Information about different types of mortgage calculators for first time home buyer. http://www.hsh.com/mortgage-calculator.html

1. 12+ MORTGAGE CALCULATORS
FOR FIRST TIME HOME BUYER

2. 0 1
M O R T G A G E A M O R T I Z A T I O N C A L C U L A T O R
This mortgage calculator will show how much
your monthly mortgage payment would be,
including your amortization schedule. See how
much you could save by prepaying some of the
principal.Find out your home loan breakdown
now by using this simple and free mortgage
calculator.
source: http://www.hsh.com/mortgage-calculator.html

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P M I C O S T C A L C U L A T O R
How Much is Mortgage Insurance?
This mortgage calculator will show the Private
Mortgage Insurance (PMI) payment that may be
required in addition to the monthly PITI payment.
Source: http://www.hsh.com/calc-pmionly.html

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L O A N C O M P A R I S O N C A L C U L A T O R
Use this loan comparison calculator to sort
through the monthly payments, fees and other
costs associated with getting a new loan. By
comparing these important variables side by side,
this loan comparison calculator can help you
choose the loan that works best for you.
Source: http://www.bankrate.com/calculators/home-equity/compare-loans-
calculator.aspx

5. 0 4
Use this calculator to determine how much house
you can afford. By entering details about your
income, down payment, and monthly debts, you
can estimate the mortgage amount that works
with your budget.
A F F O R D A B I L I T Y C A L C U L A T O R
Source: https://www.zillow.com/mortgage-calculator/house-affordability/

6. 0 5
D O W N P A Y M E N T C A L C U L A T O R
Saving money for a down payment is a long slog.
HSH.com’s Down Payment Decisioner Calculator
shows you how both a smaller and larger down
payment impacts your overall cost.
Source: http://www.hsh.com/down-payment-calculator.html

7. 0 6
A P R C A L C U L A T O R
Calculate your annual percentage rate.
This APR Calculator helps you discover what your
mortgage loan is really costing you!
Source: http://www.hsh.com/calc-wwapr.html

8. 0 7
Interest paid on a mortgage is tax deductible if
itemized on the tax return. So are points that are
paid to lower the interest rate. Use this mortgage
tax deduction calculator to determine how much
you could save in income taxes.
M O R T G A G E T A X D E D U C T I O N C A L C U L A T O R
Source: http://www.bankrate.com/calculators/mortgages/loan-tax-deduction-
calculator.aspx

9. 0 8
M O R T G A G E A N N U A L P E R C E N T A G E R A T E
C A L C U L A T O R
Calculate your earnings and more
Use this annual percentage rate calculator to
determine the annual percentage rate, or APR, for
your mortgage.
Sourece: http://www.bankrate.com/calculators/mortgages/mortgage-apr-
calculator.aspx

10. 0 9
D E B T -T O -I N C O M E C A L C U L A T O R
Use this debt-to-income calculator to help you
determine your debt-to-income ratio and if you
are likely eligible for a mortgage.
Source: https://www.zillow.com/mortgage-calculator/debt-to-income-calculator/

11. 1 0
F H A L O A N C A L C U L A T O R
How much will your monthly mortgage payments
be if you received an FHA loan?
Use this FHA mortgage calculator to get a monthly
payment estimate to help ensure that you get a
home that fits in your budget.
Source: https://www.lendingtree.com/fha-loan-calculator

12. 1 1
P M I C A L C U L A T O R
How to Calculate Mortgage Insurance?
Calculate your total mortgage payment using this
calculator to make an amortization schedule for a
loan of any term, rate, and size.
Source: http://www.hsh.com/calc-pmi.html

13. 1 2
R E N T V S . B U Y C A L C U L A T O R
While purchasing a home is often the better
option, there are times (depending upon how long
you intend to live in a particular area) when
renting may be a better choice. This calculator
helps you determine what may be best for you.
Source: http://www.hsh.com/calc-wwrvb.html

14. 1 3
L O W E R R A T E M O R T G A G E P R E P A Y M E N T
C A L C U L A T O R
This LowerRate Mortgage Prepayment
Calculator allows you to plug in a dollar amount,
and tells you what equivalent-to-refinancing
interest rate that prepayment will achieve.This
LowerRate prepayment calculator does the
reverse: You tell us the interest rate you would like
to PreFi at and we'll tell you the prepayment
amount you'll need to hit.
Source: http://www.hsh.com/lowerrate-prepayment-calculator.html

15. 1 4
V A L O A N C A L C U L A T O R
Most active-duty military and veterans qualify for
Veterans Affairs mortgages, and many reservists
and National Guard members are eligible.To use
this VA mortgage calculator, enter your loan
amount, term, interest rate and start date below
to find out what your monthly payments would
be.
Source: http://www.bankrate.com/calculators/mortgages/va-loans-calculator.aspx

16. 1 5
T H A N K Y O U !!