The document outlines the key benefits and opportunities available through a virtual insurance agency platform: - Access to a large global insurance market worth $82 trillion serving over 360 million people worldwide. Backed by one of only 9 "too big to fail" parent companies with over $500 billion in assets. - Ability to offer a wide range of top-rated insurance products and carriers through an $80 million home office platform supporting over 300 employees. - High compensation potential including 126% first year payouts and some of the highest renewals in the industry up to 5.85%. - Leveraging social media and technology allows building a business virtually anywhere without overhead costs or time commitments of traditional agencies.

1. Let me get this
Straight….

2. So you are telling me….
 You are in one of the LARGEST INDUSTRIES in
the world $82 Trillion
 Bigger than Retail & Real Estate Combined by
nearly double
 Over 200 Years old
 Your Home Office Paid 24 x more out
commission than the #1 Brick & Mortar IMO
 $732 Million vs Under 30 Million 2015

3. So you are telling me….
 Your Parent Company AEGON has over Half a Trillion in Assets
 They Are considered to Big to Fail globally
 One of only 9 companies in the world
 Subject to stricter Accounting & Reserve Requirements
 They are currently doing business in 22 Countries
 25% of their Revenues come from Transamerica USA
 Transamerica is over 100 Years old
 They have over 100 Billion in Assets
 They have the #1 IUL in the USA for the last 13 Quarters in Row
 And it is a Proprietary IUL only your Agency can offer

4. So you are telling me….
 You can offer over 200 World Class A Rated Carriers
 Over 500 Products under one Platform
 An $80 Million Dollar Home Office
 Over 300 full time Transamerica Employees
 A $20 Million Dollar Computer System
 A compliance department
 A commission department
 A marketing department
 A technology department
 A legal department

5. So you are telling me….
 The Products you can offer include:
 Life & Annuities: (over 200 Carriers)
 P & C Homeowners Auto & Business in 50 states (no license)
 You have 2 options for online estate plans (no license)
 You have High End Estate & Business Planning Options
 You have Transamerica’s Worksite Marketing Program
 You have a Broker Dealer Transamerica Financial Advisors TFA
 You have a Registered Investment Advisor RIA
 You offer 401k Programs (Southwest Airlines is one of your clients)
 You have a Proprietary 18 Page Financial Needs Analysis
 You can do business in All 50 States plus Canada
 You can get agents with Credit Challenges Appointed

6. So you are telling me….
 Your comp plan offers:
 126% Gross 1st year payout (179%/156% total)
(Most IMO’s payout 100% with 0 or 2% renewals)
 Double the avg overrides 36%
 (Build half the size agency & earn the same money)
 (17% on 1st generations)
 Monthly Bonus’s 9% & Quarterly
 (based on 80 million monthly)
 100% advance commission with 5 carriers
 40% Advance on Submission & 60% on Issue
 2 pay cycles per week
 Highest renewals in the industry 5.85% & 3.42%
 Vesting and 3 Ownership Programs

7. So you are telling me….
 I can save lots of money & time:
 I do not have to have an office
 I do not have to attend meetings
 I do not have to drive to my appointments
 I do not have to sell the policies myself I can delegate it to a 20
Year Veteran Consultant
 I can build an agency as large as I want
 I have no time clock, quotas or territories
 Your company, leaders, system, resources & tools will help train,
recognize, build and support my agents
 You do not take an exchange leg upon Promotion to SVP
 You do not require me to Co Leader 75% of my overrides away
to a local office leader

8. So you are telling me….
 I can harness the True Power of Social Media
 facebook, Linkedin, Twitter, youtube, google + etc…
 Social Media has changed the way the world does business
 Linkedin is the #1 Business Networking Place in the World
 You will train me how to leverage Social Media to Build a Global
Business in the Largest industry in the World
 I will no longer be stuck building in only one city where I live
 You are bringing together the largest industry in the World with Social
Media the biggest change in human communication in our lifetime

9. So you are telling me….
 You have developed a 21st Century formatted business system to
Build an Insurance Agency Virtually
 You developed your own Unique Business Language
 You have Inviters, Managers/Leaders & Experienced Consultants
 You have developed and assembly line concept so a New Type of
Entrepreneur can work in the lucrative financial services business
 Only 454k Insurance Agents vs 37 Million Small Business Owners
 You will teach me how to Build a Real Business Income vs just sales self
employed income (Cash Flow Quadrant)
 You have access to all of WFG & Wealth Waves Tools & Training

10. So you are telling me….
 You have 21 Century Marketing System in Place VFGpro
 40 Custom Landing Pages
 2 Replicated Websites
 3 Drip email campaigns
 Advertising Co-ops
 Mobile Pages
 Split Tests
 Real Time Analytics
 Text & Email Alerts
 Social Media Sharing
 12 Company Videos
 Custom Lead Funnels…

11. So you are telling me….
 Custom Simple CRM Customer Relationship Manager
 Enterprise System
 Client Acquisition Mgr
 Lead Wizard
 Task Manager
 Google Integration
 Android Integration
 Phone Scripts
 Text templates
 email templates
 Shared Files & Notes
 Automatic Notices

12. So you are telling me….
 I can live the Lifestyle of “The New Rich”
(4 Hour Workweek)
 I will have the Freedom to Travel anywhere I want
and stay as log as I please
 Freedom to Increase my Relative Income
(100k in NY is Not the same as 100k in Costa Rica)
 Freedom to NOT pay state taxes
 Freedom to Live anywhere in the World
 Freedom to Live in Peaceful Scenic Remote Mountains, Lakes, Rivers or
Beaches
 Freedom to spend time with the ones I love

13. So you are telling me….
 Obviously No Company can match the Platform & Support your
Home office offers with AEGON & Transamerica
 And I would pay at least $750 per month to get a fraction of the
Virtual Platform Tools & Resources individually on my own.
(emoney $324 monthly, Infusionsoft $379 mo & E & O $50 mo)
 Here I only pay $19.95 per month plus E & O which could even
be free with production.
 It is a ridicules offer
 I cant think of any logical reason why I would not want to give
this business a serious shot
 A True No Brainer

14. Am I missing
anything
here?

15. Yes you are!!!!!!!!!!!!
More time for your Priorities Family, Health &
Spiritual
You can Eat Healthier
More time for Exercise
Travel Time saved
Flexible hours
Gas Savings
Wear Casual Clothing
Save on cost of Business Clothing/Shoes/Dry
Cleaning
Save on Car Wear & Tear
Safety & Convenience of Being Home for Your
family & Not on the Roads
Watch Webinars Live or Recorded
Stay Connected to VF when you travel
Can do appointments all hours late & early
You can work in 8 Time Zones
You can do 3x more appointments in 1 day
More convenient for clients to meet online instead
of in home or office
Save on Postage expense
No Cost for literature & brochures
No Securities License
No Regular Hotel Event expenses
No Annual Convention Trip & expenses
No Office Lease to sign
No Overhead
No Office Rent
No Office Liability Insurance
No Office Admin expense
No File Cabinets
No Office Phone Bill
No Office furniture expense
No Office Politics
No Cold Calling
No Boss or "Big Brother" watching over
No Coffee break time wasted
No Co-workers to interrupt you or waste your time
Not Affected by Bad Weather
No Risk of Driving Accidents
No Danger for your safety on appts in bad areas or
car theft
Tax Advantages of a Home Office
Better Suited for Spouse/Family involvement in
business
Be home to have dinner with your family
Be home to check and help with homework
Be able to attend your children's games, plays,
school meetings & events
Be Happier
Be Healthier
Be More Productive

16. Compared to other business’s
 VS Traditional Franchise or Business
 No Franchise Fee or Large
Investment Upfront
 No Building Lease to Sign
 No Lease to Pay For
 No Liability Ins
 No Health Insurance Requirement
 No Minimum Wage Issues
 No FICA (Federal Tax)
 No Employees
 No Payroll or Payroll taxes
 No Bookkeeping or Accounting
Necessary
 No Sales Taxes
 No Trash, Sewer & Water Bill
 No Inventory
 No Parking Problems
 Low Startup cost Under $3-400
 No or Low Advertising Expense
 VS Traditional Network Marketing or
Home Based Business
 No Lotions or Potions
 No BS Training Programs or E
Currency Products
 No Making Money off books & tapes
or events to company agents
 No Auto-Ship
 No Binary/Matrix or BS Comp plan
 No Product that can be sold at
Costco for 1/4 the price
 Rep can make a living in Sales
Recruiting is Not Required

17. This sounds
way too
good to be
True…

18. Global Agency
Over 50% of US Cities have a population under 25,000
360,000,000 Million People 14,400 x Bigger Market

19. Transamerica/Aegon
“Too BIG To Fail” Only 9 Companies
Essential to the Global Financial Stability
Over 200 Carriers Over 500 Products
$80 Million Home Office $20 Million
$20 Million Computer System
300 full time employees

20. Top Compensation

21. Social Media

22. Technology

23. Business System

24. Virtual Lifestyle