VisionaryD's Business Model Canvas: Proposed Freemium, Multisided Business Mo...Rod King, Ph.D.
Today’s global marketplace is looking more and more like a battlefield. Like in a battlefield, today’s global marketplace is characterized by VUCA: Volatility; Uncertainty; Complexity; Ambiguity. To survive and prosper in today’s global marketplace, organizations must have business model agility, that is, the ability to rapidly sense and effectively respond to opportunities and threats. However, there is a serious constraint to achieving business model agility: LONG DELAYS IN ACCESSING RELEVANT BUSINESS INFORMATION.
Search engines such as Google, Bing, and Yahoo Search do not provide useful information on business models; search engine results are not organized according to the structure of a business model. Also, a lot of business information is fragmented, unorganized, and exists in silos. Whenever business information managers such as business planners, strategists, and business model innovators need information especially with regard to markets, industries, and trends, they spend an inordinate amount of time trying to collect information. Often times, the information is obsolete by the time that data collection is completed. Consequently, many organizations – both small and large – are struggling to survive and prosper in a VUCA world. Dead organizations such Kodak, Borders, and Blockbusters suffered from business model rigidity.
VisionaryD is a Business Information Search Engine (BISE) that resolves the problem of inadequate access to business information. As a collaboration (“crowdsourced”) platform that uses a question-and-answer format to collaboratively collect business information, the mission of VisionaryD is to offer a one-stop website that features past, present, and future business models for every organization on the planet 24x7. VisionaryD would act as a Business Information Search Engine that helps organizations to collaboratively develop business models that better sense and respond to changes in markets, industries, society, and the environment.
The proposed business model – a Freemium, Multi-sided Business Model - for VisionaryD is presented below. The VisionaryD software would be free for business information searchers/browsers who want to just see past and present business models. For business model managers, who would like to update and manage their business models in real time, there would be monthly subscriptions. Business model managers, who want to develop detailed business model plans for organizations, can offer business model dashboards for free to the public or sell it. VisionaryD would obtain royalties from such sales. With the expected exponential growth of customers using the VisionaryD software, advertisers would be attracted to the platform so that revenue can be generated from selling both textual and visual ads. Ultimately, VisionaryD is designed to disrupt search engines like Google and Bing as well as collaboration platforms such as Slideshare, Wikipedia, and LinkedIn.
http://goo.gl/khko7G
Newmark Knight Frank’s team includes more than 30 advisory professionals with expertise in office and industrial tenant representation, investment sales, portfolio management and strategic planning services. Combined, our principals have more than 90 years of experience negotiating complex transactions on behalf of clients in nearly every industry.
For any assignment, including lease restructures, headquarters relocations, build-to-suit development and sale/leasebacks, our advisory team provides best-in-class services, resources and strategic advice that enable our clients to make informed real estate decisions. We analyze each client’s financial, cultural, operational and strategic goals to determine the ideal real estate environment with minimal real estate costs. We also provide value-added, in-house capabilities, such as legal review, financial analysis, market research and demographic analysis.
VisionaryD's Business Model Canvas: Proposed Freemium, Multisided Business Mo...Rod King, Ph.D.
Today’s global marketplace is looking more and more like a battlefield. Like in a battlefield, today’s global marketplace is characterized by VUCA: Volatility; Uncertainty; Complexity; Ambiguity. To survive and prosper in today’s global marketplace, organizations must have business model agility, that is, the ability to rapidly sense and effectively respond to opportunities and threats. However, there is a serious constraint to achieving business model agility: LONG DELAYS IN ACCESSING RELEVANT BUSINESS INFORMATION.
Search engines such as Google, Bing, and Yahoo Search do not provide useful information on business models; search engine results are not organized according to the structure of a business model. Also, a lot of business information is fragmented, unorganized, and exists in silos. Whenever business information managers such as business planners, strategists, and business model innovators need information especially with regard to markets, industries, and trends, they spend an inordinate amount of time trying to collect information. Often times, the information is obsolete by the time that data collection is completed. Consequently, many organizations – both small and large – are struggling to survive and prosper in a VUCA world. Dead organizations such Kodak, Borders, and Blockbusters suffered from business model rigidity.
VisionaryD is a Business Information Search Engine (BISE) that resolves the problem of inadequate access to business information. As a collaboration (“crowdsourced”) platform that uses a question-and-answer format to collaboratively collect business information, the mission of VisionaryD is to offer a one-stop website that features past, present, and future business models for every organization on the planet 24x7. VisionaryD would act as a Business Information Search Engine that helps organizations to collaboratively develop business models that better sense and respond to changes in markets, industries, society, and the environment.
The proposed business model – a Freemium, Multi-sided Business Model - for VisionaryD is presented below. The VisionaryD software would be free for business information searchers/browsers who want to just see past and present business models. For business model managers, who would like to update and manage their business models in real time, there would be monthly subscriptions. Business model managers, who want to develop detailed business model plans for organizations, can offer business model dashboards for free to the public or sell it. VisionaryD would obtain royalties from such sales. With the expected exponential growth of customers using the VisionaryD software, advertisers would be attracted to the platform so that revenue can be generated from selling both textual and visual ads. Ultimately, VisionaryD is designed to disrupt search engines like Google and Bing as well as collaboration platforms such as Slideshare, Wikipedia, and LinkedIn.
http://goo.gl/khko7G
Newmark Knight Frank’s team includes more than 30 advisory professionals with expertise in office and industrial tenant representation, investment sales, portfolio management and strategic planning services. Combined, our principals have more than 90 years of experience negotiating complex transactions on behalf of clients in nearly every industry.
For any assignment, including lease restructures, headquarters relocations, build-to-suit development and sale/leasebacks, our advisory team provides best-in-class services, resources and strategic advice that enable our clients to make informed real estate decisions. We analyze each client’s financial, cultural, operational and strategic goals to determine the ideal real estate environment with minimal real estate costs. We also provide value-added, in-house capabilities, such as legal review, financial analysis, market research and demographic analysis.
International Mergers and Acquisitions 2010cassie111
"Attend The Premier International M&A Event To Learn About:
- The latest financial and legal developments in international M&A
- The countries and the sectors where the deals are being made—and the hot deals for 2010 - A focus on the opportunities in four countries: the United States, Canada, China and India
- Innovative alternative financing techniques
- The newest opportunities in obtaining bank and private equity financing
- The newest dangers in due diligence— including the increasingly strong enforcement of the FCPA, creating potential minefields for corporations and their executives.
- How to effectively acquire distressed businesses"
12th Annual Canadian Private Equity SummitGied Hermsen
Building on the success of the past 11 years, the 12th Annual Canadian Summit Private Equity will provide you with the latest insights in Private Equity in North America. This event is an excellent opportunity to hear from industry leaders and a terrific opportunity for you to network with your peers. Mark your calendar for this must attend event!
"Since 2009 saw a trend towards more judicial oversight, companies will have to balance concerns of judicial sanctions with the need to institute and maintain more reliable eDiscovery processes and IT systems for identifying, storing, preserving, reviewing and producing potentially relevant electronic evidence.
The rapid growth of electronically stored information in 2009 is assured to accelerate in 2010. The question now becomes how to perfect those systems and policies, how to perform better keyword searches, and how to evaluate newer and more efficient technologies.
Highlights of the eDiscovery 2010 Program Include:
Reduce your costs with alternative pricing models and fee structures
Benchmark your preservation and destruction processes against best practices
Perfecting the roles of the eDiscovery project management team
New interactive roundtable discussion groups
"
The following presentation gives you a clear understanding as to the resources and intellectual capital that we can leverage on your behalf. At "Legacy Quest Advisors" we give our clients a concise & competitive advantage when it come to the management of thier assets. We invite you to enjoy our brief presentation.
The event brings together senior decision-makers from the entire insurance-capital
markets value chain, including institutional investors, insurance and reinsurance companies, hedge funds and banks. It’s the largest ILS conference in the world, with more delegates, more speakers, and more opportunities for networking than any other event on the market.
Following the huge success of our New York ILS Summit earlier this year, we’ve taken the
important decision to create two dedicated tracks for the life and non-life sides of the
industry. This ensures you maxmize your opportunities on-site, delivering a tailored-learning and networking experience based on your specific area of focus. We’ve also created a series of networking-focused champagne roundtable discussions, enabling you to brainstorm your biggest issues at the same time as making valuable contacts from the industry. And in response to feedback from both conferences, we’ve arranged an exciting guest presentation on the future of human longevity, to be delivered by Bernard Siegel, Executive Director of the Genetics Policy Institute, one of the world’s leading authorities on stem cell research and life enhancing technologies.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
International Mergers and Acquisitions 2010cassie111
"Attend The Premier International M&A Event To Learn About:
- The latest financial and legal developments in international M&A
- The countries and the sectors where the deals are being made—and the hot deals for 2010 - A focus on the opportunities in four countries: the United States, Canada, China and India
- Innovative alternative financing techniques
- The newest opportunities in obtaining bank and private equity financing
- The newest dangers in due diligence— including the increasingly strong enforcement of the FCPA, creating potential minefields for corporations and their executives.
- How to effectively acquire distressed businesses"
12th Annual Canadian Private Equity SummitGied Hermsen
Building on the success of the past 11 years, the 12th Annual Canadian Summit Private Equity will provide you with the latest insights in Private Equity in North America. This event is an excellent opportunity to hear from industry leaders and a terrific opportunity for you to network with your peers. Mark your calendar for this must attend event!
"Since 2009 saw a trend towards more judicial oversight, companies will have to balance concerns of judicial sanctions with the need to institute and maintain more reliable eDiscovery processes and IT systems for identifying, storing, preserving, reviewing and producing potentially relevant electronic evidence.
The rapid growth of electronically stored information in 2009 is assured to accelerate in 2010. The question now becomes how to perfect those systems and policies, how to perform better keyword searches, and how to evaluate newer and more efficient technologies.
Highlights of the eDiscovery 2010 Program Include:
Reduce your costs with alternative pricing models and fee structures
Benchmark your preservation and destruction processes against best practices
Perfecting the roles of the eDiscovery project management team
New interactive roundtable discussion groups
"
The following presentation gives you a clear understanding as to the resources and intellectual capital that we can leverage on your behalf. At "Legacy Quest Advisors" we give our clients a concise & competitive advantage when it come to the management of thier assets. We invite you to enjoy our brief presentation.
The event brings together senior decision-makers from the entire insurance-capital
markets value chain, including institutional investors, insurance and reinsurance companies, hedge funds and banks. It’s the largest ILS conference in the world, with more delegates, more speakers, and more opportunities for networking than any other event on the market.
Following the huge success of our New York ILS Summit earlier this year, we’ve taken the
important decision to create two dedicated tracks for the life and non-life sides of the
industry. This ensures you maxmize your opportunities on-site, delivering a tailored-learning and networking experience based on your specific area of focus. We’ve also created a series of networking-focused champagne roundtable discussions, enabling you to brainstorm your biggest issues at the same time as making valuable contacts from the industry. And in response to feedback from both conferences, we’ve arranged an exciting guest presentation on the future of human longevity, to be delivered by Bernard Siegel, Executive Director of the Genetics Policy Institute, one of the world’s leading authorities on stem cell research and life enhancing technologies.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
2. Newmark Knight Frank Overview
Newmark Knight Frank Financial Services Clients
National Coverage
Newmark was founded in 1929 in New York, Knight
Frank was founded in 1896 in London. INSTITUTIONAL FUND MANAGEMENT PRIVATE EQUITY
The Bank of New York Omega Advisors Apollo Management
One of the largest independent full-service real estate Citigroup Soros Fund Management Behrman Capital
The Goldman Sachs Group Moore Capital Management The Blackstone Group
firms in the world JPMorgan Chase Eton Park Capital Management The Carlyle Group
Lehman Brothers Old Lane Management Centerbridge Partners
Merrill Lynch TPG – Axon Harvest Partners
Serves as leasing agent and/or property manager for over Morgan Stanley Alstra Capital Management Lincolnshire Management
100 million square feet of commercial space nationally Wachovia Bank QVT Financial Providence Equity Partners
Arden Advisors
UBS Texas Pacific Group
Diamondback Advisors NY
LLC
Healthcor Partners
National Offices Samlyn Capital
ADVISORY / SPECIALIST /
PRIME BROKERAGE DISTRESSED DEBT
OTHER
AMBAC Financial Group, Inc. Bear Stearns ESL Partners
Archipelago Holdings Citigroup GSO Capital Partners (Hybrid)
Bloomberg Credit Suisse First Boston MatlinPatterson Global
Advisers
BrokerTec – Garban - ICAP Deutsche Bank
WL Ross & Company
Evercore Partners The Goldman Sachs Group
Quadrangle Debt Recovery
First New York Securities Hoenig/ITG
Advisors
i-Deal Morgan Stanley
International Fund Services UBS
Knight Trading Group
Sagent
Peter J. Solomon Company
Sanford I. Weill
Page 2
3. Newmark Knight Frank Overview
Newmark Knight Frank’s Global Reach
One of the largest independent real estate service firms in the world
Employs over 800 people throughout the United States, and 6,300 professionals worldwide
Operates from over 165 offices in established and emerging property markets on six continents
Handles transactions worth over $47.6 billion, with revenues exceeding $872 million, annually
Delivers seamless worldwide service through open information exchange with international broker teams
Page 3
4. Summary of Credit Tenant Lease Structure
Generally viewed as a bond rather than a real estate loan
Tenant’s credit is the primary underwriting criteria, not the underlying real estate
Tenants are investment grade with the published credit ratings of BBB- / Baa3 or better by
Standard & Poor’s, Moody’s or Fitch
Leases will have no landlord responsibilities (triple-net / bondable leases)
Depending upon the asset, lease can be structured as an operating or capital lease
All risks, except credit, are mitigated through insurance policies
Casualty Gap Insurance
Condemnation Insurance
Ability to provide up to 105% financing
Lease terms may be 15 – 30 years, with renewal rights and/or purchase options
Typical lenders are bond departments of insurance companies or pension funds
Always a direct pay from the Tenant
Always a stand-alone building, with a separate tax parcel
Page 4
5. Why a CTL?
Transaction can be funded in 90 – 120 days
150 – 300 basis points less expensive than a traditional sale/leaseback or build-to-suit
Zero cash flow to Owner
Assets can be fully monetized at, or above, market values
Tenant can have purchase option at the end of lease term at a fraction of then market value
Transaction is priced from an index tracking the 10-year treasury, at an equivalent of 150 – 200
basis points above current treasury depending on Tenant’s credit rating
Residual Value Insurance policy allows up to 42% of asset value to be unamortized over lease
term
Smaller assets can be bundled into one master lease
Page 5
6. Who is Utilizing CTLs
A number of investment grade companies, universities and municipalities are utilizing credit tenant leases,
including:
Page 6
7. Credit Tenant Lease (CTL)
Fixed renewals for up to 30 years at today’s
rates Asset or Build-to-Suit
Sold to structured
lease investor
Fully FASB 13 compliant operating lease
Ability to finance virtually all tenant
Debt Financed
improvement costs within operating lease
With LT Bonds
Complete asset control
Credit Based
Based on LT
Credit Rating
Very tax efficient
Example
AA
3.84% Treasury
Fully Amortizing Debt
Structured with residual value insurance (no
0.95 Corporate rate
@ 10 year treasury
tenant residual obligation) 0.55 Structure/RVI
+ Corporate credit rate
5.34% Rate Structure
+ 55-85 Basis points for Structure/RVI
For information regarding this Financing Structure, please contact:
Patrick M. Duffy, Managing Principal at (404) 926-1106 or Ed Hartwell, Associate (404) 926-1143
Page 7
8. 201 17th Street, Suite 900, Atlanta, GA 30363 • Tel: 404.926.1100 • Fax: 404.926.1101 • www.newmarkkf.com
United States: New York • Atlanta • Boston • Chicago • Connecticut • Dallas • Detroit • Houston • Long Island • Los Angeles • Miami
Nashville • New Jersey • Orange County, CA • San Francisco • San Jose • Washington, D.C. • Westchester
International: Australia • Belgium • Botswana • Brazil • China • Czech Republic • France • Germany • Hong Kong • India • Indonesia • Ireland • Italy • Kenya • Malawi • Malaysia
Netherlands • Nigeria • Poland • Portugal • Russia • Singapore • Spain • Tanzania • Thailand • Uganda • Ukraine • United Kingdom • Zambia • Zimbabwe
