This document provides 5 ways to save out-of-pocket costs and help pay for surgery. It recommends using flexible spending accounts to pay for costs with pre-tax dollars. It also suggests financing the surgery through your doctor's office to get low interest rates. Additionally, it advises shopping around to find fair prices and rallying your support system to help cover costs through fundraising. Taking advantage of insurance benefits, finding quality low-cost care, and getting the best financing options can make surgery affordable.

1. 5WAYSTO SAVE
OUT-OF-POCKET COSTS
AND HELP PAY FORYOUR SURGERY
deciding factor. With some careful planning
reduce or eliminate your out-of-pocket costs,
Here are ways to save out-of-pocket costs
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2. DEDUCTIBLE
MAKEYOUR
WORKFORYOU
out-of-pocket costs for the rest of the year.
cost.
contact your insurance provider to ask about “fourth-quarter rollover.”
verify when your deductible
resets
the procedure.
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3. FLEXIBLE SPENDING ACCOUNTS:
IT’SYOUR MONEY,
USEIT
Money in an FSA is tax-free
Even more reason
allowing you to double up on
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4. FINANCEYOUR SURGERY
BREAKINGTHEBANK
WITHOUT
First, ask your doctor’s office
short-term zero or low-interest rates
compare interest rates so you can get the
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5. SHOPAROUND
you can find fair prices
Find out
In addition, you can find resources that can help you
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6. SUPPORTSYSTEM
RALLY YOUR
Rather than
your surgery.
create your own fundraising cause
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7. By taking full advantage of your health insurance benefits,
making sure you know the market value of the surgery you want
to have and the quality of your surgeon, and researching the
lowest interest rates to cover surgical costs not covered by your
insurance, you can make surgery affordable for you.
PAYING FOR
SURGERY CAN BE
CHALLENGING,
BUTYOU CAN SAVE
MONEY BY BEING A
SMART HEALTH CARE
CONSUMER.
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