.e. Bhopal, Indore, Gwalior & Jabalpur as on March’22. The Credit-Deposit (C-D) Ratio of the state decreased to 72.66% at the end of March 2022 from 73.42% previous year in March 2021. However, actual CD ratio stood at 74.17% after including credit of Rs. 8,232 crore as per “place of utilisation Norm” of RBI. Gross credit of the Banks increased to Rs.3,96,652 crore in March 2022 from Rs. 3,58, 785 crore one year ago, registering y-o-y growth of 10.6% as compared to growth of 8.0% in previous year. Y-o-Y growth of credit was 8.1% in March 2020. Reflecting the recovery in the economy after two years of the Covid-19 pandemic, banks have seen sharp growth in advances by the end of the fiscal year 2021-22. It is noted that the third wave of the pandemic did not have much of an impact on economic activities as compared to second wave. Credit demand from the retail segment, small and medium businesses has been strong, but with the economic recovery in full swing, there is demand coming from other segments as well. Expectations are that credit demand from corporates, which had been largely muted, will also see an improvement in the current fiscal. Aggregate deposits increased by Rs 57,230 crore y-o-y and stood at Rs. 545918 crore in March 2022. The year- on-year (y-o-y) growth in aggregate deposits worked out to 11.7% in March 2022 as against an increase of 15.4% last year. Bank’s deposits increased at a record pace in 2021 reflecting increased precautionary saving by households and businesses in response to the pandemic. Deposit growth likely slowing but abundance of low-cost funding could endure through 2022. Agriculture credit increased by 9.0% y-o-y to Rs.1, 28,430 crore in March 2022 from Rs. 1, 17,797 crore previous year. Agriculture credit is constituting 32.38% of the total credit portfolio as on March 2022. Credit to MSME sectors stood at Rs. 75,769 crore in March 2022, showing y-o-y growth of 15.3% as compared to 9.1% a year ago. Credit to housing sector stood at Rs 45,882 crore in March 2022 from Rs 40,237 crore last year showing an increase of 14.0% y-o-y. Year-on-year growth in Mar’21 was 5.6%. PAGE 10
  • 21. Name of the Bank Deposits Advances Business State Bank of India 1,66,898 77,856 2,44,753 DCCB & Apex Bank 34,761 37,775 72,536 Punjab National Bank 39,032 25,987 65,018 Bank of India 37,015 27,696 64,711 Central Bank of India 37,576 17,923 55,499 HDFC Bank 24,278 30,001 54,279 Union Bank of India 36,616 16,512 53,128 ICICI Bank 19,180 24,487 43,667 Bank of Baroda 21,973 15,921 37,894 Canara Bank 16,777 17,266 34,043 Banking Network Banks in Madhya Pradesh have a network of 8,120 branches spanning 35%, 30% and 35% in rural, semi-urban and urban/metropolitan areas respectively with 9,200 ATMs as on March 31, 2022. 163 new bank branches were opened during FY 2021-22. Net increase in number of branches was 88 after considering closure/merger/reconciliation of total branches during FY 2021-22. 253 ATMs have been closed during the same period. Out of total ATMs, about 25% ATMs were in Indore & Bhopal city As on Mar’22. Gross NPA increased from Rs 33,739 crore in March 2021 to Rs 36, 372 crore in March 2022. However, NPA percentage reduced to 9.17% of total credit in Mar’22 from 9.40% previous year. 10 Banks namely State Bank of India, DCCB & Apex Bank, Punjab National Bank, Bank of India, Central Bank of India, HDFC Bank, Union Bank of India, ICICI Bank, Bank of Baroda & Canara Bank continued to be accounted for over two-thirds of total business as on March 2022. Of which, around ¼th of total business is lying with SBI. Top 10 Banks in M.P. Amount in crore PAGE 11 Deposits Growth During FY12–22, deposits grew at a CAGR of 9.47%. Deposits in PMJDY accounts increased by Rs 992 crore in a year and reached to Rs 9,249 crore as on March 31, 2022.
  • 22. During FY12–22, credit off-take grew at a CAGR of 11.07%. Agency wise credit growth under Agriculture ANNUAL CREDIT PLAN 2022-23 Credit Growth Credit to priority sector and agriculture sectors were 60.48% and 32.38% of total credit respectively as on March 31, 2022. Year-on-year, Bank’s credit to Agriculture, MSME and Priority Sector grew at 7.1%, 9.0%, 15.3% & 9.5% respectively in March 2022 as compared to growth of 7.1%, 9.1% & 7.9% previous year respectively. Per capita credit was Rs 54,411 whereas average loan size was Rs 2.14 lakh as on March 31, 2022. Agriculture Agriculture credit grew by 9.0% year-on-year as on March 2022 as compared to 7.1% previous year. Out of total agriculture credit share of crop loans and term loans was 72% and 28% respectively. There were 65.84 lakh Kisan Credit Cards with average loan size of Rs 1.41 lakh. Agriculture term loans increased by 10% y-o-y in Mar’22. Out of total credit, the share of small & marginal farmers was 11.25% in Mar’22. PAGE 12
  • 23. Micro, Small & Medium Enterprises Credit to MSMEs by all banks in the financial year 2021-22 stood at Rs 75,769 crore, showing an increase of Rs 10,073 crore y-o-y in Mar’22 as compared to an increase of Rs 5,468 in previous year. The timely policy interventions have helped alleviate the stress experienced by individuals, MSMEs, corporates and lenders, and by keeping access to finance open on easy terms. ECLGS was a big factor that improved the quality of SME loans and also improved the overall profile of the MSME sector. Moreover, the government had revised the definition of MSME in 2020 which brought many large businesses into the MSME category while Covid was also taken care of to a large extent last year. Its positive impact is now visible. However, asset quality concerns have continued to prevail in coming days. Further, NCGTC vide letter no 1404/NCGTC/ECLGS dated 30.03.2022 has informed that the duration of Emergency Credit Line Guarantee Scheme (ECLGS) has been extended up to March 31. 2023 or till guarantees for an amount of 4,50,000 crore are issued (taking into account all components of ECLGS), whichever is earlier. Certain changes have also been introduced to provide further relief to borrowers belonging to the Hospitality and related sectors and the Aviation sector. PAGE 13
  • 24. The trends that led to the rise of education loans although the pandemic inter alia to be The rising cost of education for parents to invest in their children’s education, especially at a time when many parents have faced pay cuts in their jobs. The pandemic has added further pressure on parents’ purses, creating further demand for finance options to manage education-related expenses. Cost of overseas education continues to be high The surge in aspirants pursuing multiple courses Housing Loans ·Year-on-year growth in housing sectors grew to 14.0% in Mar’22 as compared to growth of 5.6% previous year. Home loan demand is set to overtake pre-Covid level. Interest rates for home loans have been lowest in the last one year at about 6.5%, which was one of the factor for increasing the demand. Education Loans Education loan marginally grew by 0.07% y-o-y in Mar’22 as compared to 3.73% in previous year. Despite first wave of pandemic, demand for education loans rose in last year. Priority Sector Priority sector advances increased by 9.5% in March 2022 as compared to an increase of 7.9% in March 2021. The outstanding credit to priority sector grew to Rs 2.40 lakh crore at the end of March 2022 from Rs 2.19 lakh crore in March 2021. PAGE 14
  • 25. ·On year-on-year (y-o-y) basis, credit grew by Rs 37,868 crore in Mar’22 as compared to an increase of Rs 26,464 previous year. However, CD Ratio declined to 72.66% in Mar’22 from 73.42% last year. Higher growth in deposits and fallen CD ratio of Cooperative banks are one of the reasons for decline in CD Ratio in Mar’22. Deposits grew by Rs 57,231 crore in Mar’22 as compared to an increase of Rs 65,132 previous year. PAGE 15 Agency-wise CD Ratio
  • 26. Above 100% 75-100% 50-75% 40-50% Below 40% 15 10 5 0 15 09 14 07 07 Above 100% Between 75- 100% Between 50-75% Between 40-50% Below 40% Mandsaur Indore Gwalior Mandla Singrauli Narsimhapur Burhanpur Betul Dindori Anuppur Ratlam Neemuch Balaghat Satna Umaria Dewas Sheopur Sagar Bhind Niwari Vidisha Hoshangabad Alirajpur Panna Sidhi Barwani Jhabua Katni Tikamgarh Shahdol Ashoknagar Ujjain Damoh Chhatarpur Rewa Khargone Dhar Shivpuri East nimar Guna Seoni Sehore Chhindwara Harda Bhopal Rajgarh Jabalpur Shajapur Datia Raisen Morena Agar-malwa Centre-wise CD Ratio Graph showing range of CD ratio and number of Districts as on March 31, 2022 PAGE 16 DISTRICT-WISE CD RATIO (RANGE)
  • 28. GEOGRAPHICAL FEATURES Total Population in crore as per Census 2011 7.27 Rural Population (cr.) & 5.25 % of rural population to total population 72.21% Urban Population (cr.) 2.02 % of urban population to total population 27.79% Male (cr.) 3.76 Female (cr.) 3.51 Scheduled Castes (cr.) 1.13 % of SC population to total population 15.54% Scheduled Tribes (cr.) 1.53 % of ST population to total population 21.04% Sex Ratio 931 Density/km2 236 Area(Km2) 3,08,245 Literacy rate 69.3% Working population (out of total population) 43.5% Birth rate (Per thousand people) 24.5 Mortality rate (Per thousand people) 6.6 AGE GROUP WISE POPULATION Population up to 18 years Cr. 2.90 Adult (18-40 years) Cr. 2.72 Adult above 40 years Cr. 1.65 ADMINISTRATIVE FEATURES No. of Districts 52 No. of Division 10 No. of Villages 54,903 No. of Gram Panchayats 23,043 No. of Block/Janpad Panchayats 313 No. of Tehsils 369 Total no. of Households (cr.) 1.51 Rural Households (cr.) 1.11 Working population in the total population 43.5% Govt. PDS Shops 24,710 Number of Government employees (Regular) 5,72,288 LAND UTILISATION (2018-19) Gross Cropped Area (GCA) lakh Hectare 261.15 Net Sown Area (NSA) lakh Hectare 152.05 Double Cropped Area (lakh Hectare) 109.10 Crop Intensity (GCA/NSA) 1.72 Net Irrigated Area (lakh Hectare) 126.86 No. of cultivators (Lakh) 100.03 Of the above, Small/Marginal Farmers 75.60 ECONOMY Gross State Domestic Product (GSDP) at current price 2021-22 (estimated) Lakh crore 11.68 Per capita income at current price 2021-22 (estimated) Rupees 1,24,685 Sectors contribution in GSDP 2021-22 at current price (estimated) • Primary • Secondary • Tertiary 46.67% 19.30% 34.13% BANKING (31/03/2022) Number of Branches • Rural Branches • Semi-urban Branches • Urban Branches 8,120 2,806 2,439 2,875 Number of ATMs 9,200 No. of Sub Service Area (SSA) 11,864 Number of BCs in SSAs 10,343 Number of Post Offices 8,227 Total Aggregate Deposits (Cr.) 5,45,919 Total Credit (Cr.) 3,96,653 Agriculture Advances (Cr.) 1,28,430 Priority Sector Advances (Cr.) 2,39,888 Credit to Weaker Section (Cr.) 89,2757 Credit Deposit Ratio 72.66 No. of districts below 40% CD Ratio 7 Number of Lead Banks 7 Per capita Deposits (Rupees) 75,092 Per capita Credit (Rupees) 54,560 No. of Branches per lakh population 11 Page 18
  • 29. Demographic Feature Madhya Pradesh with an area of 3, 08,252 sq.km is the second largest state in India after Rajasthan, covering 9.38% of total area of the country. It is bordered by the states of Rajasthan to its northwest, Uttar Pradesh to its north, Chhattisgarh to its east, Maharashtra to its south, and Gujarat to its west. Total population of Madhya Pradesh as per 2011 census is 7.27 crore, which constitutes 5.99% of total population of the country. Rural population out of total population is 72.4%. (All India-68.9%) Ratio of rural and urban population is 72:28. Male and female are 3.76 crore and 3.51 crore respectively. Female per thousand male is 931. Scheduled Castes population is 15.6% (1.13 crore) of total population. (All India-16.6) Scheduled Tribes population is 21.1% (1.53 crore) of total population. (All India-8.6) Density of the population (per sq. km) is 236. (All India-382) Percentage of forest area to Geographical Area is 30.72%. Literacy rate is 69.3% (All India-73.0%). Of which literacy rate of male and female is 78.7% and 59.2% respectively. Figures as per Census 2011 Pg 19
  • 30. Occupational Pattern Hindi is the official language of Madhya Pradesh and it is widely spoken. Apart from Hindi, the languages of Bundeli, Bagheli, Nimari, Marathi, Sindhi, Urdu, and Malwi are the commonly spoken regional dialects. There are several other dialects which are spoken in the state. Percentage of working population to total population is 43.5%. (All India-38.8%) Percentage of women working population to total working population is 32.6%. (All India-25.5%) Percentage of agricultural laborers to total workers is 38.6%. (All India-17.9%) Population below poverty line is 31.65% (varying between 21% in urban area to 35.74% in rural area). (All India-21.9%) Mortality rate is 6.7 per thousand. (All India-6.2) Infant mortality rate is 48 per thousand. (All India- 32) Birth rate is 24.6 per thousand. (All India-20.0) Per capita income at current price increased from Rs 1,04,894 in 2020-21 to Rs 1,24,685 in 2021-22 (estimated), which shows an increase of 18.87%. Figures as per Census 2011 Pg 20
  • 31. The Gross State Domestic Product (GSDP) of Madhya Pradesh for 2021-22 at current price is estimated to be Rs 11,68,004 crore. Amount in lakh crore ECONOMY Gross State Domestic Product (GSDP) at current prices & constant prices (2011-12) The primary sector accounts for 46.57% (at current price) of the State’s GSDP as of 2021-22 (Estimation), followed by Industry (19.30% GSDP) and Service sector (34.13% in GSDP). Sector wise distribution % of GSDP at current prices & constant prices (2011-12) (Estimation) At current prices in 2021-22 At constant prices (2011-12) in 2021-22 Pg 21
  • 32. Economy of Madhya Pradesh is primarily agrarian and it is a champion in the development of agriculture and allied sector for more than a decade. Owing to an impressive agriculture growth rate, MP has been the recipient of the Krishi Karman Award consecutively from the last many years. Amongst states, Madhya Pradesh (11 per cent of India’s total forest cover) had the largest forest cover in India in 2021. Due to the abundance of tigers and other wildlife in the national parks of the state, it has been recognized as the ‘Tiger State of India’. The State has taken several concrete steps to attract investment, simplified various procedures for starting a business in 30 days, and set up an online system for the same. Due to these efforts, Madhya Pradesh is ranked fourth in the ‘Ease of Doing Business’ list as per the State Business Reform Action Plan-2019 ranking. Madhya Pradesh has immense potential to become the manufacturing hub of India due to availability of land, Narmada water, power surplus, almost negligible Labour-unrest incidents, presence of eminent skill institutes, and availability of the best infrastructure for setting up industries in the state. The state is suitable for the auto-sector, food processing, textile and apparel, defence sector logistics and warehousing development. The state is home to around 280 pharmaceutical units operating in the industrial areas of Dewas, Indore, Pithampur, Mandideep and Malanpur. The state is focusing on infrastructure development in agriculture and allied sectors and by developing the infrastructure it is attracting the industries, thereby generating employment opportunities. Pg 22
  • 35. Bank-wise Arinual Credit Plan FY 2022-23 (Agriculture) Amount in lakh SR. BANKNAME [A(I)I FARM CREDIT OUT OF FARM CREDIT KCC tA(rr)1 INFRASTRUCTURE [A(III)I ANCILLARY ACTIVITIES IAI TOTAL AGRICULTURE = A(I) + A(Ir) + a(ur) Number Amount Number Amount Number Amount Number Amount Number Amount 1 Bank ofBaroda 203831 424371 15293i 274089 3995 26739 5607 34856 2t3433 485966 2 Bank ofIndia 50947 6 t024121 3980s9 734652 5708 3s2s0 597 6 36419 sztt6a 1095790 3 Bank of Maharashtra i02813 257866 7315( 1 5884i t479 10915 2304 14102 1 06596 282883 4 Canara Bank 131936 270276 9795i 172482 2588 t7299 3682 20975 138206 3 08550 5 Central Bank oflndia 5 109s6 I 256980 37191.'t 760839 5547 42897 1 0235 61442 s26738 t36t3tt 6 lndian Bank 148709 302303 109171 1 82893 2968 2ts87 3957 23323 tss634 3472t 7 Indian Overseas Bank 18s03 3'.76'/8 t3174 22263 834 6457 587 3372 t9924 47 507 8 Puniab and Sind Bank t8203 35699 r4212 2253C 290 2208 515 2992 19008 40899 9 Puniab National Bank 291814 62528t 225514 423411 5535 38263 6931 42180 304284 705724 10 State Bank oflndia 1420709 317 s7 06 1 1 10890 2120347 t7336 t25959 27666 t68323 t4657 tt 3469988 11 UCO Bank Lt27 45 300 1 04 '/8222 t51242 2060 1 5504 2592 15624 1t7397 331232 t2 Union Bank of India 267966 s29006 2t2261 34966( 4730 1902 6478 38338 279t74 s99246 PSBs - SUB TOTAL 3737662 8239390 2857475 5373262 53070 374980 76530 461946 3867262 9076316 3 A,xis Bank 89502 40843 1 68705 247970 I t 5J 11797 3285 20250 9452C 440478 4 Randlran Bank 38097 78105 32725 64288 799 5697 53( 3t37 39426 86939 5 Catholic Svrian Bank 122 230 105 189 0 0 0 0 122 23( 6 City Union Bank 497 969 348 642 10 48 492 59( 1s09 7 Development Credit Bank 1 1571 23966 '1643 t4402 441 2107 414 2558 t245C 2923t 8 Dlianlaxrni Bank 41 93 0 0 14 72 74 370 129 535 19 Federal Bank Ltd. 3136 6222 1 860 3264 100 5t7 101 754 3337 7493 20 HDFC Bank 153 010 604506 1 10215 499tt3 3 060 203s4 5447 32807 t6t511 6s7 66',1 21 ICICI Bank t52391 526912 108316 3 I 0085 2466 16372 4803 28842 t5966( 572t26, 22 IDBI Bank 41446 t78797 29368 s0334 t2t6 8173 1 808 tt466 4447C t98436 l5 IDFC 12036 23338 6t45 t1342 7 6'1 5273 465 2554 t3268 31165 24 Indusind Bank Limited 18282 32864 11534 t77 t9 /l) 6353 62t 3 885 19616 43102 25 Jammu and Kashmir Bank 36 79 0 0 7 36 75 542 11 657 26 I(arnataka Bank Limited 741 1 689 281 632 15 82 18C t067 93C 2838 27 Karur Vvsya Bank Ltd. 71 189 26 60 t1 74 1ll 723 196 986 28 Kotak Mahindra Bank 2s999 49982 71 168 19007 847 7047 1292 85 13 28 i38 65542 29 Lakshmi Vilas Bank 785 1617 645 tt92 30 t52 t2t 766 93(. 2535 30 Ratnakar Bank Ltd. (RBL) 9293 1880C 6477 I 1908 225 t602 34( 2498 98s8 22900 31 South lndian Bank s39 1 056 368 635 14 72 t62 986 715 2tt4 J/ Standard Chartered Bank 200 813 185 592 2 21 8 51 21( 885 JJ Tamilnadu Mercantile Bank /lo 165 5 559 1228 0 0 0 0 71C 1 655 34 Yes Bank 1088 I 22990 6969 1341 1 482 3 810 637 4688 1200c 3 1488 l'VTs - SUB TOTAL 569394 1983303 463642 I 268013 t2955 902s9 20587 t26949 602936 2200511 COX,IN,I. BANKS SUB TOTAL 4307056 10222693 332ttt7 6641275 66025 465239 97117 588895 4470t98 11276821 35 MGB 499233 1007957 42t125 7 45634 3 104 2s926 67 10 39346 50904i t073229 36 MPGB 346732 665998 282516 512692 407& 2366t 4643 28137 3 5 5453 7 t'779( RllBs - SUB TOTAL 84596s 1673955 703641 1258326 7182 49587 11353 61183 864500 179t025 37 DCCB I 865396 321127 1642842 275s289 1523 6948 5562 32426 t872481 325064C CO-OP BANK- SUB TOTAL 1865396 3211272 1642842 2755289 1523 6948 5562 32426 1812481 3250646 38 AU Small Finance Bank 17662 3 1908 8960 t3939 927 5854 t2t4 7461, 19803 /<41) 39 Equitas Small Finance Bank 7799 t2579 4483 6625 535 3737 646 403 I 8980 2034i 40 ESAF 336 I 397 6 188 i 1 886 144 831 121 545 3626 5352 4t Fincare Small Finance Bank 236t6 46225 21118 39760 303 592 I l) 1018 24092 48835 42 Jana Srnall Finance Bank 4092 8036 2168 4572 3r7 917 '384 263( 4793 t26t 43 Sr-uvoday Small Finance Bank 2058 4150 t229 2242 156 282 319 222C 2533 765 44 Uijivan Small Finance Bank I 608 2975 685 1&29 14( 150 245 2009 t993 6t34 45 Iltkarsh Small Finance Bank 6788 7430 5538 4957 134 +JJ 354 257(, 72'.76 11439 SFBs - SUB TOTAL 66983 117279 46062 75811 2656 t7826 3456 22496 7309s 157601 GRAN.D TOTAL 7085400 15225200 5713662 I 0730700 77386 539600 I 17188 71 1300 7280274 16476t0t Page-24
  • 36. Bank-wisb Annual Credit Plan FY 2022-23 (MSME) Amount in lakh sR. BANKNAME lB(r)l MrcRo ENTERPRISES [B(II)] SNIALL ENTERPRISES [B(Itr)] MEDIUM INTERPRISES IB(IV)] KIIADI & .ILLAGE INDUSTRTES IB(,)I OTHER III{DER MSME [B] TOTAI-MSME= B(I) + B(rr) + B(rrD + B(IV) r B(.) Number Amount Number Amount Number Amounl Number Amount Number Amount Number Amount I Bank ofBaroda 35495 13426i 6060 90298 39 1273 296 2432 1480 191 4337( 240 I 80 2 Bank oflndia 53438 148939 s499 85745 58 I i331 356 3027 2003 2921 613s4 251963 J Bank of Maharashtra 1603i 50249 1879 30356 6 77s 55 360 338 87e 18316 85569 4 Canara Bank 22292 85075 34 49134 2478 16i t6 4s2 1270 26325 139563 5 3entral Bank oflndia s0391 1 69899 7281 1 05864 1 9909 32C 253 1 1361 3292 59377 29149s 6 lndian Bank 2992( 119623 4042 60328 1l 5022 15: 1217 141 34791 I 87608 7 ndian Overseas Bank 4926 18716 926 12317 129 141 439 6015 1 601 8 Puniab and Sind Bank 4942 20784 90( 12384 1 79 lz) 408 5978 33655 9 ?unjab National Bank 60856 257796 993 1412s9 29 1054f 26C 2041 1 58( 3 109 72670 414754 10 State Bank oflndia I 638 5867 1 3 2297( 344317 108 3751 99t 7627 695( 1 3878 1 94845 990046 11 UCO Bank 23420 78773 2503 43791 207( 7 516 37. 974 26376 126155 12 Union Bank oflndia 45983 169596 528 94916 13 5348 26'l 1781 861 1 88' 5241 1 lt 5)2x PSBs - SUB TOTAL 511522 1840432 7068 1070710 292 9926! 2994 2337( 16338 32334 601828 3066116 13 Axis Bank 1 5960 61438 3864 59077 I 00( 47 268 24t 555 20122 122338 14 Bandhan Bank 536i 1448 694 1201 0 207 61( 626( 27111 15 Catholic Svrian Bank 32C 169( t7 234 0 0 0 0 33't 1924 16 litv Union Bank 874 3092 73 134 0 0 0 200 1005 4426 17 Development Credrt Bank 3r03 9484 290 51 6l I 200 J 61 216 J+OL I 5066 18 Dhanlaxrni Bank l4 1341 36 495 0 0 0 184 1 836 19 Federal Bank Ltd. 88? 2978 139 214( 0 0 58 200 1084 5324 20 HDFC Bank s2339 324451 435( 129095 5t 1.96 177 1912 )dr 1490 57506 469204 ICICI Bank 26254 1001 1 1 4022 62244 29 7350 169 I 821 61 139( 31086 172922 22 iDBI Bank I 601 36609 1783 29034 I 351 5C ) t' 173 624 13624 70125 IDFC 1149 11124 12t 7380 200 5i fna 4628 I 8904 Indusind Bank Limited 8161 30806 869 13948 7 200( 16 10i 432 958 948s 4782C 25 Jammu and Kashmir Bank 533 3822 1.51 2364 0 57 20c 747 6386 26 Karnataka Bank Limited 873 3731 223 3234 0 4 62 212 I 158 7181 27 Karur Vvsva Bank Ltd JIJ 216( 123 1 84: 0 58 203 494 4205 28 Kotak Mahindra Bank 12630 4841.1 63 12t 0 2 3C 59 21 3322 59780 29 Lakshmi Vilas Bank 1724 91 1 39t 0 0 0 57 200 372 3322 30 Ratnakar Bank Ltd. (RBL) 274 890i 195 311 0 0 59 205 2994 12227 31 South Indian Bank 600 286. 1968 0 0 0 58 20a 783 5030 32 Standard Chartered Bank 1t 48 J 42 0 0 0 I4 90 33 Iamilnadu Mercantile Bank 28( 528 0 0 0 0 0 28C 528 34 Yes Bank 51 94 19572 459 733( 1 000 I 5 63 5722 28131 PVTs - SUB TOTAL 1s2s63 689376 18571 354389 11 27462 462 4553 2959 809t 174672 1083878 COMIVI. BANKS SUB TOTAL 66,1085 2529807 89257 142s099 10s 126727 | 3452 27929 19297 40432 77650fr 4149994 35 4GR 31600 72719 287: 44767 2 4361 198 1 105 431 35106 12014 36 MPGB 16437 37460 131 19231 ol 34 361 100i 268( 18791 59738 RRBs - SUB TOTAL 48037 110179 4193 63997 2 136 | 232 1466 1433 3805 5389'1 1 79883 37 DCCB 13918 32s63 20424 0l 54 399 I l0c 161 10 54179 CO-OP BANK- SUB TOTAL 1391 8 32s63 1739 20424 ol 54 92 399 I 100 1611 51179 38 AU Small Finance Bank 11670 3241 1041 I 9598 I 0 0l I 1 236 1277{ 52252 39 Equitas Small Finance Bank 555 8 1285 231 3$71 ol I 1 51 102 584 I 16s97 40 SAF 14s8 | 4296 3l 3s6 | 0 0l 0 0 0 1529 465 41 Fincare Small Finance Bank 31281 9213 179 26101 0 0l 0 0 0 0 330i 1 1823 11 ana Small Finance Bank 1761 560i 7 l0++l 0 ol 0 0 50 162 I 882 68 13 Suryoday Small Finance Bank lTiol 487( 154 2607 0 0 0 zo 50 191 C 7527 44 Uijivan Small Finance Bank 16901 4271 103 1907 I 0l 0 0 ol 1793 6178 45 Utkarsh Small Finance Bank 984 322C 127 l3tol ol 0 I 5 4l I 1 455i SFBs - SUB TOTAL 280r9 I 76751 l93t 330801 0l 0 7 r8e I s63 30r48 I 10,101 RAND TOTAL 7s,l0s9 | 271930t 9712( r s42600 | 4tt 127163 3741 29494 2131 8 I 45900 8766ss 449445i Page-25
  • 37. f @ o (D E b.J [.J [.) I N (, (h (! a) ts : ! I ? !:t a il z -l t; l? a E -l o -l r F @ E IE ln lq li lr ti ls 5' a E t! I tE l'! IEE I> lz I' l@ lc lF td l! l- C a tr a I o z - ; t -l = -l TE ? a a I a E' l 7 r F a, 3 EN g - tr, E TD a a o o q ? C v P - ; ; F' F C C .) tr z. q a I q Ed otcDtt! qlglP e lxlF ilflu fl ) z z c C c c 5 c c 6 -l^l= l oE € o o c { 6 o ! { 3 o o o c o c - o o c 6 t-t olpls { I c 6 I o { I I N 6 a 6 I o ! € ! I f, ! N l-t slslB e a a z Jl 6 { {E I o I c { IJ 6 { N C a N a o { o 5 5 ilil 3ltsls 1 = _t >l gl _l 6l { 6 I t IB o I { { o o n € N o { s o t il; slEl; olol9 o z c) -I I l el { l=l { o a o o o o o c N { I { ! I ( o { J]; ulsl{ {l9lN OININ N =l ht =l o o c 5 [l i € :l o o { ;IJ; z 2q i- e I =l o o C IJ l-l { c I p 5 I 6 o { , ? Jl- @l6lr N g 1 : *l g o 6 I { C o 6 6 .l o o { ! p ! o o ;]j;I 2 E o da az ii tr c :l =l N N c l-l { ! =l { { N JJ; slFl6 { 3 , ! c o c n 6 6 .1,,1: 6 z E E { ! o { c J c o c E { C € o p ;l;I; E { { { { a J c o 5 { € { _t 3I o I I { o N s c 5 I 6 ! { @ ! o 6 { I I JJ; :l;lx o o a { z E -ci i lr; *oE +i + o o I - { I 5l ;l 6 6 { q { { q ! 5 I 5 6 N N { € : E { { 5 ! ! I { { TI: 6l-l{ 6lelp { a 6 { ! € 6 o {l- ! I o ! o o l 6 6 ! { Tll pl-lo z 3 aFa- trF=: <z { 6 I I l= { { I c N I 6 { c 6 { ' a { o { { c 6 { 5 -l-lt sldlS
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  • 39. District-wis6 Annual Credit PIan F'y 2022-23 (Agriculture) SR. DISTRICT NAME [A(I)I TARM CREDIT OUT OF FARM CREDIT KCC tA(rr)l INFRASTRUCTURE [A(III)I ANCILLARY ACTI!'ITIES lAl ToTAL AGRICULTURE = A(I) + A(II) + A(IID Number Amount Numher Amount Number Amount Numtrer Amount Numb'er Amount AGARMALWA 80626 136527 ss776 88 175 535 2671 t46C 7302 82621 146506 2 ALIRAJP{JR 330 13 82548 29678 67076 589 s5 16 993 6637 34595 94701 J ANUPPUR 37426 77938 3093 I 58491 125 1t29 936 5726 3848'l 84793 4 ASHOKNAGAR 76096 139594 64226 109431 585 2925 1033 5 168 77'714 147687 5 BALAGHAT 133872 339544 110760 225t}C 200 1835 t785 10759 135857 3s2t38 6 BARWANI 109637 216598 80794 149013 930 4652 1746 8726 11231 2299',7( 7 BETUL 97454 274208 8576 1 t95275 980 8703 69). 4498 99t25 287409 8 BHINT) 1428t1 40t686 105071 246213 456 4256 1003 6438 t44270 4D38A 9 BHOPAL 99474 224589 61319 129790 2959 14795 71t 3s585 109550 274969 0 BURHANPUR tt12t1 1 56930 87861 115747 2144 7906 179( 10448 I5145 175284 l CHHATARPUR 803 19 147339 75508 1293t7 430 2151 1455 7275 82204 156765 2 CHHINDWARA I 50654 475202 133038 33 8694 714 6725 2644 16634 154012 498561 13 DAMOH 77 696 1279tt 64227 9s894 558 2794 1 840 9202 80094 139903 11 DATIA 87458 164550 62423 t09649 972 4798 12t6 8505 89646 177853 l DEWAS 219652 433932 18566 1 342428 2602 13156 9s0 8t22 223204 45521C 6 DHAR 242923 571429 195941 430223 1 54C 7828 2340 19186 246803 598443 DINDORI 56'.l36 126630 38272 90072 t14 )007 1 548 939r s8398 137428 18 IJUNA 17780t 332278 128901 22t840 3878 19394 660 5988 182339 357660 9 SWALIOR tt2153 195 184 94764 153972 3039 15 198 4458 22294 1 i 965C 232676 20 HARDA 168274 s48 141 122798 294750 903 9557 836 540',1 17001 3 563 105 21 HOSHANGABAD 94044 1 85790 85097 1 5 6948 4065 13474 2294 11472 100403 210736 22 INDORE 24t736 668493 211941 424036 4561 46099 3048 1 8483 24934s 733075 l) JABAIPUR 284255 588292 15898s 30719t 9600 96006 17500 140930 3 I 1355 825228 24 IHABUA 146489 34697( I 1 758C 238832 117 6 11110 5329 31433 t52994 3895 13 25 KATNI 61526 137624 52s65 109387 149 1438 88C 5705 62555 1447 67 26 KHANDWA 97139 1 50780 6983 0 101 192 496 2480 37 lC 1855( 101345 171810 l/ KHARGONE 278654 524279 228796 40 1 888 3281 14218 2552 2163C 28448'.i 560t27 28 MANDLA 76660 170142 56591 r 13998 334 3174 n0a 14202 79294 1 87518 29 MANDSAUR 209452 528203 198650 4ttt93 819 7870 2272 14652 212543 5s072: 30 MORENA 15159( 4 r5091 93t12 228642 332 3472 1017 6669 ts2939 425232 31 NARSINGHPUR 195992 507047 1 8s03 1 4t778A 1346 13167 177 5 9712 199113 52992( 32 NEEMUCH 85835 142424 62733 90909 2t25 10626 168 8 8444 89648 161494 JJ NIWARI 49t54 s7802 37930 41640 384 1916 161 1 8055 51149 67773 31 PANNA 240290 643309 196635 455069 8r2 787 C 3482 207 10 244584 67 1895 35 RAISEN 232781 435779 183921 321447 4359 2179( 4955 247'76 242095 4823s1 36 RAJGARH 286670 817210 247876 6284A3 2508 23449 1427 9206, 290605 84986s 37 RATLAM 28879t 224663 24t225 1 58829 174 8573 817 5291 289782 238527 J6 REWA 223957 56915C 207779 406101 1140 t0842 3937 24993 229034 604991 39 SAGAR 70028 2433t( 64643 152t39 586 6002 2502 15768 731 t6 265080 40 SATNA 242124 478325 203 1 05 374600 1440 7406 1290 7t30 244854 492861 41 SEHORE 89432 2376t4 81193 164990 368 3472 1528 989( 91328 2s0982 42 SEONl 44479 92055 3478t 65777 138 137 I 1428 8412 46045 10183 8 4J SHAHDOL 15s842 337r93 t22752 226399 2t42 10712 1734 8668 159718 356573 41 SHAJAPUR 791 18 1s6302 56302 r01323 378 1965 1 698 8st2 81194 t66779 45 SHEOPURKALA 12841 1 15 1 002 97346 94045 292 1464 3 186 15932 13 I 889 1 68398 46 SHIVPURI 46963 51837 4615 39587 52 530 46 442 47061 s2809 47 SIDHI 68574 39292 s2305 29185 t266 965 1064 808 70904 4t 06s 48 SINGRAULI 691 ss 12686( 6407C t09739 235 1t7 5 460 2300 69850 r 30335 49 TIKAMGARH 321s28 617239 261482 468097 298( 338r7 3020 tt914 327528 66297A 50 UJJAIN 4t646 29383 33008 2t743 255 1 533 71 2250 42619 33166 51 UMARIA 152720 3s9175 1 19884 263227 52rc 339s2 1233 863 r 159163 401 758 52 VIDISHA 3508 1 19801 26648 1s2t4 r30 6s2 48(, 2433 35697 22886 GII.AND TOTAL 7085,100 I 5225200 5713662 1 0730700 77386 539600 I 17488 7l 1300 7280214 t6176fiA Page-28
  • 40. sR. DISTRICT NAXIE lB(r)l MrcRo ENTER?RISES lB(rr)l SMALL ENTERPRISES [B(III)I MEDIUM ENTERPRISES [BG9] KHADI& VILLAGE TNDUSTRIES lB(v)l oTrrER UNDERMSME [B] TOTAL MSME = B(I) + B(rr) + B(ril) + B(rv) + B(v) Number Amount Number Amount Numbe Amount Number Amount Number Amount Number Amount 1 AGARMALWA 12972 23145 624 8447 1684 34 372 628 lJl to 34876 2 ALIRAJPUR 2434 6693 30s 5562 1 788 13 88 65 153 2814 13284 , ANUPPIJR 2363 104t6 J), 507i 1 590 44 105 86 182 2847 16372 1 A.SHOKNAGAR 4l s0 43 1289 4 300 15 100 12s Aa' / 711 10347 5 BALAGHAT 81 66 36259 1332 21405 2 1672 77 404 258 694 9835 60134 6 BARWANI 334s0 66376 252C 59945 2C 4606 80 826 1 541 238C 3761i 134133 7 BETUL 3031 13077 553 9202 2 1394 26 161 115 27C 3733 2411( 8 BHIND 9684 4541 1 1524 25017 1791 58 492 31 84C 11581 73s6. 9 BHOPAL 82543 782428 1546s 215785 58 2805s 302 452C, 2623 s246 100991 1036034 10 BLJRHANPI]R 1279C 2538 l 794 134s0 4 912 2C 202 136 34t 13744 4028( CHHATARPUR OdJ I 11 52: 150 967 45C 12 90 6C 138 9057 191 69 2 CHHINDWARA 6527 26868 945 16391 1.51 1 3(. 306 198 524 7708 4s663 J DAMOH 5649 1 121C 600 3 868 550 11 120 207 6344 I 5955 4 DATLA 11327 2278( 251. 11158 1( 931 25 202 140 340 12t 53 35418 5 DEWAS 203s4 4039 I I 6s8 3339C 1C 1718 40 372 63( 22310 76501 6 DI{AR 2320( 460.18 2202 45161 18 2618 58 58C 380 978 25864 95384 DINDORI 306t I I 19rl 369 6459 1 762 20 12( 89 21C 3s47 l 875i 8 GLTNA 14434 28689 558 1137 I t2 1544 19( 32C 3t3i 1932 18324 438: JWALIOR 6975 1384 I 1 86C 1 1990 5 70c 2( 25C 17: 35C 9011 27 r31 20 HARDA 41043 I 5501 5631 95403 9 701C 213 17 47 1392 3009 48294 262183 HOSI{ANGABAD 12237 32120 264 12795 l25C 28 468 127 t6 46911 22 INDORE 18793 680:16 3030 48760 2208 10'7 803 s78 lJol 22s11 121 198 JABALPI-rR 7951 361284 149s2 26595't 10i 1 9980 44C 442s 22sC 7 120 91254 658765 24 HABUA s8969 I 60295 8234 137433 8309 291 2065 l6l5 3548 69118 311654 25 KATNI 44s9 1260s 615 10374 1 690 2t 14 104 2s6 5204 24072 26 T(]IANDWA 1 161 23045 90( I 9106 1 476 32 310 230 580 12781 44517 27 KIIARGONE 277 5 5 5080 4708 ss307 I JIJ) 65 672 178 3292( I 1537 28 MANDLA 5761 18679 781 126s7 I 772 35 219 170 6743 32704 29 MANDSAUR 26t4 8063 398 6463 1 678 11 104 57 177 308 r I 5485 30 MORENA 1s236 48849 23s0 38164 2 t725 8C 599 4l 102 18146 90365 31 NARSINGIIPT]R 4547 1 8924 621 1 0048 2 1 086 J 207 87 353 528( 3061 I 32 NEEMUCH 4161 8 86( 388 53t2 336 8 75 5C 126 4915 I 4708 33 NIWARI 2913 578 tqo s01 8 410 10 91 63 153 I 1453 3,+ PANNA 15276 65 u33 306i 50307 5689 t29 826 508 1 421 1 8986 124076 35 RAISEN 15204 3017C 1344 I 7500 IC 1 658 42 202 5,1i 1 6802 50258 36 RAJGARH 789: 308 82 2s98 26683 3 1827 57 40c al l 69C 10827 60481 37 RATLAM 2998 28553 67( 97 41 53 25( 182 44( 3089t 3899( 38 R.EWA 710( 25578 I 046 16s96 3 38 304 196 523 8689 4534( 39 SAGAR 19841 1.16134 3507 55723 4 2844 t4( 868 711 1 50( 1/1iO 177369 40 SATNA 14497 287 67 75C 9746 8 95C 24 282 35t 8( 15629 40545 4l SEHORE s3 89 17981 701 1 1006 2 1821 ) 21C 165 362 629C JIJ6L 42 SEONI 3508 1 1305 7489 I 60c 2C 131 7i 226 4078 197sl 43 SI{AHDOL I 5735 39030 1933 33165 13 2205 5C 600 31 950 r 8049 75950 14 S}IAJAPUR 3474 1715 820 tt2%l 1 I 000 24 250 l',7C 4i0 4488 30132 45 HEOPURKALA 5260 10137 28! I 6833 | 5l 954 21 150 4loI 5727 1 8852 16 HIVPLIRI 3530 16168 4oo J e8r7l ol 0 ol 0 ol 3e3ol 2598s 47 IDHI 6678 179s9 181 6678l ol 0l 572 2597 I 0 ol 72e81 27234 48 INGRAI}I,I 2956 4 864 2185 1 188 I 42 )a 701 3s48 I 7349 49 ]KAMGARH 28204 56097 lesol t7 54 l3 261 oI q 578 ---Eol---- sl?/- 3064s I 920t5 50 UJJAIN 2098 5256 190 2578 I 255 10J 57 -- 407 95 --rl7sl 824 5 UMARIA 4s84 123 t2 2s5 4022 2 418 el 93 641 156 4914 17001 52 VIDISHA 6s5 i 2,)q I lr6 748 1 94 2t 11 35 788 2197 GRAND TOTAT 7540s9 27193001 97126 1s12600 | 1tt 127163 37 4t 29491 ftrsl- 45881 8?66a5r 4494438 Districf-wise Annual Credit Plan FY Z02Z-23 (MSME) Page-29 Amount in crore
  • 41. a I G o t 6 + t.J tJ t.) I t.) UJ H a o Ft 3 I € c I I g 5 z -l J U a V 2 C a . 7 E = F L o E c 2l t- @ t C q o V rr c 2 , ! f c n ,l z o EI : > o >1 U ar- 2 z z 2 { Z z TI ? - z @ z o :r- C s c t1" 2 z I h z U t. I Z T F z U X ,-l z tr C tr C tr x J z J x I o z 7 i C 7 2 i I z ! w o E - n I z tr 7 { Z I I I ;> a o 7 2. C+ z C r d >l a i o .l z tri l_ l= o { l= a tt: IF IN lo c n o o N { € o o { o o o l. l6 N o o I o o 3 t: l6 l- lo 6 o I ! 6 e s z e o a z @ I t: l@ a c ! a li 6 { ! l= { I 6 € I { t Le l= lo l6 I c N I I I ! € { 6 ! I I Z { 1 ! tr e z o ! IH @ { N a € C C o { ! { { @ o I € g E t -l _il ol ol 6 { N { { € N 5 ! l 3 { c l= a o I c A @ € 6 N c I 6 rl z 20 i9. !- o i la I l@ o € o c € o ! a N c { o 0 C I I ! € 6 { { c o N c c o € 1 ! rl {l { ! ! ! -l !l >l 6 I 6 { 6 { { :I z : : -: ?., i tI IA { ! { 0 @ 6 c ! ilul { € { € N ! o o E I o o { .l @ c I o o N g c c N E z a I { l E c { I c o o a o 1 = -I -l HI { o I o { o { I I o € li C { { 6 f, o ! { { g !l il "t ! o t { a 6 c € ( o { ! 6 ! € 6 a { o z : l ,) = ! N ! c o I ! o o o c a { { I { € { N { ! { HI I { 6 a I I o a N 5 o 5 @ a 6 ! { J o 5 o N 6 { o 6 ! ! I I I { J 3I el € I { I I { o @ -7 6 E a= ^=aZ <z € o I a a ! { I 3 € o ! { { I { I ! 6 6 I 5 5 € I o c I ! { o c N { @ 6 { l 5 { N c € l :
  • 42. District-fise Annual Crdit Plan (Non-Priority Sector) FY 2022-23 Amount in crorc SR. DISTRICT NAME JA(I)I AGRICULTURE IB] EDUCATION JCI HOUSING IDI PERSONAL LOANS JE] OTHER lFl ToTAL NON- PRIORITY SECTOR=A l B+C+D+E Number Amount Number Amounl Number Amounl Numtrer Amount Number Amount Number Amount AGARMALWA 16 173 4( 1 398 278 10c l00c t9c 300c ALIRAJPIJR 0 106 24 832 261_ 311 833 985i 1121 1391 1 ANUPPI]R 5 19 58 1 42C 18i l7 50c 555C 7lC. 780C 4 ASHOKNAGAR 12 112 13C 3( 958 Z9: 3 18( 1288 12759 7639 17 t39 BALAGHAT 19 187 20( 5i 62 89t 7544 2444 24588 342C 34tsc 6 BARWANI 21 208 ll 242 64 918 5C s0t 62 6sc 208 51 7 BETUL 1,1 146 21 4i 263 731 5854 195C 19024 275C 2650C 8 BH]ND 26 229 245 7: 985 1059 916t 2892 29873 4061 1 50C 9 BHOPAL 0 52 1152 152C 15988 245C 2597i 222',77 938944 26299 982061 IO BURHANPIJR 12 134 141 4C t24C 39C 390t 1125 1242C 1573 17835 l1 ]HHATARPUR 15 1,18 t7t 43 137C 38€ 466( 1340 147 4i 1799 2 1095 l2 :HHINDWARA 28 28',7 1 282 83 2297 1154 1 1014 3144 3597( 4419 4985C 13 DAMOH 14 138 t57 42 1 268 395 433t 1144 1372( 1601 1962-l 14 )ATIA 4 22 5 6? I 380 l14 1 13C 322 988 463 2582 15 )EWAS 175 t4 325 9l- 26t0 882 871 277 | 27553 3781 39378 16 DTIAR 38 166 1 425 1 13C 3390 41 410t 380 3833 197(. 12114 17 )INDORI 8 77 3 82 24 652 2971 933 9668 131C 1345C 18 LTNA 12 209 1( 239 6( 1820 10( 100c 120 1264 302 19 SWALIOR t6 138 14 200 24 550 523 752 199 101025 716 102665 20 HARDA 45 425 19 444 122 3571 167 | 1601 4556 52043 64 13 7250( HOSHANGABAD 20 200 IC 210 14 300 52 51 64 64( 160 1 865 22 INDORE 45 5 l9 sl8 14 4280 L978 17 121 5390 502778 7580 525219 JABALPUR 92 908 6C 2000 32s( 13000 3 152 3597i 11525 195475 18079 24736( 21 JHABUA 34( 15 484 147 4000 1519 13684 3945 43444 5660 6 1958 25 KATNI 10 l1 4 111 JJ 856 379 3681 1 189 1 1659 1615 16419 26 KHANDWA 15 14',7 12 260 5( 1430 315 85( I 250 69s9 t642 9646 27 KHARGONE 39 385 2 20 17 440 190 1 900 248 2745 28 MANDLA 13 l15 4 124 97'7 635 533( 1739 17579 2429 24125 29 MANDSAUR 281 1C 267 al 2202 1208 10074 3287 32776 4615 45600 30 MORENA 28 1C 262 82 1948 985 9113 2675 29682 3780 41254 31 NARSINGI{PI]R 26 2s4 10 271 79 2219 43 101 1 31 19 32938 137'1 45800 32 NEEMUCH t2 11 8 140 34 950 132 1 355 350 3500 536 6U5i JJ NIWARI 88 5 105 28 808 248 2865 0 0 289 3866 3.1 PANNA 42 427 16 434 139 3538 1 493 15133 402',7 48968 5717 68500 35 RAlSEN 30 30( 16 400 98 2.820 4C 441 60 597 744 4558 36 RAJGARH 44 464 t/ 450 138 37'71 180,1 1 8806 4948 54559 695 l 780s0 3'7 RATLAM ,7 196 3l 881 378 343( 20i 19 10357 2073s 14864 38 RI]WA 31 3l 12 322 '79 1252 12571 341 5 41433 4'789 56930 39 SAGAR 31 3l 10 322 90 2674 1000 9947 2863 3 1495 3994 44756 40 SAl'NA 29 285 13 325 50 l 384 100 1 00( 50 500 3494 41 SEHORE 1 147 6 157 46 1221 70{) 6548 19 l5 21s68 2682 29611 4 SEONI 65 3 68 21 544 260 2253 701 1270 992 1020c 43 ST{AF{DOL 22 23t 12 270 12 ?120 805 740( 2230 22944 3141 32964 44 SHAJAPUR I 1l 5 136 37 I 099 50 50( 102 1200 z1 3054 45 SI{EOPURKAL,A 1 187 10 250 59 1728 492 591 2129 '79], 10205 46 SIIIVPT,R.I 0 80 2220 1698 244 1661 2134 3442 6791 47 SIDHI 130 1950 4640 12594 22996 7291 17406 20130 46992 ,18 SINGRAI]LI 91 5 105 30 840 28 28C l0 1056 111 19 IIKAMGARH 48 48( 22 548 1.18 4422 534 534C 25( 10000 200i 20790 50 JJ.IAIN 29 1 33 9 263 92 90c 7' 67 182 1900 ) JMARIA 33 32r 15 367 98 2965 780 10144 291 32102 384r 45899 5 VIDISHA 4 44 2 51 16 ,15( 20 140 24 245 6( 930 ;RAND TOTAL 108.1 10737 693 16208 8926 11880i ,18181 352806 137274 2501442 19615t 3000000 Page-3 1
  • 43. .d A .d 3 rJ ol. Ctl, d 4 il sl a ay 5 3l s ll ei A -d I f, i (lI 4 d. dl J d d g, sl J 6 a. al A al OJ 4 4 b.J 43 3tP d8 *& fl r9 il d) 8l' 4 A 3l fi { a o A N) N) o f.) a b.) -l NJ N N A NJ N) NJ f.) o @ ] 5 u t) O o @ ] 5 u t.J 8l a. 4l al 3 A ',s g fl 6 + -z /= 4 /- c a sl = d J d .d 5 4 4 d nJ d d A d d JI a) dl = ! A A d 5 4 s j €l d t) d 4 A s 4 ijr.l A = s d A d s 4 u1) !.1 * atl A /7 fr s 4 t4 g d A d s 4 E d drl 8l 4 ol sl 4 4 al ! e, 9) '31 3l 98, u d g d d 0l g ! . nl 4 g : J ! e) 31 # !.1 d 3 I ! AJ -oJ { E { cl e o! 8l 8l 3l s (nl OI .rl a fl ^) ol €l _d 4 a1 A l5 €.1 ^) 9J €l €l d rl dn 4 a) sl m A ur,l 0,] d !] -e UL (^ /= € 4 tu ra E rtn 0r) 4 <r r,rl 4 oi.l E _a rnl 4 d d a A 5 4 n (t') 4 at €l on ol al n ll r! sJ 9 on c'.1 9) ^l JI e) + a 3 d d a 4 al g 8l 3l 4 H d o) g I c a a e 4 (n (1 H o e) SI ,l bl ft a'] al sl n cl - a) rl I 3) o) €l ! cl = e) Ja .o] q r! drJ (!1) d jl a ol A A dt 9J !] 0l ol 4 d a] d c'] al AJ a] (il j ! {nl :-1 orJ r !.1 YI 4 a) !] A €l 6) a rl 3rl 4 E A o 4 4 4n 0 -c e) d dJ = s 9) 6.1 4 el! 8t g f Ur I 9l { 5 A A { 5 { A { o o F s { s 5 6 N a t.) { , :n IJ t :. @ t) @ A A Ur 6 t) f.J IJ u o 5 tJ 5 tj 6 t.J A 5 o o o o l.) a { ! s l o { s A 5 a @ @ € & € NJ { O 6 s NJ ! O N) { (,) 5 o N o o ! o & NJ O o, o A o o N) A { O s 5 6 NJ s 6 { A o @ @ { a { € 6 - @ @ 6 6 A A q 'df, 6,v4 4fr I IJ 6 N 6 A -I g € 5 a O a O O 6 o O a 6 O ,r *.I ] N) Ul [.J UI & { t.) { N -t t-) NJ O 6 O @ t) { a N O N a NJ { { h-) m O ,j ,n s a & tJ O A O O 5 O t.) p 6 N) { 6 5 a NJ N) o NJ m 5 O A J n i (,J (r) O N) N) :c a 6 -t 5 o N) A p 5 { t) t.J o € 6 E o € l.) NJ o 6 o ld.il Ol dl t,a * +Ai !+ l..J A 00 I { t'J N) NJ N) - e NJ :o N) N) @ t) u [.J A @ E 5 € 'J (r) ft f.J N a 01 { o ! - A @ { 6 { a @ o { A { ! { A J 4 qJ a N t'J :. 6 { 5 f.J 5 ,J 5 -{ l..J N) o @ o 5 t) 5 N) a t.J N) 6 o d q t) .arl d .l ^) g s, s) 4 (,) N) tJ o I b,J b s { NJ { :JN u IJ A 5 { + E UI A o N) a s P { P { NJ s P i') ap F (,r o @ N a 5 N) N) o 'fJ { NJ s { b A o [) u !..) @ { A J 4 !E p oc @ NJ { * N) NJ |-J N) A * UT (,l { N) O N) a A NJ tJ l.J N) ,1) .E A'1 *+e 1*i ae A 00 6 N) { NJ LJ tJ 5 5 NJ 6 s }'.) { s ! t.J NJ N) s o o a ] 3e ] 5 a N) ol N e o 5 o o o N) s A D A d A 6 t-) 5 N A 5 o N 5 -t a LJ s a N) O @ 6 5 { s N) 6 @ N d q d. AE 4Gl bc Aht 4,Sl s)+ 4 a o s 5 @ NJ 6 a b @ (/) tJ a o IJ N) o 6 5 [.J IJ (, -I ! l.J N) 6 s 5 ! t-) N) { 5 { -J :rr u) lrl NJ @ N) 6 N) l..J @ s A ! A { @ t) @ 01 s IJ A J A A N O O O O O 'j { t,.) O NJ NJ O ca NJ E 19 N A g A5 +*1 1D& if p -J O O O c N) a N) A A O NJ a { 5 qJ (/J 5 5 5 O * NJ N) ! { 5 co { € u o N) s { o NJ tJ N) { { 5 t'J { A J 4 { :o - ur A [.J N) t) NJ NJ t, 6 t) t) A N s t') 6a g,a (AA ^1 d f,'* (}) co ao O O O O 5 -I s ol { € o € { N Ut q Ur UI t.) s s tJ o @ O o O ! 5 o t) s o { { [.J N) -.1 N) @ N) tJ N) 4 5 N 5 o o N) { oo A o N) a 5 { { IJ N) o [.J NJ € [.J 5 { 6 - o 6 UI u UI I o ol { t.J ! { NJ a o f.J o s t.J s m 6 s o, a { 6 o 5 5 a Or a e 6 ol 5 6 s N) o o N tJ N) b.J N N) N) { N) 5 5 d q aae
  • 44. संख्या राशि संख्या राशि 1 बैंक ऑफ बड़ौदा 11 131 28 11.36 2 बैंक ऑफ इंडिया 26 300 66 26.13 3 बैंक ऑफ महाराष्ट्र 9 104 23 9.09 4 क े नरा बैंक 14 165 36 14.77 5 सेंट्रल बैंक ऑफ इंडिया 31 361 78 31.82 6 इंडियन बैंक 17 228 28 11.36 7 इंडियन ओवरसीज बैंक 1 15 3 2.27 8 पंजाब एवं डसंद 1 16 3 2.27 9 पंजाब नेशनल बैंक 22 283 41 15.91 10 भारतीय स्टेट् बैंक 60 700 152 56.82 11 यूको बैंक 7 84 18 6.82 12 यूडनयन बैंक ऑफ इंडिया 17 200 43 17.04 क ु ल राष्ट्रीयक ृ त बैंक 216 2587 522 205.67 13 एक्सिस बैंक 13 182 22 9.09 14 बंधन बैंक 15 174 37 14.77 16 िेवलपमेंट् क्र े डिट् बैंक 2 24 6 2.27 17 फ े िरल बैंक 1 3 1 2.27 18 एचिीएफसी 21 228 28 11.36 19 आईसीआईसीआई 18 278 33 13.64 20 आईिीबीआई 10 62 12 5.68 21 आईिीएफसी फ़स्टट 3 40 9 3.41 22 इंिसइंि बैंक 5 55 12 4.55 24 कोट्क मडहंद्रा बैंक 2 19 5 1.14 25 रत्नाकर बैंक 1 10 2 1.14 26 यस बैंक 3 34 7 3.41 क ु ल प्राइवेट सेक्टर बैंक 94 1109 175 72.72 क ु ल वाशिज्यिक बैंक 310 3696 697 278.39 27 मध्ांचल ग्रामीण बैंक 35 403 89 35.23 28 मध्प्रदेश ग्रामीण बैंक 66 760 166 65.91 क ु ल क्षेत्रीय ग्रामीि बैंक 101 1163 255 101.13 29 सहकारी बैंक 20 120 0 0.00 क ु ल सहकारी बैंक 20 120 0 0.00 30 एयू एसएफबी 4 41 9 3.41 31 ईक्यूट्ास एसएफबी 2 18 3 1.14 32 ईसाफ एसएफबी 2 26 6 2.27 33 डफनक े यर एसएफबी 4 50 11 4.57 34 जना एसएफबी 4 51 11 4.55 35 सूयोदय एसएफबी 1 14 3 1.14 36 उज्जीवन एसएफबी 1 5 1 2.27 37 उत्कर्ट एसएफबी 1 16 3 1.14 क ु ल स्माल फ़ाइनेंस बैंक 19 221 49 20.48 क ु ल 450 5200 1000 400.00 Page-33 कस्टम हायररंग क े न्द्रं की स्थापना एवं वीवसस मुद्रा यरजना अंतगसत वर्स 2022-23 हेतु शनर्ासररत बैंकवार लक्ष्य राडश लाख में क्र सं बैंक का नाम कस्टम हायररंग क े न्द्रं की स्थापना वीवसस मुद्रा यरजना
  • 45. fiW wfrft fir{r tu?rq qqur qF Fftq trwD eiarfu d zozz-23 tE ftqffird fiu.-druETH qIRr srst &o or qrq frFgfrfBds{rG?rlI TWD ftqrTTqfrfU*trnFfiq TtTT) iF,TI TT€IT nltr Trre*r TIIqT 1 ilf, qlw- q€fdT 10093 1 009 790t " 1590 2 qfi s{Ttr-gBqr 10239 1024 8015 1603 J ildl,- G{TE T6l-W 4242 424 4464 893 4 drE-iTilm' 11629 1163 91 03 1821 5 €'^cf, ilf, qlqr €IWT 9948 99s 8439 1 688 6 {Eq-{ilo- 7614 761 5725 1145 1 $].Bq-{ ql-+r$qilo 3072 301 2405 481 B qqrEq-qlS-( 1155 176 1514 315 9 qqrq +ql;If, qf, 13311 133 1 10420 2084 10 Lirudlq €d ilm' 27475 2748 21072 42t4 11 Hqn 5997 600 4695 939 12 Uf+qq ilf, GIIm- El3ql 13458 t346 I 0534 2101 gtqs$frgailo 118833 11883 94347 18869 13 qt-Nqil*- t68 111 561 1 1r22 t4 EU{ d.m- 81 18 812 6355 t271 t6 gqolq-d filgdil6 658 66 615 123 t1 S-srf,il{. 585 59 558 112 1B qq-eiqAl 841 1 841 6s84 1317 t9 GtTS€lGtTg€lGITS 1533 753 sB97 1179 20 qT{€1-dlGtTt 3438 344 2691 538 2t uxg3lqa-€t $€ 2852 285 2233 447 22 €squsild- 3730 313 2920 584 1,1 ml-.trqtdqT iltr 112 7l 602 120 25 {am-{ Ef,' 2194 219 1718 344 26 qq sm- 366 31 286 57 rqsr{fcftrtffi 45765 4577 36070 7214 6sffi1Rtoto 164598 16460 130417 26083 27 qsqiqf, qllJurilfi' 4511 451 2748 550 2B q?qq-4qrNffiqm- 1314 731 5725 1145 F.E etdtq urdtur &fi' 1182s 1183 8473 1695 29 qq.qelk-dT 3445 34s 2462 492 30 qrmqqqwdl 2560 256 2004 401 31 {qmqqqa-dl 610 161 9t6 183 )/- fqfl#rn qqe-dl 736 174 1202 240 JJ q-fl (rswn-di 902 190 t4B9 298 34 I $fl qerq-dl 609 161 1260 252 35 sClT{ qqqe-dt 450 45 344 69 36 rtr.q qqle-df I 390 t39 I 0BB 2tB erT FilTT TFT{iIT Sqt t4762 1476 10765 2153 !F-m 191 185 19119 149655 29931 Page-34 0
  • 46. Trgrq rrrflt sIlETIlaiF.r rqqrq (dmfrrrrf,/qlto (ftI TrEFI qrErfl 3{lElftrir-r ftffi w0-sqru fldo-q (s+. frfuq, oiilrfu-Es zozzittg frqfP{d tfi-{R oH m'r{ &oorqrq -rrglqqTf,{t errdttilor ItI{Iq Fr{ICTqI{ ID-Iq]FTT Gq'mUq Trglr gqT 1 d-f, qlqr qgdT 914 481 2 ilm GiIw qleqT 927 488 J trm' G.[tr'qfl-{ru 384 202 4 S-flrSm 1053 554 5 qqoilf, Gfqr€EqI 629 33i 6 5rg{FI Em' 662 348 1 gBq-{ elT-+q€iqilo" 278 t46 8 ciqrq lfi Rk 1s9 84 9 qqniqmf,ilf, 1205 634 10 rfl{d]qScilm' , | 2668 1404 11 {m}ilf, 543 286 t2 tiq-{ ilfi. e.rTw qEqT t21B 641 qqqpl+$atso 10640 5599 J qTN-qilfi. 649 34r 4 qffiqfr- 735 387 6 ffie fil-gd6-f, 60 31 1 fi-s{f, dm' 53 28 8 qq-eTe-€l 76t 401 9 3tT$€TtstT-{€TctTt 682 359 20 e{rteldlG{Tt 311 164 2t un5g1qqr€ltr-{d 258 136 22 nss{silf, 338 178 24 mi--f, qld-fl Bqt 199 105 25 raroq d-f, JJ l1 26 qqss- 159 B4 SEqr{fdt€{ilff' 4238 2231 Eqqrtorfdrfi'ilfi' t4878 7830 21 q'tqiqf, qrelurqs' 318 16'.1 2B qrwrdqrqrqTur frf,- 662 348 trE el-*IqrrfiurAb 980 515 29 qqqeqk-d1 28s 150 30 q-flqqqqa-df Z)L t22 31 telu qE!a-d] 106 55 J./. IS-{S-qt qqe-dl 13s IJ JJ wTqqgw$ 172 91 34 Wkqqqqihtt 146 71 35 udtmqek-dt 40 2t 36 s@q q"qqe-dl t26 66 e(FnTT lFrr+fr tfi t242 655 s-f, 17100 9000 Page-35
  • 47. 5@rt* r€Fr ffi +ff{r oi-ilrfa # zozz-zs fu frtrfRm tro'qru BH {rRTorqfr iloqrqrq IrSIIEII gqq flftT IIFT;TT q-qT Trlqr 1 iltr- B.rTw'qgffl s660 79240 2 Sm s{Tw. €Eqr 7340 _102760 J il+. qIFT6r-W 3320 46480 1 t &-flrilo. 6280 87920 5 S^-d trf, .3fiw- EEqI 8040 rr2560 6 qBq{ilo. 4640 64960 7 iBq{ ell+q€Iq qqt 1540 21560 8 qqrq rd RT{ 1240 17360 9 qqrq Tql{.d qf, 7120 99680 10 qrdlq €zils. r9920 278880 11 {fr] df, 3460 48440 12 iq{frf, qIFEEqT 7260 101640 qqq$tr6a&-o 75820 1061480 J Effi€ilf, 3660 51240 4 aIffiil{. , 2960 41440 5 #sfid-f,€lRqqil*- 60 840 6 f+dt {Eq{ilo-' 60 840 7 ffidSi.Fdil.n s40 1560 8 wr d&ql qm- 20 280 9 fi-s{f,ilf, 200 2800 20 q-{Sw-€i 4100 s7400 2l sfl-trrqrSSGrTt 4460 62440 22 qTt€IdtqTt 2020 28280 /.) qr-ffilw€ 1900 26600 24 isq-{silf, 1740 24360 25 m-sq Aqq ilm- 60 840 26 m]-.tr q.f-{r Ao- 1300 1 8200 27 Hrsq EiBq{ da 60 840 28 ffi1gq-#-c6f,do 60 840 30 qsSo 980 t3720 msr{is+fl{As' 24t80 338s20 ir-f, 100000 1400000 Page-36 )t7 s
  • 48. qqo'nrqf,qq fril{r'.ffd d zozz-23 tE frqfkf, to'-dn qF qtRrorcfr fi6'6'1qrq qrur{[c(+ >r, TTqT rrft 1 ilm'orT,F EgT{r 3483 465',1 2 ilo Gfqr EEqr 12643 1504',1 J ilf, qTw-TdTW 46t3 6193 4 &q-lrilo- 2671 3396 5 qqf, il*. qiw EEqr 13146 t7656 6 Eqqdo. 62s0 73 BB 7 ffiffioilo 300 372 8 qqrq qqfS-{ 204 298 9 qqlEqql;ffiEm- 9284 12372 10 qTrdq'9dil*. 19322 25719 11 WIilo. 2249 2905 t2 iq-{ Ab. qIw. gfeq-r ' | 9527 r1632 qETr${srils' 83692 107635 13 $tusiln 60 118 t4 iltr-{ilo. 27 27 20 ffit 19490 26305 21 @ffiqrt€i3G 1676 2103 22 ffi3rfrGat 190 2t2 ./.J ;6m€ 9 9 F.osr{trdS€{ils' 21452 28774 6sqrFlfifuffi'Ae' 105144 t36409 27 qr{iqf,ilqfurStr 31774 39987 28 qffimfiqilo 59216 78908 m qf*tq qrqlur AQ' 91050 118895 sm 196194 255304 Page-37
  • 49. 5TATE OFFICE : KnADIAND VILLAGE INDUSTRIES COMMISSION ' (MINrSrRyOr M.S.M.E., GoiT.oF INDIA) 83.84. OFFICE COMPLXX. GAUTAM NAGER. BHOPAL (M.P.l-462O23 BANX WISE TARGET MARGIN MONEY UNDER PMEGP.2 KVIC/(VIB /DTIC FOR THE YEAR 2022-23 sR, NO. NAME OF T}tE BANK P!1E{P PMEGP II ( ei. l. hkns) 1 AXIS BAN( 159 500.00 7269 z !6.21 13 Z SANK Of BANODA 57r 1800.00 4567 9 87,71 60 DENA BANl< VUAYA SANl( 3 8AN( OF INDIA 57r 1800.00 4s67 9 87.71 60 EAI.IKOT MAHARASHTRA 190 599.17 7520 2 24.X1 20 5 MADHYA PRADESH GRAMIN BAN 476 1500.00 3806 x2,47 6 CANARA SANK 476 1500.00 3806 4 40-5L 33 SYNDICATE BANX 1 CENTRALBA'{K OF INDIA 1800.00 4567 9 8'1.7L 60 8 HDFC BANK 159 500.00 1269 z 76.21 13 9 ICIC:BANK 159 500.00 7269 2 76.21 10 IDBIBAN( 63 200.00 507 2 16.27 13 11 INDIAN 8AN( 784.s8 1991 5 48.62 40 ALLAHABAO BANK 12 INDIAN OVERSEAS AANl( 76 219.67 608 2 24.37 20 MADHYANCHAL GRAMIN BANK 727 400.00 1015 2 76.27 14 PUNJAB AND SINO BAN( 63 200.00 50't 76.27 13 15 PUNJAB NATIONAL BANK 539 1700.00 Af,13 44.73 s3 Ofl€NTAL BAN( OF COMIIARCE UNITIO SANKOT INDIA STATE SANK OF INOIA 793 2500.00 6343 10 97,45 67 1,1 UCO BANK 727 400.00 1015 2 L6.2! 13 18 UNION BANK OF INDIA 1700.00 4313 6 58.47 47 ANDRA EANK CORPORATION EANII 79 YTs 3AN( 159.91 406 18.52 13 TOTAI. 5957 18783,33 47656 79 769.89 632 (qe {tlr tl crq Enn I ds qill qr}'I ae-at frqkq t4l 41 t-d lnsl3rl sq rd qd dl Erdtrr $ q}fi qi FdqI n{| € l q.q. qr* d?rT qrqle].r dd, !€rdms),/cfrfrB dit , riqrq,i Z cadft.B viirr ria(flaq, fo€qTsa qrq "r)cw ,' (lt l, r{ut ' sc ftl#. rgr* 3ii qntd,T'3nnrr tqa i-o qq qtrsst lt'2fi
  • 50. DISTRICT WISB s.u,, lcv,t,L,, aHUPA! (M,P.,, ITATIVETIRCIT OFPMEGP2O22 Disrrict KYIC Targer MP l(vlB Tarqer DTlCTarget TOTA!, RURAL RUa3L RUtAL URBAN I 31 !6.60 245 31 95,50 2a5 20 163 20 163 122,O0 817 2 34 747.60 34 x07,60 213 23 ,1.73 132 2a 1L.73 454,65 910 3 ,3 14r.49 263 33 103.49 t63 zz 63.99 775 ?2 68.99 175 109 475 34 107.81 23 181 23 132 ,74 359.37 5 38 118.62 114.62 301 25 79.09 201 2a 79.08 20x 395.39 1003 6 39 122,94 al2 39 ,22.94 172 za 81.95 204 26 81.96 208 130 409.80 1040 39 722.94 312 39 122.94 26 31.96 204 26 31.96 208 130 409.8C 8 36 774.29 290 36 114.29 290 24 ,6.20 193 24 16.20 193 121 380.r8 961 107.81 107.81 23 71.87 laz 23 71.37 782 114 359,37 972 10 33 103.49 263 33 103.49 263 22 68.99 175 22 68.99 77' 109 444,97 875 11 19 122.94 a7z t9 !22,94 372 25 81.96 208 26 81.t6 208 13C 409,8! 104! 33 103.49 263 33 103_49 ?63 22 68.99 115 72 68.99 115 109 144.9' 475 13 40 125.10 3tl 125.10 317 26 83,40 272 76 83,40 zL7 732 47.0A 1058 33 103.49 263 33 103.49 261 21 68,99 7t5 22 63.99 175 109 344.9' 475 15 37 116.46 295 3l 776.45 295 75 17,64 797 25 , t,64 197 721 388.19 985 16 38 120,r8 306 38 120.78 306 40.52 t6 80,52 204 128 402.59 3,1 10s,65 264 105.65 22 719 21 70.43 t7z 352.17 18 a7 116.1t6 295 a1 116_45 195 25 11,64 797 a5 L97 723 388.19 985 19 12 101.33 257 101,33 251 at 67,55 777 2L 67.55 777 141 337.16 457 20 31 97.01 246 31 97,01 246 21 64,67 21 64,67 164 103 820 21 3,t 105.65 263 34 105_65 264 22 70.43 179 22 ,0.43 719 117 352.17 894 22 116,45 ?95 37 116,46 295 75 17,64 19' ?s 77,64 197 121 388.19 985 23 x7 116.46 295 37 116.46 295 25 11,64 797 71,64 797 723 3S8.19 985 24 35 109.97 179 35 109.97 279 23 73.32 186 23 13.32 186 116 366.58 930 25 34 105.65 268 34 105,65 263 22 179 72 -10.41 779 t!1, 352.1' 26 109.97 35 709,97 179 23 73.32 186 14.32 135 116 365.58 930 27 118,62 301 l8 11!.62 301 zs 79.08 201 25 79.04 201 125 195.39 1003 i6 !74.29 290 36 114.29 290 74 76,24 193 24 16.20 193 121 380,98 967 29 31 99.77 31 '99.71 252 168 21 66.11 105 330.56 839 30 3,4 701,4L 224 34 107.81 114 23 77,47 a3 77,41 742 114 359.37 912 31 38 t20,78 306 120_78 306 26 30.52 204 26 80.52 244 128 402,59 1021 32 31 97,01 246 97,01 746 21 64.61 7t 64.67 t6,1 103 323.35 320 33 26 81,04 206 26 81.04 206 L7 54,03 L37 !7 54,03 137 36 z7!.13 685 34 33 103.49 263 33 103.49 263 27 68,99 17S 27 68.99 775 10t 444.97 875 34 105.65 264 34 105,65 268 72. 7043 779 22 ,0.43 719 112 152,71 394 36 t21.26 323 40 727,26 77 84,84 215 27 84.84 2L5 135 424,2' 7l7a ",
  • 51. q.t gra nPn Triti,l ?H, dqrd 3rf,qI *r'rr-_ 4 nqrd6/qj+ftn sd.r s{r-n q, fuq]{d qfi, z-qtq+ d ftw-ff*irTqF io ar.d 3iftR6 deqio *li 3lls},r rI{1 3nsled iirdr6i ft-ql rqr aeq criren q liEsrrr, +ffi1 BT{r@l q{aflFln fuir. iEqrqia (q .rd<,J d eeqEl ol !Fr1i 6} laln i rsi <( d.q s.l{.i 3 .!- ftqj.l' d ft{r!< ffi d} s."i in liK1lq 1nt,13r -r *r 5ir deri sral.d furll mr-r 3aiJ}n tnr l I qrf 2022.23 ?n sq{6 deqizF d lT,iii dt ri:4r& Bdlq G idi{ iiqrr n {i wii,fr iirr ftiA a1n 3Iltid a€qrE d [i..t< q'Ifrl Ttn]q-iT{, =rff !r& .r{ 6r ffir d aiqtr :ru *ntqqj.D- lH o] ct-,rl?n lial ollr r{Tfid t I +ga i6 3rlF iF€q 4o 37 36 112.13 2U 36 112.13 2U 74 14.16 190 24 74.76 190 119 373.78 948 38 37 u6.46 295 a7 116.46 295 71.64 19' 77,64 797 123 388.19 985 39 36 244 35 111.13 234 24 190 24 190 779 373.78 34 107.31 34 107.81 23 17.41 742 2a 77.87 4L 33 103.49 261 33 103,49 263 22 58.99 175 72 68.99 175 109 87S 42 36 t14.U9 290 36 2t0 24 76,20 193 16.20 193 L2t 380.98 967 31 9t.17 252 31 99.17 2L 65.11 164 17 66.11 163 330.56 439 31 99.17 252 99,1' 21 56.11 168 21 66.11 154 105 330.56 339 31 99.71 252 31 99,17 452 27 66.11 164 2t 66.11 168 10! 330.56 a39 31 97.O1 2{6 97.01 746 2' 6!.6' 27 64.6' 1o! 320 3o 94.85 247 30 94,85 241 2A 63,23 2r) 63.23 160 100 316.15 402 48 35 109,97 7',r9 35 109,97 219 73 14.!2 186 23 186 116 366.J8 930 49 !6 1t4,29 290 36 1t4.2t 290 24 f6,74 193 74 16,2a 193 121 380.98 961 50 3o 94.85 241 30 94-35 24L l0 61,23 160 20 6r,23 160 100 316.15 302 30 94,85 447 30 94,85 241 20 63.23 160 20 53.23 160 100 316,15 802 34 tol.a7 34 107.81 7!,41 la2 23 71,41 132 114 359.37 912 l7a1 5635 !4297 L787 5635 1429' 119! | 31s1 9531 1191 9531 5957 18783,33 47656 ,/ a. .lu( /' t' At/.,'- qra 3lR Tr-i.d.r 3r,jr,r
  • 52.
  • 53. 32 Neem!ch 31 97.01 245 15.15 3B 6 20.46 52 19 61.44 156 Nlwari 26 81.04 206 4 12.66 32 5 17.09 13 16 51.29 130 34 33 103.49 263 s 16.17 41 7 21.A3 55 21 65.50 166 Raisen 34 105,65 268 16.50 42 22.78 57 21 66.87 1'10 36 RajSarh 40 x?-t.26 323 6 19.88 50 9 26.84 68 26 80.54 2t4 37 nadam 36 L12.13 284 6 17.52 44 I 23.65 60 23 70.97 180 37 116.46 295 6 18.19 46 I 24.56 62 23 73.70 187 39 Sagar 36 r12.r3 284 6 1.7.52 I 23.55 60 23 70,9? 180 40 Satna 34 107.81 214 5 16.84 13 7 22.74 58 22 68.23 173 sehore 33 103.49 263 5 16.77 41. 7 21.tJ3 55 21 65.50 166 q2 Seonl 36 ], 4.29 290 6 17.85 45 8 24-14 61 23 72.34 43 Shahadol 31 252 5 15.49 39 7 20.97 53 2A 62.76 159 41 shajapur 99.77 252 5 15.49 39 7 2 0.91 53 2A 62.',7 6 159 45 Shlvpurl 3X 99.17 252 5 15.49 39 7 20.91 20 62.76 159 46 shyopur 31 97.01 246 5 15.1s 3B 6 20.46 52 19 6L.40 156 47 30 94.85 241 14.81 38 6 20.00 51 19 60.03 152 48 Singroli 35 109.97 279 5 'L?.18 44 7 23.19 59 22 69.60 177 49 Tikamgarh 36 174.29 2s0 6 17.85 45 B 24.10 61 23 72.31 la4 50 Ujjaln 30 94.85 241 14.81 3B 6 20.00 51 19 60.03 152 uma.ia 30 94.8S 5 t4.Bi 3B 6 20.00 51 19 60.03 152 Vidisha 34 107.81 5 16.84 43 7 22.7 4 5B 22 68,23 1.73 lotal L781 5635.00 14297 279 880.X9 2233 377 11.88.42 3015 1131 3566.39 9048 -1- si qlffr.[ aeqrtr (sl ?Tql l Note 31o-ri Fiq q.q. rgta nqr I]-rwr Elg. dqror ) Z qlAfiB itfi 3Is "icrd n^{ L/,I ilrld6/cfifiJd iret'r ]iffiflaq, fd-qlqf, ,*qlerI "d, li$-lifuE{]r rc ,li."1d }L R.d dlqla'ilft $Tctn at ::r.ifoa ftli ai Ji,4 'ln1l it{ 3nil-r i iilr'cr{r' :lit"fi ) 'rr.4@r F{qrrFd Rind _.rir.nqrd rls .r q{ + 6eqi+r ol r,ft -i t!l'r ,i rr{i g ir|s $rtiar i5{ ,rrlIi .ii.end ,,tu"F n .P.i-6Fr+1 slrr - n l''3"r fl= "rr' "} h' .-0,1 zorr r. ar sci* eol4, ,ri) ,.fli nji s.hall kliq fq Edlq firrrFl ,l d 'lr.ri']. fur fuiii llFl 3rriftn d+afi d iir;a trll,t.inI,.ll. -rn qFlt ,tg ?F-. der, aT- . ... ...1- . r 1:-- il .-, '0! . av sq fti# - sr4l GT{ q]Il Ir| 3 qIT dtnir EFsql 1z-
  • 54. M.P. KHADI AND v.I. BoARD_EI9I4.l-.(Ill-- DtsTRICT wtSE TENTATIVITARGET oF PMI]GP 2022:?! {Blj!-!!E) 5r, No. Name of the Distric: TOTAL'IARGET RULAI, 5Ct1s.6201 ) ST (21.097o1 Others 1 Agar Malwa 96.60 245 5 15.09 38 5 7A 37 52 19 61.14 1s5 2 Alirajpur 34 107.60 273 16.81 43 7 22.69 22 68.10 173 103.49 263 5 t6.77 41- 7 21.A3 21 65.s0 166 4 A5hok NaBat 34 107.81 274 5 16.84 43 7 77,7 4 58 22 68-23 173 5 Badwani lLA,62 301 6 18.53 47 I 25.02 63 24 75.O7 190 6 Salaghat 39 122.94 3L2 6 t9_20 49 I 25.93 66 25 7?.41 197 7 Betul 39 L22.94 112 6 19.24 49 B 25.93 66 77.81 197 thind 36 114.29 290 6 17.85 45 I 24.r4 61 23 1e4 I Bhopal 107.81 274 16.84 43 7 22.7 4 2Z 6A.23 173 10 Burhanpur 33 103.49 263 5 16.17 4L 7 2LA3 55 21 6s.50 166 r! chhata.pur 39 r22-94 312 6 19.20 +9 I 25.93 66 z5 77.81 197 !2 Chhind /ada 103.49 263 5 16.17 41 7 21.83 55 21 65.50 166 13 Damoh 40 12s.10 6 19.54 50 26.38 67 25 79.L8 241 l4 Dat:a 33 101.49 263 76-17 41 7 21.83 55 2r 65.50 166 15 a"l 116.46 295 6 18.19 46 B 24.s6 62 23 73.70 187 16 38 !20.78 306 6 18.87 B 25,47 55 24 7 6.4+ 19+ 17 tindori 34 105.65 268 5 1it.50 42 7 22.28 21 66.A1 170 18 Guna 37 lrc.46 295 6 1B.19 46 B 24.56 62 23 73.14 187 19 Gwalior x01.33 297 5 15.83 40 7 21.37 54 20 64.13 163 20 Harda 31 97,0X 246 5 15.15 38 u L2o.a6 152 19 61.40 156 2r Hoshangabad 14 x05.65 268 5 16.50 42 7 | 22.28 | 5l 2l 66.87 I 170 ndore 17 116.46 295 6 18.19 46 B 24.5b 62 ?3 73.70 | 187 23 labalpur 295 6 18.19 46 8 24.56 62 23 73.74 t87 lhab!a 35 709.97 279 5 17.18 44 23.19 59 22 69.60 177 Katani 34 10s.65 258 5 16.50 42 7 22.28 57 21 66.8? t7a 76 35 709,97 279 5 17.18 44 7 23.19 59 22 69.60 177 27 hargon 38 118,62 301 6 I 18.51 41 B 25.02 63 24 't 5.07 190 28 35 1:4.29 290 6117.8s 45 8 24.10 61 23 72.31 184 29 Mandla 31 99,77 5 15 49 39 J 24.91 53 2A 62.76 159 30 Morena 34 107,81 274 5 I 1b.u4 13 7 22.74 '58 22 68.23 173 31 NartinBhpur 38 120.78 306 6lIB.B7 48 B 25.47 65 24 7 6.44 194 31 97.0X 246 s I 1s.r5 6 20.46 52 19 61.40 156 33 Niwari 26 81,04 -206 4 I 12.6b 3Z 5 17.09 43 76 51.29 130 34 103.49 263 5 r b.17 41 1 21.83 21 65.50 166 Raisen 34 105.6s 268 5 I 16.50 42 7 22.28 57 2L 66.87 170 36 Rajgarh 40 r27.26 323 6 I9.BB 50 9 6B 26 80.54 204 31 natlrm 36 112.13 244 6 | t7.s2 44 B 23.65 60 23 70.97 180 38 37 176.46 295 6l18.r9 46 62 23 73.70 187 39 Sagar 36 7rz.7l 6 I 17.52 44 8 23.65 60 23 74.97 180 40 Satna 34 107.81 274 5 I 16.84 43 7 zz.? 4 ?"2 6A.23 113 sehore 33 103.49 263 5 1o.1? 41 7 21.83 55 27 6s.50 165 42 seoni 36 174.?9 290 6 17.85 45 B 21.14 61. 23 72.34 184 z
  • 55. Shahadol 31 99.Ll 252 15.49 39 7 20.91 53 20 62.76 159 44 Shaj.p$r 99.t7 5 15.49 39 20.91 53 20 62.76 159 45 Shivpuri 31 99.77 252 15.49 39 7 20.91 53 2A 62.76 159 46 Shyopur 31 . 97.01 246 5 15.15 38 6 20.46 52 19 61.40 155 47 sidhi 30 94.85 24t 5 14.81 38 6 20.00 51 t9 60.03 152 48 siRgroll 35 109.97 279 5 17.18 44 7 23.19 59 27 69.60 177 49 rikamgarh 36 114.29 290 6 17.85 45 I 21_10 6l 23 72.34 "t84 50 uljain 30 94.45 241 14.81 38 6 20.00 51 19 60.03 752 51 Umaria 30 94.85 24r 14.81 3B 6 20.00 51 19 60.03 152 52 Vidisha 34 107.81 274 5 16.84 43 1 22.7 4 58 22 64.23 173 1787 5635.00 14297 219 880,19 2231 317 1184.42 1131 3556.39 9048 N"t" 2 sl"rnr i; iilll-lid{rTfli ro !1afld 3,iiRqr neir", qli 3r4ir BR 3r4!id ftral 61 lin-qi ilr ii!{ 3mien { fiuGrqr. iimnfi.=nite, qlxnr.l. R-i. a*rr{rd ti T q{ i d!rf.a1 ij': 11,1fi: .'i f,lir:i {s-A Eq ae{ 3'ri.r fdll rlql 3 Xn dsq6 d fa{E< &d 'ui r{ll Ao lHtq liiiilJr d illi Tfl c,.r ili1i-.r li,I1 .lril 3rilBn 6r-ir a,;'f 2022r or Bcilqr i,i&ri,n qff fili +i {14, lilJ]-a !n q=dlq ,fi€ ,l d 'rfi. fur in"r'l rr{ s"iftd aFrra d E{r< q,{i €drF{T6 rA !rl} ng i:r lH d it{il- 3r'! ri.fl,ri{6 fu 61 3rqEd li,cr itrr;, w"n*l t JTqE 1.q. srff (?ll nd,rhT ?ld, "ti-srd )7cftFiFI rtgo i-o em gF€qr ',ncrd 1l py riErd6,/cldfifu w{}lT TiqrdrTdq, ftqErm gq sra 3itr q -iqa
  • 56. a .t v { { "l 2 "t .l .l c 3 T l: lr t; It la :' { E o_ 4 { l ? o d o o 7 o d :r I F3# s I r F :,i a3r Eg !fi ;I E q :l :d !^ ;a !9 3: A
  • 57. { 3l I P. 2 I l 7 2 q- € 6) { :J b P :l :! ){ |. P B :J ; ; l,^ c'
  • 58. C g I 3 ? 9. !! t, J 6L i i! o E I fl d 4 ll :l :ltl ).*a i*5 :! ^. rl 11 :i rti: q =:fi I S E < o...r- 4!4 i:;i .5 5l tEt 4s r'15, i}fr :1? { li * i? ; cYA 4t rl . L! dar+!o-! i+11$l :l< "+ i-1 4 ld {3 r * 5l ia"r ?4zl l$L 4+r. ll qd i} :i ,r rgd -l-:t xrd 2#1 5+4.Eia 4ts ++i *r1 ^ -,.! - {4i +r 1 31 Ef 1f 1 re J:l r!9 : n.n =: - :+ ^+ " rl 4l qf ,e ng I * jr.i _i i{- Sgd 1ryi 4lg rlJ ilg flrr 111 *+! tr zri d g 3] .rdP a,. l ! 1 1; a 1- i E rl !l =- + -e 5 rl ;r 5l 'l la a -= "l Ja $, cl: ..7 N, ? 3- d", <rl +14 ':f xl.l 3l 4 a^ :1 = 4. (4 4 4 6.) +a. adl E 3l z- A 4Y '_ @ 4) ll !l E d d €l - at el-$-- +. 5- at It fr a
  • 59. D Sl ISTRICT WISE :HEME FOR THE --- s5" Kr.Ir" BHoPAL (M'P'l ,rruroriir-ro*cEr FoR rvrcTrivruTorlc oF PMEGP-z i"oiii', i"o..',i"*no u@ Nffi;f th;-Dkt"lct- - r. No, No. ofPoriects Margin Money ( ln Iakhs) rmlloyn'tent t2 z 14.81 1 12 2 14.4 2 t2 2 14.E1 3 '' 12 z 14.41 2 2 14.41 5 12 2 14.41 6 12 7 14.41 lz z 14.8 a tz 2 14.81 9 12 2 14.8r 10 12 2 1.4.81 1' t2 2 14.81 t2 :hhindwada lamoh Datia Dewas Dhar Dindori Guna Gwa:ior Harda Hoghangabad Itndore llabalpur Ithabua 1-- lKatani 12 2 14.81 13 12 ,1 14.81 14 14.811 12 2 15 12 14,8 16 72 2 14.81 71 t2 2 14.8 18 t2 2 14,41 19 12 2 x4,81 20 12 2 14.81 27 L2 14.U1 22 12 2 14.81 23 t2 2 24 L2 2 14.81 25 72 14.41 26 Khandwa 12 z :.4.61 2"/ 12 2 14.E1 28 12 2 14.81 vlandle L2 2 14,81 30 Morena Narsinghpur - Neernuch Niwari Panna t2 2 14,81 17 14-81 12 2 t2 2 14.81. 3l t2 2 14,8 34 t2 2 14,81 35 Raisen Rajgarh 2 14.81 36 12 2 74.81 ?7 12 2 14.U 38 12 z 14.41 39 t2 5agar x4.81 40 Satna L2 14.8X 41 72 l5aftorc ls"r4----- 2 14.81 42 cont--.2/. ti8 4{gt!:r -.....--..."--..."-_' AnupPur ashok Nasar B: t 8r rlaghat rtul
  • 60. ) 43 shahadol 2 14.81 12 Shajapur z 14.81 12 Shivpuri 14.81 46 74,4t t2 sidhi 2 14,81 a2 48 sinqroli 14,81 ,2 49 likamgarh 2 14.8X L2 50 Ujjain x4.81 51 UmaIa 2 l4.81 12 52 Vidisha 2 14.81 .. !2 Total 79 169.49 632 r)e-r drqr{dtff 1}Aq dr"{rr aijl ff"n,r qn mqi6 q'ritd rdl Jd 'r{ tlceq'o or 3Fien ji#En fri ernt .iAui*frZ+A*far/dtsnf,rir d liF) tu-qr In] d. :rdt eHr d rorq liro sri{ d< Er.{r E 3:i&a h;i .L!i,) lid or aeqro tidfto t I {irer @T desl4 q.Iql q {BlqI .ll {lonT t L N)-*,J4i 11Erf,6,/qfiB& I sdFT ' qidfl q, i?-al]{d q.q. qIA drfl qllidr,r qTg. "ricro e=frc t-r 3lrq sF€aT 'nq6 "ls-{ d[,a l . l sq ft-iki srA 3i'lr q 4s Shvopur .ncrd
  • 61. ll'' ' I atemeft ot trrgetes tlxed ior t h. yu.r 2072 23 for B.rkrb e Schemes lepartment Anima ,lusb.rdry & Dai lRs.ln lakh) Fv 2A2t 22 t 7422 21 GO 105 10 00 1C 00 .17 5 t2.2 10 00 t)5 10 0a 10.5 60.00 3.5 35 20 00 1d 19 25 5.25 30 c0 :10 5 21.J5 t2 25 50.00 12 2 10 00 t) 25 10 00 10.5 105 60 00 111.00 L7.25 L5 75 90.00 15 75 9!.0c 72 25 10.5 60.00 :0.00 l5 r0 00 8.75 r0 c0 12 25 105 10.5 15.75 19 25 |0 0D 30.00 5 875 50 c0 3.75 50.00 t0 00 30.00 475 50.u0 10.5 52 t2 25 5o
  • 62. Fv 2021,22 t 2a27 23 GOt 0 452 231 c 303 154 0 303 154 108 417 0 539 2 695 519 a 462 2.31 1 5.1 303 2 695 519 C 231 r.155 211 23r 1001 5.005 10 01 0 5l! 2.69 5.19 0 385 1.925 0.304 0 231 :1155 211 0 53! 2 695 0.308 303 0 539 2 695 539 a.461 231 162 231 0.519 2.6!5 5.39 0.693 3.465 693 0 691 3 465 6.93 0 385 1.925 r.85 0.539 2.695 519 0.462 23t 0.211 1 155 2.3 0.154 0.385 1925 335 0 539 2 695 5.39 4.462 231 467 0.462 231 4.62 0 693 1.465 693 0.847 4 235 0.616 303 0 385 1.925 185 0.616 308 4 335 1925 0.103 154 303 0 231 2 3l 103 6.r6 0185 1925 185 a 217 1155 211 0.1C3 ).54 303 0.23r 1.155 211 0 539 169 5)
  • 63. tv 7021 22 r 2022-23 caso GOt NLI!'I 1 2a 5 3 50 t5 1a 150 1 1 a 2a 2 2 ta 50 3 3 50 L5 15 r50 1 l 5rJ 1 1 50 llhiid 1 1 50 ?a 50 50 100 25 125 250 1 l 5D )a 2 2 50 r00 :100 250 2 2 50 100 2 2 10 50 r00 3 15 150 3 : 60 15 t 150 1 20 5 2 2 10 50 100 3D 20 100 2AC 1 '64 5 50 2 2 50 50 100 3 15 J 150 50 :100 2ro 6 ll 50 1 l 50 25 50 1 1 2t 50 2 2 4il 10 50 :100 l 1 50 1 1 50 25 5C 3 3 6a L5 15 150 1 l 50 5 50 Nirlari 1 50 50 1 5C )a 25 3 60 :11 '15 3 15 150 1 1 50 25 50 2 2 10 50 tc0 2 2 10 50 1 1 50 5 25 50 1 1 50 ]D 2 1 1 50 20 25 50 1 50 25 50 1 50 20 25 50 1 5a 25 50 1 2C 5 7. 50 2 2 r0 50 :t00 l 50 1 50 a 25 50 Ll ai'l 1 l 50 2' 1 l 50 50 1 1 511 25 50 1 5l 2n 50 91 97 50 445 2425 4450 52
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