Credit Connect Group acts as a private lender, peer-to-peer lending facilitator, and mortgage manager. They receive loan applications from borrowers and brokers, and finance residential and commercial mortgages and development loans through their network of private investors. Since 2006, they have provided over $320 million in loans and delivered an average 11.2% annual return to investors. The company utilizes a business model that connects investors seeking yield to borrowers needing funding for property purchases.

1. W W W . C C G . C O M . A U
2019
WELCOME TO OUR
PRIVATE LENDERS
NETWORK

2. 2 Next Page >> COMPANY BROCHURE2 Next Page >> COMPANYBROCHURE
INVEST,
BORROW
RESIDENTIAL,
COMMERCIAL
Credit Connect Group acts as a private
lender, peer-to-peer lending facilitator
and mortgage manager. We receive
loan applications from borrowers and
referral partners (such as brokers). We
finance residential and commercial
mortgages and development loans-
either directly from our funds or
through our network of private
investors.

3. 3Next Page >>COMPANYBROCHURE
2019
PAGE OF CONTENTS
3Next Page >>COMPANYBROCHURE
2019
04
06
09
12
14
05
07
10
13
16
From The CEOs Desk
Peer To Peer Lending in Australia
Management Team
Wealth Managers, Accredited
Brokers and Referrers
Loan Funding Procedure
Our Group
Our business model
Finance Team
7 reasons to invest with Credit
Connect Group
Company History

4. FROM THE CEO’S DESK
Peer-to-peer lending can be a great option for investors who
are searching far and wide for good yields. We thoroughly
screen borrowers and manage the loan, so investors can ‘set
and forget’ their investment.
We live in a low-yield environment.
Sooner or later, the wheel will turn, but
right now, traditional investments like
stocks, bonds and term deposits are
deliveringlow-orevennegative-returns.
Butthere’soneinvestmentthat’scurrently
delivering net returns of 6% to 12% per
annum.
I’m talking about peer-to-peer lending.
The concept is simple. You act as a private
funder for someone who wants a home
loan or a commercial loan. In return,
you get first mortgage security, as well as
monthly cash flow and attractive returns.
Australiaiscurrentlyexperiencingaperfect
storm, because not only are investors
finding it hard to get decent yields, but
borrowers are struggling to get finance.
Again, the wheel will eventually turn, but
right now, mainstream banks are rejecting
even good borrowers.
The result? An increasing number of
borrowers are turning to peer-to-peer
lending, such as the lending facilitated by
Credit Connect Group providing a great
opportunity for investors who want to
fund them.
CreditConnectGroupisareallyattractive
partner for savvy investors. We offer
a transparent investment process, a
strong track record and an experienced
leadership team.
We’re also financially conservative.
Borrowers are thoroughly screened
for creditworthiness. Properties are
independently valued and loan-to-value
ratios are limited to 65% with a historic
average of 53%.
Since 2006, Credit Connect Group
has provided more than $320
million of loans and delivered a
weighted average return of 11.2%
per annum to our investor clients.
Our record speaks for itself.
Peter Benson
CEO
4 Next Page >> COMPANYBROCHURE
2019

5. 5Next Page >>COMPANYBROCHURE
2019
OUR GROUP
Credit Connect Pty Ltd (‘Credit Connect’ or ‘The Company’s) is an Australian limited liability company, incorporated on 17th
August 2006.
The company holds trusted relationships with a significant number of loan writers and originators across Australia. These
connections have enabled Credit Connect to establish itself as a dominant player in the private lending market.
Credit Connect’s experience and comprehensive understanding of private lending is a primary factor in its success.
Peer-to-Peer Lending Facilitator
A leading marketplace facilitator that connects investors with borrowers who need funding for
residential and commercial property purchases.
Our Associated Groups
Our Group Of Companies
Private Lending
A non-bank lender that provides funding for investment mortgages, including non-resident home
loans and house-and-land packages.
Our Licences
We follow responsible lending practices
and within the group, are ASIC-licensed
credit and financial service providers.
ACL
Credit Connect Finance Pty
Ltd (ACN 113 576 891) (“Credit
Connect Finance”) holds an Australian
Credit Licence 396190 issued by the
Australian Securities and Investments
Commission. The entity is licensed
to provide credit to consumer clients
under the National Consumer Credit
Protection Act.
Managed Funds
A public company (currently inactive) that is licensed to manage a property trust and mortgage
investment scheme.
AFSL
Credit Connect Capital Ltd (ACN
104 081 192) (“Credit Connect
Capital”) is a public company and
holds an Australian Financial Services
Licence 230173 issued by the
Australian Securities and Investments
Commission. The entity is licensed to
offer managed investment schemes to
retail and wholesale clients.

6. PEER TO PEER
LENDING IN
AUSTRALIA
Since 2006, we’ve loaned over $320m and delivered a weighted average return of 11.2% pa
2019
6 Next Page >> COMPANYBROCHURE
Credit Connect Group has found a clever way to solve problems for both investors and borrowers.
Investors want attractive yields and monthly dividends. Borrowers want funding for their residential and commercial property
purchases. The solution? Peer-to-peer lending.
We not only bring investors and borrowers together, we also perform the tricky job of managing the loan, allowing both parties
to get on with their lives.

7. 2019
OUR BUSINESS MODEL
7Next Page >>COMPANYBROCHURE
Credit Connect Group has the perfect business model for today’s unsettled financial climate.
Investing is tough right now, with shares and bonds delivering low yields. Borrowing is also tough, with property buyers struggling to secure
loans from banks.
Credit Connect Group acts as an intermediary between investors who want their money to work hard for them and borrowers who need
that money to buy residential or commercial property.
We offer strong value to both parties. Investors love our transparent investment process, which allows them to conduct their own due
diligence and choose which loans they want to fund. Borrowers love the fact that we encourage our lending clients to be more flexible than
traditional banks, which means we judge their applications on their merits rather than rigid formulas which continuously change.
Credit Connect Group avoids any conflict of interest by facilitating full disclosure between the parties and encouraging independent evaluation
of the opportunities being offered.
Credit Connect Group’s business model provides win-win outcomes for investors and borrowers.

8. 2019
8 Next Page >> COMPANY BROCHURE8 Next Page >> COMPANYBROCHURE
Seeking greater yield
with capital security?
Invest
Borrow
Banks not lending for
property?

9. 2019
9Next Page >>COMPANYBROCHURE
MANAGEMENT TEAM
DAVID NUNN
DIRECTOR OF INVESTOR
RELATIONS
David Nunn is the Director
of Investor Relations he brings
more than 25 years’ experience
in the finance industry to Credit
Connect Group, in the fields
of insurance, financial planning,
funds management, commercial
and consumer credit. David is
responsible for liaising with our
clients and providing them with
the best solutions. David has
a clear customer focus, always
lookingtoprovideoptimalreturns
for investors whilst ensuring
credit integrity from strong and
experienced borrowers. David
also has extensive experience
in working with finance brokers
and borrowers and is available
at all times to deal with any loan
enquiries you may have.
Contact Details:
0429 490 648
david@ccg.com.au
PETER BENSON
CEO
Peter Benson is the CEO of
Credit Connect Group, and has
over 20 years of investment
and lending experience –
involving numerous private
financing transactions. In 2006,
prior to establishing Credit
Connect Group, Peter founded
and incorporated the highly
successful private lending firm,
Credit Connect, which Peter still
guides as one of Australia’s most
respected private lending and
finance facilitation firms today.
The longstanding performance of
Credit Connect speaks highly of
Peter’s expertise and experience.
Peter holds a Diploma of Financial
Planning, is PS146 compliant and
is very well respected in the
business community throughout
Australia.
Contact Details:
5593 1300
peter@ccg.com.au

10. PAUL CRONIN
FINANCIAL CONTROLLER
Paul Cronin is the Group’s
Financial Controller. Paul is
responsible for the management
and coordination of all monetary
functions within the Group, such
as financial reporting, company
compliance, taxation matters
and other economic regulatory
requirements. Paul has over
20 years’ experience in Senior
Financial roles both in Australia,
and previously in the UK. Since
moving to Australia 13 years ago,
Paul has performed financial roles
within both the Construction
and Development Industry and
in Real Estate before joining
Credit Connect Group. Paul
brings strong Financial Modelling,
Management and Reporting
experience to the Group,
together with Development
feasibility analysis and costing.
Contact Details:
5593 1300
paul@ccg.com.au
SIMON TICKNER
ASSET MANAGER
Simon Tickner is the Group’s
Asset Manager and enjoyed a 20
year career trading and broking
in London’s money and interest
rate derivates markets prior to
immigrating to Australia in 2001.
Working within the real estate
funds management industry since
arriving in Australia, including
senior management and board
level appointments, Simon has
gained extensive experience in
the areas of loan origination,
credit assessment, development
feasibility analysis, mortgage/
construction management, in-
house legal processes and default
management. Simon has also
sat on the Credit and Arrears
Management Committees for
various managed investments
schemes and is familiar with
both financial and compliance
audit obligations of licencees as
relevant to asset management.
Contact Details:
0408 069 113
simon@ccg.com.au
10 Next Page >> COMPANYBROCHURE
2019
FINANCE TEAM

11. 11Next Page >>COMPANYBROCHURE
2019
YIELD AND CAPITAL
SECURITY
Ifyou’reaninvestor,youwanttwothings-yieldandcapitalsecurity.CreditConnectGroup
offers both.
Since 2006, we’ve managed more than $320 million of loans and delivered a weighted
average return of 11.2% per annum.
How? Five reasons. First, we thoroughly screen all potential borrowers. Second, they have
to provide first mortgage security. Third, they’re allowed to borrow no more than 65%
of the value of the secured property. Fourth, we allow investors to conduct their own due
diligence and pick which loans they want to fund. Fifth, the loan is secured in the investors
name/entity giving then total control.

12. 12 Next Page >> COMPANYBROCHURE
2019
WEALTH MANAGERS,
ACCREDITED BROKERS
AND REFERRERS
Credit Connect Group enjoys mutually beneficial referral relationships with a network of wealth managers, finance brokers and real
estate agents.
We focus on making our referral partners look good, by solving problems for their clients and delivering five-star service.
Referral partners may also earn fees for successful introductions.
Our wholesale investors include high-net-worth individuals, family offices, SMSFs (self-managed super funds), charities, religious
groups, hedge funds and foreign investors.
We specialise in lending to Australia interest-only and non-resident borrowers. We also fund residential property loans, commercial
property loans, construction loans, development loans and short-term business loans. We also have investor clients seeking lending
opportunities ranging from $5-50 million.

13. 13Next Page >>COMPANYBROCHURE
2019
7 REASONS TO INVEST WITH
CREDIT CONNECT GROUP
Credit Connect Group provides a smart investment option for investors who want to generate strong returns in a
low-yield environment. We give investors the chance to lend money, at attractive rates, to borrowers who need finance for various reasons.
STRONG RETURNS
Credit Connect Group offers net returns of 6% to 12% per
annum. Since 2006, Credit Connect Group has provided
more than $320 million of loans and delivered a weighted
average return of 11.2% per annum.
PREDICTABLE RETURNS
You negotiate the interest rate you want. Interest rates are
always fixed for the entire loan term, so you know exactly
how much you’ll receive before you commit to the loan.
MONTHLY CASH FLOW
Borrowersarerequiredtomakemonthlyinterestpayments.
Thesefundswillbedepositeddirectlyintoyourbankaccount
each month from the CCG trust account.
SECURED LOANS
Investors are offered strong security, for both residential and
commercialloans.Inthecaseofresidentialtransactions,your
funds will be secured via a registered mortgage against the
borrower’s real property. With commercial transactions,
you’ll additionally receive guarantees from the directors of
the borrowing entity, you’ll be able to get fixed and floating
charges, and you’ll have 100% control of the loan advance.
All security documents are registered in your name giving
you total control.
CREDITWORTHY BORROWERS
Credit Connect Group acts as a gatekeeper on behalf of
investors. Unsuitable borrowers don’t get through the gate
- many are blocked immediately either because they have
the wrong profile or their application isn’t investment-grade.
If a borrower does seem promising, we investigate further,
weeding out even more applicants during this process.
At the end of this vetting process, only quality borrowers
remain.Wethensharetheirapplicationswithinvestors,who
can weigh up whether to offer them funding.
FULL TRANSPARENCY
When we receive suitable loan applications, investors are given
documentation with all the key facts - borrower profile, property
address, property value, interest rate, loan term and potential
return.
It is then up to investors to make their final investment decision
and perform their due diligence. We recommend you seek
independent legal and financial advice before making any
investment decision. Credit Connect Group does not provide
legal or financial advice.
PASSIVE INVESTING
Credit Connect Group will manage the loan on your behalf,
allowing you to ‘set and forget’ your investment.
We’ll collect the monthly interest payments from the borrower.
Our efforts will be directed to timely loan repayment
management. We’ll also take care of all the necessary admin.

14. 14 Next Page >> COMPANYBROCHURE
LOAN
FUNDING
PROCEDURE
Here’s a step-by-step guide to how the loan funding process works. Keep it
on hand, so you’ve always got something to refer to when investing through
Credit Connect Group.
2019

15. 15Next Page >>COMPANYBROCHURE
1. Look out for new loan opportunities - either by email or via online listings (www.ccg.com.au) (FB, LinkedIn, Twitter).
2. If a loan catches your eye, ask Credit Connect Group for the Discussion Paper - this lists key facts about the loan and the
borrower.
3. If you express further interest, we provide you with a detailed Finance Proposal - this includes the borrower’s application,
credit reference reports, tenancy agreements, accountant‘s letters, property valuations, property photos and location
maps etc.
4. If you decide to fund the loan, you provide the name or entity you wish to invest under.
5. We then send you a mortgage administration authority or loan administration authority.
6. After you sign the authority, we engage lawyers to prepare the mortgage documents and arrange settlement. Prior to
settlement the lawyers acting on your behalf will provide their legal letter of certification, which certifies all the signed
documents to be provided to you.
7. Once a settlement date has been scheduled, you deposit funds in the acting lawyer’s trust
account - at no time do we hold your funds.
8. Once settlement has been completed, lawyers register the mortgage.
9. We then send you our loan confirmation document, which includes a summary of the mortgage, a valuation report, a
lawyer’s letter of certificate and a certificate of insurance.
10. For the life of the loan, interest payments are paid into your bank account on the 10th day of each month. Subject to
public holidays etc.
11. We manage the loan on your behalf. Our efforts will be directed to timely loan repayment management.
12. Once repaid, the lawyers deposit your principal investment in your bank account.
13. You can return to step 1 and start the process again.
2019

16. Impressive investor returns over 12 years
Conservative loan-to-value ratios over 12 years
0-3% 3-6% 6-9% 9-13% 12-15% 15%+
Interest Returns
0
20
40
60
80
NoofLoans
Investor Returns Range over 12 Year Period
0-10%
10-20%
20-30%
30-40%
40-50%
50-60%
60-70%
70-80%
80-90%
90-100%
Gearing Percentage
0
20
40
60
80
Loan to Value Ratio Range over 12 Year Period
NoofLoans
16 Next Page >> COMPANYBROCHURE
2019
COMPANY HISTORY
THIS IS AN ANALYSIS OF LOANS THAT HAVE BEEN INTRODUCED OR FUNDED BY
CREDIT CONNECT GROUP. IT COVERS THE PERIOD BETWEEN OUR LAUNCH IN
2006 AND 30 JUNE 2018.
SMART STRATEGY DELIVERS
STRONG RETURNS
These graphs illustrate the success
Credit Connect Group has enjoyed
since being founded in 2006, and
the reasons for its success.
Investors have enjoyed impressive
returns that are significantly higher
than government bonds, term
deposits or similar-style bank
products.
Loan security has been strong,
loan-to-value ratios have been
conservative and Credit Connect
Group has seized opportunities
throughout Australia.

17. Opportunities seized in different states over 12 years
Strong loan security offered over 12 years
Diverse loan terms offered over 12 years
Total Location Value Percentage over 12 Year Period
Other
2%
VIC
25%
NSC
44%
QLD
29%
Loan Security Type Range over 12 Year Period
2nd Mortgage
6%
1st Mortgage
94%
Loan Term Range over 12 Year Period
NoofLoans
Term
1-6
m
ths
6-12
m
ths
12-18
m
ths
18-24
m
ths
24
m
ths
0
25
50
75
100
44%
NSW
17Next Page >>COMPANYBROCHURE
2019

18. Disclaimer This document is simply a guide. In the event you wish to consider investing, you will need to be a wholesale / sophisticated
investor. You should be aware investing into mortgages carries great risk. Should you be a wholesale / sophisticated investor we
will need to provide our Discussion Paper and Finance Proposal, which are detailed documents that will allow you to undertake all
your own due-diligence in regard to any specific loan. The information contained in this document has been prepared by Credit
Connect Pty Ltd A.C.N: 121 286 315 (CC) for general purposes only, while every care has been taken in regard to its accuracy
no warranty is given or implied. The information contained herein does not constitute financial product advice and or an offer to
invest. We recommend that any person obtain financial, legal and taxation advice before making any financial investment with CC.
Web:
ccg.com.au
Phone Local:
1300 795 507
+61 7 5593 1300
Phone International:
+61 7 5689 1980
Head Office:
60/1 Arbour Avenue
Robina QLD 4226
(Corner Arbour Avenue
and Riverwalk Avenue)
Sydney Office:
Suite 130, Level 9, 267-277 Castle Street
Sydney NSW 2000
Postal Address:
PO Box 3574
Robina Town Centre QLD 4230
Email Us:
info@ccg.com.au
Investor and Wealth Manager Enquiries:
invest@ccg.com.au
Borrower, Broker and Referrer Enquiries:
borrow@ccg.com.au
Media and Public Relations Enquiries:
marketing@ccg.com.au
Accounts Enquiries:
accounts@ccg.com.au
Complaints Process Enquiries:
resolution@ccg.com.au