This document provides tips to help people protect themselves from health insurance scams: - Call your insurance company right away if your insurance card is lost or stolen or if you think someone has stolen your personal health or bank information. - Understand your health insurance plan and read statements carefully so you know what is covered and can spot any errors or suspicious activity. - Be wary of giving out personal details over the phone and never pay sign-up fees or costs for insurance cards, as those indicate a potential scam. - Only pay your monthly premium and any costs your plan requires - if someone asks for extra money, it could be a fraud.