This document summarizes the benefits of an FHA loan from imortgage, including down payments as low as 3.5%, low minimum credit scores, financing for 1-4 unit owner-occupied residences, allowed gifts and non-occupant co-signors, 6% seller concessions, and loans not lowered in declining markets. It states that imortgage can close FHA loans within 30 days and offers contact information for Justin Sorsabal and Eric Billock to get more information or help finding an appropriate loan program.